{
 "dataset": "cards",
 "title": "Taiwan Credit Cards",
 "generated_at": "2026-10-08T04:00:03+08:00",
 "source": "https://cards.ampm-aiops.com",
 "methodology": "https://ampm-aiops.com/methodology/",
 "license": "CC BY-SA 4.0 — attribution required: AMPM-AIOPS 問問貓 (ampm-aiops.com)",
 "disclaimer": "Prices, fees and free-tier limits change without notice. Figures are snapshots as of each row's last_verified date — always confirm against the official page before relying on a figure.",
 "row_count": 179,
 "excluded_below_threshold": 13,
 "threshold": "rows must have last_verified and an official source URL",
 "last_verified_max": "2026-10-07",
 "rows": [
  {
   "slug": "scsb-simple-plus",
   "name": "上海商業儲蓄銀行 VISA簡單卡",
   "issuer": "上海商業儲蓄銀行",
   "annual_fee": "首年免年費；次年年刷 12 次或 NT$3 萬即免，或上海商銀帳戶自動扣繳即免",
   "cashback": "國內 1%、國外 2%、日韓 3%（限面對面交易）現金回饋",
   "revolving_rate": null,
   "cash_advance_fee": null,
   "source_url": "https://www.scsb.com.tw/content/card/card03_h1.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/scsb-simple-plus/",
   "ampm_ref": "AMPM-a5ef221b75"
  },
  {
   "slug": "scsb-simple",
   "name": "上海商銀 VISA簡單卡",
   "issuer": "上海商業儲蓄銀行",
   "annual_fee": "首年免年費；次年年刷 12 次或 NT$3 萬即免，或上海商銀帳戶自動扣繳即免（年費金額產品頁未列，站上舊寫 NT$1,200 官網產品頁查不到）",
   "cashback": "國內1%、國外2%、日韓實體消費3%現金回饋，無上限無到期",
   "revolving_rate": null,
   "cash_advance_fee": null,
   "source_url": "https://www.scsb.com.tw/content/card/card03_h1.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/scsb-simple/",
   "ampm_ref": "AMPM-54060ff6f9"
  },
  {
   "slug": "ctbc-linepay",
   "name": "中信 LINE Pay卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "綁定 LINE Pay 終生免年費",
   "cashback": "國外網路消費 1%；國外實體商店面對面刷卡 2.8%（1%＋加碼 1.8%，至 2026/12/31）；需綁定台灣 LINE Pay 帳號；網路、條碼、第三方支付不算 2.8%",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/dam/minisite/long/creditcard/LINEPay/index.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-linepay/",
   "ampm_ref": "AMPM-94e75e01a9"
  },
  {
   "slug": "ctbc-7eleven",
   "name": "中國信託 7-ELEVEN聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "首年免，次年消費6次即免",
   "cashback": "7-ELEVEN消費最高3%icash回饋。國內1%。超商繳費0.5%",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_LINEPay.html",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-7eleven/",
   "ampm_ref": "AMPM-d10570a1e9"
  },
  {
   "slug": "ctbc-allme",
   "name": "中國信託 ALL ME卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "NT$1,800，首年免；綁 Hami Pay 或 Pi 拍錢包可免年費（2026 全年）",
   "cashback": "國內外一般消費 1% 無上限；國外實體商店最高 2.2%（官網未寫組成）",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_AllMe.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-allme/",
   "ampm_ref": "AMPM-78cf047fd5"
  },
  {
   "slug": "ctbc-amazon",
   "name": "中國信託 Amazon聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "首年免，次年消費6次即免",
   "cashback": "Amazon.com消費最高3%回饋。指定海外通路2%。國內1%無上限",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_LINEPay.html",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-amazon/",
   "ampm_ref": "AMPM-1f3d35f066"
  },
  {
   "slug": "ctbc-costco",
   "name": "中國信託 Costco 聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "官網查不到；站上舊寫「首年免，次年消費 1 次免」未能官網確認",
   "cashback": "2026-09-26 官網卡片清單查不到這張卡；站上舊寫「Costco 消費 1% 回饋金、加油 1.5%、一般 0.5%」未能官網確認",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index.html",
   "last_verified": "2026-09-26",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-costco/",
   "ampm_ref": "AMPM-a511b14b3c"
  },
  {
   "slug": "ctbc-debit",
   "name": "中國信託 Debit金融卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "免年費",
   "cashback": "國內0.2%。國外0.5%。中信帳戶搭配偶有活動",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_LINEPay.html",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-debit/",
   "ampm_ref": "AMPM-0a59fe6e22"
  },
  {
   "slug": "ctbc-jcb",
   "name": "中國信託 JCB晶緻卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "官網查不到；站上舊寫「次年消費 3 次免」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡；站上舊寫「日本 3%、國內 1%」未能官網確認",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-jcb/",
   "ampm_ref": "AMPM-b268ba2f22"
  },
  {
   "slug": "ctbc-linepay-basic",
   "name": "中國信託 LINE Pay卡 一般版",
   "issuer": "中國信託商業銀行",
   "annual_fee": "同中信 LINE Pay 信用卡，以 /items/ctbc-linepay/ 為準",
   "cashback": "同中信 LINE Pay 信用卡（中信官網只有一張 LINE Pay 信用卡），回饋以 /items/ctbc-linepay/ 為準；站上舊寫的「LINE POINTS 基本 1%、加碼最高 3%、新戶首 2 月 5%」本次未能官網確認",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_LINEPay.html",
   "last_verified": "2026-09-26",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-linepay-basic/",
   "ampm_ref": "AMPM-3806c0ae9a"
  },
  {
   "slug": "ctbc-foodpanda",
   "name": "中國信託 foodpanda聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "首年免年費（產品頁未寫金額）",
   "cashback": "國內外一般消費 1%；國外實體商店 2% 無上限；foodpanda 單筆滿 288 元最高 5%（加碼每月上限胖達幣 200 元，7/1–9/30）",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_FP.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-foodpanda/",
   "ampm_ref": "AMPM-069a377379"
  },
  {
   "slug": "ctbc-uniopen",
   "name": "中國信託 uniopen聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "世界卡：首年免年費（正卡 NT$5,000、附卡 NT$5,000），次年年費計算期間累計年新增消費達 NT$36 萬享次年免年費",
   "cashback": "OPENPOINT 回饋：國內一般消費 1% 無上限、統一企業集團最高 3%（1%＋加碼 2%）、國外一般消費 2% 無上限、國外實體商店最高 11%（2%＋加碼 8%＋再加碼）；綁定 icash Pay 單筆滿 NT$199 最高再加碼 4%",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_uniopen.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-uniopen/",
   "ampm_ref": "AMPM-eb0bc0c1fb"
  },
  {
   "slug": "ctbc-cpc",
   "name": "中國信託 中油聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "首年免；次年符合任一即免：申請電子或行動帳單、中信帳戶自扣、綁定中油Pay",
   "cashback": "中油加油紅利點數：御璽卡每 NT$30 得 3 點、白金卡每 NT$30 得 2 點（含原本 1 倍），每 100 點抵 8 元加油金（2026/1/1～12/31）；另有中油會員點數汽油 1 元 1 點、5,000 點抵 25 元；非中油消費依刷卡得利計劃，產品頁未列回饋率",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_CPC.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-cpc/",
   "ampm_ref": "AMPM-ba9d1976ba"
  },
  {
   "slug": "ctbc-cht",
   "name": "中國信託 中華電信聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "白金卡NT$1,500、御璽卡NT$1,800。2025年起需年消費滿NT$6萬才免次年年費（原電子帳單終身免年費已取消）",
   "cashback": "扣繳中華電信費2% Hami Point。Hami Pay/中華電信/神腦3%（含基本1%+限時加碼2%）。國內1%、國外2% Hami Point無上限（國外 2%＝基本 1%＋加碼 1%，115/7/1–12/31；VISA 白金卡自 114/1/1 起停止新卡發行）",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_CHT.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-cht/",
   "ampm_ref": "AMPM-ae04428c98"
  },
  {
   "slug": "ctbc-asiamiles",
   "name": "中國信託 亞洲萬里通聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "NT$3,000，年消費12萬即免",
   "cashback": "海外每NT$15=1哩。國內每NT$25=1哩。亞洲萬里通哩程",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_LINEPay.html",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-asiamiles/",
   "ampm_ref": "AMPM-4c3e025d34"
  },
  {
   "slug": "ctbc-biz-travel",
   "name": "中國信託 商旅鈦金卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "NT$1,800，首年免（官網卡片清單）",
   "cashback": "國內外一般消費 1%；國外實體商店最高 2.5%（1%＋1.5%，2026/1/1–12/31）；亞洲實體商店與指定網購登錄最高 5%（每戶每月加碼上限 300 元、有名額，至 9/30）",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/B_EP_Titanium.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-biz-travel/",
   "ampm_ref": "AMPM-25a42bd8f0"
  },
  {
   "slug": "ctbc-shinkong",
   "name": "中國信託 新光三越聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "官網查不到；站上舊寫「NT$2,000，年消費 6 萬即免」未能官網確認",
   "cashback": "2026-09-26 官網卡片清單查不到這張卡；站上舊寫「新光三越最高 5%、平日百貨 2%、一般 1%」未能官網確認",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index.html",
   "last_verified": "2026-09-26",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-shinkong/",
   "ampm_ref": "AMPM-a400051dfd"
  },
  {
   "slug": "ctbc-hanshin",
   "name": "中國信託 漢神聯名卡（台中漢神洲際）",
   "issuer": "中國信託商業銀行",
   "annual_fee": "鼎極卡：首年免年費，正卡 NT$5,000、附卡 NT$5,000；晶緻卡：首年免年費，正卡 NT$1,800、附卡 NT$900",
   "cashback": "漢神洲際館內最高 3% 中信點（館內一般 1% 無上限＋加碼 2%）、館外一般消費 0.5% 無上限、國外一般消費免 1.5% 國外交易手續費＋館外 0.5% 回饋",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_HanShin.html",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-hanshin/",
   "ampm_ref": "AMPM-f8bca496a1"
  },
  {
   "slug": "ctbc-cashback-signature",
   "name": "中國信託 現金回饋御璽卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "NT$1,800，首年免年費。次年年費期間累積消費達NT$6萬即免",
   "cashback": "國內0.5%現金回饋。國外依當月國內消費分級：<2萬→0.5%、2~4萬→1%、4~10萬→1.5%、>10萬→2.5%",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_LINEPay.html",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-cashback-signature/",
   "ampm_ref": "AMPM-7f10902cc5"
  },
  {
   "slug": "ctbc-cashback-titanium",
   "name": "中國信託 現金回饋鈦金卡（已停發）",
   "issuer": "中國信託商業銀行",
   "annual_fee": "首年免年費；次年年費官網此頁未列金額（站上舊寫「次年消費 3 次免」官網查不到）",
   "cashback": "國內消費不分級距 0.5%；國外消費依當月國內消費分級 0.5%／1%／1.5%／2.5%（國內月消費 0／2 萬／4 萬／10 萬以上），2026/1/1～12/31；112/10/1 起停止發卡",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/B_Cashback_Titanium.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-cashback-titanium/",
   "ampm_ref": "AMPM-c2bce36bf3"
  },
  {
   "slug": "ctbc-lol",
   "name": "中國信託 英雄聯盟信用卡（已停止申辦）",
   "issuer": "中國信託商業銀行",
   "annual_fee": "首年免，次年消費6次即免",
   "cashback": "國內外一般消費 1%、國外實體商店消費最高 2.5%（官網產品頁標示）；本卡已停止申辦",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/B_LOL.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-lol/",
   "ampm_ref": "AMPM-2dfb6d07a7"
  },
  {
   "slug": "ctbc-chinaair",
   "name": "中國信託 華航聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "NT$3,000，年消費12萬即免",
   "cashback": "華航消費每NT$5=1哩。海外每NT$20=1哩。國內每NT$25=1哩",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_LINEPay.html",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-chinaair/",
   "ampm_ref": "AMPM-fb01f0ca58"
  },
  {
   "slug": "ctbc-shopee",
   "name": "中國信託 蝦皮聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "官網查不到；站上舊寫「次年消費 6 次免」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡；站上舊寫「蝦皮消費最高 5%、國內 1%」未能官網確認",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-shopee/",
   "ampm_ref": "AMPM-56052ae1c9"
  },
  {
   "slug": "ctbc-disney",
   "name": "中國信託 迪士尼聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "首年免，次年消費6次即免",
   "cashback": "迪士尼商店/樂園消費3%。一般消費1%。迪士尼+專屬活動",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_LINEPay.html",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-disney/",
   "ampm_ref": "AMPM-40b304849c"
  },
  {
   "slug": "ctbc-sogo",
   "name": "中國信託 遠東SOGO聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "首年免年費。指定客戶免年費：鼎尊無限卡持卡期間符合本行指定臻、傳富家資格及 SOGO 百貨邀約會員免年費；無限卡為 SOGO 百貨邀約會員免年費。（次年一般年費金額官方本頁未載明）",
   "cashback": "官方主打先買券再消費最高 8.5%、店內餐飲最高 20%；店內消費 2026/7/1~9/30 為 3% 無上限，2026/10/1~12/31 改為 2.5% 加碼並依卡等設每月回饋上限；國內外一般消費 0.5%",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_CS.html",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-sogo/",
   "ampm_ref": "AMPM-efc281117a"
  },
  {
   "slug": "ctbc-infinite",
   "name": "中國信託 鼎極卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "NT$25,000，無減免",
   "cashback": "無限卡等級，最高回饋依方案。機場貴賓室無限次。專屬秘書服務",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_LINEPay.html",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-infinite/",
   "ampm_ref": "AMPM-dbf95651c1"
  },
  {
   "slug": "ctbc-familymart",
   "name": "中國信託全家聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "官網查不到；站上舊寫「免年費」未能官網確認",
   "cashback": "2026-09-26 官網卡片清單查不到這張卡；站上舊寫「全家消費 3% 回饋金、其他 0.5%」未能官網確認",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index.html",
   "last_verified": "2026-09-26",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-familymart/",
   "ampm_ref": "AMPM-89f7e57906"
  },
  {
   "slug": "ctbc-student",
   "name": "中國信託小白卡（學生版）",
   "issuer": "中國信託商業銀行",
   "annual_fee": "免年費",
   "cashback": "指定通路 2% LINE POINTS、一般 0.5%",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_LINEPay.html",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-student/",
   "ampm_ref": "AMPM-38242737c3"
  },
  {
   "slug": "ctbc-shinkong-mitsukoshi",
   "name": "中國信託新光三越聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "官網查不到；站上舊寫「首年免，次年刷滿 8 萬免」未能官網確認",
   "cashback": "2026-09-26 官網卡片清單查不到這張卡；站上舊寫「新光三越 5%、周年慶加碼 8%、一般 0.5%」未能官網確認",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index.html",
   "last_verified": "2026-09-26",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-shinkong-mitsukoshi/",
   "ampm_ref": "AMPM-1994d40b3b"
  },
  {
   "slug": "ctbc-starbucks",
   "name": "中國信託星巴克聯名卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "$1,200，首年免",
   "cashback": "星巴克消費享買一送一或 5% 回饋、一般消費 0.5%",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_LINEPay.html",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-starbucks/",
   "ampm_ref": "AMPM-ce2403460f"
  },
  {
   "slug": "ctbc-staralliance",
   "name": "中國信託星空聯盟飛遊卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "$2,000，刷滿 30 萬免",
   "cashback": "海外消費 $30=1 哩、國內 $50=1 哩（長榮/星空聯盟）",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/content/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index/C_LINEPay.html",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-staralliance/",
   "ampm_ref": "AMPM-b6bbdbfdd2"
  },
  {
   "slug": "ctbc-platinum",
   "name": "中國信託白金卡",
   "issuer": "中國信託商業銀行",
   "annual_fee": "首年免，次年刷滿 12 萬免",
   "cashback": "國內一般消費 0.5%、海外 1.5%",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-platinum/",
   "ampm_ref": "AMPM-c7a1247f49"
  },
  {
   "slug": "ctbc-twm",
   "name": "台灣大哥大 聯名卡（中信發行）",
   "issuer": "中國信託商業銀行",
   "annual_fee": "官網查不到；站上舊寫「次年消費 6 次免」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡；站上舊寫「台灣大帳單最高 5%、myfone 購物 3%、國內 1%」未能官網確認",
   "revolving_rate": "本行 ARMs 指數 ＋ 加碼利率 5.97%~13.47%，年利率上限 15%（循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆預借金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.ctbcbank.com/twrbo/zh_tw/cc_index/cc_product/cc_introduction_index.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/ctbc-twm/",
   "ampm_ref": "AMPM-c09f56f3df"
  },
  {
   "slug": "ktb-card",
   "name": "京城商業銀行 信用卡",
   "issuer": "京城商業銀行",
   "annual_fee": "官網查不到；站上舊寫「需查官方公告」",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡（京城官網個人服務沒有信用卡項目）；站上舊寫「國內約 0.5%」未能官網確認",
   "revolving_rate": null,
   "cash_advance_fee": null,
   "source_url": "https://customer.ktb.com.tw/new/personal",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/ktb-card/",
   "ampm_ref": "AMPM-613f70eacd"
  },
  {
   "slug": "yuanta-icash",
   "name": "元大銀行 元大鑽金icash聯名卡",
   "issuer": "元大商業銀行",
   "annual_fee": "NT$1,800；申請電子帳單或元大帳戶自動扣款即免",
   "cashback": "國內消費 1.2%、海外消費 2.2%，無消費門檻、回饋無上限（115/1/1–115/12/31）",
   "revolving_rate": "2.92%~15.00%（差別循環信用年利率，循環利率基準日 106 年 4 月 1 日）",
   "cash_advance_fee": "每筆 預借現金金額×3.5% ＋ 新臺幣100元",
   "source_url": "https://www.yuantabank.com.tw/bank/creditCard/creditCard/in.do?id=2752af9d700000004912",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/yuanta-icash/",
   "ampm_ref": "AMPM-8e032ad24c"
  },
  {
   "slug": "yuanta-icash-diamond",
   "name": "元大銀行 鑽金icash聯名卡",
   "issuer": "元大商業銀行",
   "annual_fee": "正卡 NT$1,800、附卡 NT$900；電子帳單期間或元大帳戶自動轉帳扣繳卡款期間，正附卡均免年費",
   "cashback": "國內消費 1.2%、海外消費 2.2% 現金回饋（115/1/1～115/12/31）",
   "revolving_rate": "2.92%~15.00%（差別循環信用年利率，循環利率基準日 106 年 4 月 1 日）",
   "cash_advance_fee": "每筆 預借現金金額×3.5% ＋ 新臺幣100元",
   "source_url": "https://www.yuantabank.com.tw/bank/creditCard/creditCard/in.do?id=2752af9d700000004912",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/yuanta-icash-diamond/",
   "ampm_ref": "AMPM-a6277a2493"
  },
  {
   "slug": "megabank-e-second",
   "name": "兆豐 e秒刷鈦金卡",
   "issuer": "兆豐國際商業銀行",
   "annual_fee": "官網卡片總覽未列年費；站上舊寫「電子帳單免年費」本次未能官網確認",
   "cashback": "網購最高 4% 回饋（官網卡片總覽標示，細則以官網活動辦法為準）；滿額自動分 3 期 0 利率 0 手續費",
   "revolving_rate": "年息1%~15%（以新臺幣一年期定儲固定利率為基礎加碼、電腦評等差別定價，上限15%，基準日 114 年 1 月 1 日）",
   "cash_advance_fee": "預借金額×3% ＋ 新臺幣150元（網路申辦×3%，最低新臺幣100元）",
   "source_url": "https://www.megabank.com.tw/personal/credit-card/card/overview",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/megabank-e-second/",
   "ampm_ref": "AMPM-28a4f44243"
  },
  {
   "slug": "megabank-ehappy",
   "name": "兆豐銀行 e秒Happy卡",
   "issuer": "兆豐國際商業銀行",
   "annual_fee": "NT$2,400，首三年免；申請電子帳單期間免年費",
   "cashback": "國內非網購一般消費 0.4%、國外非網購一般消費 1.5%；網購 2.5%（每期上限 200 元）",
   "revolving_rate": "年息1%~15%（以新臺幣一年期定儲固定利率為基礎加碼、電腦評等差別定價，上限15%，基準日 114 年 1 月 1 日）",
   "cash_advance_fee": "預借金額×3% ＋ 新臺幣150元（網路申辦×3%，最低新臺幣100元）",
   "source_url": "https://www.megabank.com.tw/personal/credit-card/card/overview/happy2",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/megabank-ehappy/",
   "ampm_ref": "AMPM-2b4bc8045d"
  },
  {
   "slug": "megabank-reward",
   "name": "兆豐銀行 利多卡",
   "issuer": "兆豐國際商業銀行",
   "annual_fee": "NT$3,000，首年免；申請電子帳單即免",
   "cashback": "國內非網購消費 0.6% 無上限、網購 1%；國外消費基本 2% 無上限（電子帳單且當期有國內消費再加 1%；登錄另加 0.1%，每期上限 500 元；115 年 7–12 月帳單）",
   "revolving_rate": "年息1%~15%（以新臺幣一年期定儲固定利率為基礎加碼、電腦評等差別定價，上限15%，基準日 114 年 1 月 1 日）",
   "cash_advance_fee": "預借金額×3% ＋ 新臺幣150元（網路申辦×3%，最低新臺幣100元）",
   "source_url": "https://www.megabank.com.tw/personal/credit-card/card/overview/cash-rebate-biz",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/megabank-reward/",
   "ampm_ref": "AMPM-56f5fa98ba"
  },
  {
   "slug": "megabank-biz-signature",
   "name": "兆豐銀行 商務御璽卡",
   "issuer": "兆豐國際商業銀行",
   "annual_fee": "NT$1,500，首年免；年消費 15 萬免",
   "cashback": "國內消費 0.6%、國外消費 1.6%，無上限（Visa 公司商務御璽卡）",
   "revolving_rate": "年息1%~15%（以新臺幣一年期定儲固定利率為基礎加碼、電腦評等差別定價，上限15%，基準日 114 年 1 月 1 日）",
   "cash_advance_fee": "預借金額×3% ＋ 新臺幣150元（網路申辦×3%，最低新臺幣100元）",
   "source_url": "https://www.megabank.com.tw/personal/credit-card/card/overview/vsb-card",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/megabank-biz-signature/",
   "ampm_ref": "AMPM-0af7f2fc6c"
  },
  {
   "slug": "megabank-benefit",
   "name": "兆豐銀行利多卡",
   "issuer": "兆豐國際商業銀行",
   "annual_fee": "免年費",
   "cashback": "國內 1% 現金回饋、海外 1.5%",
   "revolving_rate": "年息1%~15%（以新臺幣一年期定儲固定利率為基礎加碼、電腦評等差別定價，上限15%，基準日 114 年 1 月 1 日）",
   "cash_advance_fee": "預借金額×3% ＋ 新臺幣150元（網路申辦×3%，最低新臺幣100元）",
   "source_url": "https://www.megabank.com.tw/personal/credit-card/legal-announcemet/revolving-credit-fee",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/megabank-benefit/",
   "ampm_ref": "AMPM-07128802e8"
  },
  {
   "slug": "kgi-cashback-signature",
   "name": "凱基銀行 現金回饋御璽卡",
   "issuer": "凱基商業銀行",
   "annual_fee": "NT$3,000，年消費12萬即免",
   "cashback": "國內一般消費 0.7%、國外消費 2% 刷卡金，無上限（115/1/1–115/12/31）；無海外加碼",
   "revolving_rate": "6.25%~15%（依本行電腦評等定期評定之差別循環信用年利率）",
   "cash_advance_fee": "每筆 預借金額×3.5% ＋ 新臺幣100元／3.5美元／350日圓／3歐元",
   "source_url": "https://www.kgibank.com.tw/zh-tw/personal/credit-card/list/cash-back-card",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/kgi-cashback-signature/",
   "ampm_ref": "AMPM-be96ef2834"
  },
  {
   "slug": "kgi-gov",
   "name": "凱基銀行 軍公教御璽卡",
   "issuer": "凱基商業銀行",
   "annual_fee": "軍公教身分免年費",
   "cashback": "軍公教專屬回饋：國內最高2%（指定通路）。一般1%。繳費（水電瓦斯學費）0.5%",
   "revolving_rate": "6.25%~15%（依本行電腦評等定期評定之差別循環信用年利率）",
   "cash_advance_fee": "每筆 預借金額×3.5% ＋ 新臺幣100元／3.5美元／350日圓／3歐元",
   "source_url": "https://www.kgibank.com.tw/zh-tw/personal/credit-card",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/kgi-gov/",
   "ampm_ref": "AMPM-4bf49c87a0"
  },
  {
   "slug": "kgi-mobuy",
   "name": "凱基銀行 魔BUY卡",
   "issuer": "凱基商業銀行",
   "annual_fee": "同魔BUY卡（見 /items/kgi-morebuy/）；本頁年費本次未另行官網覆核",
   "cashback": "國內一般消費 0.7%、國外消費（含國外網站購物）2% 現金點；12 大行動支付國內一般消費每月登錄且累積滿 3,000 元最高 4%（0.7%＋加碼 3.3%）；115/1/1～115/12/31",
   "revolving_rate": "6.25%~15%（依本行電腦評等定期評定之差別循環信用年利率）",
   "cash_advance_fee": "每筆 預借金額×3.5% ＋ 新臺幣100元／3.5美元／350日圓／3歐元",
   "source_url": "https://www.kgibank.com.tw/zh-tw/personal/credit-card/list/more-buy-credit-card",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/kgi-mobuy/",
   "ampm_ref": "AMPM-115c4af6f8"
  },
  {
   "slug": "kgi-morebuy",
   "name": "凱基銀行 魔BUY悠遊鈦金卡",
   "issuer": "凱基商業銀行",
   "annual_fee": "NT$3,000，首年免；年刷 12 次、累積 6 萬或申請電子帳單即免",
   "cashback": "國內一般消費 0.7%、國外消費（含國外網站購物）2% 現金點；行動支付加碼 3.3%（每月登錄、當月滿 3,000 元，每月上限 300 點）",
   "revolving_rate": "6.25%~15%（依本行電腦評等定期評定之差別循環信用年利率）",
   "cash_advance_fee": "每筆 預借金額×3.5% ＋ 新臺幣100元／3.5美元／350日圓／3歐元",
   "source_url": "https://www.kgibank.com.tw/zh-tw/personal/credit-card/list/more-buy-credit-card",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/kgi-morebuy/",
   "ampm_ref": "AMPM-7cc614749f"
  },
  {
   "slug": "kgi-magicbuy-easycard",
   "name": "凱基銀行魔BUY悠遊卡",
   "issuer": "凱基商業銀行",
   "annual_fee": "同魔BUY卡（見 /items/kgi-morebuy/）；本頁年費本次未另行官網覆核",
   "cashback": "國內一般消費 0.7%、國外消費（含國外網站購物）2% 現金點；12 大行動支付國內一般消費每月登錄且累積滿 3,000 元最高 4%（0.7%＋加碼 3.3%）；115/1/1～115/12/31；官網沒有「悠遊卡自動加值 3%」",
   "revolving_rate": "6.25%~15%（依本行電腦評等定期評定之差別循環信用年利率）",
   "cash_advance_fee": "每筆 預借金額×3.5% ＋ 新臺幣100元／3.5美元／350日圓／3歐元",
   "source_url": "https://www.kgibank.com.tw/zh-tw/personal/credit-card/list/more-buy-credit-card",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/kgi-magicbuy-easycard/",
   "ampm_ref": "AMPM-a702d41692"
  },
  {
   "slug": "tcbbank-card",
   "name": "台中商業銀行 信用卡",
   "issuer": "台中商業銀行",
   "annual_fee": "官網查不到；站上舊寫「依卡別，多數消費即免」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡（這是泛稱，不是具體卡名）；站上舊寫「國內 0.5～1%、海外 1～2%」未能官網確認",
   "revolving_rate": null,
   "cash_advance_fee": null,
   "source_url": "https://www.tcbbank.com.tw/CreditCard/J_02.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/tcbbank-card/",
   "ampm_ref": "AMPM-567a89767b"
  },
  {
   "slug": "fubon-costco",
   "name": "台北富邦 Costco聯名卡",
   "issuer": "台北富邦銀行",
   "annual_fee": "NT$1,800，首年免年費。次年：年消費6萬或12次/持Costco會員/電子帳單/綁LINE/自扣，任一即免",
   "cashback": "Costco賣場內2%好多金回饋無上限。Costco線上3%。自助加油3%（加碼1%上限$200/月）。店外1%無上限。國外實體5%（原1%＋每月登錄加碼4%，加碼每月每戶上限600元好多金，活動至2026/12/31）。好多金$1=NT$1可折Costco會費或賣場消費",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/costco/costco.htm",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-costco/",
   "ampm_ref": "AMPM-6582026cee"
  },
  {
   "slug": "fubon-j-card",
   "name": "台北富邦 J卡",
   "issuer": "台北富邦銀行",
   "annual_fee": "正卡 NT$1,800、附卡免年費（鈦金／御璽／晶緻卡）。首年免年費；次年正附卡合併消費達 6 萬元或 12 次免年費。2026/12/31 前另有三選一免年費：僅申請電子帳單、綁定銀行 LINE 官方帳號好友、或本行存戶自扣",
   "cashback": "日本三大交通卡最高 10%、日韓泰旅遊最高 6%、國內一般消費最高 1% 無上限。基本回饋（2026/4/1~2026/12/31）：日本／韓國／泰國地區一般消費最高 3%、國內及其他海外地區最高 1%、保費 0.5% 或最高 12 期分期 0 利率",
   "revolving_rate": "本行指數型房貸基準利率(I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/omiyage/omiyage.htm",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-j-card/",
   "ampm_ref": "AMPM-e058880e23"
  },
  {
   "slug": "fubon-sogo",
   "name": "台北富邦 SOGO聯名卡",
   "issuer": "台北富邦銀行",
   "annual_fee": "NT$1,800，年消費6萬即免",
   "cashback": "SOGO百貨消費最高5%（週年慶期間加碼）。一般消費1%。HAPPY GO點數累積",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/all_card.htm",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-sogo/",
   "ampm_ref": "AMPM-434071d7ca"
  },
  {
   "slug": "fubon-momo",
   "name": "台北富邦 momo聯名卡",
   "issuer": "台北富邦銀行",
   "annual_fee": "鈦金／御璽／晶緻卡正卡 NT$1,800、附卡免；首年免；次年正附卡合併 6 萬或 12 次免；2026/12/31 前 momo 任刷一筆、電子帳單不寄實體、綁富邦 LINE 官方帳號等任一即免",
   "cashback": "momo 通路消費最高 3% mo幣（正附卡合併每期上限 1,000 mo幣；2026/10～2027/1 帳單上限 2,000）；一般消費 1% 現金回饋無上限；海外消費 1% 現金回饋無上限（2026/4/1～12/31）；momo 館內精選品牌最高 7%（活動）",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/momo/momo.htm",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-momo/",
   "ampm_ref": "AMPM-ba0cd5e8d6"
  },
  {
   "slug": "fubon-cht",
   "name": "台北富邦 中華電信聯名卡",
   "issuer": "台北富邦銀行",
   "annual_fee": "官網查不到；站上舊寫「次年消費 3 次免」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡；站上舊寫「中華電信帳單 3%、國內 1%」未能官網確認",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/all_card.htm",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-cht/",
   "ampm_ref": "AMPM-2bd42c7b7c"
  },
  {
   "slug": "fubon-twm",
   "name": "台北富邦 台灣大哥大悠遊聯名卡",
   "issuer": "台北富邦銀行",
   "annual_fee": "鈦金／御璽／晶緻正卡 NT$1,800；首年免；次年年消費 6 萬或 12 次免；設定代扣繳終身免年費",
   "cashback": "一般消費 0.5% 現金回饋；台灣大電信費、凱擘等指定寬頻 2%（每期上限 NT$300，2026/7/1～12/31）；官網未列海外專屬回饋",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/twmobile_s/twmobile_s.htm",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-twm/",
   "ampm_ref": "AMPM-7008ad4580"
  },
  {
   "slug": "fubon-breeze",
   "name": "台北富邦 微風聯名卡",
   "issuer": "台北富邦銀行",
   "annual_fee": "NT$1,800，年消費6萬即免",
   "cashback": "微風百貨消費最高5%（週年慶加碼更高）。一般消費1%。微風超市2%",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/all_card.htm",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-breeze/",
   "ampm_ref": "AMPM-4dc2230dd5"
  },
  {
   "slug": "fubon-digital",
   "name": "台北富邦 數位生活卡（已停止受理申請）",
   "issuer": "台北富邦銀行",
   "annual_fee": "白金 NT$1,500、鈦金／御璽 NT$1,800；首年免",
   "cashback": "一般消費 0.5%；數位通路與海外一般消費最高 2%（0.5%＋1.5%，當月新增消費滿 NT$5,000 才有加碼，每期加碼上限 NT$300，2026/1/1～12/31）",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/digitallife/digitallife.htm",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-digital/",
   "ampm_ref": "AMPM-a290fb7710"
  },
  {
   "slug": "fubon-infinite",
   "name": "台北富邦 無限卡（2026/1/1 起停止受理申請）",
   "issuer": "台北富邦銀行",
   "annual_fee": "世界／無限卡正卡 NT$5,000、附卡免；首年免；次年正附卡消費共 36 萬免",
   "cashback": "紅利點數：每消費 NT$20 享 1 點紅利（2026/1/1～12/31）；官網未列海外一般回饋率；2026/1/1 起停止受理申請",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/infinite/infinite.htm",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-infinite/",
   "ampm_ref": "AMPM-55a6999525"
  },
  {
   "slug": "fubon-youth",
   "name": "台北富邦 財神卡",
   "issuer": "台北富邦銀行",
   "annual_fee": "白金卡正卡 1,500 元；鈦金／御璽／晶緻卡正卡 1,800 元（官網年費表）",
   "cashback": "一般消費 0.5% 現金回饋無上限（至 2026/12/31）；2025/2/1 起停止受理申請",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/fortune/fortune.htm",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-youth/",
   "ampm_ref": "AMPM-106f8700a0"
  },
  {
   "slug": "fubon-platinum",
   "name": "台北富邦 銀行卡（白金，已停止受理申請）",
   "issuer": "台北富邦銀行",
   "annual_fee": "白金正卡 NT$1,500；首年免；次年消費 2,400 元即免；2026 年底前電子帳單、LINE 綁定或本行帳戶自扣也免",
   "cashback": "紅利點數制：每刷 NT$20 回饋紅利 1 點（至 2026/12/31）；官網未列海外專屬回饋",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/Bankcard/Bankcard.htm",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-platinum/",
   "ampm_ref": "AMPM-0fc581aa3f"
  },
  {
   "slug": "fubon-oneworld",
   "name": "富邦寰宇一家航空卡",
   "issuer": "台北富邦銀行",
   "annual_fee": "$2,000，刷滿 25 萬免",
   "cashback": "海外消費 $28=1 哩、國內 $45=1 哩（寰宇一家聯盟）",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/all_card.htm",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-oneworld/",
   "ampm_ref": "AMPM-f480de1c75"
  },
  {
   "slug": "fubon-apple",
   "name": "富邦銀行 Apple Card",
   "issuer": "台北富邦銀行",
   "annual_fee": "官網查不到；站上舊寫「免年費」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡；站上舊寫「Apple Store 3%、Apple Pay 2%、實體卡 1%」未能官網確認",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/all_card.htm",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-apple/",
   "ampm_ref": "AMPM-848bfe51c6"
  },
  {
   "slug": "fubon-open",
   "name": "富邦銀行 OpenPossible卡",
   "issuer": "台北富邦銀行",
   "annual_fee": "NT$1,800，首年免",
   "cashback": "國內一般消費 1%（需設定富邦帳戶自動扣繳，未設定 0.5%）；海外 1% 無上限，當月滿 5,000 元再加碼 1%（每期上限 600 元）",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/openpossible/openpossible.htm",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-open/",
   "ampm_ref": "AMPM-1bff767153"
  },
  {
   "slug": "fubon-signature",
   "name": "富邦銀行 御璽卡",
   "issuer": "台北富邦銀行",
   "annual_fee": "官網查不到；站上舊寫「NT$3,000，年消費 12 萬免」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡；站上舊寫「最高 6%、貴賓室 2 次」未能官網確認",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/all_card.htm",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-signature/",
   "ampm_ref": "AMPM-e34d1f9adc"
  },
  {
   "slug": "fubon-evaair",
   "name": "富邦銀行 長榮航空聯名卡",
   "issuer": "台北富邦銀行",
   "annual_fee": "NT$3,000，年消費12萬即免",
   "cashback": "長榮消費每NT$5=1哩。海外每NT$20=1哩。國內每NT$30=1哩",
   "revolving_rate": "指數型房貸基準利率 (I) ＋ 加碼利率 4.75%~13.91%，年利率上限 15%（循環利率基準日 115.7.1）",
   "cash_advance_fee": "每筆預借現金總額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.fubon.com/banking/personal/credit_card/all_card/all_card.htm",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/fubon-evaair/",
   "ampm_ref": "AMPM-9a0ea4cd44"
  },
  {
   "slug": "taishin-woojii-world-legacy",
   "name": "台新 Woojii 世界商務卡（2026/09/01 起更名 Richart卡）",
   "issuer": "台新國際商業銀行",
   "annual_fee": "",
   "cashback": "",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/common/important-notice/TSBankImportantNotice-001508/",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-woojii-world-legacy/",
   "ampm_ref": "AMPM-ae9ef932ea"
  },
  {
   "slug": "taishin-woojii-titanium-legacy",
   "name": "台新 Woojii 鈦金商務卡（2026/09/01 起更名 Richart卡）",
   "issuer": "台新國際商業銀行",
   "annual_fee": "",
   "cashback": "",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/common/important-notice/TSBankImportantNotice-001508/",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-woojii-titanium-legacy/",
   "ampm_ref": "AMPM-d2c51737d5"
  },
  {
   "slug": "taishin-mercuries-legacy",
   "name": "台新 三商美邦聯名卡（2026/10/01 起更名 Richart卡）",
   "issuer": "台新國際商業銀行",
   "annual_fee": "",
   "cashback": "",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/common/important-notice/TSBankImportantNotice-001508/",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-mercuries-legacy/",
   "ampm_ref": "AMPM-c88a2d4ca0"
  },
  {
   "slug": "taishin-familymart-fish-legacy",
   "name": "台新 全家Fish悠遊聯名卡（2026/09/15 起更名 全家Richart聯名卡）",
   "issuer": "台新國際商業銀行",
   "annual_fee": "",
   "cashback": "",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/common/important-notice/TSBankImportantNotice-001508/",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-familymart-fish-legacy/",
   "ampm_ref": "AMPM-355366b0cb"
  },
  {
   "slug": "taishin-pxmart",
   "name": "台新 大全聯信用卡",
   "issuer": "台新國際商業銀行",
   "annual_fee": "晶緻卡／御璽卡正卡 NT$3,000、附卡 NT$1,500；御璽卡持卡年度累積 6 萬或 6 次免，晶緻卡任刷 1 筆免；2026 年任刷一筆或完成台新 LINE 官方帳號綁定即免",
   "cashback": "大全聯／全支付（店外）消費最高 1.5%；全聯活動回饋最高 3%；大全聯 JCB 卡週年活動最高 12%；2025/9/12 起原【大潤發聯名卡】更名為【大全聯信用卡】",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/cg010/card001/",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-pxmart/",
   "ampm_ref": "AMPM-3d94ea0961"
  },
  {
   "slug": "feib-friday",
   "name": "台新 遠傳friDay聯名卡",
   "issuer": "台新國際商業銀行",
   "annual_fee": "正卡 NT$3,000、附卡 NT$1,500；持卡年度累積消費 6 萬或 6 次免次年年費；2026 年任刷 1 筆免",
   "cashback": "一般消費 0.5% 遠傳幣無上限；週二、週五會員日精選通路最高 5%（0.5%＋4.5%，每期上限 1,500 遠傳幣，須台新帳戶自扣）；遠傳電信代扣繳最高 2.5%（每期上限 300 遠傳幣）；2026/6/1～2027/1/31 帳單；官網未列海外專屬回饋",
   "revolving_rate": "6.74%~14.99%（依個人信用狀況分級，循環利率基準日 2026 年 7 月 1 日）",
   "cash_advance_fee": "預借現金金額×3% ＋ 新臺幣150元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/cg019/card001/",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/feib-friday/",
   "ampm_ref": "AMPM-0d2df109bd"
  },
  {
   "slug": "taishin-gogo-legacy",
   "name": "台新銀行 @GOGO卡（已停發併入Richart）",
   "issuer": "台新國際商業銀行",
   "annual_fee": "原年費已不適用，參考Richart卡",
   "cashback": "已停止新申辦。原有持卡人權益已併入Richart卡體系。國內最高3.8%、網購最高6%（舊制）",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/cg047/card001/",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-gogo-legacy/",
   "ampm_ref": "AMPM-2c71622c0d"
  },
  {
   "slug": "taishin-flygo-legacy",
   "name": "台新銀行 FlyGo卡（已停發併入Richart）",
   "issuer": "台新國際商業銀行",
   "annual_fee": "原年費已不適用，參考Richart卡",
   "cashback": "已停止新申辦。原有持卡人權益併入Richart卡。海外最高5%、旅遊保險（舊制）",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/cg047/card001/",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-flygo-legacy/",
   "ampm_ref": "AMPM-810039f90c"
  },
  {
   "slug": "taishin-gogoro",
   "name": "台新銀行 Gogoro聯名卡",
   "issuer": "台新國際商業銀行",
   "annual_fee": "正卡 NT$4,500、附卡 NT$4,500；2026/12/31 前申辦享首年免年費",
   "cashback": "資費帳單最高 4% 無上限；Gogoro 門市最高 4%（基本最高 2%＋加碼 2%）；GoShare 最高 15%；指定通路與海外最高 4%（各項條件、上限以官網活動辦法為準）；2026 年",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/cg042/card001/",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-gogoro/",
   "ampm_ref": "AMPM-8fe742f84f"
  },
  {
   "slug": "taishin-richart",
   "name": "台新銀行 Richart卡",
   "issuer": "台新國際商業銀行",
   "annual_fee": "正/附卡年費NT$4,500，首年免年費，次年電子帳單/簡訊帳單可免",
   "cashback": "基本0.3%，指定通路最高10%（需綁定台新帳戶自動扣繳），新戶60天內LEVEL2最高3.8%",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/cg047/card001/",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-richart/",
   "ampm_ref": "AMPM-f20eb30ca3"
  },
  {
   "slug": "taishin-sun-legacy",
   "name": "台新銀行 太陽卡（已停發併入Richart）",
   "issuer": "台新國際商業銀行",
   "annual_fee": "原年費已不適用，參考Richart卡",
   "cashback": "已停止新申辦。原有持卡人權益併入Richart卡。國內最高2%、保費1%（舊制）",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/cg047/card001/",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-sun-legacy/",
   "ampm_ref": "AMPM-456aa20a7d"
  },
  {
   "slug": "taishin-pet",
   "name": "台新銀行 寵物認同卡",
   "issuer": "台新國際商業銀行",
   "annual_fee": "官網查不到；站上舊寫「首年免，次年消費 3 次即免」未能官網確認",
   "cashback": "2026-09-26 官網卡片清單查不到這張卡；站上舊寫「寵物醫院／寵物店最高 5%、一般 1%」未能官網確認",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/",
   "last_verified": "2026-09-26",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-pet/",
   "ampm_ref": "AMPM-658e00dad7"
  },
  {
   "slug": "taishin-infinite",
   "name": "台新銀行 無限卡",
   "issuer": "台新國際商業銀行",
   "annual_fee": "官網查不到；站上舊寫「NT$20,000+」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡（台新官網的無限卡是「卓富無限卡」）；站上舊寫「貴賓室無限、頂級餐廳禮遇」未能官網確認",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-infinite/",
   "ampm_ref": "AMPM-bd10464dc6"
  },
  {
   "slug": "taishin-rose-legacy",
   "name": "台新銀行 玫瑰卡（已停發併入Richart）",
   "issuer": "台新國際商業銀行",
   "annual_fee": "參考Richart卡",
   "cashback": "已停止新申辦。原女性專屬卡，權益併入Richart卡",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/cg047/card001/",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-rose-legacy/",
   "ampm_ref": "AMPM-762a66f173"
  },
  {
   "slug": "taishin-platinum",
   "name": "台新銀行 白金卡",
   "issuer": "台新國際商業銀行",
   "annual_fee": "官網查不到；站上舊寫「NT$1,800，年消費 6 萬免」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡；站上舊寫「國內 0.5%、海外 1%」未能官網確認",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-platinum/",
   "ampm_ref": "AMPM-a3aaa19039"
  },
  {
   "slug": "taishin-jkopay",
   "name": "台新銀行 街口聯名卡",
   "issuer": "台新國際商業銀行",
   "annual_fee": "街口晶緻卡正卡 NT$3,000、附卡 NT$1,500；街口商務鈦金卡正附卡各 NT$4,500；使用台新電子／行動帳單且生效即免",
   "cashback": "一般消費 1% 街口幣無上限；精選通路（旅遊交通、生活購物、外送美食、影城等）最高 3.5%（1%＋精選加碼 2.5%，精選加碼每月合計上限 10,000 街口幣）；日本 PayPay（限街口支付綁本卡）1%＋精選加碼 1%＋免 1.5% 海外手續費；2026/1/1～12/31",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/cg038/card001/",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-jkopay/",
   "ampm_ref": "AMPM-dfd3cd468d"
  },
  {
   "slug": "taishin-jkopay-titanium",
   "name": "台新銀行 街口聯名卡 鈦金版",
   "issuer": "台新國際商業銀行",
   "annual_fee": "NT$2,400，年消費10萬即免",
   "cashback": "街口支付最高8%。一般消費1.5%。指定通路加碼",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/cg047/card001/",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-jkopay-titanium/",
   "ampm_ref": "AMPM-1e4e175ed0"
  },
  {
   "slug": "taishin-young",
   "name": "台新銀行 青春 Young 卡",
   "issuer": "台新國際商業銀行",
   "annual_fee": "免年費",
   "cashback": "數位消費 2%、一般 0.5%",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/cg047/card001/",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-young/",
   "ampm_ref": "AMPM-7bb244f17f"
  },
  {
   "slug": "taishin-skyteam",
   "name": "台新銀行天合聯盟飛卡",
   "issuer": "台新國際商業銀行",
   "annual_fee": "$2,500，刷滿 36 萬免",
   "cashback": "海外消費 $25=1 哩、國內 $40=1 哩（華航/天合聯盟）",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/cg047/card001/",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-skyteam/",
   "ampm_ref": "AMPM-1908372ff8"
  },
  {
   "slug": "taishin-pet-platinum",
   "name": "台新銀行寵物白金卡",
   "issuer": "台新國際商業銀行",
   "annual_fee": "官網查不到；站上舊寫「首年免，次年刷 6 次免」未能官網確認",
   "cashback": "2026-09-26 官網卡片清單查不到這張卡；站上舊寫「寵物通路 3%、動物醫院 2%、一般 0.5%」未能官網確認",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/",
   "last_verified": "2026-09-26",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-pet-platinum/",
   "ampm_ref": "AMPM-899f5a1c67"
  },
  {
   "slug": "taishin-breeze",
   "name": "台新銀行微風聯名卡",
   "issuer": "台新國際商業銀行",
   "annual_fee": "$800，微風消費滿 3 萬免",
   "cashback": "微風消費 5%、微風超市 3%、一般 0.5%",
   "revolving_rate": "2.88%~15%（差別循環信用利率，一般消費及預借現金適用，依電腦評等而定，循環利率基準日 115/1/2）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 新臺幣 150 元",
   "source_url": "https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/cg047/card001/",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/taishin-breeze/",
   "ampm_ref": "AMPM-43ac9f7579"
  },
  {
   "slug": "rakuten-pandaj",
   "name": "樂天信用卡 Panda J卡",
   "issuer": "台灣樂天信用卡股份有限公司",
   "annual_fee": "正卡 NT$2,000、附卡免年費；申辦電子帳單首年免；次年起前一年度刷滿 12 次且維持電子帳單即免",
   "cashback": "國內一般消費 0.5%、海外一般消費 1.5% 無上限；指定通路（LINE Pay、街口、華航／長榮／星宇、指定旅行社與加油站）再加碼 2.5%（每期上限 NT$250，國內最高 3%）；日韓泰當地實體店且刷當地幣別再加碼 2.5%（每期上限 NT$300，國外最高 4%）；2026/7/1–12/31；歐洲經濟區實體…",
   "revolving_rate": null,
   "cash_advance_fee": null,
   "source_url": "https://www.card.rakuten.com.tw/corp/ads/04.xhtml",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/rakuten-pandaj/",
   "ampm_ref": "AMPM-676c4ee387"
  },
  {
   "slug": "tcb-icard",
   "name": "合作金庫 iCard卡",
   "issuer": "合作金庫商業銀行",
   "annual_fee": "依卡別，多數消費即免",
   "cashback": "國內0.5~1%（依卡別和活動）。海外1~2%。部分卡別有指定通路加碼",
   "revolving_rate": "4.15%~14.75%（差別循環信用年利率，循環利率基準日 109 年 10 月 1 日）",
   "cash_advance_fee": "每筆 預借現金金額×3% ＋ 新臺幣150元",
   "source_url": "https://www.tcb-bank.com.tw/",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/tcb-icard/",
   "ampm_ref": "AMPM-10d3aa45c3"
  },
  {
   "slug": "tcb-ijoy",
   "name": "合作金庫 i享樂生活卡",
   "issuer": "合作金庫商業銀行",
   "annual_fee": "NT$1,800，首年免；前一年刷 8 萬或 8 筆、或申請電子帳單即免",
   "cashback": "國內1%、國外2%現金回饋無上限，六大通路加碼5%",
   "revolving_rate": "4.15%~14.75%（差別循環信用年利率，循環利率基準日 109 年 10 月 1 日）",
   "cash_advance_fee": "每筆 預借現金金額×3% ＋ 新臺幣150元",
   "source_url": "https://portal.tcb-bank.com.tw:8443/Campaign/I_Joy_2023/index.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/tcb-ijoy/",
   "ampm_ref": "AMPM-64588b6d6c"
  },
  {
   "slug": "cathay-7eleven",
   "name": "國泰世華 7-ELEVEN 聯名卡",
   "issuer": "國泰世華銀行",
   "annual_fee": "首年免，次年消費 3 次免",
   "cashback": "7-11 消費 3% OPENPOINT、其他 0.3%",
   "revolving_rate": "6.75%~15%（依本行信用評分制度定期評估，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借現金金額 ×3% ＋ 新臺幣 150 元或美元 5 元",
   "source_url": "https://www.cathaybk.com.tw/cathaybk/personal/about/news/charge-standard/",
   "last_verified": "2026-09-24",
   "page_url": "https://cards.ampm-aiops.com/items/cathay-7eleven/",
   "ampm_ref": "AMPM-677c8a3ffb"
  },
  {
   "slug": "cathay-cube",
   "name": "國泰世華 CUBE卡",
   "issuer": "國泰世華銀行",
   "annual_fee": "申辦電子帳單免年費",
   "cashback": "指定通路 2%，完成 App 繳卡費或自動扣繳任務後升 3%（集精選維持 2%）",
   "revolving_rate": "6.75%~15%（依本行信用評分制度定期評估，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借現金金額 ×3% ＋ 新臺幣 150 元或美元 5 元",
   "source_url": "https://www.cathay-cube.com.tw/cathaybk/personal/product/credit-card/cards/cube",
   "last_verified": "2026-09-24",
   "page_url": "https://cards.ampm-aiops.com/items/cathay-cube/",
   "ampm_ref": "AMPM-57ce93806e"
  },
  {
   "slug": "cathay-koko-legacy",
   "name": "國泰世華 KOKO卡（已併入CUBE）",
   "issuer": "國泰世華銀行",
   "annual_fee": "參考CUBE卡",
   "cashback": "已停止新申辦。原有權益併入CUBE卡體系",
   "revolving_rate": "6.75%~15%（依本行信用評分制度定期評估，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借現金金額 ×3% ＋ 新臺幣 150 元或美元 5 元",
   "source_url": "https://www.cathay-cube.com.tw/cathaybk/personal/product/credit-card/cards/koko-icash",
   "last_verified": "2026-09-24",
   "page_url": "https://cards.ampm-aiops.com/items/cathay-koko-legacy/",
   "ampm_ref": "AMPM-d27c8d64eb"
  },
  {
   "slug": "cathay-world",
   "name": "國泰世華 世界卡",
   "issuer": "國泰世華銀行",
   "annual_fee": "正卡NT$20,000、附卡免年費。首年免年費需「首次申辦且近三個月平均往來資產達NT$300萬並在當月專案名單內」；次年免年費需正附卡併計年消費NT$80萬（2026/7/1起NT$60萬），年消費NT$40萬（2026/7/1起NT$30萬）只有年費5折",
   "cashback": "主權益海外消費0.9%小樹點；2026/7/1~12/31 海外累計達NT$30萬加碼2.6%、最高3.5%（每戶加碼上限7,800點）。刷保費最高1.8%。機場貴賓室須消費達檻、每戶免費上限8次",
   "revolving_rate": "6.75%~15%（依本行信用評分制度定期評估，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借現金金額 ×3% ＋ 新臺幣 150 元或美元 5 元",
   "source_url": "https://www.cathay-cube.com.tw/cathaybk/personal/product/credit-card/cards/world",
   "last_verified": "2026-08-30",
   "page_url": "https://cards.ampm-aiops.com/items/cathay-world/",
   "ampm_ref": "AMPM-632b1a7c2e"
  },
  {
   "slug": "cathay-signature",
   "name": "國泰世華 尊榮御璽(COMBO)卡（已停發）",
   "issuer": "國泰世華銀行",
   "annual_fee": "已停發，官網查不到",
   "cashback": "已停發（2021/11/1 起併入並更名為 CUBE 卡）；原卡回饋官網查不到",
   "revolving_rate": "6.75%~15%（依本行信用評分制度定期評估，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借現金金額 ×3% ＋ 新臺幣 150 元或美元 5 元",
   "source_url": "https://www.cathay-cube.com.tw/cathaybk/personal/product/credit-card/cards/signature",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/cathay-signature/",
   "ampm_ref": "AMPM-db31549c3b"
  },
  {
   "slug": "cathay-infinite",
   "name": "國泰世華 無限卡",
   "issuer": "國泰世華銀行",
   "annual_fee": "官網查不到；站上舊寫「NT$20,000+」未能官網確認",
   "cashback": "2026-09-26 官網卡片清單查不到這張卡；站上舊寫「依方案最高 5%、機場貴賓室無限次」未能官網確認",
   "revolving_rate": "6.75%~15%（依本行信用評分制度定期評估，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借現金金額 ×3% ＋ 新臺幣 150 元或美元 5 元",
   "source_url": "https://www.cathay-cube.com.tw/cathaybk/personal/product/credit-card/cards",
   "last_verified": "2026-09-26",
   "page_url": "https://cards.ampm-aiops.com/items/cathay-infinite/",
   "ampm_ref": "AMPM-ec995d6cbd"
  },
  {
   "slug": "cathay-cashback-signature",
   "name": "國泰世華 現金回饋御璽卡",
   "issuer": "國泰世華銀行",
   "annual_fee": "正卡 NT$1,800，首年免；次年年消費達 NT$6 萬或 12 次即免",
   "cashback": "國內一般消費 0.5%、國外一般消費 2% 現金回饋，無通路限制、無級距門檻、無回饋上限（至 2026/12/31；國外＝交易地點不在台灣或幣別非台幣）；傳統型壽險保費（不含躉繳）0.3%",
   "revolving_rate": "6.75%~15%（依本行信用評分制度定期評估，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借現金金額 ×3% ＋ 新臺幣 150 元或美元 5 元",
   "source_url": "https://www.cathay-cube.com.tw/cathaybk/personal/product/credit-card/cards/cash-rebate-signature",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/cathay-cashback-signature/",
   "ampm_ref": "AMPM-cab62f26f8"
  },
  {
   "slug": "cathay-shopee",
   "name": "國泰世華 蝦皮購物聯名卡",
   "issuer": "國泰世華銀行",
   "annual_fee": "鈦金卡 NT$1,800；首年免；次年年消費滿 3 萬或 6 筆，或申辦電子帳單且任刷一筆即免",
   "cashback": "蝦皮購物全站消費天天最高 4% 蝦幣；指定期間再加碼最高 6% 蝦幣（站內最高 10%）；站外消費 0.5% 蝦幣；海外消費免手續費",
   "revolving_rate": "6.75%~15%（依本行信用評分制度定期評估，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借現金金額 ×3% ＋ 新臺幣 150 元或美元 5 元",
   "source_url": "https://www.cathay-cube.com.tw/cathaybk/personal/product/credit-card/cards/shopee",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/cathay-shopee/",
   "ampm_ref": "AMPM-8aedd82c5b"
  },
  {
   "slug": "cathay-evaair",
   "name": "國泰世華 長榮航空聯名卡",
   "issuer": "國泰世華銀行",
   "annual_fee": "極致無限卡NT$20,000/無限卡NT$2,400/極致御璽NT$800/御璽NT$300（首年免），均無年費減免",
   "cashback": "國內一般消費：極致無限 NT$20／無限 NT$22／極致御璽 NT$30／御璽 NT$30＝1 哩；海外一般消費 NT$15＝1 哩（御璽卡不適用）；海外指定消費（海外實體店、訂房平台、航空官網等）最優 NT$10＝1 哩（2026/1/1–12/31，每年上限極致無限 20 萬哩、無限 15 萬哩、極致御璽 10 …",
   "revolving_rate": "6.75%~15%（依本行信用評分制度定期評估，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借現金金額 ×3% ＋ 新臺幣 150 元或美元 5 元",
   "source_url": "https://www.cathay-cube.com.tw/cathaybk/personal/product/credit-card/cards/eva",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/cathay-evaair/",
   "ampm_ref": "AMPM-79d07e28a2"
  },
  {
   "slug": "cathay-dual-currency",
   "name": "國泰世華 雙幣卡",
   "issuer": "國泰世華銀行",
   "annual_fee": "鈦金商務卡／白金卡皆NT$1,800，首年免年費，附卡免年費；次年起鈦金商務卡需正附卡併計消費滿NT$18萬、白金卡需每卡消費滿2次",
   "cashback": "海外消費最高1.5%回饋；國內消費與海外單筆US$20以下0.3%小樹點",
   "revolving_rate": "6.75%~15%（依本行信用評分制度定期評估，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借現金金額 ×3% ＋ 新臺幣 150 元或美元 5 元",
   "source_url": "https://www.cathay-cube.com.tw/cathaybk/personal/product/credit-card/cards/dual-currency",
   "last_verified": "2026-08-30",
   "page_url": "https://cards.ampm-aiops.com/items/cathay-dual-currency/",
   "ampm_ref": "AMPM-84b80399de"
  },
  {
   "slug": "cathay-asiamiles",
   "name": "國泰世華亞洲萬里通聯名卡",
   "issuer": "國泰世華銀行",
   "annual_fee": "$2,000，刷滿 25 萬免",
   "cashback": "海外 $20=1 哩、國內 $30=1 哩（亞洲萬里通）",
   "revolving_rate": "6.75%~15%（依本行信用評分制度定期評估，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借現金金額 ×3% ＋ 新臺幣 150 元或美元 5 元",
   "source_url": "https://www.cathay-cube.com.tw/cathaybk/personal/product/credit-card/cards/cube",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/cathay-asiamiles/",
   "ampm_ref": "AMPM-7f9892ff07"
  },
  {
   "slug": "cathay-evaair-infinite",
   "name": "國泰世華長榮極致無限卡",
   "issuer": "國泰世華銀行",
   "annual_fee": "NT$20,000（金屬卡面一併適用；官網未寫減免條件）",
   "cashback": "國內一般消費 NT$20＝1 哩；海外一般消費 NT$15＝1 哩；海外指定類別最優 NT$10＝1 哩（每年上限 20 萬哩，2026/1/1–12/31）",
   "revolving_rate": "6.75%~15%（依本行信用評分制度定期評估，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借現金金額 ×3% ＋ 新臺幣 150 元或美元 5 元",
   "source_url": "https://www.cathay-cube.com.tw/cathaybk/personal/product/credit-card/cards/eva",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/cathay-evaair-infinite/",
   "ampm_ref": "AMPM-fc50eca1ea"
  },
  {
   "slug": "entie-card",
   "name": "安泰商業銀行 信用卡",
   "issuer": "安泰商業銀行",
   "annual_fee": "官網查不到；站上舊寫「需查官方公告」",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡（這是泛稱，不是具體卡名）；站上舊資料未能官網確認",
   "revolving_rate": null,
   "cash_advance_fee": null,
   "source_url": "https://www.entiebank.com.tw/entie/1_3_3_100",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/entie-card/",
   "ampm_ref": "AMPM-2fe49cec5f"
  },
  {
   "slug": "entie-cashback",
   "name": "安泰銀行 現金回饋卡",
   "issuer": "安泰商業銀行",
   "annual_fee": "官網查不到；站上舊寫「首年免，次年消費 1 次即免」未能官網確認",
   "cashback": "2026-09-26 官網卡片清單查不到這張卡；站上舊寫「國內 0.88%、海外 1.5%、保費 0.3%」未能官網確認",
   "revolving_rate": null,
   "cash_advance_fee": null,
   "source_url": "https://www.entiebank.com.tw/entie/1_3_3_100",
   "last_verified": "2026-09-26",
   "page_url": "https://cards.ampm-aiops.com/items/entie-cashback/",
   "ampm_ref": "AMPM-7a52cbde35"
  },
  {
   "slug": "chb-myle",
   "name": "彰化銀行 My樂現金回饋卡",
   "issuer": "彰化商業銀行",
   "annual_fee": "正卡 NT$2,000；首年免，年消費 6 萬或 12 次，或申辦電子帳單即免次年年費",
   "cashback": "國內 0.5%、國外 1% 無上限；指定 6 大通路符合加碼條件，國內最高 3%、國外最高 3.5%",
   "revolving_rate": "差別循環信用年利率上限15%（依電腦評等定價，循環利率基準日 115 年 1 月 1 日；低標依信用評等，詳官方一覽表）",
   "cash_advance_fee": "預借金額×3% ＋ 新臺幣150元",
   "source_url": "https://www.bankchb.com/frontend/mashup.jsp?funcId=cdf27f7215",
   "last_verified": "2026-09-24",
   "page_url": "https://cards.ampm-aiops.com/items/chb-myle/",
   "ampm_ref": "AMPM-3e481bda80"
  },
  {
   "slug": "chb-eshopping",
   "name": "彰化銀行 e購卡",
   "issuer": "彰化商業銀行",
   "annual_fee": "消費即免",
   "cashback": "網購最高3%（指定平台）。國內0.5%。海外1.5%",
   "revolving_rate": "差別循環信用年利率上限15%（依電腦評等定價，循環利率基準日 115 年 1 月 1 日；低標依信用評等，詳官方一覽表）",
   "cash_advance_fee": "預借金額×3% ＋ 新臺幣150元",
   "source_url": "https://www.bankchb.com/frontend/mashup.jsp?funcId=4292862915",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/chb-eshopping/",
   "ampm_ref": "AMPM-0de44cec4d"
  },
  {
   "slug": "skbank-ou",
   "name": "新光銀行 OU點點卡（2026/10/30 起停止申辦）",
   "issuer": "新光商業銀行",
   "annual_fee": "正卡 NT$2,000；首年免；次年累計消費 2 萬免；使用電子帳單期間免",
   "cashback": "一般消費 0.3% 現金回饋無上限；官網未列海外專屬回饋",
   "revolving_rate": null,
   "cash_advance_fee": null,
   "source_url": "https://www.skbank.com.tw/credit_card/credit_card/105",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/skbank-ou/",
   "ampm_ref": "AMPM-0d5d1558d0"
  },
  {
   "slug": "skbank-global-cashback",
   "name": "新光銀行 寰宇現金回饋卡（2026/10/30 起停止申辦）",
   "issuer": "新光商業銀行",
   "annual_fee": "第一年免年費；第二年起依前一年度正附卡合併消費條件減免（官網有列，金額與門檻本次未抄全文；站上舊寫「免年費」不精確）",
   "cashback": "國內一般消費 1%；國外一般消費最高 3%（基本回饋 1.5%＋完成所有指定任務的活動加碼 1.5%，活動加碼每期上限 1,000 點、國內外合計）；官網另標行動支付 3%（條件以官網活動辦法為準）；2024/3/1 起一般消費不含歐盟地區實體商店",
   "revolving_rate": null,
   "cash_advance_fee": null,
   "source_url": "https://www.skbank.com.tw/credit_card/credit_card/103",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/skbank-global-cashback/",
   "ampm_ref": "AMPM-6da636b8e8"
  },
  {
   "slug": "dbs-eco",
   "name": "星展 eco永續卡",
   "issuer": "星展銀行（台灣）",
   "annual_fee": "正卡 NT$3,000，首年免；年刷 12 次、年刷滿 3 萬或全年電子帳單任一即免",
   "cashback": "國內外一般消費 1% 無上限（2026/1/1–12/31）；日本、韓國、泰國、新加坡、美洲、歐洲當地實體店加碼 4%（合計 5%，每期帳單回饋上限 600 點）",
   "revolving_rate": "5.99%~14.99%（依個人信用狀況分級，循環利率基準日 民國113年6月28日）",
   "cash_advance_fee": null,
   "source_url": "https://www.dbs.com.tw/personal-zh/cards/dbs_eco/index.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/dbs-eco/",
   "ampm_ref": "AMPM-715dcbcff0"
  },
  {
   "slug": "dbs-cashback-signature",
   "name": "星展銀行 現金回饋御璽卡",
   "issuer": "星展銀行（台灣）",
   "annual_fee": "NT$3,000，年消費12萬即免",
   "cashback": "國內1.5%無上限。國外3%。新戶首3月5%",
   "revolving_rate": "5.99%~14.99%（依個人信用狀況分級，循環利率基準日 民國113年6月28日）",
   "cash_advance_fee": null,
   "source_url": "https://www.dbs.com.tw/personal-zh/cards/dbs-credit-cards/default.page",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/dbs-cashback-signature/",
   "ampm_ref": "AMPM-7d9f7b54a9"
  },
  {
   "slug": "dbs-treasures",
   "name": "星展銀行 豐盛御璽卡（目前不提供新卡申請）",
   "issuer": "星展銀行（台灣）",
   "annual_fee": "正卡 NT$3,600；首年免；次年月均總資產 200 萬或正卡年刷 20 萬即免",
   "cashback": "國內：月消費滿 2 萬 0.8%、未滿 0.6%；海外：月消費滿 2 萬 1.52%、未滿 1.5%，無上限（2026/1/1～12/31）",
   "revolving_rate": "5.99%~14.99%（依個人信用狀況分級，循環利率基準日 民國113年6月28日）",
   "cash_advance_fee": null,
   "source_url": "https://www.dbs.com.tw/personal-zh/cards/dbs-credit-cards/visa-treasures-biz-signature",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/dbs-treasures/",
   "ampm_ref": "AMPM-30b3680d30"
  },
  {
   "slug": "dbs-flying",
   "name": "星展銀行 飛行卡",
   "issuer": "星展銀行（台灣）",
   "annual_fee": "飛行鈦金卡正卡 NT$1,200，附卡免；首年免，次年起年刷 12 次、年消費 NT$30,000 或全年使用電子帳單任一即免",
   "cashback": "飛行鈦金卡：海外每 NT$20、國內每 NT$35 累積 1 點飛行積金（持卡期間有效），可兌亞洲萬里通、長榮、新航、華夏哩程",
   "revolving_rate": "5.99%~14.99%（依個人信用狀況分級，循環利率基準日 民國113年6月28日）",
   "cash_advance_fee": null,
   "source_url": "https://www.dbs.com.tw/personal-zh/cards/travel_titanium/index.html",
   "last_verified": "2026-09-24",
   "page_url": "https://cards.ampm-aiops.com/items/dbs-flying/",
   "ampm_ref": "AMPM-a6869eefda"
  },
  {
   "slug": "citi-cashback-legacy",
   "name": "花旗現金回饋卡（已換發星展）",
   "issuer": "星展銀行（台灣）（2023/8/12 承接花旗台灣消費金融業務）",
   "annual_fee": "星展 eco 永續優選卡：首年 NT$2,400、第二年起 NT$3,000；年刷 12 次、年消費 3 萬或全年電子帳單任一即免（換卡公告）",
   "cashback": "已換發為「星展 eco 永續優選卡」：一般消費 0.5% 現金紅利無上限，三大指定通路最優 1.5%（2023/11/15 換卡公告）；原花旗卡僅可使用至 2024/5/31",
   "revolving_rate": "5.99%~14.99%（依個人信用狀況分級，循環利率基準日 民國113年6月28日）",
   "cash_advance_fee": null,
   "source_url": "https://www.citigroup.com/rcs/citigpa/storage/public/tcl-c.pdf",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/citi-cashback-legacy/",
   "ampm_ref": "AMPM-59c70fecf7"
  },
  {
   "slug": "sinopac-dawho",
   "name": "永豐 大戶DAWHO卡",
   "issuer": "永豐銀行",
   "annual_fee": "正卡 NT$3,000；首年免；使用電子或行動帳單期間免；第 2 年起前 12 個月累計消費 15 萬或 12 次免",
   "cashback": "一般消費國內 1%、國外 2% 現金回饋無上限；完成任務（DAWHO 帳戶自扣＋電子帳單並取消紙本）依等級加碼：大戶Plus +4%（每月上限 1,000 元）、大戶 +2.5%（每月上限 400 元），國內最高 5%、國外最高 6%（2026/7/1–12/31；保費代繳與分期不算）",
   "revolving_rate": "5%~15%（循環利率基準日 2023/3/3）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 指定金額（新臺幣 100 元／美元 3.5 元／日圓 350 元／歐元 3 元）",
   "source_url": "https://bank.sinopac.com/sinopacBT/personal/credit-card/introduction/bankcard/DAWHO.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/sinopac-dawho/",
   "ampm_ref": "AMPM-e90e00aa4c"
  },
  {
   "slug": "sinopac-dawho-cashback",
   "name": "永豐銀行 DAWHO現金回饋卡",
   "issuer": "永豐銀行",
   "annual_fee": "免年費",
   "cashback": "國內2%（綁DAWHO帳戶自扣+數位通路）。國外3%。一般國內1%。新戶首2月最高8%",
   "revolving_rate": "5%~15%（循環利率基準日 2023/3/3）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 指定金額（新臺幣 100 元／美元 3.5 元／日圓 350 元／歐元 3 元）",
   "source_url": "https://bank.sinopac.com/sinopacBT/personal/credit-card/introduction/bankcard/DAWHO.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/sinopac-dawho-cashback/",
   "ampm_ref": "AMPM-1b3275e0dd"
  },
  {
   "slug": "sinopac-sport",
   "name": "永豐銀行 SPORT卡",
   "issuer": "永豐銀行",
   "annual_fee": "正卡 NT$3,000；首年免；電子帳單＋取消實體帳單期間正附卡免；年度消費減免：商務御璽卡 15 萬或 12 次、商務鈦金卡 36,000 或 12 次",
   "cashback": "國內外一般消費 1%（0.3%＋電子帳單 0.7%，沒辦電子帳單只有 0.3%；國外指非台灣且非新台幣交易）；當月運動達 10,000 大卡再加 1%；指定行動支付／通路再加 3%，最高 5%（須永豐帳戶自扣，2026/7/1～12/31）；新戶核卡 30 日內綁指定行動支付 20%（上限 NT$500）",
   "revolving_rate": "5%~15%（循環利率基準日 2023/3/3）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 指定金額（新臺幣 100 元／美元 3.5 元／日圓 350 元／歐元 3 元）",
   "source_url": "https://bank.sinopac.com/sinopacBT/personal/credit-card/introduction/bankcard/sportcard.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/sinopac-sport/",
   "ampm_ref": "AMPM-6ff5c27734"
  },
  {
   "slug": "sinopac-sport-signature",
   "name": "永豐銀行 Sport卡 御璽版",
   "issuer": "永豐銀行",
   "annual_fee": "正卡 NT$3,000；首年免；電子帳單＋取消實體帳單期間正附卡免；年度消費減免：商務御璽卡前 12 個月消費 15 萬或 12 次即免（官網原文 NT$150,000）",
   "cashback": "國內外一般消費 1%（需電子帳單，沒辦 0.3%；國外只算非新臺幣交易）；當月運動量達 10,000 大卡＋永豐帳戶自扣再加 1%；指定行動支付再加 3%（至 2026/12/31）",
   "revolving_rate": "5%~15%（循環利率基準日 2023/3/3）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 指定金額（新臺幣 100 元／美元 3.5 元／日圓 350 元／歐元 3 元）",
   "source_url": "https://bank.sinopac.com/sinopacBT/personal/credit-card/introduction/bankcard/sportcard.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/sinopac-sport-signature/",
   "ampm_ref": "AMPM-d011815be6"
  },
  {
   "slug": "sinopac-insurance",
   "name": "永豐銀行 保倍卡",
   "issuer": "永豐銀行",
   "annual_fee": "御璽卡 NT$3,000，首年免；申請電子帳單或刷過一次保費即免",
   "cashback": "一般消費每 30 元回饋 1 點紅利（最高 5 倍，點數價值官網未寫）；保費 1.2% 現金回饋無上限",
   "revolving_rate": "5%~15%（循環利率基準日 2023/3/3）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 指定金額（新臺幣 100 元／美元 3.5 元／日圓 350 元／歐元 3 元）",
   "source_url": "https://bank.sinopac.com/sinopacBT/personal/credit-card/introduction/bankcard/insurance-card.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/sinopac-insurance/",
   "ampm_ref": "AMPM-a0a12c7532"
  },
  {
   "slug": "sinopac-beibi",
   "name": "永豐銀行 幣倍卡",
   "issuer": "永豐銀行",
   "annual_fee": "正卡 NT$3,000；首年免，申請電子帳單期間免，或前 12 個月消費滿 36,000 元或 12 次免次年年費",
   "cashback": "國內 1%、國外 2% 現金回饋無上限（外幣帳戶自動扣繳外幣帳款）；精選通路 +4%、新戶行動支付 +2%，官網最高 8%",
   "revolving_rate": "5%~15%（循環利率基準日 2023/3/3）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 指定金額（新臺幣 100 元／美元 3.5 元／日圓 350 元／歐元 3 元）",
   "source_url": "https://bank.sinopac.com/sinopacBT/personal/credit-card/introduction/bankcard/dual-currency-card.html",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/sinopac-beibi/",
   "ampm_ref": "AMPM-3dc1b33017"
  },
  {
   "slug": "sinopac-jcb-cashback",
   "name": "永豐銀行 現金回饋JCB卡",
   "issuer": "永豐銀行",
   "annual_fee": "正卡 NT$3,000，首年免；申請電子帳單即免；年消費滿 15 萬或 12 次也免",
   "cashback": "國內 1%、國外 2% 現金回饋無上限；特選通路加碼 3%（需電子帳單＋永豐或京城帳戶自扣，每期帳單回饋上限 300 元，2026/7/1–12/31）",
   "revolving_rate": "5%~15%（循環利率基準日 2023/3/3）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 指定金額（新臺幣 100 元／美元 3.5 元／日圓 350 元／歐元 3 元）",
   "source_url": "https://bank.sinopac.com/sinopacbt/personal/credit-card/introduction/bankcard/cashcardJCB.html",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/sinopac-jcb-cashback/",
   "ampm_ref": "AMPM-af725a951d"
  },
  {
   "slug": "sinopac-dawho-debit",
   "name": "永豐銀行大戶簽帳金融卡",
   "issuer": "永豐銀行",
   "annual_fee": "免年費（簽帳金融卡）",
   "cashback": "國內 2% 現金回饋（大戶等級）、海外 3%",
   "revolving_rate": "5%~15%（循環利率基準日 2023/3/3）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 指定金額（新臺幣 100 元／美元 3.5 元／日圓 350 元／歐元 3 元）",
   "source_url": "https://bank.sinopac.com/sinopacBT/personal/credit-card/introduction/bankcard/DAWHO.html",
   "last_verified": "2026-09-24",
   "page_url": "https://cards.ampm-aiops.com/items/sinopac-dawho-debit/",
   "ampm_ref": "AMPM-d2abfc67a0"
  },
  {
   "slug": "sinopac-sport-world",
   "name": "永豐銀行運動世界卡",
   "issuer": "永豐銀行",
   "annual_fee": "官網查不到；站上舊寫「首年免，次年刷 6 次免」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡（永豐只有一張永豐SPORT卡，沒有世界卡等級）；站上舊寫「運動消費 3%、一般 0.5%」未能官網確認",
   "revolving_rate": "5%~15%（循環利率基準日 2023/3/3）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋ 指定金額（新臺幣 100 元／美元 3.5 元／日圓 350 元／歐元 3 元）",
   "source_url": "https://bank.sinopac.com/sinopacBT/personal/credit-card/introduction/bankcard/list.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/sinopac-sport-world/",
   "ampm_ref": "AMPM-d8722f7663"
  },
  {
   "slug": "scb-simply",
   "name": "渣打銀行 Simply Cash卡",
   "issuer": "渣打國際商業銀行",
   "annual_fee": "NT$2,000，消費1次即免",
   "cashback": "國內1.5%現金回饋無上限。國外2%。保費0.5%",
   "revolving_rate": "7.9%~15%（一般消費及預借現金適用之差別循環信用年利率，上限15%）",
   "cash_advance_fee": "預借金額×3.5% ＋ 新臺幣100元",
   "source_url": "https://www.sc.com/tw/credit-cards/",
   "last_verified": "2026-09-24",
   "page_url": "https://cards.ampm-aiops.com/items/scb-simply/",
   "ampm_ref": "AMPM-0a4652c25c"
  },
  {
   "slug": "scb-cashback-signature",
   "name": "渣打銀行 現金回饋御璽卡",
   "issuer": "渣打國際商業銀行",
   "annual_fee": "官網卡片頁未列年費金額與減免條件（站上舊寫 NT$3,600、次年 24 次或 24,000 免，官網卡片頁查不到）",
   "cashback": "國內外一般消費 1% 現金回饋（2026/7/1～12/31，不含保險費與學費）；渣打優先理財／優先私人理財貴賓另享保險費 1%；現金回饋每滿 NT$200 可兌換折抵年費或消費款",
   "revolving_rate": "7.9%~15%（一般消費及預借現金適用之差別循環信用年利率，上限15%）",
   "cash_advance_fee": "預借金額×3.5% ＋ 新臺幣100元",
   "source_url": "https://www.sc.com/tw/credit-cards/signature-card/",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/scb-cashback-signature/",
   "ampm_ref": "AMPM-5c7646ffe5"
  },
  {
   "slug": "scb-cashback-platinum",
   "name": "渣打銀行現金回饋御璽卡",
   "issuer": "渣打國際商業銀行",
   "annual_fee": "首年免，次年刷滿 12 萬免",
   "cashback": "國內外消費最高 1% 現金回饋（2026/7/1–12/31）；保險費、學費除外；無海外加碼",
   "revolving_rate": "7.9%~15%（一般消費及預借現金適用之差別循環信用年利率，上限15%）",
   "cash_advance_fee": "預借金額×3.5% ＋ 新臺幣100元",
   "source_url": "https://www.sc.com/tw/credit-cards/signature-card/",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/scb-cashback-platinum/",
   "ampm_ref": "AMPM-425215edb9"
  },
  {
   "slug": "scb-pulse",
   "name": "渣打銀行脈動卡",
   "issuer": "渣打國際商業銀行",
   "annual_fee": "官網查不到；站上舊寫「免年費」未能官網確認",
   "cashback": "2026-09-26 官網卡片清單查不到這張卡；站上舊寫「指定通路 5%（輪替）、一般 1%」未能官網確認",
   "revolving_rate": "7.9%~15%（一般消費及預借現金適用之差別循環信用年利率，上限15%）",
   "cash_advance_fee": "預借金額×3.5% ＋ 新臺幣100元",
   "source_url": "https://www.sc.com/tw/credit-cards/",
   "last_verified": "2026-09-26",
   "page_url": "https://cards.ampm-aiops.com/items/scb-pulse/",
   "ampm_ref": "AMPM-2817bdcb29"
  },
  {
   "slug": "hsbc-cashback-signature",
   "name": "匯豐銀行現金回饋御璽卡",
   "issuer": "滙豐銀行",
   "annual_fee": "首年免；第二年起使用非紙本帳單（電子或行動帳單）終身免，或前一年消費滿 8 萬或 12 次免次年年費",
   "cashback": "國內 1.22% 現金回饋、海外 2.22%",
   "revolving_rate": "5.68%~15.00%（依個人信用狀況分級，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆 新臺幣100元 ＋ 預借現金金額×3.5%",
   "source_url": "https://www.hsbc.com.tw/credit-cards/products/cashback-signature/",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/hsbc-cashback-signature/",
   "ampm_ref": "AMPM-6b3d9f6a3a"
  },
  {
   "slug": "hsbc-live-plus",
   "name": "滙豐 Live+現金回饋卡",
   "issuer": "滙豐銀行",
   "annual_fee": "產品頁未列年費；站上舊寫「電子帳單免年費」官網查不到",
   "cashback": "一般消費 0.88% 無上限；餐飲、購物、娛樂加碼 3%＝3.88%（每期上限 NT$888）；七國精選餐飲再加 1%（上限 200）；滙豐帳戶自扣再加 1%（上限 200）；最高 5.88%（2026/10/1～12/31）",
   "revolving_rate": "5.68%~15.00%（依個人信用狀況分級，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆 新臺幣100元 ＋ 預借現金金額×3.5%",
   "source_url": "https://www.hsbc.com.tw/credit-cards/products/liveplus/",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/hsbc-live-plus/",
   "ampm_ref": "AMPM-83a2c0278d"
  },
  {
   "slug": "hsbc-visa-signature",
   "name": "滙豐匯鑽卡",
   "issuer": "滙豐銀行",
   "annual_fee": "$2,000，首年免，次年刷滿 18 萬免",
   "cashback": "國內外一般通路 1% 回饋無上限；只有指定國外網購 10 家（Amazon.com、ASOS、eBay 等）與 agoda、Booking.com 算 3%（3% 部分每期上限 2,000 元，2026/7/1–2027/6/30）；帳戶滿 30 萬以 5,000 點兌 1 萬元刷卡金最高 6%（每年限 2 份）",
   "revolving_rate": "5.68%~15.00%（依個人信用狀況分級，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆 新臺幣100元 ＋ 預借現金金額×3.5%",
   "source_url": "https://www.hsbc.com.tw/credit-cards/products/cashback-titanium/",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/hsbc-visa-signature/",
   "ampm_ref": "AMPM-8cdbc46454"
  },
  {
   "slug": "hsbc-premier",
   "name": "滙豐卓越理財信用卡",
   "issuer": "滙豐銀行",
   "annual_fee": "Premier客戶免年費",
   "cashback": "原權益每刷卡 NT$30＝1 點（非現金 %）；2026/7/21–12/31 活動期指定通路（國外＋保費）一般資格 15 元＝1 點、資產 1,500 萬／3,000 萬客戶 10 元＝1 點；歐盟及英國實體通路除外",
   "revolving_rate": "5.68%~15.00%（依個人信用狀況分級，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆 新臺幣100元 ＋ 預借現金金額×3.5%",
   "source_url": "https://www.hsbc.com.tw/credit-cards/products/premier/",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/hsbc-premier/",
   "ampm_ref": "AMPM-40fe953dcd"
  },
  {
   "slug": "hsbc-red",
   "name": "滙豐銀行 Red卡",
   "issuer": "滙豐銀行",
   "annual_fee": "NT$2,000，消費1次即免",
   "cashback": "網購最高10%（指定通路，季上限NT$600）。國內1.22%無上限。國外2.22%無上限",
   "revolving_rate": "5.68%~15.00%（依個人信用狀況分級，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆 新臺幣100元 ＋ 預借現金金額×3.5%",
   "source_url": "https://www.hsbc.com.tw/credit-cards/",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/hsbc-red/",
   "ampm_ref": "AMPM-629c7cd4b7"
  },
  {
   "slug": "hsbc-everydayplus",
   "name": "滙豐銀行 匯鑽卡",
   "issuer": "滙豐銀行",
   "annual_fee": "NT$2,000，消費1次即免次年年費",
   "cashback": "國內1.22%、國外2.22%現金回饋無上限。保費/稅金/規費/補習費同享。綁行動支付國內最高3.22%（加碼上限NT$300/月）",
   "revolving_rate": "5.68%~15.00%（依個人信用狀況分級，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆 新臺幣100元 ＋ 預借現金金額×3.5%",
   "source_url": "https://www.hsbc.com.tw/credit-cards/products/cashback-signature/",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/hsbc-everydayplus/",
   "ampm_ref": "AMPM-f906c493a7"
  },
  {
   "slug": "hsbc-travel-signature",
   "name": "滙豐銀行 旅人御璽卡",
   "issuer": "滙豐銀行",
   "annual_fee": "NT$3,000，首年免。年消費12次或NT$18萬即免",
   "cashback": "海外（含網路）每 15 元＝1 旅遊積分，無上限（官網換算相當於海外消費 2% 現金回饋；回饋是積分不是現金）",
   "revolving_rate": "5.68%~15.00%（依個人信用狀況分級，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆 新臺幣100元 ＋ 預借現金金額×3.5%",
   "source_url": "https://www.hsbc.com.tw/credit-cards/products/travelone-signature/",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/hsbc-travel-signature/",
   "ampm_ref": "AMPM-c43f0398b3"
  },
  {
   "slug": "esun-unicard",
   "name": "玉山 Unicard",
   "issuer": "玉山銀行",
   "annual_fee": "首年免年費；每年有消費，或設定玉山帳戶自動扣繳、帳單 e 化即免（御璽卡原價 3,000 元）",
   "cashback": "百大指定消費最高 4.5% 玉山e point（簡單選 3%／任意選 3.5%／UP 選 4.5%），每月有點數上限",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://www.esunbank.com/zh-tw/personal/credit-card/intro/bank-card/unicard",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/esun-unicard/",
   "ampm_ref": "AMPM-5ad805d3fa"
  },
  {
   "slug": "esun-bear-card-legacy",
   "name": "玉山 台灣黑熊認同卡（已終止發行，換發 Unicard）",
   "issuer": "玉山銀行",
   "annual_fee": "",
   "cashback": "",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://www.esunbank.com/zh-tw/about/announcement/announcement?i=6-5vH1OL4kK_nUvcF0ZjJg",
   "last_verified": "2026-09-05",
   "page_url": "https://cards.ampm-aiops.com/items/esun-bear-card-legacy/",
   "ampm_ref": "AMPM-c49234502c"
  },
  {
   "slug": "esun-debit",
   "name": "玉山銀行 Debit金融卡",
   "issuer": "玉山銀行",
   "annual_fee": "免年費（金融卡）",
   "cashback": "國內0.3%。國外0.8%。部分活動加碼。iLEO帳戶搭配更優",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://event.esunbank.com.tw/credit/ubear/card.html",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/esun-debit/",
   "ampm_ref": "AMPM-0c2810a41a"
  },
  {
   "slug": "esun-ikea",
   "name": "玉山銀行 IKEA 聯名卡",
   "issuer": "玉山銀行",
   "annual_fee": "首年免，次年刷滿 6 萬免",
   "cashback": "IKEA 消費 5% 回饋、居家通路 3%、一般 0.5%",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://www.esunbank.com/zh-tw/personal/credit-card/intro",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/esun-ikea/",
   "ampm_ref": "AMPM-05d7e4431c"
  },
  {
   "slug": "esun-only",
   "name": "玉山銀行 Only卡",
   "issuer": "玉山銀行",
   "annual_fee": "NT$3,000，首年免年費。次年：自扣+電子帳單/年消費滿NT$15萬/12次即免",
   "cashback": "會員最高3.2%回饋（含基本+會員等級加碼）。美日韓泰實體消費最高5%。回饋為Only點可折帳單或兌換哩程。海外實體2.8%",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://event.esunbank.com.tw/credit/ubear/card.html",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/esun-only/",
   "ampm_ref": "AMPM-8841a9c7e3"
  },
  {
   "slug": "esun-only-signature",
   "name": "玉山銀行 Only卡（御璽版）",
   "issuer": "玉山銀行",
   "annual_fee": "NT$3,000，年消費15萬即免",
   "cashback": "海外最高5%（指定地區）。國內1%。哩程累積可兌換機票",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://event.esunbank.com.tw/credit/ubear/card.html",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/esun-only-signature/",
   "ampm_ref": "AMPM-7c36bc66c9"
  },
  {
   "slug": "esun-pi",
   "name": "玉山銀行 Pi拍錢包信用卡",
   "issuer": "玉山銀行",
   "annual_fee": "官網查不到（玉山官網卡片頁與各項費用頁皆未載明金額）",
   "cashback": "國內外一般消費 1% P幣無上限（需申請電子帳單，未申請 0.3%；不含四大超商、全聯、繳稅費、特店分期與歐盟實體交易）；登錄後當月刷 1 萬～29,999 元加碼 0.8%、滿 3 萬加碼 2%（每月上限 3,000 P幣，2026/9/1～2027/2/28）",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://www.esunbank.com/zh-tw/personal/credit-card/intro/co-branded-card/pi-card",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/esun-pi/",
   "ampm_ref": "AMPM-b6592c9d6d"
  },
  {
   "slug": "esun-pi-signature",
   "name": "玉山銀行 Pi錢包信用卡 御璽版",
   "issuer": "玉山銀行",
   "annual_fee": "NT$3,000，年消費12萬即免",
   "cashback": "Pi錢包消費最高5%P幣。國內1.5%。國外2.5%",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://www.esunbank.com/zh-tw/personal/credit-card/intro/co-branded-card/pi-card",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/esun-pi-signature/",
   "ampm_ref": "AMPM-95465b91ba"
  },
  {
   "slug": "esun-share",
   "name": "玉山銀行 Share卡",
   "issuer": "玉山銀行",
   "annual_fee": "首年免，次年消費3次即免",
   "cashback": "指定通路最高5%（外送/串流/訂閱）。國內1%。國外2.5%。新戶首3月加碼",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://www.esunbank.com/zh-tw/personal/credit-card/intro",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/esun-share/",
   "ampm_ref": "AMPM-4abc71ce8a"
  },
  {
   "slug": "esun-ubear-student",
   "name": "玉山銀行 U Bear 學生卡",
   "issuer": "玉山銀行",
   "annual_fee": "免年費",
   "cashback": "網購 3%、超商 3%、一般 0.5%",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://event.esunbank.com.tw/credit/ubear/card.html",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/esun-ubear-student/",
   "ampm_ref": "AMPM-f99163283a"
  },
  {
   "slug": "esun-ubear",
   "name": "玉山銀行 U Bear信用卡",
   "issuer": "玉山銀行",
   "annual_fee": "NT$1,500，首年免。次年消費3次即免",
   "cashback": "國內外一般消費 1%（需帳單 e 化＋玉山帳戶自扣，只辦一項 0.5%）；網路消費加 2%（每期上限 150 元）；日韓歐美當地實體店登錄加碼 0.5%～1.5%（2026/9/30 到期）",
   "revolving_rate": "5.88%～15%（依玉山銀行電腦評等而訂，官方頁面標示基準日 2015-09-01）",
   "cash_advance_fee": "預借現金金額×3.5%＋(新臺幣150元／5美元／550日圓／4歐元)",
   "source_url": "https://www.esunbank.com/zh-tw/personal/credit-card/intro/bank-card/u-bear",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/esun-ubear/",
   "ampm_ref": "AMPM-a1abc479c1"
  },
  {
   "slug": "esun-world",
   "name": "玉山銀行 世界卡",
   "issuer": "玉山銀行",
   "annual_fee": "正卡 NT$10,000、附卡免；首年免；次年正附卡合併年刷 50 萬，或每年新增理財即免",
   "cashback": "國內一般消費 0.2% 玉山e point、國外一般消費 1% 現金回饋，皆無上限；指定休旅通路登錄且累積滿 5 萬最高 3.2%（2026/7/1～12/31）；機場貴賓室依會員等級一年最高 8～10 次（消費達檻）",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://www.esunbank.com/zh-tw/personal/credit-card/intro/world-card/WORLD",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/esun-world/",
   "ampm_ref": "AMPM-777c90e455"
  },
  {
   "slug": "esun-carrefour",
   "name": "玉山銀行 家樂福聯名卡（已停發）",
   "issuer": "玉山銀行",
   "annual_fee": "已停發；舊年費資料不適用",
   "cashback": "已停發：玉山與家樂福聯名卡合約已於 2025/8/30 屆期不續約；站上舊的家樂福店內回饋與點數文案已不適用",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://www.esunbank.com/zh-tw/personal/credit-card/intro",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/esun-carrefour/",
   "ampm_ref": "AMPM-4c5a2a1b00"
  },
  {
   "slug": "esun-signature",
   "name": "玉山銀行 御璽卡",
   "issuer": "玉山銀行",
   "annual_fee": "NT$3,000，年消費12萬即免",
   "cashback": "依方案最高5%。機場貴賓室2次/年。哩程累積加速",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://event.esunbank.com.tw/credit/ubear/card.html",
   "last_verified": "2026-09-09",
   "page_url": "https://cards.ampm-aiops.com/items/esun-signature/",
   "ampm_ref": "AMPM-be2089f2dd"
  },
  {
   "slug": "esun-starbucks",
   "name": "玉山銀行 星巴克聯名卡",
   "issuer": "玉山銀行",
   "annual_fee": "NT$1,500，年消費6萬即免",
   "cashback": "星巴克消費最高8%回饋（含星禮程金星會員加碼）。一般消費1%",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://www.esunbank.com/zh-tw/personal/credit-card/intro",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/esun-starbucks/",
   "ampm_ref": "AMPM-6574f1ba1e"
  },
  {
   "slug": "esun-infinite",
   "name": "玉山銀行 無限卡",
   "issuer": "玉山銀行",
   "annual_fee": "NT$20,000+",
   "cashback": "最高5%回饋。機場貴賓室無限次。哩程累積加速",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://event.esunbank.com.tw/credit/ubear/card.html",
   "last_verified": "2026-09-09",
   "page_url": "https://cards.ampm-aiops.com/items/esun-infinite/",
   "ampm_ref": "AMPM-31ca94060c"
  },
  {
   "slug": "esun-kumamon",
   "name": "玉山銀行 熊本熊聯名卡",
   "issuer": "玉山銀行",
   "annual_fee": "首年免，次年消費3次即免",
   "cashback": "日本一般消費 2.5% 無上限（2026/7/1–12/31；日本以外的國外消費官網未寫專屬 %）；國內 0.5%（需帳單 e 化＋自扣）；指定日本商店登錄再加 6%（每期上限 500 元）",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://www.esunbank.com/zh-tw/personal/credit-card/intro/bank-card/kumamon_card",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/esun-kumamon/",
   "ampm_ref": "AMPM-6ccc9ccd30"
  },
  {
   "slug": "esun-evaair",
   "name": "玉山銀行 長榮航空聯名卡",
   "issuer": "玉山銀行",
   "annual_fee": "官網查不到；站上舊寫「NT$3,000，年消費 12 萬免」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡；站上舊寫「長榮消費每 NT$5＝1 哩、海外 NT$20＝1 哩」未能官網確認",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://www.esunbank.com/zh-tw/personal/credit-card/intro",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/esun-evaair/",
   "ampm_ref": "AMPM-0aa4073d8d"
  },
  {
   "slug": "esun-cpc",
   "name": "玉山銀行中油聯名卡",
   "issuer": "玉山銀行",
   "annual_fee": "官網查不到；站上舊寫「次年刷滿 5 萬免」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡；站上舊寫「中油加油 2.5%、一般 0.5%」未能官網確認",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://www.esunbank.com/zh-tw/personal/credit-card/intro",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/esun-cpc/",
   "ampm_ref": "AMPM-9cfe77f1a4"
  },
  {
   "slug": "esun-platinum",
   "name": "玉山銀行白金卡",
   "issuer": "玉山銀行",
   "annual_fee": "官網查不到；站上舊寫「次年刷滿 8 萬免」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡；站上舊寫「一般 0.5% 紅利」未能官網確認",
   "revolving_rate": "5.88%~15%（依本行電腦評等而訂，循環利率基準日 2015/9/1）",
   "cash_advance_fee": "預借現金金額 ×3.5% ＋（新臺幣 150 元／美元 5 元／日圓 550 元／歐元 4 元），依預借現金約定結付幣別區分",
   "source_url": "https://www.esunbank.com/zh-tw/personal/credit-card/intro",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/esun-platinum/",
   "ampm_ref": "AMPM-90fd665e95"
  },
  {
   "slug": "obank-orange",
   "name": "王道銀行 O! Range Card",
   "issuer": "王道商業銀行（O-Bank）",
   "annual_fee": "免年費（簽帳金融卡通常不收年費）",
   "cashback": "國內、外消費 1% 現金回饋無上限（2026/1/1 起）；站上舊寫的「外送／售票／影音／旅遊四大通路加碼」官網查不到",
   "revolving_rate": null,
   "cash_advance_fee": null,
   "source_url": "https://www.o-bank.com/retail/debit/cardmain_new",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/obank-orange/",
   "ampm_ref": "AMPM-38a285403d"
  },
  {
   "slug": "firstbank-ileo",
   "name": "第一銀行 iLEO卡",
   "issuer": "第一商業銀行",
   "annual_fee": "NT$1,200，首年免；申請電子帳單或刷 1 筆即免",
   "cashback": "國內一般消費 0.5% 無上限；外幣消費及指定通路 2%（上限細節未抓到）",
   "revolving_rate": "差別循環信用年利率：浮動＝本行放款基準利率＋2.31%~9.31%；固定15%，上限15%（基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借金額×3.5%（最低 新臺幣100元／3.5美元／400日圓／3歐元）",
   "source_url": "https://card.firstbank.com.tw/sites/card/zh_TW/1565697445348",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/firstbank-ileo/",
   "ampm_ref": "AMPM-ae4f8deedf"
  },
  {
   "slug": "firstbank-icash",
   "name": "第一銀行 icash聯名卡",
   "issuer": "第一商業銀行",
   "annual_fee": "首年免年費，次年電子帳單或消費達標可免",
   "cashback": "首次登錄綁定100% OPEN POINT回饋、餐飲生活通路10%、日韓消費5%",
   "revolving_rate": "差別循環信用年利率：浮動＝本行放款基準利率＋2.31%~9.31%；固定15%，上限15%（基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借金額×3.5%（最低 新臺幣100元／3.5美元／400日圓／3歐元）",
   "source_url": "https://card.firstbank.com.tw/sites/card/CardRateFee",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/firstbank-icash/",
   "ampm_ref": "AMPM-8f33be86f3"
  },
  {
   "slug": "firstbank-signature",
   "name": "第一銀行 御璽卡",
   "issuer": "第一商業銀行",
   "annual_fee": "NT$3,000，年消費12萬即免",
   "cashback": "國內1%。海外2%。指定通路加碼最高5%。機場貴賓室2次/年",
   "revolving_rate": "差別循環信用年利率：浮動＝本行放款基準利率＋2.31%~9.31%；固定15%，上限15%（基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借金額×3.5%（最低 新臺幣100元／3.5美元／400日圓／3歐元）",
   "source_url": "https://card.firstbank.com.tw/",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/firstbank-signature/",
   "ampm_ref": "AMPM-0c1187c8c7"
  },
  {
   "slug": "firstbank-green",
   "name": "第一銀行 綠活卡",
   "issuer": "第一商業銀行",
   "annual_fee": "主卡 NT$1,200、附卡免年費；首年免；第 2 年起正卡申請電子帳單成功，或不限金額任消費 1 筆，即免次年年費",
   "cashback": "一般消費每 NT$15 累積紅利點數 1 點；樂活通路（SUICA 儲值／台鐵／高鐵／自動加值／健身房）最高 5%；台灣Pay 信用卡掃碼 1.5% 現金回饋；提撥國內消費 2‰ 捐助環保公益",
   "revolving_rate": "差別循環信用年利率：浮動＝本行放款基準利率＋2.31%~9.31%；固定15%，上限15%（基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借金額×3.5%（最低 新臺幣100元／3.5美元／400日圓／3歐元）",
   "source_url": "https://card.firstbank.com.tw/sites/card/zh_TW/1565690685690",
   "last_verified": "2026-09-26",
   "page_url": "https://cards.ampm-aiops.com/items/firstbank-green/",
   "ampm_ref": "AMPM-4b3f87b1a4"
  },
  {
   "slug": "firstbank-greenlife",
   "name": "第一銀行綠活卡",
   "issuer": "第一商業銀行",
   "annual_fee": "免年費",
   "cashback": "大眾運輸 3%、綠色消費 2%、一般 0.5%",
   "revolving_rate": "差別循環信用年利率：浮動＝本行放款基準利率＋2.31%~9.31%；固定15%，上限15%（基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "預借金額×3.5%（最低 新臺幣100元／3.5美元／400日圓／3歐元）",
   "source_url": "https://card.firstbank.com.tw/sites/card/CardRateFee",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/firstbank-greenlife/",
   "ampm_ref": "AMPM-651ad181d3"
  },
  {
   "slug": "amex-platinum",
   "name": "美國運通 簽帳白金卡",
   "issuer": "美國運通（American Express）",
   "annual_fee": "NT$36,800（含 1 張主卡＋2 張免費附屬卡；官網未寫減免條件）",
   "cashback": "每消費 NT$30＝1 積分（積分可 1:1 轉換 5 家航空哩程，非現金回饋）；新戶核卡 3 個月內條件最高 NT$25,000 刷卡金；指定餐廳刷卡金每年最高 NT$10,000（需登錄，至 2026/12/31）",
   "revolving_rate": "9.99%~14.99%（依個人信用狀況分級之循環信用利率）",
   "cash_advance_fee": "預借現金款額×3.5% 或 新臺幣100元（取高者）",
   "source_url": "https://www.americanexpress.com/tw/benefits/rcp-platinum.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/amex-platinum/",
   "ampm_ref": "AMPM-cce930a392"
  },
  {
   "slug": "amex-gold",
   "name": "美國運通 耀金卡",
   "issuer": "美國運通（American Express）",
   "annual_fee": "NT$8,500（含 1 張金屬主卡＋2 張附屬卡；第 3 張附屬卡起每張 NT$4,000；官網未寫減免條件）",
   "cashback": "每消費 NT$30＝1 積分（積分可 1:1 轉航空哩程；官網未另寫海外倍數）；星巴克、Uber Eats、Klook、Expedia 登錄後回饋刷卡金，年度最高 NT$4,400（至 2027/12/31）；新戶最高 NT$7,000 刷卡金（2027/3/31 前申辦）",
   "revolving_rate": "9.99%~14.99%（依個人信用狀況分級之循環信用利率）",
   "cash_advance_fee": "預借現金款額×3.5% 或 新臺幣100元（取高者）",
   "source_url": "https://www.americanexpress.com/zh-tw/benefits/gold-card/",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/amex-gold/",
   "ampm_ref": "AMPM-a01be575fc"
  },
  {
   "slug": "ubot-jiho",
   "name": "聯邦銀行 吉鶴卡",
   "issuer": "聯邦商業銀行",
   "annual_fee": "NT$1,000，首年免年費。次年：電子帳單有效期間免年費，或年消費10次/年消費NT$1萬",
   "cashback": "日幣消費 2.5%、國內 1%、國外 1%（皆無上限）；日本活動加碼最高 11%（至 2026/12/31，各項有上限）",
   "revolving_rate": "5%~15%（依個人信用狀況分級，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆 預借現金金額×3.5% ＋ 新臺幣100元",
   "source_url": "https://card.ubot.com.tw/CardDetail/cardDetail202",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/ubot-jiho/",
   "ampm_ref": "AMPM-ef6960261b"
  },
  {
   "slug": "ubot-happy-m",
   "name": "聯邦銀行 幸福M卡",
   "issuer": "聯邦商業銀行",
   "annual_fee": "官網查不到；站上舊寫「次年消費 1 次免」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡；站上舊寫「超市量販最高 5%、一般 1%」未能官網確認",
   "revolving_rate": "5%~15%（依個人信用狀況分級，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆 預借現金金額×3.5% ＋ 新臺幣100元",
   "source_url": "https://card.ubot.com.tw/Card?category=%E9%8A%80%E8%A1%8C%E5%8D%A1",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/ubot-happy-m/",
   "ampm_ref": "AMPM-4d1d3129de"
  },
  {
   "slug": "ubot-laipoint",
   "name": "聯邦銀行 賴點卡",
   "issuer": "聯邦商業銀行",
   "annual_fee": "正卡 NT$2,000；首年免，申辦電子化帳單期間免，或年消費滿 6 萬元免",
   "cashback": "國內 1%、國外 3% 無上限（LINE POINTS）；國內 LINE Pay 疊加活動最高 11%（至 2026/12/31）",
   "revolving_rate": "5%~15%（依個人信用狀況分級，循環利率基準日 104 年 9 月 1 日）",
   "cash_advance_fee": "每筆 預借現金金額×3.5% ＋ 新臺幣100元",
   "source_url": "https://card.ubot.com.tw/CardDetail/cardDetail201",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/ubot-laipoint/",
   "ampm_ref": "AMPM-e57cf982a5"
  },
  {
   "slug": "tbb-sustainable",
   "name": "台灣企銀 永續生活悠遊卡",
   "issuer": "臺灣中小企業銀行",
   "annual_fee": "NT$2,400，首年免。次年有任何消費紀錄即免（門檻極低）",
   "cashback": "國內基本0.5%、國外1.5%現金回饋無上限。開Hokii數位帳戶+自扣：國內最高2.5%、國外最高3.5%（加碼上限各500元/月）。指定綠色餐廳（藏壽司/築間等）週末最高10%",
   "revolving_rate": "本行基準利率(月調)＋加碼3%~15%，上限15%（循環利率基準日 110 年 9 月 29 日）",
   "cash_advance_fee": "每筆 新臺幣150元 ＋ 預借現金金額×2.5%",
   "source_url": "https://www.tbb.com.tw/zh-tw/personal/cards",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/tbb-sustainable/",
   "ampm_ref": "AMPM-bb908e7103"
  },
  {
   "slug": "tbb-card",
   "name": "臺灣企銀 信用卡",
   "issuer": "臺灣中小企業銀行",
   "annual_fee": "消費即免",
   "cashback": "國內0.5~1%依活動。海外1~1.5%。公股銀行基本回饋",
   "revolving_rate": "本行基準利率(月調)＋加碼3%~15%，上限15%（循環利率基準日 110 年 9 月 29 日）",
   "cash_advance_fee": "每筆 新臺幣150元 ＋ 預借現金金額×2.5%",
   "source_url": "https://www.tbb.com.tw/zh-tw/personal/cards",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/tbb-card/",
   "ampm_ref": "AMPM-6ba51c824d"
  },
  {
   "slug": "tbb-digital",
   "name": "臺灣企銀數位生活卡",
   "issuer": "臺灣中小企業銀行",
   "annual_fee": "免年費",
   "cashback": "數位消費 2%、一般 0.5%",
   "revolving_rate": "本行基準利率(月調)＋加碼3%~15%，上限15%（循環利率基準日 110 年 9 月 29 日）",
   "cash_advance_fee": "每筆 新臺幣150元 ＋ 預借現金金額×2.5%",
   "source_url": "https://www.tbb.com.tw/zh-tw/personal/cards",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/tbb-digital/",
   "ampm_ref": "AMPM-ba3cc06698"
  },
  {
   "slug": "landbank-civil",
   "name": "土地銀行 公教信用卡",
   "issuer": "臺灣土地銀行",
   "annual_fee": "公教人員免年費",
   "cashback": "國內0.5%。海外1%。公教人員專屬優惠",
   "revolving_rate": "5.60%~15%（差別循環信用年利率，循環利率基準日 115 年 2 月 10 日）",
   "cash_advance_fee": "每筆 預借現金金額×3% ＋ 新臺幣150元",
   "source_url": "https://www.landbank.com.tw/Category/Items/%E4%BF%A1%E7%94%A8%E5%8D%A1%E3%80%81%E7%8F%BE%E9%87%91%E5%8D%A1%E7%9B%B8%E9%97%9C%E8%B3%87%E8%A8%8A%E5%85%AC%E5%91%8A",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/landbank-civil/",
   "ampm_ref": "AMPM-fac2811edc"
  },
  {
   "slug": "landbank-travel",
   "name": "土地銀行 樂遊卡",
   "issuer": "臺灣土地銀行",
   "annual_fee": "依卡別，多數消費即免",
   "cashback": "國內0.3~0.8%（依卡別）。海外1~1.5%。軍公教卡有額外優惠",
   "revolving_rate": "5.60%~15%（差別循環信用年利率，循環利率基準日 115 年 2 月 10 日）",
   "cash_advance_fee": "每筆 預借現金金額×3% ＋ 新臺幣150元",
   "source_url": "https://www.landbank.com.tw/Category/Items/%E4%BF%A1%E7%94%A8%E5%8D%A1%E3%80%81%E7%8F%BE%E9%87%91%E5%8D%A1%E7%9B%B8%E9%97%9C%E8%B3%87%E8%A8%8A%E5%85%AC%E5%91%8A",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/landbank-travel/",
   "ampm_ref": "AMPM-3d1e75a3db"
  },
  {
   "slug": "landbank-lohas",
   "name": "土地銀行樂活卡",
   "issuer": "臺灣土地銀行",
   "annual_fee": "官網查不到；站上舊寫「免年費」未能官網確認",
   "cashback": "2026-09-25 官網卡片清單查不到這張卡；站上舊寫「國內 0.5%、海外 1%」未能官網確認",
   "revolving_rate": "5.60%~15%（差別循環信用年利率，循環利率基準日 115 年 2 月 10 日）",
   "cash_advance_fee": "每筆 預借現金金額×3% ＋ 新臺幣150元",
   "source_url": "https://www.landbank.com.tw/Category/Items/%E9%8A%80%E8%A1%8C%E5%8D%A1_",
   "last_verified": "2026-10-07",
   "page_url": "https://cards.ampm-aiops.com/items/landbank-lohas/",
   "ampm_ref": "AMPM-3e618addf5"
  },
  {
   "slug": "hncb-easycard",
   "name": "華南銀行 EasyCard聯名卡",
   "issuer": "華南商業銀行",
   "annual_fee": "消費即免",
   "cashback": "悠遊卡自動加值0.5%回饋。國內0.5%。通勤族小確幸",
   "revolving_rate": "5.36%~15%（一般消費暨預借現金適用，循環利率基準日 107 年 5 月 1 日）",
   "cash_advance_fee": "每筆 預借現金金額×3.5% ＋ 新臺幣100元",
   "source_url": "https://card.hncb.com.tw/wps/portal/card/area1/cardall",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/hncb-easycard/",
   "ampm_ref": "AMPM-a3bd391d6f"
  },
  {
   "slug": "hncb-ishopping",
   "name": "華南銀行 i網購生活卡",
   "issuer": "華南商業銀行",
   "annual_fee": "NT$1,200，首年免；年刷 3 筆，或申請電子帳單並刷 1 筆即免",
   "cashback": "一般消費紅利點數（最高 2 倍、每期上限 3,000 點；點數價值官網未寫）；網購 2%（需電子帳單＋綁 LINE、單筆滿 300 元、每期上限 200 元，至 115/9/30）",
   "revolving_rate": "5.36%~15%（一般消費暨預借現金適用，循環利率基準日 107 年 5 月 1 日）",
   "cash_advance_fee": "每筆 預借現金金額×3.5% ＋ 新臺幣100元",
   "source_url": "https://www.hncb.com.tw/wps/portal/HNCB/card/introduce/cash_feedback_card/card_i_shopping",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/hncb-ishopping/",
   "ampm_ref": "AMPM-7933b081db"
  },
  {
   "slug": "hncb-super-cashback",
   "name": "華南銀行 超級現金回饋卡（112/7/1 起終止發行）",
   "issuer": "華南商業銀行",
   "annual_fee": "免年費",
   "cashback": "1% 現金回饋無上限（官網卡片總覽標示）；燃料稅／牌照稅／房屋稅／地價稅免手續費；自 112/7/1（2023/7/1）終止發行",
   "revolving_rate": "5.36%~15%（一般消費暨預借現金適用，循環利率基準日 107 年 5 月 1 日）",
   "cash_advance_fee": "每筆 預借現金金額×3.5% ＋ 新臺幣100元",
   "source_url": "https://www.hncb.com.tw/wps/portal/HNCB/card/introduce/othercard/cards_overview/",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/hncb-super-cashback/",
   "ampm_ref": "AMPM-d4674baeaf"
  },
  {
   "slug": "hncb-diamond-cashback",
   "name": "華南銀行 超鑽現金回饋卡",
   "issuer": "華南商業銀行",
   "annual_fee": "御璽／晶緻卡 NT$1,200，首年免；年刷 3 筆即免",
   "cashback": "國內消費 1%、國外消費 2% 現金回饋無上限（115/1/1–12/31）",
   "revolving_rate": "5.36%~15%（一般消費暨預借現金適用，循環利率基準日 107 年 5 月 1 日）",
   "cash_advance_fee": "每筆 預借現金金額×3.5% ＋ 新臺幣100元",
   "source_url": "https://www.hncb.com.tw/wps/portal/HNCB/card/introduce/cash_feedback_card/card_diamond_cash_back",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/hncb-diamond-cashback/",
   "ampm_ref": "AMPM-a6e738a763"
  },
  {
   "slug": "hncb-debit",
   "name": "華南銀行 金融卡（Debit）",
   "issuer": "華南商業銀行",
   "annual_fee": "免年費",
   "cashback": "國內消費偶有活動加碼。基本無固定回饋",
   "revolving_rate": "5.36%~15%（一般消費暨預借現金適用，循環利率基準日 107 年 5 月 1 日）",
   "cash_advance_fee": "每筆 預借現金金額×3.5% ＋ 新臺幣100元",
   "source_url": "https://card.hncb.com.tw/wps/portal/card/area1/cardall",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/hncb-debit/",
   "ampm_ref": "AMPM-a94e4b8c38"
  },
  {
   "slug": "far-eastern-bankee",
   "name": "遠東銀行 Bankee信用卡",
   "issuer": "遠東國際商業銀行",
   "annual_fee": "官網信用卡頁未列年費；站上舊寫「免年費」本次未能官網確認（官網另有信用卡費用／利率一覽表 PDF）",
   "cashback": "國內最高 1.2%、海外最高 3% 現金回饋無上限（官網信用卡頁標示）",
   "revolving_rate": "6.74%~14.99%（依個人信用狀況分級，循環利率基準日 2026 年 7 月 1 日）",
   "cash_advance_fee": "預借現金金額×3% ＋ 新臺幣150元",
   "source_url": "https://www.bankee.com.tw/card.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/far-eastern-bankee/",
   "ampm_ref": "AMPM-a1fd13038c"
  },
  {
   "slug": "feib-bankee",
   "name": "遠東銀行 Bankee海神卡",
   "issuer": "遠東國際商業銀行",
   "annual_fee": "免年費",
   "cashback": "國外回饋看 Bankee 數位帳戶月均存款：1 級 0.15%、5 萬以上 1%、60 萬以上 3%；新戶核卡後 3 個月 3%；歐洲約 30 國實體商店除外（國內最高 1.2%，條件見官網）",
   "revolving_rate": "6.74%~14.99%（依個人信用狀況分級，循環利率基準日 2026 年 7 月 1 日）",
   "cash_advance_fee": "預借現金金額×3% ＋ 新臺幣150元",
   "source_url": "https://www.bankee.com.tw/card.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/feib-bankee/",
   "ampm_ref": "AMPM-ae10272d0f"
  },
  {
   "slug": "feib-lejia",
   "name": "遠東銀行 樂家+卡",
   "issuer": "遠東國際商業銀行",
   "annual_fee": "需查官方最新公告",
   "cashback": "遠東集團通路每NT$100送2點HappyGo、國內0.5%無上限、國外2.5%無上限（歐洲指定實體店除外）",
   "revolving_rate": "6.74%~14.99%（依個人信用狀況分級，循環利率基準日 2026 年 7 月 1 日）",
   "cash_advance_fee": "預借現金金額×3% ＋ 新臺幣150元",
   "source_url": "https://www.feib.com.tw/upload/creditcard/YACard/page2.html",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/feib-lejia/",
   "ampm_ref": "AMPM-bd31f9e66f"
  },
  {
   "slug": "feib-feds",
   "name": "遠東銀行遠百聯名卡",
   "issuer": "遠東國際商業銀行",
   "annual_fee": "首年免，次年刷 6 次免",
   "cashback": "遠百消費 5% HAPPY GO 點數、一般 1%",
   "revolving_rate": "6.74%~14.99%（依個人信用狀況分級，循環利率基準日 2026 年 7 月 1 日）",
   "cash_advance_fee": "預借現金金額×3% ＋ 新臺幣150元",
   "source_url": "https://www.feib.com.tw/introduce?id=12",
   "last_verified": "2026-08-27",
   "page_url": "https://cards.ampm-aiops.com/items/feib-feds/",
   "ampm_ref": "AMPM-7ea31d8aeb"
  },
  {
   "slug": "sunny-pengda",
   "name": "陽信銀行 彭大家族聯名卡",
   "issuer": "陽信商業銀行",
   "annual_fee": "正卡 NT$1,800、附卡 NT$900；首年免；申辦電子帳單或當年度不限金額刷卡一次即免次年年費",
   "cashback": "國內、外一般消費 1% 現金紅利無上限；日本、韓國、泰國 3% 無上限；綁定四大行動支付（LINE Pay／街口／台灣Pay／悠遊付）與外送平台（foodpanda、Uber Eats）最高 5%（1%＋加碼 4%，加碼每月歸戶上限 300 點）；彭大家族旅行社及購物商城 3%（加碼每月上限 300 點）；115/1/…",
   "revolving_rate": null,
   "cash_advance_fee": null,
   "source_url": "https://www.sunnybank.com.tw/net/Page/Tmenu/498",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/sunny-pengda/",
   "ampm_ref": "AMPM-6c789c4e19"
  },
  {
   "slug": "sunny-yaoching",
   "name": "陽信銀行 曜晶卡",
   "issuer": "陽信商業銀行",
   "annual_fee": "首年免，次年NT$2,400（消費1筆即免，全市場最容易）",
   "cashback": "國內一般消費 0.6%；國外一般消費合計 3.1%（基本 0.6%＋國外加碼 2.5%）；代繳國內保險 1.3%；皆為曜晶紅利、回饋無上限（1 點＝1 元，次期帳單折抵；115/1/1 起活動期間）",
   "revolving_rate": null,
   "cash_advance_fee": null,
   "source_url": "https://www.sunnybank.com.tw/net/Page/Tmenu/503",
   "last_verified": "2026-09-25",
   "page_url": "https://cards.ampm-aiops.com/items/sunny-yaoching/",
   "ampm_ref": "AMPM-5e0212d7f6"
  },
  {
   "slug": "bok-going",
   "name": "高雄銀行 高雄going鈦金卡",
   "issuer": "高雄銀行",
   "annual_fee": "申請免年費；當年刷卡，次年免年費；年年刷卡，年年免年費（官網未列年費金額）",
   "cashback": "鈦金卡現金回饋依單筆刷卡金額分級：15 萬元以上 1.2%（千分之十二）、10～15 萬 1%、5～10 萬 0.7%、3～5 萬 0.5%、1～3 萬 0.4%、3,000～1 萬 0.3%、1,000～3,000 0.1%",
   "revolving_rate": null,
   "cash_advance_fee": null,
   "source_url": "https://www.bok.com.tw/card-rights-and-benefits-1",
   "last_verified": "2026-09-26",
   "page_url": "https://cards.ampm-aiops.com/items/bok-going/",
   "ampm_ref": "AMPM-3be7c25bca"
  }
 ]
}