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    "comment": "I voted no on this proposal for the following reasons. The Net Change Limit is essentially a savings plan, and it's critical for ensuring fiscal responsibility in the Cardano ecosystem. While I was always taught that 20% of my paycheck should go toward savings, I am closer to 90% savings going into Ada. For now, we need to recognize that the Net Change Limit is a foundational part of how we manage our funds, especially as it is used when reviewing both budget actions and treasury withdrawal actions to ensure constitutionality, as outlined by Article IV of the Constitution and the Treasury Withdrawal Guardrails in Appendix I. Given this, we cannot make any decisions until we reach an agreement, and I’m going to be firm on this. I want to vote yes to get this passed, but we must stand firm in what we believe. Why must we spend so much now, especially when this proposal doesn't account for the extraordinary growth we expect by the end of this year, driven by world adoption? In fact, we could see 10x returns this year, so why not save as much as possible? If I could choose the savings percentage, I would vote to save as much as we can. Even a higher percentage like 30% or 50% seems reasonable given the significant inflows expected over the next few years. The key point is that we should be focused on saving aggressively, given the market cap potential of Ada. I understand that the percentage of savings is something we should discuss further, but I believe it's crucial that we don't rush to pass something without thoroughly considering the long-term trajectory. The first year is a pivotal one for setting a precedent. If we are going to be able to adjust the Net Change Limit later on when necessary, it’s important to start out as conservatively as possible, ensuring we save as much as we can and only allow more spending when truly necessary. I would be in favor of a higher savings rate, like 50%, and I would even support lowering it to 40% later in the year, should circumstances require it. But let’s take a cautious, wise approach for now, focusing on saving as much as possible while we are in this early stage of development."
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