# Terms of Use for Stock News AI Summary

**Effective Date:** September 21, 2026

By downloading or using the "Stock News AI Summary" application (the "App"), these terms will automatically apply to you. Please read them carefully before using the App.

## 1. Description of Service
The App is an informational tool that uses an on-device, offline Artificial Intelligence (AI) model to summarize stock market news. All AI processing and summarization are performed locally on your device.

## 2. No Financial Advice
The App is provided for educational and informational purposes only. The AI-generated summaries and news provided do not constitute financial, investment, legal, or trading advice. You should always conduct your own independent research. We assume no liability for any financial losses or damages incurred.

## 3. Local AI Processing and Accuracy
The App utilizes an offline AI model running directly on your hardware. While this ensures your data remains local and private, AI-generated content may sometimes be inaccurate, incomplete, or delayed. We do not guarantee the absolute accuracy or reliability of the generated summaries.

## 4. License
We grant you a personal, non-exclusive, non-transferable license to use the App on your Apple devices in accordance with these Terms and the App Store usage rules. You may not modify, reverse-engineer, or extract the source code of the App.

## 5. Disclaimer and Limitation of Liability
The App is provided "AS IS" and "AS AVAILABLE" without warranties of any kind. To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of or inability to use the App.

## 6. Changes to These Terms
We may update our Terms of Use from time to time. We will notify you of any changes by posting the new Terms on this repository page.

## 7. Contact Us
If you have any questions or suggestions about these Terms, please contact us at:
**Email:** puyue2015@gmail.com