---
title: Should I Accept the First Insurance Offer After a Car Accident Injury?
slug: san-diego-car-accident-insurance-offers
article_type: Help Article
keywords: insurance settlement, negotiation
url: https://selfhelp.courts.ca.gov/civil-lawsuit/personal-injury
published_date: 2025-10-27T00:00:00
---

Initial insurance offers are often lower than fair compensation. Consulting with an attorney helps in negotiating better settlements and understanding the implications before accepting any offer.[selfhelp.courts.ca+1]