**Privacy Policy for Debt Tracker**

**Effective Date:** 28/06/2025

Geo Paul built the Debt Tracker app as a free app. This SERVICE is provided by Geo Paul at no cost and is intended for use as is.

This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decides to use our Service.

### 1. Information Collection and Use

We do **not collect**, store, or share any **personal or sensitive user data**.

All data you enter (such as amounts owed or borrowed) is stored **locally on your device** and is not transmitted to any server or third party.

### 2. Advertising

The app displays **advertisements** provided by third-party ad networks such as **Google AdMob**. These third-party services may collect certain information automatically, including but not limited to your device's IP address, device ID, and usage statistics, for the purpose of showing personalized or non-personalized ads.

Please refer to [Google’s Privacy Policy](https://policies.google.com/privacy) for more information on how user data is handled by their ad services.

### 3. Data Security

Since the app does not collect or store user data on servers, your data remains on your device. We recommend you protect your device with a screen lock or other security measures to prevent unauthorized access.

### 4. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page.

This policy is effective as of 30/06/2025.

### 5. Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at geopaul94@gmail.com.