default,account_check_status,duration_in_month,credit_history,purpose,credit_amount,savings,present_employment_since,installment_as_income_perc,sex,personal_status,other_debtors,present_residence_since,property,age,other_installment_plans,housing,credits_this_bank,job,people_under_maintenance,telephone,foreign_worker
Not default,< 0 DM,6,critical account/ other credits existing (not at this bank),domestic appliances,1169,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,real estate,67,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,48,existing credits paid back duly till now,domestic appliances,5951,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,2,real estate,22,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),(vacation - does not exist?),2096,... < 100 DM,4 <= ... < 7 years,2,male,single,none,3,real estate,49,none,own,1,unskilled - resident,2,none,yes
Not default,< 0 DM,42,existing credits paid back duly till now,radio/television,7882,... < 100 DM,4 <= ... < 7 years,2,male,single,guarantor,4,if not A121 : building society savings agreement/ life insurance,45,none,for free,1,skilled employee / official,2,none,yes
Default,< 0 DM,24,delay in paying off in the past,car (new),4870,... < 100 DM,1 <= ... < 4 years,3,male,single,none,4,unknown / no property,53,none,for free,2,skilled employee / official,2,none,yes
Not default,no checking account,36,existing credits paid back duly till now,(vacation - does not exist?),9055,unknown/ no savings account,1 <= ... < 4 years,2,male,single,none,4,unknown / no property,35,none,for free,1,unskilled - resident,2,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,radio/television,2835,500 <= ... < 1000 DM,.. >= 7 years,3,male,single,none,4,if not A121 : building society savings agreement/ life insurance,53,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,36,existing credits paid back duly till now,car (used),6948,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",35,none,rent,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,domestic appliances,3059,.. >= 1000 DM,4 <= ... < 7 years,2,male,divorced,none,4,real estate,61,none,own,1,unskilled - resident,1,none,yes
Default,0 <= ... < 200 DM,30,critical account/ other credits existing (not at this bank),car (new),5234,... < 100 DM,unemployed,4,male,married,none,2,"if not A121/A122 : car or other, not in attribute 6",28,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Default,0 <= ... < 200 DM,12,existing credits paid back duly till now,car (new),1295,... < 100 DM,... < 1 year,3,female,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",25,none,rent,1,skilled employee / official,1,none,yes
Default,< 0 DM,48,existing credits paid back duly till now,business,4308,... < 100 DM,... < 1 year,3,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,24,none,rent,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,domestic appliances,1567,... < 100 DM,1 <= ... < 4 years,1,female,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",22,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,24,critical account/ other credits existing (not at this bank),car (new),1199,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",60,none,own,2,unskilled - resident,1,none,yes
Not default,< 0 DM,15,existing credits paid back duly till now,car (new),1403,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",28,none,rent,1,skilled employee / official,1,none,yes
Default,< 0 DM,24,existing credits paid back duly till now,domestic appliances,1282,100 <= ... < 500 DM,1 <= ... < 4 years,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",32,none,own,1,unskilled - resident,1,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),domestic appliances,2424,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,53,none,own,2,skilled employee / official,1,none,yes
Not default,< 0 DM,30,no credits taken/ all credits paid back duly,business,8072,unknown/ no savings account,... < 1 year,2,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",25,bank,own,3,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,24,existing credits paid back duly till now,car (used),12579,... < 100 DM,.. >= 7 years,4,female,divorced,none,2,unknown / no property,44,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,domestic appliances,3430,500 <= ... < 1000 DM,.. >= 7 years,3,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",31,none,own,1,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,9,critical account/ other credits existing (not at this bank),car (new),2134,... < 100 DM,1 <= ... < 4 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",48,none,own,3,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,6,existing credits paid back duly till now,domestic appliances,2647,500 <= ... < 1000 DM,1 <= ... < 4 years,2,male,single,none,3,real estate,44,none,rent,1,skilled employee / official,2,none,yes
Not default,< 0 DM,10,critical account/ other credits existing (not at this bank),car (new),2241,... < 100 DM,... < 1 year,1,male,single,none,3,real estate,48,none,rent,2,unskilled - resident,2,none,no
Not default,0 <= ... < 200 DM,12,critical account/ other credits existing (not at this bank),car (used),1804,100 <= ... < 500 DM,... < 1 year,3,male,single,none,4,if not A121 : building society savings agreement/ life insurance,44,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,10,critical account/ other credits existing (not at this bank),radio/television,2069,unknown/ no savings account,1 <= ... < 4 years,2,male,married,none,1,"if not A121/A122 : car or other, not in attribute 6",26,none,own,2,skilled employee / official,1,none,no
Not default,< 0 DM,6,existing credits paid back duly till now,radio/television,1374,... < 100 DM,1 <= ... < 4 years,1,male,single,none,2,real estate,36,bank,own,1,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,no checking account,6,no credits taken/ all credits paid back duly,domestic appliances,426,... < 100 DM,.. >= 7 years,4,male,married,none,4,"if not A121/A122 : car or other, not in attribute 6",39,none,own,1,unskilled - resident,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,12,all credits at this bank paid back duly,domestic appliances,409,.. >= 1000 DM,1 <= ... < 4 years,3,female,divorced,none,3,real estate,42,none,rent,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,7,existing credits paid back duly till now,domestic appliances,2415,... < 100 DM,1 <= ... < 4 years,3,male,single,guarantor,2,real estate,34,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,60,delay in paying off in the past,business,6836,... < 100 DM,.. >= 7 years,3,male,single,none,4,unknown / no property,63,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,18,existing credits paid back duly till now,business,1913,.. >= 1000 DM,... < 1 year,3,male,married,none,3,real estate,36,bank,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,24,existing credits paid back duly till now,radio/television,4020,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",27,stores,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,18,existing credits paid back duly till now,car (new),5866,100 <= ... < 500 DM,1 <= ... < 4 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",30,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),business,1264,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,unknown / no property,57,none,rent,1,unskilled - resident,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,12,existing credits paid back duly till now,radio/television,1474,... < 100 DM,... < 1 year,4,female,divorced,none,1,if not A121 : building society savings agreement/ life insurance,33,bank,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,45,critical account/ other credits existing (not at this bank),domestic appliances,4746,... < 100 DM,... < 1 year,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,25,none,own,2,unskilled - resident,1,none,yes
Not default,no checking account,48,critical account/ other credits existing (not at this bank),(vacation - does not exist?),6110,... < 100 DM,1 <= ... < 4 years,1,male,single,none,3,unknown / no property,31,bank,for free,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,>= 200 DM / salary assignments for at least 1 year,18,existing credits paid back duly till now,domestic appliances,2100,... < 100 DM,1 <= ... < 4 years,4,male,single,co-applicant,2,real estate,37,stores,own,1,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,10,existing credits paid back duly till now,repairs,1225,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",37,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,9,existing credits paid back duly till now,domestic appliances,458,... < 100 DM,1 <= ... < 4 years,4,male,single,none,3,real estate,24,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,30,existing credits paid back duly till now,domestic appliances,2333,500 <= ... < 1000 DM,.. >= 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",30,bank,own,1,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,domestic appliances,1158,500 <= ... < 1000 DM,1 <= ... < 4 years,3,male,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",26,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,18,delay in paying off in the past,education,6204,... < 100 DM,1 <= ... < 4 years,2,male,single,none,4,real estate,44,none,own,1,unskilled - resident,2,"yes, registered under the customers name",yes
Not default,< 0 DM,30,critical account/ other credits existing (not at this bank),car (used),6187,100 <= ... < 500 DM,4 <= ... < 7 years,1,male,married,none,4,"if not A121/A122 : car or other, not in attribute 6",24,none,rent,2,skilled employee / official,1,none,yes
Default,< 0 DM,48,critical account/ other credits existing (not at this bank),car (used),6143,... < 100 DM,.. >= 7 years,4,female,divorced,none,4,unknown / no property,58,stores,for free,2,unskilled - resident,1,none,yes
Not default,no checking account,11,critical account/ other credits existing (not at this bank),car (new),1393,... < 100 DM,... < 1 year,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",35,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Not default,no checking account,36,existing credits paid back duly till now,domestic appliances,2299,500 <= ... < 1000 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",39,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,6,existing credits paid back duly till now,car (used),1352,500 <= ... < 1000 DM,unemployed,1,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,23,none,rent,1,unemployed/ unskilled - non-resident,1,"yes, registered under the customers name",yes
Not default,no checking account,11,critical account/ other credits existing (not at this bank),car (new),7228,... < 100 DM,1 <= ... < 4 years,1,male,single,none,4,if not A121 : building society savings agreement/ life insurance,39,none,own,2,unskilled - resident,1,none,yes
Not default,no checking account,12,existing credits paid back duly till now,domestic appliances,2073,100 <= ... < 500 DM,1 <= ... < 4 years,4,female,divorced,co-applicant,2,real estate,28,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,24,delay in paying off in the past,radio/television,2333,unknown/ no savings account,... < 1 year,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,29,bank,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,27,delay in paying off in the past,car (used),5965,... < 100 DM,.. >= 7 years,1,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",30,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,domestic appliances,1262,... < 100 DM,1 <= ... < 4 years,3,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",25,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,18,existing credits paid back duly till now,car (used),3378,unknown/ no savings account,1 <= ... < 4 years,2,male,single,none,1,if not A121 : building society savings agreement/ life insurance,31,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,36,delay in paying off in the past,car (new),2225,... < 100 DM,.. >= 7 years,4,male,single,none,4,unknown / no property,57,bank,for free,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,6,all credits at this bank paid back duly,car (new),783,unknown/ no savings account,1 <= ... < 4 years,1,male,single,guarantor,2,real estate,26,stores,own,1,unskilled - resident,2,none,yes
Default,0 <= ... < 200 DM,12,existing credits paid back duly till now,domestic appliances,6468,unknown/ no savings account,unemployed,2,male,single,none,1,unknown / no property,52,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,36,critical account/ other credits existing (not at this bank),domestic appliances,9566,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",31,stores,own,2,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,18,existing credits paid back duly till now,car (new),1961,... < 100 DM,.. >= 7 years,3,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",23,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Default,< 0 DM,36,critical account/ other credits existing (not at this bank),radio/television,6229,... < 100 DM,... < 1 year,4,female,divorced,co-applicant,4,unknown / no property,23,none,rent,2,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,9,existing credits paid back duly till now,business,1391,... < 100 DM,1 <= ... < 4 years,2,male,married,none,1,real estate,27,bank,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,15,critical account/ other credits existing (not at this bank),domestic appliances,1537,unknown/ no savings account,.. >= 7 years,4,male,single,guarantor,4,real estate,50,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,36,no credits taken/ all credits paid back duly,business,1953,... < 100 DM,.. >= 7 years,4,male,single,none,4,unknown / no property,61,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,48,no credits taken/ all credits paid back duly,business,14421,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",25,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,domestic appliances,3181,... < 100 DM,... < 1 year,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,26,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,27,existing credits paid back duly till now,education,5190,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,48,none,own,4,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,domestic appliances,2171,... < 100 DM,... < 1 year,2,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",29,bank,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,car (new),1007,.. >= 1000 DM,1 <= ... < 4 years,4,male,married,none,1,real estate,22,none,own,1,skilled employee / official,1,none,yes
Default,no checking account,36,existing credits paid back duly till now,(vacation - does not exist?),1819,... < 100 DM,1 <= ... < 4 years,4,male,single,none,4,unknown / no property,37,stores,for free,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,36,existing credits paid back duly till now,domestic appliances,2394,unknown/ no savings account,1 <= ... < 4 years,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",25,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,36,existing credits paid back duly till now,car (used),8133,... < 100 DM,1 <= ... < 4 years,1,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,30,bank,own,1,skilled employee / official,1,none,yes
Not default,no checking account,7,critical account/ other credits existing (not at this bank),domestic appliances,730,unknown/ no savings account,.. >= 7 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,46,none,rent,2,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,< 0 DM,8,critical account/ other credits existing (not at this bank),furniture/equipment,1164,... < 100 DM,.. >= 7 years,3,male,single,none,4,unknown / no property,51,bank,for free,2,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,42,critical account/ other credits existing (not at this bank),business,5954,... < 100 DM,4 <= ... < 7 years,2,female,divorced,none,1,real estate,41,bank,own,2,unskilled - resident,1,none,yes
Default,< 0 DM,36,existing credits paid back duly till now,(vacation - does not exist?),1977,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,unknown / no property,40,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,12,critical account/ other credits existing (not at this bank),car (used),1526,... < 100 DM,.. >= 7 years,4,male,single,none,4,unknown / no property,66,none,for free,2,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Default,< 0 DM,42,existing credits paid back duly till now,domestic appliances,3965,... < 100 DM,... < 1 year,4,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",34,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,11,delay in paying off in the past,domestic appliances,4771,... < 100 DM,4 <= ... < 7 years,2,male,single,none,4,if not A121 : building society savings agreement/ life insurance,51,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,54,no credits taken/ all credits paid back duly,car (used),9436,unknown/ no savings account,1 <= ... < 4 years,2,male,single,none,2,if not A121 : building society savings agreement/ life insurance,39,none,own,1,unskilled - resident,2,none,yes
Not default,0 <= ... < 200 DM,30,existing credits paid back duly till now,radio/television,3832,... < 100 DM,... < 1 year,2,male,married,none,1,if not A121 : building society savings agreement/ life insurance,22,none,own,1,skilled employee / official,1,none,yes
Default,no checking account,24,existing credits paid back duly till now,domestic appliances,5943,unknown/ no savings account,... < 1 year,1,female,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",44,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,15,existing credits paid back duly till now,domestic appliances,1213,500 <= ... < 1000 DM,.. >= 7 years,4,male,single,none,3,if not A121 : building society savings agreement/ life insurance,47,stores,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,18,existing credits paid back duly till now,business,1568,100 <= ... < 500 DM,1 <= ... < 4 years,3,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,24,none,rent,1,unskilled - resident,1,none,yes
Not default,< 0 DM,24,existing credits paid back duly till now,furniture/equipment,1755,... < 100 DM,.. >= 7 years,4,female,divorced,guarantor,4,real estate,58,none,own,1,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,< 0 DM,10,existing credits paid back duly till now,domestic appliances,2315,... < 100 DM,.. >= 7 years,3,male,single,none,4,real estate,52,none,own,1,unskilled - resident,1,none,yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),business,1412,... < 100 DM,1 <= ... < 4 years,4,female,divorced,guarantor,2,real estate,29,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,18,critical account/ other credits existing (not at this bank),radio/television,1295,... < 100 DM,... < 1 year,4,female,divorced,none,1,if not A121 : building society savings agreement/ life insurance,27,none,own,2,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,36,existing credits paid back duly till now,(vacation - does not exist?),12612,100 <= ... < 500 DM,1 <= ... < 4 years,1,male,single,none,4,unknown / no property,47,none,for free,1,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,< 0 DM,18,existing credits paid back duly till now,car (new),2249,100 <= ... < 500 DM,4 <= ... < 7 years,4,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",30,none,own,1,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Default,< 0 DM,12,no credits taken/ all credits paid back duly,education,1108,... < 100 DM,4 <= ... < 7 years,4,male,single,none,3,real estate,28,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),domestic appliances,618,... < 100 DM,.. >= 7 years,4,male,single,none,4,real estate,56,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,12,critical account/ other credits existing (not at this bank),car (used),1409,... < 100 DM,.. >= 7 years,4,male,single,none,3,real estate,54,none,own,1,skilled employee / official,1,none,yes
Default,no checking account,12,critical account/ other credits existing (not at this bank),domestic appliances,797,unknown/ no savings account,.. >= 7 years,4,female,divorced,none,3,if not A121 : building society savings agreement/ life insurance,33,bank,own,1,unskilled - resident,2,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,24,critical account/ other credits existing (not at this bank),radio/television,3617,unknown/ no savings account,.. >= 7 years,4,male,single,co-applicant,4,unknown / no property,20,none,rent,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,car (new),1318,.. >= 1000 DM,.. >= 7 years,4,male,single,none,4,real estate,54,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,54,no credits taken/ all credits paid back duly,business,15945,... < 100 DM,... < 1 year,3,male,single,none,4,unknown / no property,58,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),(vacation - does not exist?),2012,unknown/ no savings account,4 <= ... < 7 years,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",61,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,18,existing credits paid back duly till now,business,2622,100 <= ... < 500 DM,1 <= ... < 4 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",34,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,36,critical account/ other credits existing (not at this bank),domestic appliances,2337,... < 100 DM,.. >= 7 years,4,male,single,none,4,real estate,36,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,20,delay in paying off in the past,car (used),7057,unknown/ no savings account,4 <= ... < 7 years,3,male,single,none,4,if not A121 : building society savings agreement/ life insurance,36,bank,rent,2,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,car (new),1469,100 <= ... < 500 DM,.. >= 7 years,4,male,married,none,4,real estate,41,none,rent,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,36,existing credits paid back duly till now,domestic appliances,2323,... < 100 DM,4 <= ... < 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",24,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,6,delay in paying off in the past,domestic appliances,932,... < 100 DM,1 <= ... < 4 years,3,female,divorced,none,2,real estate,24,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,9,critical account/ other credits existing (not at this bank),radio/television,1919,... < 100 DM,4 <= ... < 7 years,4,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",35,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,car (used),2445,unknown/ no savings account,... < 1 year,2,male,married,none,4,"if not A121/A122 : car or other, not in attribute 6",26,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,24,critical account/ other credits existing (not at this bank),furniture/equipment,11938,... < 100 DM,1 <= ... < 4 years,2,male,single,co-applicant,3,"if not A121/A122 : car or other, not in attribute 6",39,none,own,2,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Default,no checking account,18,all credits at this bank paid back duly,car (new),6458,... < 100 DM,.. >= 7 years,2,male,single,none,4,unknown / no property,39,bank,own,2,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,car (new),6078,... < 100 DM,4 <= ... < 7 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",32,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,24,existing credits paid back duly till now,radio/television,7721,unknown/ no savings account,... < 1 year,1,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,30,none,own,1,skilled employee / official,1,"yes, registered under the customers name",no
Not default,0 <= ... < 200 DM,14,existing credits paid back duly till now,business,1410,500 <= ... < 1000 DM,.. >= 7 years,1,male,married,none,2,real estate,35,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,6,delay in paying off in the past,business,1449,100 <= ... < 500 DM,.. >= 7 years,1,male,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",31,bank,own,2,skilled employee / official,2,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,15,existing credits paid back duly till now,(vacation - does not exist?),392,... < 100 DM,... < 1 year,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,23,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,18,existing credits paid back duly till now,car (new),6260,... < 100 DM,4 <= ... < 7 years,3,male,single,none,3,real estate,28,none,rent,1,unskilled - resident,1,none,yes
Default,no checking account,36,critical account/ other credits existing (not at this bank),car (new),7855,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,2,real estate,25,stores,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,12,existing credits paid back duly till now,domestic appliances,1680,500 <= ... < 1000 DM,.. >= 7 years,3,male,married,none,1,real estate,35,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,48,critical account/ other credits existing (not at this bank),domestic appliances,3578,unknown/ no savings account,.. >= 7 years,4,male,single,none,1,real estate,47,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,42,existing credits paid back duly till now,domestic appliances,7174,unknown/ no savings account,4 <= ... < 7 years,4,female,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",30,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,10,critical account/ other credits existing (not at this bank),radio/television,2132,unknown/ no savings account,... < 1 year,2,female,divorced,co-applicant,3,real estate,27,none,rent,2,skilled employee / official,1,none,no
Default,< 0 DM,33,critical account/ other credits existing (not at this bank),radio/television,4281,500 <= ... < 1000 DM,1 <= ... < 4 years,1,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",23,none,own,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,critical account/ other credits existing (not at this bank),car (new),2366,500 <= ... < 1000 DM,4 <= ... < 7 years,3,male,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",36,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,< 0 DM,21,existing credits paid back duly till now,domestic appliances,1835,... < 100 DM,1 <= ... < 4 years,3,female,divorced,none,2,real estate,25,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),car (used),3868,... < 100 DM,.. >= 7 years,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",41,none,rent,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,radio/television,1768,... < 100 DM,1 <= ... < 4 years,3,male,single,none,2,real estate,24,none,rent,1,unskilled - resident,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,10,critical account/ other credits existing (not at this bank),car (new),781,... < 100 DM,.. >= 7 years,4,male,single,none,4,unknown / no property,63,none,for free,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,18,existing credits paid back duly till now,radio/television,1924,unknown/ no savings account,... < 1 year,4,female,divorced,none,3,real estate,27,none,rent,1,skilled employee / official,1,none,yes
Not default,< 0 DM,12,critical account/ other credits existing (not at this bank),car (new),2121,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,30,none,own,2,skilled employee / official,1,none,yes
Not default,< 0 DM,12,existing credits paid back duly till now,domestic appliances,701,... < 100 DM,1 <= ... < 4 years,4,male,married,none,2,real estate,40,none,own,1,unskilled - resident,1,none,yes
Default,0 <= ... < 200 DM,12,existing credits paid back duly till now,education,639,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",30,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,critical account/ other credits existing (not at this bank),car (used),1860,... < 100 DM,unemployed,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",34,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,< 0 DM,12,critical account/ other credits existing (not at this bank),car (new),3499,... < 100 DM,1 <= ... < 4 years,3,female,divorced,co-applicant,2,real estate,29,none,own,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,48,existing credits paid back duly till now,car (new),8487,unknown/ no savings account,4 <= ... < 7 years,1,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",24,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,36,delay in paying off in the past,(vacation - does not exist?),6887,... < 100 DM,1 <= ... < 4 years,4,male,single,none,3,if not A121 : building society savings agreement/ life insurance,29,stores,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,15,existing credits paid back duly till now,radio/television,2708,... < 100 DM,... < 1 year,2,male,single,none,3,if not A121 : building society savings agreement/ life insurance,27,bank,own,2,unskilled - resident,1,none,yes
Not default,no checking account,18,existing credits paid back duly till now,radio/television,1984,... < 100 DM,1 <= ... < 4 years,4,male,single,none,4,unknown / no property,47,bank,for free,2,skilled employee / official,1,none,yes
Not default,no checking account,60,existing credits paid back duly till now,domestic appliances,10144,100 <= ... < 500 DM,4 <= ... < 7 years,2,female,divorced,none,4,real estate,21,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),domestic appliances,1240,unknown/ no savings account,.. >= 7 years,4,female,divorced,none,2,real estate,38,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,27,delay in paying off in the past,car (used),8613,.. >= 1000 DM,1 <= ... < 4 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",27,none,own,2,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,12,existing credits paid back duly till now,domestic appliances,766,500 <= ... < 1000 DM,1 <= ... < 4 years,4,male,single,none,3,real estate,66,none,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,15,critical account/ other credits existing (not at this bank),domestic appliances,2728,unknown/ no savings account,4 <= ... < 7 years,4,male,single,guarantor,2,real estate,35,bank,own,3,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,12,existing credits paid back duly till now,domestic appliances,1881,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",44,none,rent,1,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,6,existing credits paid back duly till now,car (new),709,.. >= 1000 DM,... < 1 year,2,male,married,none,2,real estate,27,none,own,1,unemployed/ unskilled - non-resident,1,none,no
Not default,0 <= ... < 200 DM,36,existing credits paid back duly till now,domestic appliances,4795,... < 100 DM,... < 1 year,4,female,divorced,none,1,unknown / no property,30,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,27,existing credits paid back duly till now,domestic appliances,3416,... < 100 DM,1 <= ... < 4 years,3,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",27,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Default,< 0 DM,18,existing credits paid back duly till now,radio/television,2462,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",22,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,21,critical account/ other credits existing (not at this bank),radio/television,2288,... < 100 DM,... < 1 year,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,23,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,48,all credits at this bank paid back duly,business,3566,100 <= ... < 500 DM,4 <= ... < 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",30,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,6,critical account/ other credits existing (not at this bank),car (new),860,... < 100 DM,.. >= 7 years,1,female,divorced,none,4,unknown / no property,39,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),car (new),682,100 <= ... < 500 DM,4 <= ... < 7 years,4,female,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",51,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,36,critical account/ other credits existing (not at this bank),radio/television,5371,... < 100 DM,1 <= ... < 4 years,3,male,single,guarantor,2,if not A121 : building society savings agreement/ life insurance,28,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,18,critical account/ other credits existing (not at this bank),domestic appliances,1582,.. >= 1000 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",46,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,6,existing credits paid back duly till now,domestic appliances,1346,100 <= ... < 500 DM,.. >= 7 years,2,male,single,none,4,unknown / no property,42,bank,for free,1,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,10,existing credits paid back duly till now,domestic appliances,1924,... < 100 DM,1 <= ... < 4 years,1,male,single,none,4,if not A121 : building society savings agreement/ life insurance,38,none,own,1,skilled employee / official,1,"yes, registered under the customers name",no
Not default,>= 200 DM / salary assignments for at least 1 year,36,existing credits paid back duly till now,domestic appliances,5848,... < 100 DM,1 <= ... < 4 years,4,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",24,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,24,critical account/ other credits existing (not at this bank),car (used),7758,.. >= 1000 DM,.. >= 7 years,2,female,divorced,none,4,unknown / no property,29,none,rent,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,24,delay in paying off in the past,business,6967,100 <= ... < 500 DM,4 <= ... < 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",36,none,rent,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,< 0 DM,12,existing credits paid back duly till now,radio/television,1282,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",20,none,rent,1,skilled employee / official,1,none,yes
Not default,< 0 DM,9,critical account/ other credits existing (not at this bank),education,1288,100 <= ... < 500 DM,.. >= 7 years,3,male,single,guarantor,4,real estate,48,none,own,2,skilled employee / official,2,none,no
Not default,< 0 DM,12,all credits at this bank paid back duly,retraining,339,... < 100 DM,.. >= 7 years,4,male,married,none,1,"if not A121/A122 : car or other, not in attribute 6",45,bank,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,24,existing credits paid back duly till now,car (new),3512,100 <= ... < 500 DM,4 <= ... < 7 years,2,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",38,bank,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,6,critical account/ other credits existing (not at this bank),domestic appliances,1898,unknown/ no savings account,1 <= ... < 4 years,1,male,single,none,2,real estate,34,none,own,2,unskilled - resident,2,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),domestic appliances,2872,100 <= ... < 500 DM,.. >= 7 years,3,male,single,none,4,real estate,36,none,own,1,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,18,critical account/ other credits existing (not at this bank),car (new),1055,... < 100 DM,... < 1 year,4,female,divorced,none,1,if not A121 : building society savings agreement/ life insurance,30,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,15,existing credits paid back duly till now,repairs,1262,500 <= ... < 1000 DM,4 <= ... < 7 years,4,male,single,none,3,if not A121 : building society savings agreement/ life insurance,36,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,10,existing credits paid back duly till now,car (new),7308,... < 100 DM,unemployed,2,male,single,none,4,unknown / no property,70,bank,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,36,existing credits paid back duly till now,car (new),909,500 <= ... < 1000 DM,.. >= 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,36,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,6,existing credits paid back duly till now,radio/television,2978,500 <= ... < 1000 DM,1 <= ... < 4 years,1,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",32,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,18,existing credits paid back duly till now,radio/television,1131,... < 100 DM,unemployed,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",33,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,11,existing credits paid back duly till now,radio/television,1577,.. >= 1000 DM,... < 1 year,4,female,divorced,none,1,real estate,20,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,24,existing credits paid back duly till now,radio/television,3972,... < 100 DM,4 <= ... < 7 years,2,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,25,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,24,critical account/ other credits existing (not at this bank),business,1935,... < 100 DM,.. >= 7 years,4,male,divorced,none,4,real estate,31,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,15,no credits taken/ all credits paid back duly,car (new),950,... < 100 DM,.. >= 7 years,4,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",33,none,rent,2,skilled employee / official,2,none,yes
Not default,no checking account,12,existing credits paid back duly till now,radio/television,763,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,1,real estate,26,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,24,delay in paying off in the past,radio/television,2064,... < 100 DM,unemployed,3,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,34,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,8,existing credits paid back duly till now,domestic appliances,1414,... < 100 DM,1 <= ... < 4 years,4,male,single,guarantor,2,real estate,33,none,own,1,skilled employee / official,1,none,no
Default,< 0 DM,21,delay in paying off in the past,(vacation - does not exist?),3414,... < 100 DM,... < 1 year,2,male,single,none,1,if not A121 : building society savings agreement/ life insurance,26,none,own,2,skilled employee / official,1,none,yes
Default,no checking account,30,all credits at this bank paid back duly,car (used),7485,unknown/ no savings account,unemployed,4,female,divorced,none,1,real estate,53,bank,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,12,existing credits paid back duly till now,radio/television,2577,... < 100 DM,1 <= ... < 4 years,2,male,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",42,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,6,critical account/ other credits existing (not at this bank),domestic appliances,338,500 <= ... < 1000 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",52,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,12,existing credits paid back duly till now,domestic appliances,1963,... < 100 DM,4 <= ... < 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",31,none,rent,2,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,< 0 DM,21,critical account/ other credits existing (not at this bank),car (new),571,... < 100 DM,.. >= 7 years,4,male,single,none,4,real estate,65,none,own,2,skilled employee / official,1,none,yes
Default,no checking account,36,delay in paying off in the past,business,9572,... < 100 DM,... < 1 year,1,male,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",28,none,own,2,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,36,delay in paying off in the past,business,4455,... < 100 DM,1 <= ... < 4 years,2,male,divorced,none,2,real estate,30,stores,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,< 0 DM,21,all credits at this bank paid back duly,car (new),1647,unknown/ no savings account,1 <= ... < 4 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,40,none,own,2,unskilled - resident,2,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),radio/television,3777,.. >= 1000 DM,1 <= ... < 4 years,4,male,single,none,4,real estate,50,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,18,critical account/ other credits existing (not at this bank),car (new),884,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",36,bank,own,1,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,15,critical account/ other credits existing (not at this bank),domestic appliances,1360,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,31,none,own,2,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,9,all credits at this bank paid back duly,car (used),5129,... < 100 DM,.. >= 7 years,2,female,divorced,none,4,unknown / no property,74,bank,for free,1,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,16,critical account/ other credits existing (not at this bank),car (new),1175,... < 100 DM,unemployed,2,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",68,none,for free,3,unemployed/ unskilled - non-resident,1,"yes, registered under the customers name",yes
Default,< 0 DM,12,existing credits paid back duly till now,domestic appliances,674,100 <= ... < 500 DM,4 <= ... < 7 years,4,male,married,none,1,if not A121 : building society savings agreement/ life insurance,20,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,18,no credits taken/ all credits paid back duly,radio/television,3244,... < 100 DM,1 <= ... < 4 years,1,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",33,bank,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,no checking account,24,existing credits paid back duly till now,business,4591,.. >= 1000 DM,1 <= ... < 4 years,2,male,single,none,3,if not A121 : building society savings agreement/ life insurance,54,none,own,3,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,48,no credits taken/ all credits paid back duly,business,3844,100 <= ... < 500 DM,4 <= ... < 7 years,4,male,single,none,4,unknown / no property,34,none,for free,1,unskilled - resident,2,none,yes
Default,0 <= ... < 200 DM,27,existing credits paid back duly till now,business,3915,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",36,none,own,1,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,6,existing credits paid back duly till now,domestic appliances,2108,... < 100 DM,4 <= ... < 7 years,2,male,married,none,2,real estate,29,none,rent,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,45,existing credits paid back duly till now,domestic appliances,3031,100 <= ... < 500 DM,1 <= ... < 4 years,4,male,single,guarantor,4,if not A121 : building society savings agreement/ life insurance,21,none,rent,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,9,critical account/ other credits existing (not at this bank),(vacation - does not exist?),1501,... < 100 DM,.. >= 7 years,2,female,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",34,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,6,critical account/ other credits existing (not at this bank),domestic appliances,1382,... < 100 DM,1 <= ... < 4 years,1,female,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",28,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,12,existing credits paid back duly till now,radio/television,951,100 <= ... < 500 DM,... < 1 year,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",27,bank,rent,4,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,24,existing credits paid back duly till now,car (used),2760,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,unknown / no property,36,bank,for free,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,18,delay in paying off in the past,radio/television,4297,... < 100 DM,.. >= 7 years,4,male,divorced,none,3,unknown / no property,40,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,9,critical account/ other credits existing (not at this bank),(vacation - does not exist?),936,500 <= ... < 1000 DM,.. >= 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",52,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,12,existing credits paid back duly till now,car (new),1168,... < 100 DM,1 <= ... < 4 years,4,male,married,none,3,real estate,27,none,own,1,unskilled - resident,1,none,yes
Not default,no checking account,27,delay in paying off in the past,business,5117,... < 100 DM,4 <= ... < 7 years,3,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",26,none,own,2,skilled employee / official,1,none,yes
Default,< 0 DM,12,existing credits paid back duly till now,retraining,902,... < 100 DM,4 <= ... < 7 years,4,male,married,none,4,if not A121 : building society savings agreement/ life insurance,21,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),car (new),1495,... < 100 DM,.. >= 7 years,4,male,single,none,1,real estate,38,none,own,2,unskilled - resident,2,none,yes
Not default,< 0 DM,30,critical account/ other credits existing (not at this bank),car (used),10623,... < 100 DM,.. >= 7 years,3,male,single,none,4,unknown / no property,38,none,for free,3,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),radio/television,1935,... < 100 DM,.. >= 7 years,4,male,single,none,4,real estate,43,none,own,3,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,12,critical account/ other credits existing (not at this bank),repairs,1424,... < 100 DM,4 <= ... < 7 years,4,male,single,none,3,if not A121 : building society savings agreement/ life insurance,26,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,24,existing credits paid back duly till now,business,6568,... < 100 DM,1 <= ... < 4 years,2,male,married,none,2,"if not A121/A122 : car or other, not in attribute 6",21,stores,own,1,unskilled - resident,1,none,yes
Not default,no checking account,12,existing credits paid back duly till now,car (used),1413,.. >= 1000 DM,4 <= ... < 7 years,3,male,single,none,2,if not A121 : building society savings agreement/ life insurance,55,none,own,1,skilled employee / official,1,none,no
Not default,no checking account,9,critical account/ other credits existing (not at this bank),domestic appliances,3074,unknown/ no savings account,1 <= ... < 4 years,1,male,single,none,2,real estate,33,none,own,2,skilled employee / official,2,none,yes
Not default,no checking account,36,existing credits paid back duly till now,domestic appliances,3835,unknown/ no savings account,.. >= 7 years,2,female,divorced,none,4,real estate,45,none,own,1,unskilled - resident,1,"yes, registered under the customers name",yes
Default,< 0 DM,27,no credits taken/ all credits paid back duly,business,5293,... < 100 DM,unemployed,2,male,single,none,4,if not A121 : building society savings agreement/ life insurance,50,stores,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,>= 200 DM / salary assignments for at least 1 year,30,delay in paying off in the past,business,1908,... < 100 DM,.. >= 7 years,4,male,single,none,4,real estate,66,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,36,critical account/ other credits existing (not at this bank),domestic appliances,3342,unknown/ no savings account,.. >= 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",51,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,6,critical account/ other credits existing (not at this bank),retraining,932,unknown/ no savings account,4 <= ... < 7 years,1,female,divorced,none,3,if not A121 : building society savings agreement/ life insurance,39,none,own,2,unskilled - resident,1,none,yes
Not default,< 0 DM,18,no credits taken/ all credits paid back duly,business,3104,... < 100 DM,4 <= ... < 7 years,3,male,single,none,1,if not A121 : building society savings agreement/ life insurance,31,bank,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,36,existing credits paid back duly till now,domestic appliances,3913,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,real estate,23,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,24,existing credits paid back duly till now,radio/television,3021,... < 100 DM,1 <= ... < 4 years,2,male,divorced,none,2,real estate,24,none,rent,1,unskilled - resident,1,none,yes
Not default,no checking account,10,existing credits paid back duly till now,car (new),1364,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",64,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,domestic appliances,625,... < 100 DM,... < 1 year,4,male,married,guarantor,1,real estate,26,bank,own,1,unskilled - resident,1,none,yes
Not default,< 0 DM,12,existing credits paid back duly till now,(vacation - does not exist?),1200,unknown/ no savings account,1 <= ... < 4 years,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,23,bank,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,domestic appliances,707,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,real estate,30,bank,own,2,skilled employee / official,1,none,yes
Not default,no checking account,24,delay in paying off in the past,business,2978,unknown/ no savings account,1 <= ... < 4 years,4,male,single,none,4,real estate,32,none,own,2,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,15,existing credits paid back duly till now,car (used),4657,... < 100 DM,1 <= ... < 4 years,3,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",30,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,36,no credits taken/ all credits paid back duly,education,2613,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",27,none,own,2,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,48,existing credits paid back duly till now,domestic appliances,10961,.. >= 1000 DM,4 <= ... < 7 years,1,male,single,co-applicant,2,unknown / no property,27,bank,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,12,existing credits paid back duly till now,radio/television,7865,... < 100 DM,.. >= 7 years,4,male,single,none,4,unknown / no property,53,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,no checking account,9,existing credits paid back duly till now,domestic appliances,1478,... < 100 DM,4 <= ... < 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",22,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,24,existing credits paid back duly till now,radio/television,3149,... < 100 DM,... < 1 year,4,male,single,none,1,unknown / no property,22,bank,for free,1,skilled employee / official,1,none,yes
Default,>= 200 DM / salary assignments for at least 1 year,36,existing credits paid back duly till now,domestic appliances,4210,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",26,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,9,existing credits paid back duly till now,car (new),2507,500 <= ... < 1000 DM,.. >= 7 years,2,male,single,none,4,unknown / no property,51,none,for free,1,unskilled - resident,1,none,yes
Not default,no checking account,12,existing credits paid back duly till now,domestic appliances,2141,100 <= ... < 500 DM,4 <= ... < 7 years,3,male,single,none,1,unknown / no property,35,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,18,existing credits paid back duly till now,domestic appliances,866,... < 100 DM,1 <= ... < 4 years,4,male,married,guarantor,2,real estate,25,none,own,1,unskilled - resident,1,none,yes
Not default,no checking account,4,critical account/ other credits existing (not at this bank),domestic appliances,1544,... < 100 DM,4 <= ... < 7 years,2,male,single,none,1,real estate,42,none,own,3,unskilled - resident,2,none,yes
Default,< 0 DM,24,existing credits paid back duly till now,domestic appliances,1823,... < 100 DM,unemployed,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",30,stores,own,1,management/ self-employed/ highly qualified employee/ officer,2,none,yes
Default,0 <= ... < 200 DM,6,existing credits paid back duly till now,car (new),14555,unknown/ no savings account,unemployed,1,male,single,none,2,if not A121 : building society savings agreement/ life insurance,23,none,own,1,unemployed/ unskilled - non-resident,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,21,existing credits paid back duly till now,business,2767,100 <= ... < 500 DM,.. >= 7 years,4,male,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",61,bank,rent,2,unskilled - resident,1,none,yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),domestic appliances,1291,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,35,none,own,2,skilled employee / official,1,none,yes
Not default,< 0 DM,30,existing credits paid back duly till now,domestic appliances,2522,... < 100 DM,.. >= 7 years,1,male,single,guarantor,3,if not A121 : building society savings agreement/ life insurance,39,none,own,1,skilled employee / official,2,none,yes
Default,< 0 DM,24,existing credits paid back duly till now,car (new),915,unknown/ no savings account,.. >= 7 years,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",29,bank,own,1,skilled employee / official,1,none,yes
Not default,no checking account,6,existing credits paid back duly till now,domestic appliances,1595,... < 100 DM,4 <= ... < 7 years,3,male,single,none,2,if not A121 : building society savings agreement/ life insurance,51,none,own,1,skilled employee / official,2,none,yes
Default,< 0 DM,48,no credits taken/ all credits paid back duly,car (used),4605,... < 100 DM,.. >= 7 years,3,male,single,none,4,unknown / no property,24,none,for free,2,skilled employee / official,2,none,yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),business,1185,... < 100 DM,1 <= ... < 4 years,3,female,divorced,none,2,real estate,27,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,12,all credits at this bank paid back duly,retraining,3447,500 <= ... < 1000 DM,1 <= ... < 4 years,4,female,divorced,none,3,real estate,35,none,own,1,unskilled - resident,2,none,yes
Not default,no checking account,24,existing credits paid back duly till now,business,1258,... < 100 DM,4 <= ... < 7 years,4,male,single,none,1,real estate,25,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),domestic appliances,717,... < 100 DM,.. >= 7 years,4,male,single,none,4,real estate,52,none,own,3,skilled employee / official,1,none,yes
Not default,no checking account,6,no credits taken/ all credits paid back duly,car (new),1204,100 <= ... < 500 DM,1 <= ... < 4 years,4,male,single,none,1,unknown / no property,35,bank,rent,1,skilled employee / official,1,none,no
Not default,>= 200 DM / salary assignments for at least 1 year,24,existing credits paid back duly till now,radio/television,1925,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,real estate,26,none,own,1,skilled employee / official,1,none,yes
Default,no checking account,18,existing credits paid back duly till now,domestic appliances,433,... < 100 DM,unemployed,3,female,divorced,co-applicant,4,real estate,22,none,rent,1,skilled employee / official,1,none,yes
Not default,< 0 DM,6,critical account/ other credits existing (not at this bank),car (new),666,.. >= 1000 DM,4 <= ... < 7 years,3,female,divorced,none,4,real estate,39,none,own,2,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,12,existing credits paid back duly till now,radio/television,2251,... < 100 DM,1 <= ... < 4 years,1,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",46,none,own,1,unskilled - resident,1,none,yes
Default,0 <= ... < 200 DM,30,existing credits paid back duly till now,car (new),2150,... < 100 DM,1 <= ... < 4 years,4,female,divorced,guarantor,2,unknown / no property,24,bank,own,1,skilled employee / official,1,none,yes
Not default,no checking account,24,delay in paying off in the past,radio/television,4151,100 <= ... < 500 DM,1 <= ... < 4 years,2,male,single,none,3,if not A121 : building society savings agreement/ life insurance,35,none,own,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,9,existing credits paid back duly till now,radio/television,2030,unknown/ no savings account,4 <= ... < 7 years,2,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",24,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,60,delay in paying off in the past,domestic appliances,7418,unknown/ no savings account,1 <= ... < 4 years,1,male,single,none,1,real estate,27,none,own,1,unskilled - resident,1,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),domestic appliances,2684,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,real estate,35,none,own,2,unskilled - resident,1,none,yes
Default,< 0 DM,12,all credits at this bank paid back duly,domestic appliances,2149,... < 100 DM,1 <= ... < 4 years,4,male,divorced,none,1,unknown / no property,29,none,for free,1,skilled employee / official,1,none,yes
Not default,no checking account,15,existing credits paid back duly till now,car (used),3812,100 <= ... < 500 DM,... < 1 year,1,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",23,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,11,critical account/ other credits existing (not at this bank),domestic appliances,1154,100 <= ... < 500 DM,unemployed,4,female,divorced,none,4,real estate,57,none,own,3,unskilled - resident,1,none,yes
Not default,< 0 DM,12,existing credits paid back duly till now,radio/television,1657,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,real estate,27,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,24,existing credits paid back duly till now,domestic appliances,1603,... < 100 DM,.. >= 7 years,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",55,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,18,critical account/ other credits existing (not at this bank),car (new),5302,... < 100 DM,.. >= 7 years,2,male,single,none,4,unknown / no property,36,none,for free,3,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),(vacation - does not exist?),2748,... < 100 DM,.. >= 7 years,2,female,divorced,none,4,unknown / no property,57,bank,for free,3,unskilled - resident,1,none,yes
Not default,no checking account,10,critical account/ other credits existing (not at this bank),car (new),1231,... < 100 DM,.. >= 7 years,3,male,single,none,4,real estate,32,none,own,2,unskilled - resident,2,none,no
Default,0 <= ... < 200 DM,15,existing credits paid back duly till now,domestic appliances,802,... < 100 DM,.. >= 7 years,4,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",37,none,own,1,skilled employee / official,2,none,yes
Not default,no checking account,36,critical account/ other credits existing (not at this bank),business,6304,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,real estate,36,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,24,existing credits paid back duly till now,domestic appliances,1533,... < 100 DM,... < 1 year,4,female,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",38,stores,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,14,existing credits paid back duly till now,car (new),8978,... < 100 DM,.. >= 7 years,1,male,divorced,none,4,if not A121 : building society savings agreement/ life insurance,45,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",no
Not default,no checking account,24,existing credits paid back duly till now,domestic appliances,999,unknown/ no savings account,.. >= 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",25,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,18,existing credits paid back duly till now,car (new),2662,unknown/ no savings account,4 <= ... < 7 years,4,male,single,none,3,if not A121 : building society savings agreement/ life insurance,32,none,own,1,skilled employee / official,1,none,no
Not default,no checking account,12,critical account/ other credits existing (not at this bank),radio/television,1402,500 <= ... < 1000 DM,4 <= ... < 7 years,3,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",37,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,48,all credits at this bank paid back duly,car (new),12169,unknown/ no savings account,unemployed,4,male,single,co-applicant,4,unknown / no property,36,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,48,existing credits paid back duly till now,domestic appliances,3060,... < 100 DM,4 <= ... < 7 years,4,male,single,none,4,real estate,28,none,own,2,skilled employee / official,1,none,yes
Default,< 0 DM,30,existing credits paid back duly till now,education,11998,... < 100 DM,... < 1 year,1,male,divorced,none,1,unknown / no property,34,none,own,1,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,no checking account,9,existing credits paid back duly till now,domestic appliances,2697,... < 100 DM,1 <= ... < 4 years,1,male,single,none,2,real estate,32,none,own,1,skilled employee / official,2,none,yes
Not default,no checking account,18,critical account/ other credits existing (not at this bank),domestic appliances,2404,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",26,none,own,2,skilled employee / official,1,none,yes
Not default,< 0 DM,12,existing credits paid back duly till now,radio/television,1262,unknown/ no savings account,.. >= 7 years,2,male,divorced,none,4,if not A121 : building society savings agreement/ life insurance,49,none,own,1,unskilled - resident,1,"yes, registered under the customers name",yes
Default,no checking account,6,existing credits paid back duly till now,radio/television,4611,... < 100 DM,... < 1 year,1,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,32,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,24,existing credits paid back duly till now,domestic appliances,1901,100 <= ... < 500 DM,1 <= ... < 4 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",29,none,rent,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,15,critical account/ other credits existing (not at this bank),car (used),3368,.. >= 1000 DM,.. >= 7 years,3,male,single,none,4,unknown / no property,23,none,rent,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,radio/television,1574,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,real estate,50,none,own,1,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,18,all credits at this bank paid back duly,domestic appliances,1445,unknown/ no savings account,4 <= ... < 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",49,bank,own,1,unskilled - resident,1,none,yes
Not default,no checking account,15,critical account/ other credits existing (not at this bank),radio/television,1520,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,63,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,24,critical account/ other credits existing (not at this bank),car (new),3878,100 <= ... < 500 DM,... < 1 year,4,male,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",37,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,47,existing credits paid back duly till now,car (new),10722,... < 100 DM,... < 1 year,1,female,divorced,none,1,real estate,35,none,own,1,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,< 0 DM,48,existing credits paid back duly till now,car (used),4788,... < 100 DM,4 <= ... < 7 years,4,male,single,none,3,if not A121 : building society savings agreement/ life insurance,26,none,own,1,skilled employee / official,2,none,yes
Not default,0 <= ... < 200 DM,48,delay in paying off in the past,furniture/equipment,7582,100 <= ... < 500 DM,unemployed,2,male,single,none,4,unknown / no property,31,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,domestic appliances,1092,... < 100 DM,1 <= ... < 4 years,4,female,divorced,guarantor,4,real estate,49,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,24,delay in paying off in the past,domestic appliances,1024,... < 100 DM,... < 1 year,4,male,married,none,4,real estate,48,stores,own,1,skilled employee / official,1,none,yes
Not default,no checking account,12,existing credits paid back duly till now,business,1076,... < 100 DM,1 <= ... < 4 years,2,male,married,none,2,real estate,26,none,own,1,skilled employee / official,1,"yes, registered under the customers name",no
Default,0 <= ... < 200 DM,36,existing credits paid back duly till now,car (used),9398,... < 100 DM,... < 1 year,1,male,married,none,4,"if not A121/A122 : car or other, not in attribute 6",28,none,rent,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,24,critical account/ other credits existing (not at this bank),car (used),6419,... < 100 DM,.. >= 7 years,2,female,divorced,none,4,unknown / no property,44,none,for free,2,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,42,critical account/ other credits existing (not at this bank),car (used),4796,... < 100 DM,.. >= 7 years,4,male,single,none,4,unknown / no property,56,none,for free,1,skilled employee / official,1,none,yes
Not default,no checking account,48,critical account/ other credits existing (not at this bank),business,7629,unknown/ no savings account,.. >= 7 years,4,male,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",46,bank,own,2,management/ self-employed/ highly qualified employee/ officer,2,none,yes
Default,0 <= ... < 200 DM,48,existing credits paid back duly till now,radio/television,9960,... < 100 DM,... < 1 year,1,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",26,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,car (used),4675,unknown/ no savings account,... < 1 year,1,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",20,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,10,existing credits paid back duly till now,car (new),1287,unknown/ no savings account,.. >= 7 years,4,male,single,co-applicant,2,if not A121 : building society savings agreement/ life insurance,45,none,own,1,unskilled - resident,1,none,no
Not default,no checking account,18,existing credits paid back duly till now,radio/television,2515,... < 100 DM,1 <= ... < 4 years,3,male,single,none,4,real estate,43,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,21,critical account/ other credits existing (not at this bank),radio/television,2745,.. >= 1000 DM,4 <= ... < 7 years,3,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",32,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,6,existing credits paid back duly till now,car (new),672,... < 100 DM,unemployed,1,female,divorced,none,4,real estate,54,none,own,1,unemployed/ unskilled - non-resident,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,36,no credits taken/ all credits paid back duly,domestic appliances,3804,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",42,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,>= 200 DM / salary assignments for at least 1 year,24,critical account/ other credits existing (not at this bank),car (new),1344,unknown/ no savings account,4 <= ... < 7 years,4,male,single,none,2,real estate,37,bank,own,2,unskilled - resident,2,none,yes
Not default,< 0 DM,10,critical account/ other credits existing (not at this bank),car (new),1038,... < 100 DM,4 <= ... < 7 years,4,male,single,co-applicant,3,if not A121 : building society savings agreement/ life insurance,49,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,no checking account,48,critical account/ other credits existing (not at this bank),car (new),10127,500 <= ... < 1000 DM,1 <= ... < 4 years,2,male,single,none,2,unknown / no property,44,bank,for free,1,skilled employee / official,1,none,yes
Not default,no checking account,6,existing credits paid back duly till now,radio/television,1543,.. >= 1000 DM,1 <= ... < 4 years,4,male,divorced,none,2,real estate,33,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,30,existing credits paid back duly till now,car (used),4811,unknown/ no savings account,4 <= ... < 7 years,2,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,24,stores,rent,1,unskilled - resident,1,none,yes
Default,< 0 DM,12,existing credits paid back duly till now,domestic appliances,727,100 <= ... < 500 DM,... < 1 year,4,male,married,none,3,unknown / no property,33,none,own,1,unskilled - resident,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,8,existing credits paid back duly till now,radio/television,1237,... < 100 DM,1 <= ... < 4 years,3,female,divorced,none,4,real estate,24,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,9,existing credits paid back duly till now,car (new),276,... < 100 DM,1 <= ... < 4 years,4,male,married,none,4,real estate,22,none,rent,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,48,existing credits paid back duly till now,furniture/equipment,5381,unknown/ no savings account,unemployed,3,male,single,none,4,unknown / no property,40,bank,for free,1,unemployed/ unskilled - non-resident,1,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,radio/television,5511,100 <= ... < 500 DM,1 <= ... < 4 years,4,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",25,stores,own,1,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,24,existing credits paid back duly till now,radio/television,3749,... < 100 DM,... < 1 year,2,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",26,none,own,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,12,existing credits paid back duly till now,car (new),685,... < 100 DM,4 <= ... < 7 years,2,male,married,none,3,"if not A121/A122 : car or other, not in attribute 6",25,bank,own,1,unskilled - resident,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,4,existing credits paid back duly till now,car (new),1494,unknown/ no savings account,... < 1 year,1,male,single,none,2,real estate,29,none,own,1,unskilled - resident,2,none,no
Default,< 0 DM,36,all credits at this bank paid back duly,radio/television,2746,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",31,bank,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,12,existing credits paid back duly till now,radio/television,708,... < 100 DM,1 <= ... < 4 years,2,male,single,guarantor,3,if not A121 : building society savings agreement/ life insurance,38,none,own,1,unskilled - resident,2,none,yes
Not default,0 <= ... < 200 DM,24,existing credits paid back duly till now,radio/television,4351,unknown/ no savings account,1 <= ... < 4 years,1,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,48,none,own,1,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),(vacation - does not exist?),701,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",32,none,own,2,skilled employee / official,1,none,yes
Not default,< 0 DM,15,delay in paying off in the past,radio/television,3643,... < 100 DM,.. >= 7 years,1,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,27,none,own,2,unskilled - resident,1,none,yes
Default,0 <= ... < 200 DM,30,critical account/ other credits existing (not at this bank),car (new),4249,... < 100 DM,unemployed,4,male,married,none,2,"if not A121/A122 : car or other, not in attribute 6",28,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Default,< 0 DM,24,existing credits paid back duly till now,domestic appliances,1938,... < 100 DM,... < 1 year,4,male,divorced,none,3,if not A121 : building society savings agreement/ life insurance,32,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,24,existing credits paid back duly till now,car (used),2910,... < 100 DM,4 <= ... < 7 years,2,male,single,none,1,unknown / no property,34,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,18,existing credits paid back duly till now,radio/television,2659,.. >= 1000 DM,1 <= ... < 4 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",28,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,18,critical account/ other credits existing (not at this bank),car (new),1028,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,3,real estate,36,none,own,2,skilled employee / official,1,none,yes
Not default,< 0 DM,8,critical account/ other credits existing (not at this bank),car (new),3398,... < 100 DM,4 <= ... < 7 years,1,male,single,none,4,real estate,39,none,own,2,unskilled - resident,1,none,no
Not default,no checking account,12,critical account/ other credits existing (not at this bank),radio/television,5801,unknown/ no savings account,.. >= 7 years,2,male,single,none,4,if not A121 : building society savings agreement/ life insurance,49,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,car (new),1525,.. >= 1000 DM,4 <= ... < 7 years,4,female,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",34,none,own,1,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,36,existing credits paid back duly till now,domestic appliances,4473,... < 100 DM,.. >= 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",31,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,6,existing credits paid back duly till now,domestic appliances,1068,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",28,none,own,1,skilled employee / official,2,none,yes
Not default,< 0 DM,24,critical account/ other credits existing (not at this bank),car (used),6615,... < 100 DM,unemployed,2,male,single,none,4,unknown / no property,75,none,for free,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,no checking account,18,critical account/ other credits existing (not at this bank),(vacation - does not exist?),1864,100 <= ... < 500 DM,1 <= ... < 4 years,4,female,divorced,none,2,real estate,30,none,own,2,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,60,existing credits paid back duly till now,car (new),7408,100 <= ... < 500 DM,... < 1 year,4,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,24,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Default,no checking account,48,critical account/ other credits existing (not at this bank),car (used),11590,100 <= ... < 500 DM,1 <= ... < 4 years,2,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",24,bank,rent,2,unskilled - resident,1,none,yes
Default,< 0 DM,24,no credits taken/ all credits paid back duly,radio/television,4110,... < 100 DM,.. >= 7 years,3,male,single,none,4,unknown / no property,23,bank,rent,2,skilled employee / official,2,none,yes
Default,< 0 DM,6,critical account/ other credits existing (not at this bank),radio/television,3384,... < 100 DM,1 <= ... < 4 years,1,male,divorced,none,4,real estate,44,none,rent,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,13,existing credits paid back duly till now,domestic appliances,2101,... < 100 DM,... < 1 year,2,female,divorced,guarantor,4,if not A121 : building society savings agreement/ life insurance,23,none,own,1,unskilled - resident,1,none,yes
Default,< 0 DM,15,existing credits paid back duly till now,repairs,1275,unknown/ no savings account,1 <= ... < 4 years,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",24,none,rent,1,skilled employee / official,1,none,yes
Not default,< 0 DM,24,existing credits paid back duly till now,radio/television,4169,... < 100 DM,1 <= ... < 4 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,28,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,10,existing credits paid back duly till now,radio/television,1521,... < 100 DM,1 <= ... < 4 years,4,male,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",31,none,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,24,critical account/ other credits existing (not at this bank),(vacation - does not exist?),5743,... < 100 DM,... < 1 year,2,female,divorced,none,4,unknown / no property,24,none,for free,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,21,existing credits paid back duly till now,radio/television,3599,... < 100 DM,4 <= ... < 7 years,1,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",26,none,rent,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,18,existing credits paid back duly till now,domestic appliances,3213,500 <= ... < 1000 DM,... < 1 year,1,male,married,none,3,real estate,25,none,rent,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,18,existing credits paid back duly till now,business,4439,... < 100 DM,.. >= 7 years,1,male,single,co-applicant,1,real estate,33,bank,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,10,existing credits paid back duly till now,car (new),3949,... < 100 DM,... < 1 year,1,male,single,guarantor,1,if not A121 : building society savings agreement/ life insurance,37,none,own,1,unskilled - resident,2,none,yes
Not default,no checking account,15,critical account/ other credits existing (not at this bank),domestic appliances,1459,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",43,none,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,13,critical account/ other credits existing (not at this bank),domestic appliances,882,... < 100 DM,... < 1 year,4,male,single,guarantor,4,real estate,23,none,own,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,24,existing credits paid back duly till now,domestic appliances,3758,500 <= ... < 1000 DM,unemployed,1,female,divorced,none,4,unknown / no property,23,none,rent,1,unemployed/ unskilled - non-resident,1,none,yes
Not default,no checking account,6,delay in paying off in the past,business,1743,100 <= ... < 500 DM,1 <= ... < 4 years,1,male,single,none,2,real estate,34,none,own,2,unskilled - resident,1,none,yes
Default,0 <= ... < 200 DM,9,critical account/ other credits existing (not at this bank),(vacation - does not exist?),1136,.. >= 1000 DM,.. >= 7 years,4,male,single,none,3,unknown / no property,32,none,for free,2,skilled employee / official,2,none,yes
Not default,no checking account,9,existing credits paid back duly till now,repairs,1236,... < 100 DM,... < 1 year,1,female,divorced,none,4,real estate,23,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,9,existing credits paid back duly till now,radio/television,959,... < 100 DM,1 <= ... < 4 years,1,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",29,none,own,1,skilled employee / official,1,none,no
Not default,no checking account,18,critical account/ other credits existing (not at this bank),car (used),3229,unknown/ no savings account,unemployed,2,male,single,none,4,unknown / no property,38,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,< 0 DM,12,no credits taken/ all credits paid back duly,domestic appliances,6199,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,28,none,rent,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,10,existing credits paid back duly till now,(vacation - does not exist?),727,500 <= ... < 1000 DM,.. >= 7 years,4,male,single,none,4,unknown / no property,46,none,for free,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,24,existing credits paid back duly till now,car (new),1246,... < 100 DM,... < 1 year,4,male,single,none,2,real estate,23,stores,own,1,unskilled - resident,1,none,yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),domestic appliances,2331,unknown/ no savings account,.. >= 7 years,1,male,single,co-applicant,4,real estate,49,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,no checking account,36,delay in paying off in the past,domestic appliances,4463,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",26,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,domestic appliances,776,... < 100 DM,1 <= ... < 4 years,4,male,married,none,2,real estate,28,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,30,existing credits paid back duly till now,radio/television,2406,... < 100 DM,4 <= ... < 7 years,4,female,divorced,none,4,real estate,23,none,rent,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,18,existing credits paid back duly till now,(vacation - does not exist?),1239,unknown/ no savings account,1 <= ... < 4 years,4,male,single,none,4,unknown / no property,61,none,for free,1,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,12,existing credits paid back duly till now,domestic appliances,3399,unknown/ no savings account,.. >= 7 years,2,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",37,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,12,delay in paying off in the past,car (new),2247,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",36,stores,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,6,existing credits paid back duly till now,radio/television,1766,... < 100 DM,1 <= ... < 4 years,1,male,married,none,2,if not A121 : building society savings agreement/ life insurance,21,none,rent,1,skilled employee / official,1,none,yes
Default,< 0 DM,18,existing credits paid back duly till now,radio/television,2473,... < 100 DM,unemployed,4,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",25,none,own,1,unemployed/ unskilled - non-resident,1,none,yes
Not default,no checking account,12,existing credits paid back duly till now,business,1542,... < 100 DM,4 <= ... < 7 years,2,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",36,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,18,critical account/ other credits existing (not at this bank),car (used),3850,... < 100 DM,4 <= ... < 7 years,3,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",27,none,own,2,skilled employee / official,1,none,yes
Not default,< 0 DM,18,existing credits paid back duly till now,radio/television,3650,... < 100 DM,... < 1 year,1,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",22,none,rent,1,skilled employee / official,1,none,yes
Default,< 0 DM,36,existing credits paid back duly till now,radio/television,3446,... < 100 DM,.. >= 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",42,none,own,1,skilled employee / official,2,none,yes
Not default,0 <= ... < 200 DM,18,existing credits paid back duly till now,radio/television,3001,... < 100 DM,4 <= ... < 7 years,2,female,divorced,none,4,real estate,40,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,36,existing credits paid back duly till now,car (new),3079,unknown/ no savings account,1 <= ... < 4 years,4,male,single,none,4,real estate,36,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,18,critical account/ other credits existing (not at this bank),domestic appliances,6070,... < 100 DM,.. >= 7 years,3,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",33,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,10,critical account/ other credits existing (not at this bank),radio/television,2146,... < 100 DM,... < 1 year,1,female,divorced,none,3,real estate,23,none,rent,2,skilled employee / official,1,none,yes
Not default,no checking account,60,critical account/ other credits existing (not at this bank),car (new),13756,unknown/ no savings account,.. >= 7 years,2,male,single,none,4,unknown / no property,63,bank,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,60,all credits at this bank paid back duly,furniture/equipment,14782,100 <= ... < 500 DM,.. >= 7 years,3,female,divorced,none,4,unknown / no property,60,bank,for free,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,< 0 DM,48,all credits at this bank paid back duly,business,7685,... < 100 DM,4 <= ... < 7 years,2,female,divorced,guarantor,4,"if not A121/A122 : car or other, not in attribute 6",37,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,18,delay in paying off in the past,domestic appliances,2320,... < 100 DM,unemployed,2,male,married,none,3,real estate,34,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,7,delay in paying off in the past,domestic appliances,846,unknown/ no savings account,.. >= 7 years,3,male,single,none,4,unknown / no property,36,none,for free,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,36,existing credits paid back duly till now,car (new),14318,... < 100 DM,.. >= 7 years,4,male,single,none,2,unknown / no property,57,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,6,critical account/ other credits existing (not at this bank),car (new),362,100 <= ... < 500 DM,1 <= ... < 4 years,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",52,none,own,2,unskilled - resident,1,none,yes
Not default,< 0 DM,20,existing credits paid back duly till now,radio/television,2212,unknown/ no savings account,4 <= ... < 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",39,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,18,existing credits paid back duly till now,car (used),12976,... < 100 DM,unemployed,3,female,divorced,none,4,unknown / no property,38,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,22,existing credits paid back duly till now,car (new),1283,unknown/ no savings account,4 <= ... < 7 years,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,25,none,rent,1,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,12,existing credits paid back duly till now,car (new),1330,... < 100 DM,... < 1 year,4,male,single,none,1,real estate,26,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,30,delay in paying off in the past,business,4272,100 <= ... < 500 DM,1 <= ... < 4 years,2,male,single,none,2,if not A121 : building society savings agreement/ life insurance,26,none,own,2,unskilled - resident,1,none,yes
Not default,no checking account,18,critical account/ other credits existing (not at this bank),domestic appliances,2238,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",25,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,18,existing credits paid back duly till now,domestic appliances,1126,unknown/ no savings account,... < 1 year,4,female,divorced,none,2,real estate,21,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,18,critical account/ other credits existing (not at this bank),radio/television,7374,... < 100 DM,unemployed,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,40,stores,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,15,critical account/ other credits existing (not at this bank),business,2326,500 <= ... < 1000 DM,1 <= ... < 4 years,2,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",27,bank,own,1,skilled employee / official,1,none,yes
Not default,no checking account,9,existing credits paid back duly till now,business,1449,... < 100 DM,4 <= ... < 7 years,3,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",27,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,18,existing credits paid back duly till now,car (new),1820,... < 100 DM,1 <= ... < 4 years,2,male,married,none,2,if not A121 : building society savings agreement/ life insurance,30,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,radio/television,983,.. >= 1000 DM,... < 1 year,1,female,divorced,none,4,real estate,19,none,rent,1,unskilled - resident,1,none,yes
Not default,< 0 DM,36,existing credits paid back duly till now,car (new),3249,... < 100 DM,4 <= ... < 7 years,2,male,single,none,4,unknown / no property,39,bank,for free,1,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,< 0 DM,6,critical account/ other credits existing (not at this bank),domestic appliances,1957,... < 100 DM,4 <= ... < 7 years,1,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",31,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,9,critical account/ other credits existing (not at this bank),radio/television,2406,... < 100 DM,unemployed,2,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",31,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Not default,0 <= ... < 200 DM,39,delay in paying off in the past,(vacation - does not exist?),11760,100 <= ... < 500 DM,4 <= ... < 7 years,2,male,single,none,3,unknown / no property,32,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,12,existing credits paid back duly till now,radio/television,2578,... < 100 DM,unemployed,3,female,divorced,none,4,unknown / no property,55,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Not default,< 0 DM,36,critical account/ other credits existing (not at this bank),radio/television,2348,... < 100 DM,1 <= ... < 4 years,3,male,married,none,2,if not A121 : building society savings agreement/ life insurance,46,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,12,existing credits paid back duly till now,car (new),1223,... < 100 DM,.. >= 7 years,1,male,divorced,none,1,real estate,46,none,rent,2,skilled employee / official,1,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),domestic appliances,1516,.. >= 1000 DM,1 <= ... < 4 years,4,female,divorced,none,1,real estate,43,none,own,2,unskilled - resident,1,none,yes
Not default,no checking account,18,existing credits paid back duly till now,domestic appliances,1473,... < 100 DM,... < 1 year,3,male,married,none,4,real estate,39,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,18,critical account/ other credits existing (not at this bank),business,1887,unknown/ no savings account,1 <= ... < 4 years,4,male,married,none,4,real estate,28,bank,own,2,skilled employee / official,1,none,yes
Default,no checking account,24,delay in paying off in the past,business,8648,... < 100 DM,... < 1 year,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",27,bank,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,14,delay in paying off in the past,car (new),802,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",27,none,own,2,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,18,delay in paying off in the past,car (new),2899,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",43,none,own,1,skilled employee / official,2,none,yes
Default,0 <= ... < 200 DM,24,existing credits paid back duly till now,domestic appliances,2039,... < 100 DM,... < 1 year,1,male,married,none,1,if not A121 : building society savings agreement/ life insurance,22,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),car (used),2197,unknown/ no savings account,4 <= ... < 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",43,none,own,2,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,< 0 DM,15,existing credits paid back duly till now,domestic appliances,1053,... < 100 DM,... < 1 year,4,male,married,none,2,real estate,27,none,own,1,skilled employee / official,1,none,no
Not default,no checking account,24,existing credits paid back duly till now,domestic appliances,3235,500 <= ... < 1000 DM,.. >= 7 years,3,male,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",26,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,>= 200 DM / salary assignments for at least 1 year,12,critical account/ other credits existing (not at this bank),car (new),939,500 <= ... < 1000 DM,4 <= ... < 7 years,4,male,married,none,2,real estate,28,none,own,3,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,24,existing credits paid back duly till now,domestic appliances,1967,... < 100 DM,.. >= 7 years,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",20,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,33,critical account/ other credits existing (not at this bank),car (used),7253,... < 100 DM,4 <= ... < 7 years,3,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",35,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,no checking account,12,critical account/ other credits existing (not at this bank),business,2292,... < 100 DM,unemployed,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",42,stores,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,10,existing credits paid back duly till now,car (new),1597,500 <= ... < 1000 DM,1 <= ... < 4 years,3,male,single,none,2,unknown / no property,40,none,rent,1,unskilled - resident,2,none,no
Default,< 0 DM,24,existing credits paid back duly till now,car (new),1381,unknown/ no savings account,1 <= ... < 4 years,4,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,35,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,36,critical account/ other credits existing (not at this bank),car (used),5842,... < 100 DM,.. >= 7 years,2,male,single,none,2,if not A121 : building society savings agreement/ life insurance,35,none,own,2,skilled employee / official,2,"yes, registered under the customers name",yes
Default,< 0 DM,12,existing credits paid back duly till now,car (new),2579,... < 100 DM,... < 1 year,4,male,single,none,1,real estate,33,none,own,1,unskilled - resident,2,none,yes
Not default,< 0 DM,18,delay in paying off in the past,(vacation - does not exist?),8471,unknown/ no savings account,1 <= ... < 4 years,1,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",23,none,rent,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,21,existing credits paid back duly till now,car (new),2782,500 <= ... < 1000 DM,4 <= ... < 7 years,1,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",31,bank,own,1,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Default,0 <= ... < 200 DM,18,existing credits paid back duly till now,car (new),1042,unknown/ no savings account,1 <= ... < 4 years,4,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,33,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,15,existing credits paid back duly till now,car (new),3186,.. >= 1000 DM,4 <= ... < 7 years,2,female,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",20,none,rent,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,car (used),2028,unknown/ no savings account,1 <= ... < 4 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",30,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,critical account/ other credits existing (not at this bank),car (new),958,... < 100 DM,4 <= ... < 7 years,2,male,single,none,3,real estate,47,none,own,2,unskilled - resident,2,none,yes
Not default,no checking account,21,delay in paying off in the past,radio/television,1591,100 <= ... < 500 DM,4 <= ... < 7 years,4,male,single,none,3,real estate,34,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Default,0 <= ... < 200 DM,12,existing credits paid back duly till now,radio/television,2762,unknown/ no savings account,.. >= 7 years,1,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,25,bank,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,18,existing credits paid back duly till now,car (used),2779,... < 100 DM,1 <= ... < 4 years,1,male,married,none,3,"if not A121/A122 : car or other, not in attribute 6",21,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,28,critical account/ other credits existing (not at this bank),domestic appliances,2743,... < 100 DM,.. >= 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",29,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,18,critical account/ other credits existing (not at this bank),domestic appliances,1149,.. >= 1000 DM,1 <= ... < 4 years,4,male,single,none,3,real estate,46,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,9,existing credits paid back duly till now,radio/television,1313,... < 100 DM,.. >= 7 years,1,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",20,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,18,critical account/ other credits existing (not at this bank),education,1190,... < 100 DM,unemployed,2,female,divorced,none,4,unknown / no property,55,none,for free,3,unemployed/ unskilled - non-resident,2,none,yes
Not default,no checking account,5,existing credits paid back duly till now,business,3448,... < 100 DM,4 <= ... < 7 years,1,male,single,none,4,real estate,74,none,own,1,unskilled - resident,1,none,yes
Default,0 <= ... < 200 DM,24,existing credits paid back duly till now,furniture/equipment,11328,... < 100 DM,1 <= ... < 4 years,2,male,single,co-applicant,3,"if not A121/A122 : car or other, not in attribute 6",29,bank,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,6,critical account/ other credits existing (not at this bank),radio/television,1872,... < 100 DM,unemployed,4,male,single,none,4,unknown / no property,36,none,for free,3,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),education,2058,... < 100 DM,1 <= ... < 4 years,4,male,divorced,none,2,real estate,33,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,9,existing credits paid back duly till now,radio/television,2136,... < 100 DM,1 <= ... < 4 years,3,male,single,none,2,real estate,25,none,own,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,12,existing credits paid back duly till now,domestic appliances,1484,unknown/ no savings account,1 <= ... < 4 years,2,male,married,none,1,real estate,25,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,6,existing credits paid back duly till now,education,660,500 <= ... < 1000 DM,4 <= ... < 7 years,2,male,married,none,4,real estate,23,none,rent,1,unskilled - resident,1,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),car (new),1287,.. >= 1000 DM,.. >= 7 years,4,female,divorced,none,4,real estate,37,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,42,critical account/ other credits existing (not at this bank),education,3394,... < 100 DM,unemployed,4,male,single,co-applicant,4,"if not A121/A122 : car or other, not in attribute 6",65,none,own,2,unemployed/ unskilled - non-resident,1,none,yes
Default,>= 200 DM / salary assignments for at least 1 year,12,all credits at this bank paid back duly,business,609,... < 100 DM,... < 1 year,4,female,divorced,none,1,real estate,26,none,own,1,unemployed/ unskilled - non-resident,1,none,yes
Not default,no checking account,12,existing credits paid back duly till now,car (new),1884,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",39,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,12,existing credits paid back duly till now,radio/television,1620,... < 100 DM,1 <= ... < 4 years,2,female,divorced,co-applicant,3,if not A121 : building society savings agreement/ life insurance,30,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,20,delay in paying off in the past,furniture/equipment,2629,... < 100 DM,1 <= ... < 4 years,2,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",29,bank,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,no checking account,12,existing credits paid back duly till now,(vacation - does not exist?),719,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",41,bank,own,1,unskilled - resident,2,none,yes
Default,0 <= ... < 200 DM,48,critical account/ other credits existing (not at this bank),radio/television,5096,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",30,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,9,critical account/ other credits existing (not at this bank),(vacation - does not exist?),1244,unknown/ no savings account,.. >= 7 years,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,41,none,rent,2,unskilled - resident,1,none,yes
Default,< 0 DM,36,existing credits paid back duly till now,car (new),1842,... < 100 DM,... < 1 year,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",34,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,7,existing credits paid back duly till now,domestic appliances,2576,... < 100 DM,1 <= ... < 4 years,2,male,single,guarantor,2,real estate,35,none,own,1,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,12,existing credits paid back duly till now,radio/television,1424,unknown/ no savings account,.. >= 7 years,3,female,divorced,none,4,real estate,55,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,15,delay in paying off in the past,education,1512,.. >= 1000 DM,1 <= ... < 4 years,3,male,married,none,3,if not A121 : building society savings agreement/ life insurance,61,stores,own,2,skilled employee / official,1,none,yes
Not default,no checking account,36,critical account/ other credits existing (not at this bank),car (used),11054,unknown/ no savings account,1 <= ... < 4 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",30,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,6,existing credits paid back duly till now,domestic appliances,518,... < 100 DM,1 <= ... < 4 years,3,female,divorced,none,1,real estate,29,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,12,no credits taken/ all credits paid back duly,radio/television,2759,... < 100 DM,.. >= 7 years,2,male,single,none,4,if not A121 : building society savings agreement/ life insurance,34,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,24,existing credits paid back duly till now,car (used),2670,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",35,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,< 0 DM,24,existing credits paid back duly till now,car (new),4817,... < 100 DM,4 <= ... < 7 years,2,male,single,co-applicant,3,if not A121 : building society savings agreement/ life insurance,31,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,car (used),2679,... < 100 DM,... < 1 year,4,female,divorced,none,1,unknown / no property,29,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,11,critical account/ other credits existing (not at this bank),car (new),3905,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,real estate,36,none,rent,2,skilled employee / official,2,none,yes
Default,< 0 DM,12,existing credits paid back duly till now,car (used),3386,... < 100 DM,.. >= 7 years,3,male,single,none,4,unknown / no property,35,none,for free,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,6,existing credits paid back duly till now,repairs,343,... < 100 DM,... < 1 year,4,female,divorced,none,1,real estate,27,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,18,existing credits paid back duly till now,domestic appliances,4594,... < 100 DM,... < 1 year,3,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",32,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,36,existing credits paid back duly till now,radio/television,3620,... < 100 DM,1 <= ... < 4 years,1,male,single,guarantor,2,if not A121 : building society savings agreement/ life insurance,37,none,own,1,skilled employee / official,2,none,yes
Not default,< 0 DM,15,existing credits paid back duly till now,car (new),1721,... < 100 DM,... < 1 year,2,male,single,none,3,real estate,36,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,radio/television,3017,... < 100 DM,... < 1 year,3,female,divorced,none,1,real estate,34,none,rent,1,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,retraining,754,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,38,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,18,existing credits paid back duly till now,business,1950,... < 100 DM,4 <= ... < 7 years,4,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",34,stores,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,24,existing credits paid back duly till now,car (used),2924,... < 100 DM,1 <= ... < 4 years,3,male,single,guarantor,4,unknown / no property,63,bank,own,1,skilled employee / official,2,"yes, registered under the customers name",yes
Default,< 0 DM,24,delay in paying off in the past,domestic appliances,1659,... < 100 DM,... < 1 year,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",29,none,rent,1,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,no checking account,48,delay in paying off in the past,domestic appliances,7238,unknown/ no savings account,.. >= 7 years,3,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",32,bank,own,2,skilled employee / official,2,none,yes
Not default,no checking account,33,delay in paying off in the past,business,2764,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",26,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,24,delay in paying off in the past,car (used),4679,... < 100 DM,4 <= ... < 7 years,3,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",35,none,own,2,unskilled - resident,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,24,existing credits paid back duly till now,domestic appliances,3092,100 <= ... < 500 DM,... < 1 year,3,male,married,none,2,"if not A121/A122 : car or other, not in attribute 6",22,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,6,existing credits paid back duly till now,(vacation - does not exist?),448,... < 100 DM,... < 1 year,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,23,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,9,existing credits paid back duly till now,car (new),654,... < 100 DM,1 <= ... < 4 years,4,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",28,none,own,1,unskilled - resident,1,none,yes
Not default,no checking account,6,existing credits paid back duly till now,retraining,1238,unknown/ no savings account,unemployed,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,36,none,own,1,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,18,critical account/ other credits existing (not at this bank),domestic appliances,1245,... < 100 DM,1 <= ... < 4 years,4,male,married,none,2,"if not A121/A122 : car or other, not in attribute 6",33,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,18,no credits taken/ all credits paid back duly,radio/television,3114,... < 100 DM,... < 1 year,1,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,26,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,39,existing credits paid back duly till now,car (used),2569,500 <= ... < 1000 DM,1 <= ... < 4 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",24,none,own,1,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,24,existing credits paid back duly till now,domestic appliances,5152,... < 100 DM,4 <= ... < 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",25,bank,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,business,1037,100 <= ... < 500 DM,4 <= ... < 7 years,3,male,single,none,4,real estate,39,none,own,1,unskilled - resident,1,none,yes
Not default,< 0 DM,15,critical account/ other credits existing (not at this bank),radio/television,1478,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",44,none,own,2,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,12,critical account/ other credits existing (not at this bank),domestic appliances,3573,... < 100 DM,1 <= ... < 4 years,1,female,divorced,none,1,real estate,23,none,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,24,existing credits paid back duly till now,car (new),1201,... < 100 DM,... < 1 year,4,male,single,none,1,if not A121 : building society savings agreement/ life insurance,26,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,30,existing credits paid back duly till now,radio/television,3622,.. >= 1000 DM,.. >= 7 years,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,57,none,rent,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,15,delay in paying off in the past,radio/television,960,.. >= 1000 DM,4 <= ... < 7 years,3,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,30,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),car (new),1163,500 <= ... < 1000 DM,1 <= ... < 4 years,4,male,single,none,4,real estate,44,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,6,delay in paying off in the past,car (new),1209,... < 100 DM,unemployed,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,47,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,domestic appliances,3077,... < 100 DM,1 <= ... < 4 years,2,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",52,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,car (new),3757,... < 100 DM,.. >= 7 years,4,female,divorced,co-applicant,4,unknown / no property,62,none,for free,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,10,existing credits paid back duly till now,car (new),1418,100 <= ... < 500 DM,1 <= ... < 4 years,3,male,single,none,2,real estate,35,none,rent,1,unskilled - resident,1,none,no
Not default,no checking account,6,existing credits paid back duly till now,car (new),3518,... < 100 DM,1 <= ... < 4 years,2,male,single,guarantor,3,if not A121 : building society savings agreement/ life insurance,26,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),domestic appliances,1934,... < 100 DM,.. >= 7 years,2,male,single,none,2,unknown / no property,26,none,own,2,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,27,no credits taken/ all credits paid back duly,business,8318,... < 100 DM,.. >= 7 years,2,female,divorced,none,4,unknown / no property,42,none,for free,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,6,critical account/ other credits existing (not at this bank),domestic appliances,1237,100 <= ... < 500 DM,1 <= ... < 4 years,1,female,divorced,none,1,if not A121 : building society savings agreement/ life insurance,27,none,own,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,6,existing credits paid back duly till now,domestic appliances,368,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,38,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,12,critical account/ other credits existing (not at this bank),car (new),2122,... < 100 DM,1 <= ... < 4 years,3,male,single,none,2,real estate,39,none,rent,2,unskilled - resident,2,none,no
Default,< 0 DM,24,existing credits paid back duly till now,radio/television,2996,unknown/ no savings account,1 <= ... < 4 years,2,male,married,none,4,"if not A121/A122 : car or other, not in attribute 6",20,none,own,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,36,existing credits paid back duly till now,radio/television,9034,100 <= ... < 500 DM,... < 1 year,4,male,single,co-applicant,1,unknown / no property,29,none,rent,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),radio/television,1585,... < 100 DM,4 <= ... < 7 years,4,male,single,none,3,if not A121 : building society savings agreement/ life insurance,40,none,own,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,18,existing credits paid back duly till now,domestic appliances,1301,... < 100 DM,.. >= 7 years,4,male,married,guarantor,2,real estate,32,none,own,1,unskilled - resident,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,6,critical account/ other credits existing (not at this bank),car (new),1323,100 <= ... < 500 DM,.. >= 7 years,2,male,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",28,none,own,2,skilled employee / official,2,"yes, registered under the customers name",yes
Default,< 0 DM,24,existing credits paid back duly till now,car (new),3123,... < 100 DM,... < 1 year,4,female,divorced,none,1,if not A121 : building society savings agreement/ life insurance,27,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,36,existing credits paid back duly till now,car (used),5493,... < 100 DM,.. >= 7 years,2,male,single,none,4,unknown / no property,42,none,for free,1,skilled employee / official,2,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,9,existing credits paid back duly till now,domestic appliances,1126,100 <= ... < 500 DM,.. >= 7 years,2,male,divorced,none,4,real estate,49,none,own,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,24,critical account/ other credits existing (not at this bank),domestic appliances,1216,100 <= ... < 500 DM,... < 1 year,4,male,single,none,4,unknown / no property,38,bank,own,2,skilled employee / official,2,none,yes
Default,< 0 DM,24,existing credits paid back duly till now,car (new),1207,... < 100 DM,... < 1 year,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,24,none,rent,1,skilled employee / official,1,none,yes
Default,no checking account,10,existing credits paid back duly till now,car (new),1309,unknown/ no savings account,1 <= ... < 4 years,4,male,single,guarantor,4,if not A121 : building society savings agreement/ life insurance,27,none,own,1,unskilled - resident,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,15,critical account/ other credits existing (not at this bank),car (used),2360,500 <= ... < 1000 DM,1 <= ... < 4 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",36,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,15,all credits at this bank paid back duly,car (new),6850,100 <= ... < 500 DM,unemployed,1,male,single,none,2,if not A121 : building society savings agreement/ life insurance,34,none,own,1,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,domestic appliances,1413,... < 100 DM,1 <= ... < 4 years,4,male,married,none,2,if not A121 : building society savings agreement/ life insurance,28,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,39,existing credits paid back duly till now,car (used),8588,100 <= ... < 500 DM,.. >= 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",45,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,< 0 DM,12,existing credits paid back duly till now,car (new),759,... < 100 DM,4 <= ... < 7 years,4,male,single,none,2,real estate,26,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,36,existing credits paid back duly till now,car (used),4686,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,unknown / no property,32,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,15,existing credits paid back duly till now,business,2687,... < 100 DM,4 <= ... < 7 years,2,male,single,none,4,if not A121 : building society savings agreement/ life insurance,26,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,12,delay in paying off in the past,domestic appliances,585,... < 100 DM,1 <= ... < 4 years,4,male,married,co-applicant,4,real estate,20,none,rent,2,skilled employee / official,1,none,yes
Not default,no checking account,24,existing credits paid back duly till now,car (new),2255,unknown/ no savings account,... < 1 year,4,male,single,none,1,if not A121 : building society savings agreement/ life insurance,54,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,6,critical account/ other credits existing (not at this bank),car (new),609,... < 100 DM,4 <= ... < 7 years,4,female,divorced,none,3,if not A121 : building society savings agreement/ life insurance,37,none,own,2,skilled employee / official,1,none,no
Not default,< 0 DM,6,critical account/ other credits existing (not at this bank),car (new),1361,... < 100 DM,... < 1 year,2,male,single,none,4,real estate,40,none,own,1,unskilled - resident,2,none,no
Default,no checking account,36,critical account/ other credits existing (not at this bank),radio/television,7127,... < 100 DM,... < 1 year,2,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,23,none,rent,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,6,existing credits paid back duly till now,car (new),1203,100 <= ... < 500 DM,.. >= 7 years,3,male,single,none,2,if not A121 : building society savings agreement/ life insurance,43,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,6,critical account/ other credits existing (not at this bank),domestic appliances,700,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,unknown / no property,36,none,for free,2,skilled employee / official,1,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),education,5507,... < 100 DM,.. >= 7 years,3,male,single,none,4,unknown / no property,44,none,for free,2,skilled employee / official,1,none,yes
Default,< 0 DM,18,existing credits paid back duly till now,domestic appliances,3190,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,2,real estate,24,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,48,no credits taken/ all credits paid back duly,radio/television,7119,... < 100 DM,1 <= ... < 4 years,3,male,single,none,4,unknown / no property,53,none,for free,2,skilled employee / official,2,none,yes
Not default,no checking account,24,existing credits paid back duly till now,car (used),3488,100 <= ... < 500 DM,4 <= ... < 7 years,3,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",23,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,18,existing credits paid back duly till now,domestic appliances,1113,... < 100 DM,1 <= ... < 4 years,4,female,divorced,guarantor,4,real estate,26,none,own,1,unskilled - resident,2,none,yes
Not default,0 <= ... < 200 DM,26,existing credits paid back duly till now,car (used),7966,... < 100 DM,... < 1 year,2,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",30,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,15,critical account/ other credits existing (not at this bank),(vacation - does not exist?),1532,100 <= ... < 500 DM,1 <= ... < 4 years,4,female,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",31,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,4,critical account/ other credits existing (not at this bank),domestic appliances,1503,... < 100 DM,4 <= ... < 7 years,2,male,single,none,1,real estate,42,none,own,2,unskilled - resident,2,none,yes
Default,< 0 DM,36,existing credits paid back duly till now,domestic appliances,2302,... < 100 DM,1 <= ... < 4 years,4,male,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",31,none,rent,1,skilled employee / official,1,none,yes
Not default,< 0 DM,6,existing credits paid back duly till now,car (new),662,... < 100 DM,... < 1 year,3,male,single,none,4,real estate,41,none,own,1,unskilled - resident,2,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,36,existing credits paid back duly till now,(vacation - does not exist?),2273,... < 100 DM,4 <= ... < 7 years,3,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",32,none,own,2,skilled employee / official,2,none,yes
Default,0 <= ... < 200 DM,15,existing credits paid back duly till now,car (new),2631,100 <= ... < 500 DM,1 <= ... < 4 years,2,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",28,none,rent,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,12,delay in paying off in the past,car (used),1503,... < 100 DM,1 <= ... < 4 years,4,male,married,none,4,real estate,41,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,24,existing credits paid back duly till now,domestic appliances,1311,100 <= ... < 500 DM,4 <= ... < 7 years,4,male,married,none,3,if not A121 : building society savings agreement/ life insurance,26,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,domestic appliances,3105,unknown/ no savings account,... < 1 year,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",25,none,own,2,skilled employee / official,1,none,yes
Default,>= 200 DM / salary assignments for at least 1 year,21,critical account/ other credits existing (not at this bank),(vacation - does not exist?),2319,... < 100 DM,... < 1 year,2,male,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",33,none,rent,1,skilled employee / official,1,none,yes
Not default,< 0 DM,6,existing credits paid back duly till now,car (new),1374,unknown/ no savings account,unemployed,4,female,divorced,none,3,if not A121 : building society savings agreement/ life insurance,75,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,18,critical account/ other credits existing (not at this bank),radio/television,3612,... < 100 DM,.. >= 7 years,3,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,37,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,48,existing credits paid back duly till now,car (new),7763,... < 100 DM,.. >= 7 years,4,male,single,none,4,unknown / no property,42,bank,for free,1,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,18,existing credits paid back duly till now,radio/television,3049,... < 100 DM,... < 1 year,1,female,divorced,none,1,if not A121 : building society savings agreement/ life insurance,45,stores,own,1,unskilled - resident,1,none,yes
Default,0 <= ... < 200 DM,12,existing credits paid back duly till now,domestic appliances,1534,... < 100 DM,... < 1 year,1,male,married,none,1,real estate,23,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,24,delay in paying off in the past,car (new),2032,... < 100 DM,.. >= 7 years,4,male,single,none,4,unknown / no property,60,none,for free,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,30,existing credits paid back duly till now,radio/television,6350,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,31,none,own,1,skilled employee / official,1,none,yes
Default,>= 200 DM / salary assignments for at least 1 year,18,existing credits paid back duly till now,radio/television,2864,... < 100 DM,1 <= ... < 4 years,2,male,single,none,1,real estate,34,none,own,1,unskilled - resident,2,none,yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),car (new),1255,... < 100 DM,.. >= 7 years,4,male,single,none,4,real estate,61,none,own,2,unskilled - resident,1,none,yes
Default,< 0 DM,24,delay in paying off in the past,car (new),1333,... < 100 DM,unemployed,4,male,single,none,2,real estate,43,none,for free,2,skilled employee / official,2,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),car (new),2022,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",37,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,domestic appliances,1552,... < 100 DM,4 <= ... < 7 years,3,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",32,bank,own,1,skilled employee / official,2,none,yes
Default,< 0 DM,12,all credits at this bank paid back duly,domestic appliances,626,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,4,real estate,24,bank,own,1,unskilled - resident,1,none,yes
Not default,no checking account,48,critical account/ other credits existing (not at this bank),car (used),8858,unknown/ no savings account,4 <= ... < 7 years,2,male,single,none,1,unknown / no property,35,none,for free,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),education,996,unknown/ no savings account,4 <= ... < 7 years,4,female,divorced,none,4,real estate,23,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,6,all credits at this bank paid back duly,domestic appliances,1750,500 <= ... < 1000 DM,.. >= 7 years,2,male,single,none,4,if not A121 : building society savings agreement/ life insurance,45,bank,own,1,unskilled - resident,2,none,yes
Default,< 0 DM,48,existing credits paid back duly till now,domestic appliances,6999,... < 100 DM,4 <= ... < 7 years,1,male,married,guarantor,1,real estate,34,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,12,critical account/ other credits existing (not at this bank),car (new),1995,100 <= ... < 500 DM,... < 1 year,4,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",27,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,9,existing credits paid back duly till now,(vacation - does not exist?),1199,... < 100 DM,4 <= ... < 7 years,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,67,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,12,existing credits paid back duly till now,domestic appliances,1331,... < 100 DM,... < 1 year,2,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",22,stores,own,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,18,no credits taken/ all credits paid back duly,car (new),2278,100 <= ... < 500 DM,... < 1 year,3,female,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",28,none,own,2,skilled employee / official,1,none,yes
Default,no checking account,21,no credits taken/ all credits paid back duly,car (new),5003,unknown/ no savings account,1 <= ... < 4 years,1,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,29,bank,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,24,all credits at this bank paid back duly,radio/television,3552,... < 100 DM,4 <= ... < 7 years,3,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",27,bank,own,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,18,critical account/ other credits existing (not at this bank),radio/television,1928,... < 100 DM,... < 1 year,2,male,single,none,2,real estate,31,none,own,2,unskilled - resident,1,none,yes
Not default,< 0 DM,24,existing credits paid back duly till now,car (used),2964,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,unknown / no property,49,bank,for free,1,skilled employee / official,2,"yes, registered under the customers name",yes
Default,< 0 DM,24,all credits at this bank paid back duly,domestic appliances,1546,... < 100 DM,4 <= ... < 7 years,4,male,single,guarantor,4,"if not A121/A122 : car or other, not in attribute 6",24,bank,rent,1,unskilled - resident,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,6,delay in paying off in the past,domestic appliances,683,... < 100 DM,... < 1 year,2,female,divorced,none,1,if not A121 : building society savings agreement/ life insurance,29,bank,own,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,36,existing credits paid back duly till now,car (new),12389,unknown/ no savings account,1 <= ... < 4 years,1,male,single,none,4,unknown / no property,37,none,for free,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,24,delay in paying off in the past,business,4712,unknown/ no savings account,1 <= ... < 4 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,37,bank,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,24,delay in paying off in the past,domestic appliances,1553,100 <= ... < 500 DM,4 <= ... < 7 years,3,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,23,none,rent,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,12,existing credits paid back duly till now,car (new),1372,... < 100 DM,4 <= ... < 7 years,2,male,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",36,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),domestic appliances,2578,.. >= 1000 DM,.. >= 7 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",34,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,48,existing credits paid back duly till now,domestic appliances,3979,unknown/ no savings account,4 <= ... < 7 years,4,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",41,none,own,2,skilled employee / official,2,"yes, registered under the customers name",yes
Default,< 0 DM,48,existing credits paid back duly till now,domestic appliances,6758,... < 100 DM,1 <= ... < 4 years,3,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",31,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,24,existing credits paid back duly till now,radio/television,3234,... < 100 DM,... < 1 year,4,female,divorced,none,4,real estate,23,none,rent,1,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,no checking account,30,critical account/ other credits existing (not at this bank),domestic appliances,5954,... < 100 DM,4 <= ... < 7 years,3,male,single,co-applicant,2,"if not A121/A122 : car or other, not in attribute 6",38,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,24,existing credits paid back duly till now,car (used),5433,unknown/ no savings account,unemployed,2,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,26,none,rent,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,15,existing credits paid back duly till now,business,806,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,22,none,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,9,existing credits paid back duly till now,domestic appliances,1082,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",27,none,own,2,unskilled - resident,1,none,yes
Not default,no checking account,15,critical account/ other credits existing (not at this bank),radio/television,2788,... < 100 DM,4 <= ... < 7 years,2,female,divorced,co-applicant,3,"if not A121/A122 : car or other, not in attribute 6",24,bank,own,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,domestic appliances,2930,... < 100 DM,4 <= ... < 7 years,2,female,divorced,none,1,real estate,27,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),(vacation - does not exist?),1927,unknown/ no savings account,1 <= ... < 4 years,3,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",33,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,36,critical account/ other credits existing (not at this bank),car (new),2820,... < 100 DM,... < 1 year,4,male,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",27,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,24,existing credits paid back duly till now,retraining,937,... < 100 DM,... < 1 year,4,male,married,none,3,"if not A121/A122 : car or other, not in attribute 6",27,none,own,2,unskilled - resident,1,none,yes
Default,0 <= ... < 200 DM,18,critical account/ other credits existing (not at this bank),car (new),1056,... < 100 DM,.. >= 7 years,3,male,single,guarantor,3,real estate,30,bank,own,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,critical account/ other credits existing (not at this bank),car (new),3124,... < 100 DM,... < 1 year,1,male,single,none,3,real estate,49,bank,own,2,unskilled - resident,2,none,yes
Not default,no checking account,9,existing credits paid back duly till now,radio/television,1388,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,2,real estate,26,none,rent,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,36,existing credits paid back duly till now,education,2384,... < 100 DM,... < 1 year,4,male,single,none,1,unknown / no property,33,none,rent,1,unskilled - resident,1,none,yes
Not default,no checking account,12,existing credits paid back duly till now,car (new),2133,unknown/ no savings account,.. >= 7 years,4,female,divorced,none,4,unknown / no property,52,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,< 0 DM,18,existing credits paid back duly till now,radio/television,2039,... < 100 DM,1 <= ... < 4 years,1,female,divorced,none,4,real estate,20,bank,rent,1,skilled employee / official,1,none,yes
Not default,< 0 DM,9,critical account/ other credits existing (not at this bank),car (new),2799,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,real estate,36,none,rent,2,skilled employee / official,2,none,yes
Not default,< 0 DM,12,existing credits paid back duly till now,radio/television,1289,... < 100 DM,1 <= ... < 4 years,4,male,single,guarantor,1,if not A121 : building society savings agreement/ life insurance,21,none,own,1,unskilled - resident,1,none,yes
Default,< 0 DM,18,existing credits paid back duly till now,repairs,1217,... < 100 DM,1 <= ... < 4 years,4,male,married,none,3,real estate,47,none,own,1,unskilled - resident,1,"yes, registered under the customers name",yes
Default,< 0 DM,12,critical account/ other credits existing (not at this bank),radio/television,2246,... < 100 DM,.. >= 7 years,3,male,single,none,3,if not A121 : building society savings agreement/ life insurance,60,none,own,2,skilled employee / official,1,none,yes
Not default,< 0 DM,12,critical account/ other credits existing (not at this bank),domestic appliances,385,... < 100 DM,4 <= ... < 7 years,4,female,divorced,none,3,real estate,58,none,own,4,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,24,delay in paying off in the past,car (new),1965,unknown/ no savings account,1 <= ... < 4 years,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",42,none,rent,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,21,existing credits paid back duly till now,business,1572,.. >= 1000 DM,.. >= 7 years,4,female,divorced,none,4,real estate,36,bank,own,1,unskilled - resident,1,none,yes
Default,0 <= ... < 200 DM,24,existing credits paid back duly till now,car (new),2718,... < 100 DM,1 <= ... < 4 years,3,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,20,none,rent,1,unskilled - resident,1,"yes, registered under the customers name",yes
Default,< 0 DM,24,all credits at this bank paid back duly,furniture/equipment,1358,unknown/ no savings account,.. >= 7 years,4,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",40,stores,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,6,all credits at this bank paid back duly,car (new),931,100 <= ... < 500 DM,... < 1 year,1,female,divorced,none,1,if not A121 : building society savings agreement/ life insurance,32,stores,own,1,unskilled - resident,1,none,yes
Default,< 0 DM,24,existing credits paid back duly till now,car (new),1442,... < 100 DM,4 <= ... < 7 years,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",23,none,rent,2,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,24,no credits taken/ all credits paid back duly,business,4241,... < 100 DM,1 <= ... < 4 years,1,male,single,none,4,real estate,36,none,own,3,unskilled - resident,1,"yes, registered under the customers name",yes
Default,no checking account,18,critical account/ other credits existing (not at this bank),car (new),2775,... < 100 DM,4 <= ... < 7 years,2,male,single,none,2,if not A121 : building society savings agreement/ life insurance,31,bank,own,2,skilled employee / official,1,none,yes
Not default,no checking account,24,delay in paying off in the past,business,3863,... < 100 DM,1 <= ... < 4 years,1,male,single,none,2,unknown / no property,32,none,for free,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,7,existing credits paid back duly till now,domestic appliances,2329,... < 100 DM,... < 1 year,1,female,divorced,guarantor,1,real estate,45,none,own,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,9,existing credits paid back duly till now,radio/television,918,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,1,if not A121 : building society savings agreement/ life insurance,30,none,own,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,24,all credits at this bank paid back duly,(vacation - does not exist?),1837,... < 100 DM,4 <= ... < 7 years,4,female,divorced,none,4,unknown / no property,34,bank,for free,1,unskilled - resident,1,none,yes
Default,no checking account,36,existing credits paid back duly till now,radio/television,3349,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",28,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,10,existing credits paid back duly till now,radio/television,1275,... < 100 DM,... < 1 year,4,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,23,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,24,all credits at this bank paid back duly,radio/television,2828,500 <= ... < 1000 DM,1 <= ... < 4 years,4,male,single,none,4,real estate,22,stores,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),business,4526,... < 100 DM,1 <= ... < 4 years,3,male,single,none,2,real estate,74,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,36,existing credits paid back duly till now,domestic appliances,2671,100 <= ... < 500 DM,1 <= ... < 4 years,4,female,divorced,co-applicant,4,unknown / no property,50,none,for free,1,skilled employee / official,1,none,yes
Not default,no checking account,18,existing credits paid back duly till now,domestic appliances,2051,... < 100 DM,... < 1 year,4,male,single,none,1,real estate,33,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,15,existing credits paid back duly till now,car (used),1300,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,unknown / no property,45,bank,for free,1,skilled employee / official,2,none,yes
Default,< 0 DM,12,existing credits paid back duly till now,repairs,741,100 <= ... < 500 DM,unemployed,4,female,divorced,none,3,if not A121 : building society savings agreement/ life insurance,22,none,own,1,skilled employee / official,1,none,yes
Default,>= 200 DM / salary assignments for at least 1 year,10,existing credits paid back duly till now,car (new),1240,100 <= ... < 500 DM,.. >= 7 years,1,female,divorced,none,4,unknown / no property,48,none,for free,1,unskilled - resident,2,none,yes
Not default,< 0 DM,21,existing credits paid back duly till now,domestic appliances,3357,.. >= 1000 DM,... < 1 year,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",29,bank,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,24,all credits at this bank paid back duly,car (used),3632,... < 100 DM,1 <= ... < 4 years,1,female,divorced,guarantor,4,"if not A121/A122 : car or other, not in attribute 6",22,bank,rent,1,skilled employee / official,1,none,no
Default,no checking account,18,delay in paying off in the past,radio/television,1808,... < 100 DM,4 <= ... < 7 years,4,female,divorced,none,1,real estate,22,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,48,no credits taken/ all credits paid back duly,business,12204,unknown/ no savings account,1 <= ... < 4 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",48,bank,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,60,delay in paying off in the past,domestic appliances,9157,unknown/ no savings account,1 <= ... < 4 years,2,male,single,none,2,unknown / no property,27,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Not default,< 0 DM,6,critical account/ other credits existing (not at this bank),car (new),3676,... < 100 DM,1 <= ... < 4 years,1,male,single,none,3,real estate,37,none,rent,3,skilled employee / official,2,none,yes
Default,0 <= ... < 200 DM,30,existing credits paid back duly till now,radio/television,3441,100 <= ... < 500 DM,1 <= ... < 4 years,2,female,divorced,co-applicant,4,"if not A121/A122 : car or other, not in attribute 6",21,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,12,existing credits paid back duly till now,car (new),640,... < 100 DM,1 <= ... < 4 years,4,male,divorced,none,2,real estate,49,none,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,21,critical account/ other credits existing (not at this bank),business,3652,... < 100 DM,4 <= ... < 7 years,2,male,single,none,3,if not A121 : building society savings agreement/ life insurance,27,none,own,2,skilled employee / official,1,none,yes
Default,no checking account,18,critical account/ other credits existing (not at this bank),car (new),1530,... < 100 DM,1 <= ... < 4 years,3,male,single,none,2,if not A121 : building society savings agreement/ life insurance,32,bank,own,2,skilled employee / official,1,none,yes
Default,no checking account,48,existing credits paid back duly till now,business,3914,unknown/ no savings account,1 <= ... < 4 years,4,male,divorced,none,2,real estate,38,bank,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,12,existing credits paid back duly till now,radio/television,1858,... < 100 DM,... < 1 year,4,female,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",22,none,rent,1,skilled employee / official,1,none,yes
Default,< 0 DM,18,existing credits paid back duly till now,domestic appliances,2600,... < 100 DM,1 <= ... < 4 years,4,male,single,none,4,unknown / no property,65,none,for free,2,skilled employee / official,1,none,yes
Not default,no checking account,15,existing credits paid back duly till now,domestic appliances,1979,unknown/ no savings account,.. >= 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",35,none,own,1,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,6,existing credits paid back duly till now,radio/television,2116,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,real estate,41,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,9,all credits at this bank paid back duly,car (new),1437,100 <= ... < 500 DM,4 <= ... < 7 years,2,male,single,none,3,unknown / no property,29,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,42,critical account/ other credits existing (not at this bank),radio/television,4042,500 <= ... < 1000 DM,1 <= ... < 4 years,4,male,single,none,4,real estate,36,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,9,existing credits paid back duly till now,(vacation - does not exist?),3832,unknown/ no savings account,.. >= 7 years,1,male,single,none,4,real estate,64,none,own,1,unskilled - resident,1,none,yes
Not default,< 0 DM,24,existing credits paid back duly till now,domestic appliances,3660,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",28,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,18,all credits at this bank paid back duly,radio/television,1553,... < 100 DM,1 <= ... < 4 years,4,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",44,bank,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,15,existing credits paid back duly till now,domestic appliances,1444,unknown/ no savings account,... < 1 year,4,male,single,none,1,if not A121 : building society savings agreement/ life insurance,23,none,own,1,skilled employee / official,1,none,yes
Default,no checking account,9,existing credits paid back duly till now,radio/television,1980,... < 100 DM,... < 1 year,2,female,divorced,co-applicant,2,"if not A121/A122 : car or other, not in attribute 6",19,none,rent,2,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,24,existing credits paid back duly till now,car (new),1355,... < 100 DM,... < 1 year,3,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",25,none,own,1,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,(vacation - does not exist?),1393,... < 100 DM,.. >= 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,47,bank,own,3,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,domestic appliances,1376,500 <= ... < 1000 DM,4 <= ... < 7 years,4,female,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",28,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,60,delay in paying off in the past,domestic appliances,15653,... < 100 DM,4 <= ... < 7 years,2,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",21,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,domestic appliances,1493,... < 100 DM,... < 1 year,4,female,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",34,none,own,1,skilled employee / official,2,none,yes
Default,< 0 DM,42,delay in paying off in the past,domestic appliances,4370,... < 100 DM,4 <= ... < 7 years,3,male,single,none,2,if not A121 : building society savings agreement/ life insurance,26,bank,own,2,skilled employee / official,2,"yes, registered under the customers name",yes
Default,< 0 DM,18,existing credits paid back duly till now,(vacation - does not exist?),750,... < 100 DM,unemployed,4,female,divorced,none,1,real estate,27,none,own,1,unemployed/ unskilled - non-resident,1,none,yes
Not default,0 <= ... < 200 DM,15,existing credits paid back duly till now,education,1308,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",38,none,own,2,unskilled - resident,1,none,yes
Default,no checking account,15,existing credits paid back duly till now,(vacation - does not exist?),4623,100 <= ... < 500 DM,1 <= ... < 4 years,3,male,single,none,2,if not A121 : building society savings agreement/ life insurance,40,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),domestic appliances,1851,... < 100 DM,4 <= ... < 7 years,4,male,married,guarantor,2,"if not A121/A122 : car or other, not in attribute 6",33,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,18,critical account/ other credits existing (not at this bank),domestic appliances,1880,... < 100 DM,4 <= ... < 7 years,4,male,married,none,1,if not A121 : building society savings agreement/ life insurance,32,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,no checking account,36,delay in paying off in the past,business,7980,unknown/ no savings account,... < 1 year,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",27,none,rent,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,30,no credits taken/ all credits paid back duly,radio/television,4583,... < 100 DM,1 <= ... < 4 years,2,male,divorced,guarantor,2,real estate,32,none,own,2,skilled employee / official,1,none,yes
Default,no checking account,12,existing credits paid back duly till now,car (new),1386,500 <= ... < 1000 DM,1 <= ... < 4 years,2,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,26,none,own,1,skilled employee / official,1,none,yes
Default,>= 200 DM / salary assignments for at least 1 year,24,existing credits paid back duly till now,car (new),947,... < 100 DM,4 <= ... < 7 years,4,male,single,none,3,unknown / no property,38,bank,for free,1,skilled employee / official,2,none,yes
Default,< 0 DM,12,existing credits paid back duly till now,(vacation - does not exist?),684,... < 100 DM,1 <= ... < 4 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",40,none,rent,1,unskilled - resident,2,none,yes
Not default,< 0 DM,48,existing credits paid back duly till now,(vacation - does not exist?),7476,... < 100 DM,4 <= ... < 7 years,4,male,single,none,1,unknown / no property,50,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,12,existing credits paid back duly till now,radio/television,1922,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,37,none,own,1,unskilled - resident,1,none,yes
Default,< 0 DM,24,existing credits paid back duly till now,car (new),2303,... < 100 DM,.. >= 7 years,4,male,single,co-applicant,1,real estate,45,none,own,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,36,delay in paying off in the past,car (new),8086,100 <= ... < 500 DM,.. >= 7 years,2,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",42,none,own,4,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),car (used),2346,... < 100 DM,4 <= ... < 7 years,4,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",35,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,14,existing credits paid back duly till now,car (new),3973,... < 100 DM,unemployed,1,male,single,none,4,unknown / no property,22,none,for free,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,12,existing credits paid back duly till now,car (new),888,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",41,bank,own,1,unskilled - resident,2,none,yes
Not default,no checking account,48,existing credits paid back duly till now,domestic appliances,10222,unknown/ no savings account,4 <= ... < 7 years,4,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",37,stores,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,30,no credits taken/ all credits paid back duly,business,4221,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",28,none,own,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,18,critical account/ other credits existing (not at this bank),radio/television,6361,... < 100 DM,.. >= 7 years,2,male,single,none,1,unknown / no property,41,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,12,existing credits paid back duly till now,domestic appliances,1297,... < 100 DM,1 <= ... < 4 years,3,male,married,none,4,real estate,23,none,rent,1,skilled employee / official,1,none,yes
Default,< 0 DM,12,existing credits paid back duly till now,car (new),900,unknown/ no savings account,1 <= ... < 4 years,4,male,married,none,2,"if not A121/A122 : car or other, not in attribute 6",23,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,21,existing credits paid back duly till now,radio/television,2241,... < 100 DM,.. >= 7 years,4,male,single,none,2,real estate,50,none,own,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,6,delay in paying off in the past,radio/television,1050,... < 100 DM,unemployed,4,male,single,none,1,if not A121 : building society savings agreement/ life insurance,35,stores,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,6,critical account/ other credits existing (not at this bank),(vacation - does not exist?),1047,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,50,none,own,1,unskilled - resident,1,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),furniture/equipment,6314,... < 100 DM,unemployed,4,male,single,co-applicant,2,unknown / no property,27,bank,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,30,all credits at this bank paid back duly,radio/television,3496,.. >= 1000 DM,1 <= ... < 4 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",34,stores,own,1,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,48,all credits at this bank paid back duly,business,3609,... < 100 DM,1 <= ... < 4 years,1,female,divorced,none,1,real estate,27,stores,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,12,critical account/ other credits existing (not at this bank),car (new),4843,... < 100 DM,.. >= 7 years,3,male,single,co-applicant,4,if not A121 : building society savings agreement/ life insurance,43,none,rent,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,30,critical account/ other credits existing (not at this bank),domestic appliances,3017,... < 100 DM,.. >= 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,47,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),business,4139,100 <= ... < 500 DM,1 <= ... < 4 years,3,male,single,none,3,if not A121 : building society savings agreement/ life insurance,27,none,own,2,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,no checking account,36,existing credits paid back duly till now,business,5742,100 <= ... < 500 DM,4 <= ... < 7 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",31,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,60,existing credits paid back duly till now,car (new),10366,... < 100 DM,.. >= 7 years,2,male,single,none,4,if not A121 : building society savings agreement/ life insurance,42,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,6,critical account/ other credits existing (not at this bank),car (new),2080,500 <= ... < 1000 DM,1 <= ... < 4 years,1,male,married,none,2,"if not A121/A122 : car or other, not in attribute 6",24,none,own,1,skilled employee / official,1,none,yes
Default,no checking account,21,delay in paying off in the past,business,2580,500 <= ... < 1000 DM,... < 1 year,4,male,single,none,2,real estate,41,bank,own,1,unskilled - resident,2,none,yes
Not default,no checking account,30,critical account/ other credits existing (not at this bank),domestic appliances,4530,... < 100 DM,4 <= ... < 7 years,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",26,none,rent,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),radio/television,5150,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",33,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,72,existing credits paid back duly till now,domestic appliances,5595,100 <= ... < 500 DM,1 <= ... < 4 years,2,male,married,none,2,"if not A121/A122 : car or other, not in attribute 6",24,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,24,existing credits paid back duly till now,domestic appliances,2384,... < 100 DM,.. >= 7 years,4,male,single,none,4,real estate,64,bank,rent,1,unskilled - resident,1,none,yes
Not default,no checking account,18,existing credits paid back duly till now,domestic appliances,1453,... < 100 DM,... < 1 year,3,female,divorced,none,1,real estate,26,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,6,existing credits paid back duly till now,(vacation - does not exist?),1538,... < 100 DM,... < 1 year,1,female,divorced,none,2,unknown / no property,56,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,12,existing credits paid back duly till now,domestic appliances,2279,unknown/ no savings account,1 <= ... < 4 years,4,male,single,none,4,unknown / no property,37,none,for free,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,15,delay in paying off in the past,domestic appliances,1478,... < 100 DM,1 <= ... < 4 years,4,male,married,none,3,real estate,33,bank,own,2,skilled employee / official,1,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),domestic appliances,5103,... < 100 DM,... < 1 year,3,male,married,none,3,unknown / no property,47,none,for free,3,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,36,delay in paying off in the past,business,9857,100 <= ... < 500 DM,4 <= ... < 7 years,1,male,single,none,3,if not A121 : building society savings agreement/ life insurance,31,none,own,2,unskilled - resident,2,"yes, registered under the customers name",yes
Not default,no checking account,60,existing credits paid back duly till now,car (new),6527,unknown/ no savings account,1 <= ... < 4 years,4,male,single,none,4,unknown / no property,34,none,for free,1,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,10,critical account/ other credits existing (not at this bank),domestic appliances,1347,unknown/ no savings account,4 <= ... < 7 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,27,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,36,delay in paying off in the past,car (new),2862,100 <= ... < 500 DM,.. >= 7 years,4,male,single,none,3,unknown / no property,30,none,for free,1,skilled employee / official,1,none,yes
Not default,no checking account,9,existing credits paid back duly till now,domestic appliances,2753,100 <= ... < 500 DM,.. >= 7 years,3,male,single,co-applicant,4,"if not A121/A122 : car or other, not in attribute 6",35,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,12,existing credits paid back duly till now,car (new),3651,.. >= 1000 DM,1 <= ... < 4 years,1,male,single,none,3,if not A121 : building society savings agreement/ life insurance,31,none,own,1,skilled employee / official,2,none,yes
Not default,< 0 DM,15,critical account/ other credits existing (not at this bank),radio/television,975,... < 100 DM,1 <= ... < 4 years,2,male,divorced,none,3,if not A121 : building society savings agreement/ life insurance,25,none,own,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,15,existing credits paid back duly till now,education,2631,100 <= ... < 500 DM,1 <= ... < 4 years,3,female,divorced,none,2,real estate,25,none,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,24,existing credits paid back duly till now,domestic appliances,2896,100 <= ... < 500 DM,... < 1 year,2,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",29,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,6,critical account/ other credits existing (not at this bank),car (new),4716,unknown/ no savings account,... < 1 year,1,male,single,none,3,real estate,44,none,own,2,unskilled - resident,2,none,yes
Not default,no checking account,24,existing credits paid back duly till now,domestic appliances,2284,... < 100 DM,4 <= ... < 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",28,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,6,existing credits paid back duly till now,car (used),1236,500 <= ... < 1000 DM,1 <= ... < 4 years,2,male,single,none,4,if not A121 : building society savings agreement/ life insurance,50,none,rent,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,domestic appliances,1103,... < 100 DM,4 <= ... < 7 years,4,male,single,guarantor,3,real estate,29,none,own,2,skilled employee / official,1,none,no
Not default,no checking account,12,critical account/ other credits existing (not at this bank),car (new),926,... < 100 DM,unemployed,1,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,38,none,own,1,unemployed/ unskilled - non-resident,1,none,yes
Not default,no checking account,18,critical account/ other credits existing (not at this bank),domestic appliances,1800,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",24,none,own,2,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,15,existing credits paid back duly till now,(vacation - does not exist?),1905,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",40,none,rent,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,no checking account,12,existing credits paid back duly till now,radio/television,1123,500 <= ... < 1000 DM,1 <= ... < 4 years,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",29,none,rent,1,unskilled - resident,1,none,yes
Default,< 0 DM,48,critical account/ other credits existing (not at this bank),car (used),6331,... < 100 DM,.. >= 7 years,4,male,single,none,4,unknown / no property,46,none,for free,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,24,existing credits paid back duly till now,domestic appliances,1377,100 <= ... < 500 DM,.. >= 7 years,4,female,divorced,none,2,unknown / no property,47,none,for free,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,30,delay in paying off in the past,business,2503,100 <= ... < 500 DM,.. >= 7 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,41,stores,own,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,27,existing credits paid back duly till now,business,2528,... < 100 DM,... < 1 year,4,female,divorced,none,1,if not A121 : building society savings agreement/ life insurance,32,none,own,1,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,15,existing credits paid back duly till now,car (new),5324,500 <= ... < 1000 DM,.. >= 7 years,1,female,divorced,none,4,unknown / no property,35,none,for free,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,48,existing credits paid back duly till now,car (new),6560,100 <= ... < 500 DM,4 <= ... < 7 years,3,male,single,none,2,if not A121 : building society savings agreement/ life insurance,24,none,own,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,12,no credits taken/ all credits paid back duly,radio/television,2969,... < 100 DM,... < 1 year,4,female,divorced,none,3,if not A121 : building society savings agreement/ life insurance,25,none,rent,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,9,existing credits paid back duly till now,domestic appliances,1206,... < 100 DM,.. >= 7 years,4,female,divorced,none,4,real estate,25,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,9,existing credits paid back duly till now,domestic appliances,2118,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,real estate,37,none,own,1,unskilled - resident,2,none,yes
Not default,no checking account,18,critical account/ other credits existing (not at this bank),domestic appliances,629,500 <= ... < 1000 DM,.. >= 7 years,4,male,single,none,3,if not A121 : building society savings agreement/ life insurance,32,bank,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,< 0 DM,6,all credits at this bank paid back duly,(vacation - does not exist?),1198,... < 100 DM,.. >= 7 years,4,female,divorced,none,4,unknown / no property,35,none,for free,1,skilled employee / official,1,none,yes
Not default,no checking account,21,existing credits paid back duly till now,car (used),2476,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,real estate,46,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,9,critical account/ other credits existing (not at this bank),domestic appliances,1138,... < 100 DM,1 <= ... < 4 years,4,male,single,none,4,real estate,25,none,own,2,unskilled - resident,1,none,yes
Default,0 <= ... < 200 DM,60,existing credits paid back duly till now,car (new),14027,... < 100 DM,4 <= ... < 7 years,4,male,single,none,2,unknown / no property,27,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,30,critical account/ other credits existing (not at this bank),car (used),7596,unknown/ no savings account,.. >= 7 years,1,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",63,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,30,critical account/ other credits existing (not at this bank),domestic appliances,3077,unknown/ no savings account,.. >= 7 years,3,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",40,none,own,2,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,18,existing credits paid back duly till now,domestic appliances,1505,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,unknown / no property,32,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,24,critical account/ other credits existing (not at this bank),domestic appliances,3148,unknown/ no savings account,1 <= ... < 4 years,3,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",31,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,20,no credits taken/ all credits paid back duly,car (used),6148,100 <= ... < 500 DM,.. >= 7 years,3,male,married,none,4,"if not A121/A122 : car or other, not in attribute 6",31,bank,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,>= 200 DM / salary assignments for at least 1 year,9,no credits taken/ all credits paid back duly,domestic appliances,1337,... < 100 DM,... < 1 year,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",34,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,6,all credits at this bank paid back duly,(vacation - does not exist?),433,.. >= 1000 DM,... < 1 year,4,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,24,bank,rent,1,skilled employee / official,2,none,yes
Default,< 0 DM,12,existing credits paid back duly till now,car (new),1228,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,2,real estate,24,none,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,9,existing credits paid back duly till now,domestic appliances,790,500 <= ... < 1000 DM,1 <= ... < 4 years,4,female,divorced,none,3,real estate,66,none,own,1,unskilled - resident,1,none,yes
Default,no checking account,27,existing credits paid back duly till now,car (new),2570,... < 100 DM,1 <= ... < 4 years,3,female,divorced,none,3,real estate,21,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,6,critical account/ other credits existing (not at this bank),car (new),250,.. >= 1000 DM,1 <= ... < 4 years,2,female,divorced,none,2,real estate,41,bank,own,2,unskilled - resident,1,none,yes
Not default,no checking account,15,critical account/ other credits existing (not at this bank),domestic appliances,1316,500 <= ... < 1000 DM,1 <= ... < 4 years,2,male,married,none,2,if not A121 : building society savings agreement/ life insurance,47,none,own,2,unskilled - resident,1,none,yes
Default,< 0 DM,18,existing credits paid back duly till now,domestic appliances,1882,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",25,bank,rent,2,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,48,all credits at this bank paid back duly,business,6416,... < 100 DM,.. >= 7 years,4,female,divorced,none,3,unknown / no property,59,none,rent,1,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,24,critical account/ other credits existing (not at this bank),business,1275,.. >= 1000 DM,1 <= ... < 4 years,2,male,divorced,none,4,real estate,36,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,24,delay in paying off in the past,domestic appliances,6403,... < 100 DM,... < 1 year,1,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",33,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,24,existing credits paid back duly till now,domestic appliances,1987,... < 100 DM,1 <= ... < 4 years,2,male,single,none,4,real estate,21,none,rent,1,unskilled - resident,2,none,yes
Not default,0 <= ... < 200 DM,8,existing credits paid back duly till now,domestic appliances,760,... < 100 DM,4 <= ... < 7 years,4,female,divorced,guarantor,2,real estate,44,none,own,1,unskilled - resident,1,none,yes
Not default,no checking account,24,existing credits paid back duly till now,car (used),2603,.. >= 1000 DM,1 <= ... < 4 years,2,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",28,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,4,critical account/ other credits existing (not at this bank),car (new),3380,... < 100 DM,4 <= ... < 7 years,1,female,divorced,none,1,real estate,37,none,own,1,skilled employee / official,2,none,yes
Not default,0 <= ... < 200 DM,36,all credits at this bank paid back duly,repairs,3990,unknown/ no savings account,... < 1 year,3,female,divorced,none,2,unknown / no property,29,bank,own,1,unemployed/ unskilled - non-resident,1,none,yes
Default,0 <= ... < 200 DM,24,existing credits paid back duly till now,car (used),11560,... < 100 DM,1 <= ... < 4 years,1,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",23,none,rent,2,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Not default,< 0 DM,18,existing credits paid back duly till now,car (new),4380,100 <= ... < 500 DM,1 <= ... < 4 years,3,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",35,none,own,1,unskilled - resident,2,"yes, registered under the customers name",yes
Not default,no checking account,6,critical account/ other credits existing (not at this bank),car (new),6761,... < 100 DM,4 <= ... < 7 years,1,male,single,none,3,unknown / no property,45,none,own,2,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,30,no credits taken/ all credits paid back duly,business,4280,100 <= ... < 500 DM,1 <= ... < 4 years,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",26,none,rent,2,unskilled - resident,1,none,yes
Not default,< 0 DM,24,all credits at this bank paid back duly,car (new),2325,100 <= ... < 500 DM,4 <= ... < 7 years,2,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",32,bank,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,10,all credits at this bank paid back duly,domestic appliances,1048,... < 100 DM,1 <= ... < 4 years,4,male,single,none,4,real estate,23,stores,own,1,unskilled - resident,1,none,yes
Not default,no checking account,21,existing credits paid back duly till now,domestic appliances,3160,unknown/ no savings account,.. >= 7 years,4,male,single,none,3,if not A121 : building society savings agreement/ life insurance,41,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,24,all credits at this bank paid back duly,radio/television,2483,500 <= ... < 1000 DM,1 <= ... < 4 years,4,male,single,none,4,real estate,22,stores,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,39,critical account/ other credits existing (not at this bank),radio/television,14179,unknown/ no savings account,4 <= ... < 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,30,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,13,critical account/ other credits existing (not at this bank),business,1797,... < 100 DM,... < 1 year,3,male,single,none,1,if not A121 : building society savings agreement/ life insurance,28,bank,own,2,unskilled - resident,1,none,yes
Not default,< 0 DM,15,existing credits paid back duly till now,car (new),2511,... < 100 DM,unemployed,1,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",23,none,rent,1,skilled employee / official,1,none,yes
Default,< 0 DM,12,existing credits paid back duly till now,car (new),1274,... < 100 DM,... < 1 year,3,female,divorced,none,1,real estate,37,none,own,1,unskilled - resident,1,none,yes
Not default,no checking account,21,existing credits paid back duly till now,car (used),5248,unknown/ no savings account,1 <= ... < 4 years,1,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",26,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,15,existing credits paid back duly till now,car (used),3029,... < 100 DM,4 <= ... < 7 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",33,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,6,existing credits paid back duly till now,radio/television,428,... < 100 DM,.. >= 7 years,2,female,divorced,none,1,if not A121 : building society savings agreement/ life insurance,49,bank,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,18,existing credits paid back duly till now,car (new),976,... < 100 DM,... < 1 year,1,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",23,none,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,business,841,100 <= ... < 500 DM,4 <= ... < 7 years,2,female,divorced,none,4,real estate,23,none,rent,1,unskilled - resident,1,none,yes
Not default,no checking account,30,critical account/ other credits existing (not at this bank),domestic appliances,5771,... < 100 DM,4 <= ... < 7 years,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",25,none,own,2,skilled employee / official,1,none,yes
Default,no checking account,12,delay in paying off in the past,education,1555,.. >= 1000 DM,.. >= 7 years,4,male,single,none,4,unknown / no property,55,none,for free,2,skilled employee / official,2,none,yes
Default,< 0 DM,24,existing credits paid back duly till now,car (new),1285,unknown/ no savings account,4 <= ... < 7 years,4,female,divorced,none,4,unknown / no property,32,none,rent,1,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,6,critical account/ other credits existing (not at this bank),car (new),1299,... < 100 DM,1 <= ... < 4 years,1,male,single,none,1,real estate,74,none,own,3,unemployed/ unskilled - non-resident,2,none,no
Default,>= 200 DM / salary assignments for at least 1 year,15,critical account/ other credits existing (not at this bank),domestic appliances,1271,unknown/ no savings account,1 <= ... < 4 years,3,male,single,none,4,unknown / no property,39,none,for free,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,car (new),1393,... < 100 DM,1 <= ... < 4 years,2,male,single,guarantor,2,real estate,31,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,12,critical account/ other credits existing (not at this bank),car (new),691,... < 100 DM,.. >= 7 years,4,male,single,none,3,if not A121 : building society savings agreement/ life insurance,35,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,15,critical account/ other credits existing (not at this bank),car (new),5045,unknown/ no savings account,.. >= 7 years,1,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",59,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,18,critical account/ other credits existing (not at this bank),radio/television,2124,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,4,real estate,24,none,rent,2,skilled employee / official,1,none,yes
Not default,< 0 DM,12,existing credits paid back duly till now,domestic appliances,2214,... < 100 DM,1 <= ... < 4 years,4,male,single,none,3,if not A121 : building society savings agreement/ life insurance,24,none,own,1,unskilled - resident,1,none,yes
Default,no checking account,21,critical account/ other credits existing (not at this bank),car (new),12680,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,unknown / no property,30,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),car (new),2463,100 <= ... < 500 DM,4 <= ... < 7 years,4,male,married,none,3,if not A121 : building society savings agreement/ life insurance,27,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,domestic appliances,1155,... < 100 DM,.. >= 7 years,3,male,married,guarantor,3,real estate,40,bank,own,2,unskilled - resident,1,none,yes
Default,< 0 DM,30,existing credits paid back duly till now,radio/television,3108,... < 100 DM,... < 1 year,2,male,divorced,none,4,if not A121 : building society savings agreement/ life insurance,31,none,own,1,unskilled - resident,1,none,yes
Not default,no checking account,10,existing credits paid back duly till now,car (used),2901,unknown/ no savings account,... < 1 year,1,female,divorced,none,4,real estate,31,none,rent,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,critical account/ other credits existing (not at this bank),radio/television,3617,... < 100 DM,.. >= 7 years,1,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",28,none,rent,3,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),domestic appliances,1655,... < 100 DM,.. >= 7 years,2,male,single,none,4,real estate,63,none,own,2,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,< 0 DM,24,existing credits paid back duly till now,car (used),2812,unknown/ no savings account,.. >= 7 years,2,female,divorced,none,4,real estate,26,none,rent,1,skilled employee / official,1,none,yes
Default,< 0 DM,36,critical account/ other credits existing (not at this bank),(vacation - does not exist?),8065,... < 100 DM,1 <= ... < 4 years,3,female,divorced,none,2,unknown / no property,25,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,21,critical account/ other credits existing (not at this bank),car (used),3275,... < 100 DM,.. >= 7 years,1,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",36,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),domestic appliances,2223,100 <= ... < 500 DM,.. >= 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,52,bank,own,2,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,12,critical account/ other credits existing (not at this bank),car (new),1480,500 <= ... < 1000 DM,unemployed,2,male,single,none,4,unknown / no property,66,bank,for free,3,unemployed/ unskilled - non-resident,1,none,yes
Default,< 0 DM,24,existing credits paid back duly till now,car (new),1371,unknown/ no savings account,1 <= ... < 4 years,4,female,divorced,none,4,real estate,25,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,36,critical account/ other credits existing (not at this bank),car (new),3535,... < 100 DM,4 <= ... < 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",37,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,18,existing credits paid back duly till now,domestic appliances,3509,... < 100 DM,4 <= ... < 7 years,4,female,divorced,guarantor,1,real estate,25,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,36,critical account/ other credits existing (not at this bank),car (used),5711,.. >= 1000 DM,.. >= 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",38,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,18,existing credits paid back duly till now,education,3872,... < 100 DM,unemployed,2,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",67,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,39,critical account/ other credits existing (not at this bank),domestic appliances,4933,... < 100 DM,4 <= ... < 7 years,2,male,single,guarantor,2,real estate,25,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),car (new),1940,.. >= 1000 DM,.. >= 7 years,4,male,single,none,4,real estate,60,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,12,no credits taken/ all credits paid back duly,retraining,1410,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,real estate,31,none,own,1,unskilled - resident,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,12,existing credits paid back duly till now,car (new),836,100 <= ... < 500 DM,... < 1 year,4,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,23,bank,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,20,existing credits paid back duly till now,car (used),6468,unknown/ no savings account,unemployed,1,male,divorced,none,4,real estate,60,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,18,existing credits paid back duly till now,business,1941,.. >= 1000 DM,1 <= ... < 4 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,35,none,own,1,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,no checking account,22,existing credits paid back duly till now,domestic appliances,2675,500 <= ... < 1000 DM,.. >= 7 years,3,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",40,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,48,critical account/ other credits existing (not at this bank),car (used),2751,unknown/ no savings account,.. >= 7 years,4,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",38,none,own,2,skilled employee / official,2,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,48,delay in paying off in the past,(vacation - does not exist?),6224,... < 100 DM,.. >= 7 years,4,male,single,none,4,unknown / no property,50,none,for free,1,skilled employee / official,1,none,yes
Default,< 0 DM,40,critical account/ other credits existing (not at this bank),(vacation - does not exist?),5998,... < 100 DM,1 <= ... < 4 years,4,male,single,none,3,unknown / no property,27,bank,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,21,existing credits paid back duly till now,business,1188,... < 100 DM,.. >= 7 years,2,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,39,none,own,1,skilled employee / official,2,none,yes
Not default,no checking account,24,existing credits paid back duly till now,car (used),6313,unknown/ no savings account,.. >= 7 years,3,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",41,none,own,1,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,no checking account,6,critical account/ other credits existing (not at this bank),radio/television,1221,unknown/ no savings account,1 <= ... < 4 years,1,male,married,none,2,if not A121 : building society savings agreement/ life insurance,27,none,own,2,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,24,existing credits paid back duly till now,radio/television,2892,... < 100 DM,.. >= 7 years,3,male,divorced,none,4,unknown / no property,51,none,for free,1,skilled employee / official,1,none,yes
Not default,no checking account,24,existing credits paid back duly till now,radio/television,3062,500 <= ... < 1000 DM,.. >= 7 years,4,male,single,none,3,unknown / no property,32,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,9,existing credits paid back duly till now,radio/television,2301,100 <= ... < 500 DM,... < 1 year,2,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,22,none,rent,1,skilled employee / official,1,none,yes
Default,< 0 DM,18,existing credits paid back duly till now,car (used),7511,unknown/ no savings account,.. >= 7 years,1,male,single,none,4,if not A121 : building society savings agreement/ life insurance,51,none,for free,1,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),radio/television,1258,... < 100 DM,... < 1 year,2,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,22,none,rent,2,unskilled - resident,1,none,yes
Not default,no checking account,24,delay in paying off in the past,car (new),717,unknown/ no savings account,.. >= 7 years,4,male,married,none,4,"if not A121/A122 : car or other, not in attribute 6",54,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,9,existing credits paid back duly till now,car (new),1549,unknown/ no savings account,... < 1 year,4,male,single,none,2,real estate,35,none,own,1,unemployed/ unskilled - non-resident,1,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),(vacation - does not exist?),1597,... < 100 DM,.. >= 7 years,4,male,single,none,4,unknown / no property,54,none,for free,2,skilled employee / official,2,none,yes
Not default,0 <= ... < 200 DM,18,critical account/ other credits existing (not at this bank),domestic appliances,1795,... < 100 DM,.. >= 7 years,3,female,divorced,guarantor,4,real estate,48,bank,rent,2,unskilled - resident,1,"yes, registered under the customers name",yes
Not default,< 0 DM,20,critical account/ other credits existing (not at this bank),radio/television,4272,... < 100 DM,.. >= 7 years,1,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,24,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),domestic appliances,976,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",35,none,own,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,car (new),7472,unknown/ no savings account,unemployed,1,female,divorced,none,2,real estate,24,none,rent,1,unemployed/ unskilled - non-resident,1,none,yes
Default,< 0 DM,36,existing credits paid back duly till now,car (new),9271,... < 100 DM,4 <= ... < 7 years,2,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",24,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,6,existing credits paid back duly till now,domestic appliances,590,... < 100 DM,... < 1 year,3,male,married,none,3,real estate,26,none,own,1,unskilled - resident,1,none,no
Not default,no checking account,12,critical account/ other credits existing (not at this bank),domestic appliances,930,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,real estate,65,none,own,4,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,42,all credits at this bank paid back duly,car (used),9283,... < 100 DM,unemployed,1,male,single,none,2,unknown / no property,55,bank,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,15,no credits taken/ all credits paid back duly,car (new),1778,... < 100 DM,... < 1 year,2,female,divorced,none,1,real estate,26,none,rent,2,unemployed/ unskilled - non-resident,1,none,yes
Not default,0 <= ... < 200 DM,8,existing credits paid back duly till now,business,907,... < 100 DM,... < 1 year,3,male,married,none,2,real estate,26,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,6,existing credits paid back duly till now,domestic appliances,484,... < 100 DM,4 <= ... < 7 years,3,male,married,guarantor,3,real estate,28,bank,own,1,unskilled - resident,1,none,yes
Default,< 0 DM,36,critical account/ other credits existing (not at this bank),car (used),9629,... < 100 DM,4 <= ... < 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",24,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,48,existing credits paid back duly till now,repairs,3051,... < 100 DM,1 <= ... < 4 years,3,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",54,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,48,existing credits paid back duly till now,car (new),3931,... < 100 DM,4 <= ... < 7 years,4,male,single,none,4,unknown / no property,46,none,for free,1,skilled employee / official,2,none,yes
Not default,0 <= ... < 200 DM,36,delay in paying off in the past,car (new),7432,... < 100 DM,1 <= ... < 4 years,2,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,54,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,6,existing credits paid back duly till now,repairs,1338,500 <= ... < 1000 DM,1 <= ... < 4 years,1,male,divorced,none,4,real estate,62,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,6,critical account/ other credits existing (not at this bank),domestic appliances,1554,... < 100 DM,4 <= ... < 7 years,1,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",24,none,rent,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,36,existing credits paid back duly till now,furniture/equipment,15857,... < 100 DM,unemployed,2,male,divorced,co-applicant,3,"if not A121/A122 : car or other, not in attribute 6",43,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Default,< 0 DM,18,existing credits paid back duly till now,domestic appliances,1345,... < 100 DM,1 <= ... < 4 years,4,male,married,none,3,real estate,26,bank,own,1,skilled employee / official,1,none,yes
Not default,no checking account,12,existing credits paid back duly till now,car (new),1101,... < 100 DM,1 <= ... < 4 years,3,male,married,none,2,real estate,27,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,12,existing credits paid back duly till now,domestic appliances,3016,... < 100 DM,1 <= ... < 4 years,3,male,married,none,1,"if not A121/A122 : car or other, not in attribute 6",24,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,36,existing credits paid back duly till now,radio/television,2712,... < 100 DM,.. >= 7 years,2,male,single,none,2,if not A121 : building society savings agreement/ life insurance,41,bank,own,1,skilled employee / official,2,none,yes
Not default,< 0 DM,8,critical account/ other credits existing (not at this bank),car (new),731,... < 100 DM,.. >= 7 years,4,male,single,none,4,real estate,47,none,own,2,unskilled - resident,1,none,yes
Not default,no checking account,18,critical account/ other credits existing (not at this bank),radio/television,3780,... < 100 DM,... < 1 year,3,male,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",35,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,21,critical account/ other credits existing (not at this bank),car (new),1602,... < 100 DM,.. >= 7 years,4,male,married,none,3,"if not A121/A122 : car or other, not in attribute 6",30,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,18,critical account/ other credits existing (not at this bank),car (new),3966,... < 100 DM,.. >= 7 years,1,female,divorced,none,4,real estate,33,bank,rent,3,skilled employee / official,1,"yes, registered under the customers name",yes
Default,no checking account,18,no credits taken/ all credits paid back duly,business,4165,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",36,stores,own,2,skilled employee / official,2,none,yes
Default,< 0 DM,36,existing credits paid back duly till now,car (used),8335,unknown/ no savings account,.. >= 7 years,3,male,single,none,4,unknown / no property,47,none,for free,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,48,delay in paying off in the past,business,6681,unknown/ no savings account,1 <= ... < 4 years,4,male,single,none,4,unknown / no property,38,none,for free,1,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,24,delay in paying off in the past,business,2375,500 <= ... < 1000 DM,1 <= ... < 4 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",44,none,own,2,skilled employee / official,2,"yes, registered under the customers name",yes
Default,< 0 DM,18,existing credits paid back duly till now,car (new),1216,... < 100 DM,... < 1 year,4,female,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",23,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,45,no credits taken/ all credits paid back duly,business,11816,... < 100 DM,.. >= 7 years,2,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",29,none,rent,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,24,existing credits paid back duly till now,domestic appliances,5084,unknown/ no savings account,.. >= 7 years,2,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",42,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,>= 200 DM / salary assignments for at least 1 year,15,existing credits paid back duly till now,domestic appliances,2327,... < 100 DM,... < 1 year,2,female,divorced,none,3,real estate,25,none,own,1,unskilled - resident,1,none,yes
Default,< 0 DM,12,no credits taken/ all credits paid back duly,car (new),1082,... < 100 DM,1 <= ... < 4 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",48,bank,own,2,skilled employee / official,1,none,yes
Not default,no checking account,12,existing credits paid back duly till now,domestic appliances,886,unknown/ no savings account,1 <= ... < 4 years,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",21,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,4,existing credits paid back duly till now,radio/television,601,... < 100 DM,... < 1 year,1,female,divorced,none,3,real estate,23,none,rent,1,unskilled - resident,2,none,yes
Not default,< 0 DM,24,critical account/ other credits existing (not at this bank),car (used),2957,... < 100 DM,.. >= 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,63,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),domestic appliances,2611,... < 100 DM,.. >= 7 years,4,male,married,co-applicant,3,real estate,46,none,own,2,skilled employee / official,1,none,yes
Default,< 0 DM,36,existing credits paid back duly till now,radio/television,5179,... < 100 DM,4 <= ... < 7 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,29,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,21,delay in paying off in the past,car (used),2993,... < 100 DM,1 <= ... < 4 years,3,male,single,none,2,real estate,28,stores,own,2,unskilled - resident,1,none,yes
Default,no checking account,18,existing credits paid back duly till now,education,1943,... < 100 DM,... < 1 year,4,female,divorced,none,4,real estate,23,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,24,all credits at this bank paid back duly,business,1559,... < 100 DM,4 <= ... < 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",50,bank,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,18,existing credits paid back duly till now,radio/television,3422,... < 100 DM,.. >= 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,47,bank,own,3,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,21,existing credits paid back duly till now,radio/television,3976,unknown/ no savings account,4 <= ... < 7 years,2,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",35,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,no checking account,18,existing credits paid back duly till now,car (new),6761,unknown/ no savings account,1 <= ... < 4 years,2,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",68,none,rent,2,skilled employee / official,1,none,yes
Not default,no checking account,24,existing credits paid back duly till now,car (new),1249,... < 100 DM,... < 1 year,4,male,married,none,2,real estate,28,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,9,existing credits paid back duly till now,domestic appliances,1364,... < 100 DM,4 <= ... < 7 years,3,male,single,none,4,real estate,59,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,12,existing credits paid back duly till now,domestic appliances,709,... < 100 DM,.. >= 7 years,4,male,single,none,4,real estate,57,stores,own,1,unskilled - resident,1,none,yes
Default,< 0 DM,20,critical account/ other credits existing (not at this bank),car (new),2235,... < 100 DM,1 <= ... < 4 years,4,male,married,guarantor,2,if not A121 : building society savings agreement/ life insurance,33,bank,rent,2,skilled employee / official,1,none,no
Not default,no checking account,24,critical account/ other credits existing (not at this bank),car (used),4042,unknown/ no savings account,4 <= ... < 7 years,3,male,single,none,4,if not A121 : building society savings agreement/ life insurance,43,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,15,critical account/ other credits existing (not at this bank),domestic appliances,1471,... < 100 DM,1 <= ... < 4 years,4,male,single,none,4,unknown / no property,35,none,for free,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,18,all credits at this bank paid back duly,car (new),1442,... < 100 DM,4 <= ... < 7 years,4,male,single,none,4,unknown / no property,32,none,for free,2,unskilled - resident,2,none,yes
Not default,no checking account,36,delay in paying off in the past,car (new),10875,... < 100 DM,.. >= 7 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",45,none,own,2,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,car (new),1474,100 <= ... < 500 DM,... < 1 year,4,male,married,none,3,real estate,33,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,10,existing credits paid back duly till now,retraining,894,unknown/ no savings account,4 <= ... < 7 years,4,female,divorced,none,3,if not A121 : building society savings agreement/ life insurance,40,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,15,critical account/ other credits existing (not at this bank),radio/television,3343,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,unknown / no property,28,none,for free,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,15,existing credits paid back duly till now,car (new),3959,... < 100 DM,1 <= ... < 4 years,3,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,29,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,9,existing credits paid back duly till now,car (new),3577,100 <= ... < 500 DM,1 <= ... < 4 years,1,male,single,guarantor,2,real estate,26,none,rent,1,skilled employee / official,2,none,no
Not default,no checking account,24,critical account/ other credits existing (not at this bank),car (used),5804,.. >= 1000 DM,1 <= ... < 4 years,4,male,single,none,2,real estate,27,none,own,2,skilled employee / official,1,none,yes
Default,no checking account,18,delay in paying off in the past,business,2169,... < 100 DM,1 <= ... < 4 years,4,male,married,none,2,"if not A121/A122 : car or other, not in attribute 6",28,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,24,existing credits paid back duly till now,domestic appliances,2439,... < 100 DM,... < 1 year,4,female,divorced,none,4,real estate,35,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,27,critical account/ other credits existing (not at this bank),radio/television,4526,.. >= 1000 DM,... < 1 year,4,male,single,none,2,real estate,32,stores,own,2,unskilled - resident,2,"yes, registered under the customers name",yes
Default,no checking account,10,existing credits paid back duly till now,radio/television,2210,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,real estate,25,bank,rent,1,unskilled - resident,1,none,yes
Not default,no checking account,15,existing credits paid back duly till now,radio/television,2221,500 <= ... < 1000 DM,1 <= ... < 4 years,2,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",20,none,rent,1,skilled employee / official,1,none,yes
Not default,< 0 DM,18,existing credits paid back duly till now,domestic appliances,2389,... < 100 DM,... < 1 year,4,female,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",27,stores,own,1,skilled employee / official,1,none,yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),radio/television,3331,... < 100 DM,.. >= 7 years,2,male,single,none,4,if not A121 : building society savings agreement/ life insurance,42,stores,own,1,skilled employee / official,1,none,yes
Not default,no checking account,36,existing credits paid back duly till now,business,7409,unknown/ no savings account,.. >= 7 years,3,male,single,none,2,if not A121 : building society savings agreement/ life insurance,37,none,own,2,skilled employee / official,1,none,yes
Not default,< 0 DM,12,existing credits paid back duly till now,radio/television,652,... < 100 DM,.. >= 7 years,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,24,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,36,delay in paying off in the past,radio/television,7678,500 <= ... < 1000 DM,4 <= ... < 7 years,2,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",40,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,6,critical account/ other credits existing (not at this bank),car (new),1343,... < 100 DM,.. >= 7 years,1,male,single,none,4,real estate,46,none,own,2,skilled employee / official,2,none,no
Not default,< 0 DM,24,critical account/ other credits existing (not at this bank),business,1382,100 <= ... < 500 DM,4 <= ... < 7 years,4,male,single,none,1,real estate,26,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,15,existing credits paid back duly till now,repairs,874,unknown/ no savings account,... < 1 year,4,female,divorced,none,1,real estate,24,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,12,existing credits paid back duly till now,radio/television,3590,... < 100 DM,1 <= ... < 4 years,2,male,single,co-applicant,2,if not A121 : building society savings agreement/ life insurance,29,none,own,1,unskilled - resident,2,none,yes
Not default,0 <= ... < 200 DM,11,critical account/ other credits existing (not at this bank),car (new),1322,.. >= 1000 DM,1 <= ... < 4 years,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",40,none,own,2,skilled employee / official,1,none,yes
Not default,< 0 DM,18,all credits at this bank paid back duly,domestic appliances,1940,... < 100 DM,... < 1 year,3,male,single,co-applicant,4,unknown / no property,36,bank,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,36,existing credits paid back duly till now,domestic appliances,3595,... < 100 DM,.. >= 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",28,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,9,existing credits paid back duly till now,car (new),1422,... < 100 DM,... < 1 year,3,male,single,none,2,unknown / no property,27,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,30,critical account/ other credits existing (not at this bank),domestic appliances,6742,unknown/ no savings account,4 <= ... < 7 years,2,male,single,none,3,if not A121 : building society savings agreement/ life insurance,36,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,24,existing credits paid back duly till now,car (used),7814,... < 100 DM,4 <= ... < 7 years,3,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",38,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,car (used),9277,unknown/ no savings account,1 <= ... < 4 years,2,male,divorced,none,4,unknown / no property,48,none,for free,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,30,critical account/ other credits existing (not at this bank),car (new),2181,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,real estate,36,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,18,critical account/ other credits existing (not at this bank),domestic appliances,1098,... < 100 DM,unemployed,4,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",65,none,own,2,unemployed/ unskilled - non-resident,1,none,yes
Default,0 <= ... < 200 DM,24,existing credits paid back duly till now,radio/television,4057,... < 100 DM,4 <= ... < 7 years,3,male,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",43,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,12,existing credits paid back duly till now,(vacation - does not exist?),795,... < 100 DM,... < 1 year,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,53,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,24,critical account/ other credits existing (not at this bank),business,2825,unknown/ no savings account,4 <= ... < 7 years,4,male,single,none,3,unknown / no property,34,none,own,2,skilled employee / official,2,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,48,existing credits paid back duly till now,business,15672,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",23,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,36,critical account/ other credits existing (not at this bank),car (new),6614,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",34,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,28,all credits at this bank paid back duly,car (used),7824,unknown/ no savings account,... < 1 year,3,male,single,guarantor,4,real estate,40,bank,rent,2,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,< 0 DM,27,critical account/ other credits existing (not at this bank),business,2442,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",43,stores,own,4,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,no checking account,15,critical account/ other credits existing (not at this bank),domestic appliances,1829,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",46,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,12,critical account/ other credits existing (not at this bank),car (new),2171,... < 100 DM,1 <= ... < 4 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,38,bank,own,2,unskilled - resident,1,none,no
Not default,0 <= ... < 200 DM,36,critical account/ other credits existing (not at this bank),car (used),5800,... < 100 DM,1 <= ... < 4 years,3,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",34,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,18,critical account/ other credits existing (not at this bank),domestic appliances,1169,unknown/ no savings account,1 <= ... < 4 years,4,male,single,none,3,if not A121 : building society savings agreement/ life insurance,29,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,36,delay in paying off in the past,car (used),8947,unknown/ no savings account,4 <= ... < 7 years,3,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",31,stores,own,1,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,< 0 DM,21,existing credits paid back duly till now,domestic appliances,2606,... < 100 DM,... < 1 year,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,28,none,rent,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),radio/television,1592,.. >= 1000 DM,4 <= ... < 7 years,3,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,35,none,own,1,skilled employee / official,1,none,no
Not default,no checking account,15,existing credits paid back duly till now,radio/television,2186,unknown/ no savings account,4 <= ... < 7 years,1,female,divorced,none,4,real estate,33,bank,rent,1,unskilled - resident,1,none,yes
Default,< 0 DM,18,existing credits paid back duly till now,radio/television,4153,... < 100 DM,1 <= ... < 4 years,2,male,single,co-applicant,3,"if not A121/A122 : car or other, not in attribute 6",42,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,16,critical account/ other credits existing (not at this bank),car (new),2625,... < 100 DM,.. >= 7 years,2,male,single,guarantor,4,if not A121 : building society savings agreement/ life insurance,43,bank,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,20,critical account/ other credits existing (not at this bank),car (new),3485,unknown/ no savings account,... < 1 year,2,male,divorced,none,4,real estate,44,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,36,critical account/ other credits existing (not at this bank),car (used),10477,unknown/ no savings account,.. >= 7 years,2,male,single,none,4,unknown / no property,42,none,for free,2,skilled employee / official,1,none,yes
Not default,no checking account,15,existing credits paid back duly till now,domestic appliances,1386,unknown/ no savings account,1 <= ... < 4 years,4,male,married,none,2,real estate,40,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,24,existing credits paid back duly till now,domestic appliances,1278,... < 100 DM,.. >= 7 years,4,male,single,none,1,real estate,36,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,12,existing credits paid back duly till now,domestic appliances,1107,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,real estate,20,none,rent,1,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,< 0 DM,21,existing credits paid back duly till now,car (new),3763,unknown/ no savings account,4 <= ... < 7 years,2,male,single,co-applicant,2,real estate,24,none,own,1,unskilled - resident,1,none,no
Not default,0 <= ... < 200 DM,36,existing credits paid back duly till now,(vacation - does not exist?),3711,unknown/ no savings account,1 <= ... < 4 years,2,male,married,none,2,"if not A121/A122 : car or other, not in attribute 6",27,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,15,delay in paying off in the past,car (used),3594,... < 100 DM,... < 1 year,1,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,46,none,own,2,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,9,existing credits paid back duly till now,car (new),3195,unknown/ no savings account,1 <= ... < 4 years,1,female,divorced,none,2,real estate,33,none,own,1,unskilled - resident,1,none,yes
Not default,no checking account,36,delay in paying off in the past,domestic appliances,4454,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,4,real estate,34,none,own,2,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,24,critical account/ other credits existing (not at this bank),radio/television,4736,... < 100 DM,... < 1 year,2,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",25,bank,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,30,existing credits paid back duly till now,domestic appliances,2991,unknown/ no savings account,.. >= 7 years,2,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",25,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,11,existing credits paid back duly till now,business,2142,.. >= 1000 DM,.. >= 7 years,1,male,divorced,none,2,real estate,28,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,24,all credits at this bank paid back duly,business,3161,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,31,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,48,no credits taken/ all credits paid back duly,furniture/equipment,18424,... < 100 DM,1 <= ... < 4 years,1,female,divorced,none,2,if not A121 : building society savings agreement/ life insurance,32,bank,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",no
Not default,no checking account,10,existing credits paid back duly till now,car (used),2848,100 <= ... < 500 DM,1 <= ... < 4 years,1,male,single,co-applicant,2,real estate,32,none,own,1,skilled employee / official,2,none,yes
Default,< 0 DM,6,existing credits paid back duly till now,car (new),14896,... < 100 DM,.. >= 7 years,1,male,single,none,4,unknown / no property,68,bank,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,< 0 DM,24,existing credits paid back duly till now,radio/television,2359,100 <= ... < 500 DM,unemployed,1,male,divorced,none,1,if not A121 : building society savings agreement/ life insurance,33,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,24,existing credits paid back duly till now,radio/television,3345,... < 100 DM,.. >= 7 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,39,none,rent,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,18,critical account/ other credits existing (not at this bank),radio/television,1817,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,2,unknown / no property,28,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,48,delay in paying off in the past,domestic appliances,12749,500 <= ... < 1000 DM,4 <= ... < 7 years,4,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",37,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,< 0 DM,9,existing credits paid back duly till now,domestic appliances,1366,... < 100 DM,... < 1 year,3,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,22,none,rent,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,12,existing credits paid back duly till now,car (new),2002,... < 100 DM,4 <= ... < 7 years,3,male,single,none,4,if not A121 : building society savings agreement/ life insurance,30,none,rent,1,skilled employee / official,2,"yes, registered under the customers name",yes
Default,< 0 DM,24,all credits at this bank paid back duly,radio/television,6872,... < 100 DM,... < 1 year,2,male,divorced,none,1,if not A121 : building society savings agreement/ life insurance,55,bank,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Default,< 0 DM,12,all credits at this bank paid back duly,car (new),697,... < 100 DM,... < 1 year,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",46,bank,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,18,critical account/ other credits existing (not at this bank),radio/television,1049,... < 100 DM,... < 1 year,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,21,none,rent,1,skilled employee / official,1,none,yes
Default,< 0 DM,48,existing credits paid back duly till now,car (used),10297,... < 100 DM,4 <= ... < 7 years,4,male,single,none,4,unknown / no property,39,stores,for free,3,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,30,existing credits paid back duly till now,domestic appliances,1867,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",58,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,12,delay in paying off in the past,car (new),1344,... < 100 DM,1 <= ... < 4 years,4,male,single,none,2,real estate,43,none,own,2,unskilled - resident,2,none,yes
Not default,< 0 DM,24,existing credits paid back duly till now,radio/television,1747,... < 100 DM,... < 1 year,4,male,single,co-applicant,1,if not A121 : building society savings agreement/ life insurance,24,none,own,1,unskilled - resident,1,none,no
Default,0 <= ... < 200 DM,9,existing credits paid back duly till now,domestic appliances,1670,... < 100 DM,... < 1 year,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",22,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,9,critical account/ other credits existing (not at this bank),car (new),1224,... < 100 DM,1 <= ... < 4 years,3,male,single,none,1,real estate,30,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),domestic appliances,522,500 <= ... < 1000 DM,.. >= 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,42,none,own,2,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,< 0 DM,12,existing credits paid back duly till now,domestic appliances,1498,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",23,bank,own,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,30,delay in paying off in the past,domestic appliances,1919,100 <= ... < 500 DM,... < 1 year,4,male,single,none,3,unknown / no property,30,stores,own,2,management/ self-employed/ highly qualified employee/ officer,1,none,yes
Default,>= 200 DM / salary assignments for at least 1 year,9,existing credits paid back duly till now,domestic appliances,745,... < 100 DM,1 <= ... < 4 years,3,female,divorced,none,2,real estate,28,none,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,6,existing credits paid back duly till now,domestic appliances,2063,... < 100 DM,... < 1 year,4,male,married,none,3,"if not A121/A122 : car or other, not in attribute 6",30,none,rent,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,60,existing credits paid back duly till now,(vacation - does not exist?),6288,... < 100 DM,1 <= ... < 4 years,4,male,single,none,4,unknown / no property,42,none,for free,1,skilled employee / official,1,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),car (used),6842,unknown/ no savings account,1 <= ... < 4 years,2,male,single,none,4,if not A121 : building society savings agreement/ life insurance,46,none,own,2,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,car (new),3527,unknown/ no savings account,... < 1 year,2,male,single,none,3,if not A121 : building society savings agreement/ life insurance,45,none,own,1,management/ self-employed/ highly qualified employee/ officer,2,"yes, registered under the customers name",yes
Not default,no checking account,10,existing credits paid back duly till now,car (new),1546,... < 100 DM,1 <= ... < 4 years,3,male,single,none,2,real estate,31,none,own,1,unskilled - resident,2,none,no
Not default,no checking account,24,existing credits paid back duly till now,radio/television,929,unknown/ no savings account,4 <= ... < 7 years,4,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",31,stores,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,4,critical account/ other credits existing (not at this bank),car (new),1455,... < 100 DM,4 <= ... < 7 years,2,male,single,none,1,real estate,42,none,own,3,unskilled - resident,2,none,yes
Not default,< 0 DM,15,existing credits paid back duly till now,radio/television,1845,... < 100 DM,... < 1 year,4,female,divorced,guarantor,1,if not A121 : building society savings agreement/ life insurance,46,none,rent,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,48,no credits taken/ all credits paid back duly,car (new),8358,500 <= ... < 1000 DM,... < 1 year,1,female,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",30,none,own,2,skilled employee / official,1,none,yes
Default,< 0 DM,24,all credits at this bank paid back duly,radio/television,3349,500 <= ... < 1000 DM,... < 1 year,4,male,single,none,4,unknown / no property,30,none,for free,1,skilled employee / official,2,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,car (new),2859,unknown/ no savings account,unemployed,4,male,single,none,4,unknown / no property,38,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,no checking account,18,existing credits paid back duly till now,radio/television,1533,... < 100 DM,... < 1 year,4,male,married,co-applicant,1,if not A121 : building society savings agreement/ life insurance,43,none,own,1,unskilled - resident,2,none,yes
Default,no checking account,24,existing credits paid back duly till now,domestic appliances,3621,100 <= ... < 500 DM,.. >= 7 years,2,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",31,none,own,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,18,critical account/ other credits existing (not at this bank),business,3590,... < 100 DM,unemployed,3,male,married,none,3,"if not A121/A122 : car or other, not in attribute 6",40,none,own,3,unemployed/ unskilled - non-resident,2,"yes, registered under the customers name",yes
Default,< 0 DM,36,delay in paying off in the past,business,2145,... < 100 DM,4 <= ... < 7 years,2,male,single,none,1,"if not A121/A122 : car or other, not in attribute 6",24,none,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Default,0 <= ... < 200 DM,24,existing credits paid back duly till now,car (used),4113,500 <= ... < 1000 DM,... < 1 year,3,female,divorced,none,4,"if not A121/A122 : car or other, not in attribute 6",28,none,rent,1,skilled employee / official,1,none,yes
Default,no checking account,36,existing credits paid back duly till now,radio/television,10974,... < 100 DM,unemployed,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",26,none,own,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,< 0 DM,12,existing credits paid back duly till now,car (new),1893,... < 100 DM,1 <= ... < 4 years,4,female,divorced,guarantor,4,if not A121 : building society savings agreement/ life insurance,29,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,24,critical account/ other credits existing (not at this bank),domestic appliances,1231,.. >= 1000 DM,.. >= 7 years,4,female,divorced,none,4,if not A121 : building society savings agreement/ life insurance,57,none,rent,2,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,30,critical account/ other credits existing (not at this bank),domestic appliances,3656,unknown/ no savings account,.. >= 7 years,4,male,single,none,4,if not A121 : building society savings agreement/ life insurance,49,stores,own,2,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,9,critical account/ other credits existing (not at this bank),domestic appliances,1154,... < 100 DM,.. >= 7 years,2,male,single,none,4,real estate,37,none,own,3,unskilled - resident,1,none,yes
Default,< 0 DM,28,existing credits paid back duly till now,car (new),4006,... < 100 DM,1 <= ... < 4 years,3,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",45,none,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,24,existing credits paid back duly till now,radio/television,3069,100 <= ... < 500 DM,.. >= 7 years,4,male,single,none,4,unknown / no property,30,none,for free,1,skilled employee / official,1,none,yes
Not default,no checking account,6,critical account/ other credits existing (not at this bank),domestic appliances,1740,... < 100 DM,.. >= 7 years,2,male,married,none,2,real estate,30,none,rent,2,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,21,delay in paying off in the past,car (new),2353,... < 100 DM,1 <= ... < 4 years,1,male,divorced,none,4,if not A121 : building society savings agreement/ life insurance,47,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,15,existing credits paid back duly till now,car (new),3556,unknown/ no savings account,1 <= ... < 4 years,3,male,single,none,2,unknown / no property,29,none,own,1,skilled employee / official,1,none,yes
Default,no checking account,24,existing credits paid back duly till now,domestic appliances,2397,500 <= ... < 1000 DM,.. >= 7 years,3,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",35,bank,own,2,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,6,existing credits paid back duly till now,education,454,... < 100 DM,... < 1 year,3,male,married,none,1,if not A121 : building society savings agreement/ life insurance,22,none,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,30,existing credits paid back duly till now,domestic appliances,1715,unknown/ no savings account,1 <= ... < 4 years,4,female,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",26,none,own,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,27,critical account/ other credits existing (not at this bank),domestic appliances,2520,500 <= ... < 1000 DM,1 <= ... < 4 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,23,none,own,2,unskilled - resident,1,none,yes
Not default,no checking account,15,existing credits paid back duly till now,domestic appliances,3568,... < 100 DM,.. >= 7 years,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",54,bank,rent,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,42,existing credits paid back duly till now,domestic appliances,7166,unknown/ no savings account,4 <= ... < 7 years,2,male,married,none,4,if not A121 : building society savings agreement/ life insurance,29,none,rent,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,< 0 DM,11,critical account/ other credits existing (not at this bank),car (new),3939,... < 100 DM,1 <= ... < 4 years,1,male,single,none,2,real estate,40,none,own,2,unskilled - resident,2,none,yes
Not default,0 <= ... < 200 DM,15,existing credits paid back duly till now,education,1514,100 <= ... < 500 DM,1 <= ... < 4 years,4,male,single,guarantor,2,real estate,22,none,own,1,skilled employee / official,1,none,yes
Not default,no checking account,24,existing credits paid back duly till now,car (new),7393,... < 100 DM,1 <= ... < 4 years,1,male,single,none,4,if not A121 : building society savings agreement/ life insurance,43,none,own,1,unskilled - resident,2,none,yes
Default,< 0 DM,24,all credits at this bank paid back duly,car (new),1193,... < 100 DM,unemployed,1,female,divorced,co-applicant,4,unknown / no property,29,none,rent,2,unemployed/ unskilled - non-resident,1,none,yes
Default,< 0 DM,60,existing credits paid back duly till now,business,7297,... < 100 DM,.. >= 7 years,4,male,single,co-applicant,4,unknown / no property,36,none,rent,1,skilled employee / official,1,none,yes
Not default,no checking account,30,critical account/ other credits existing (not at this bank),domestic appliances,2831,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,2,"if not A121/A122 : car or other, not in attribute 6",33,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,24,existing credits paid back duly till now,domestic appliances,1258,500 <= ... < 1000 DM,1 <= ... < 4 years,3,female,divorced,none,3,"if not A121/A122 : car or other, not in attribute 6",57,none,own,1,unskilled - resident,1,none,yes
Not default,0 <= ... < 200 DM,6,existing credits paid back duly till now,domestic appliances,753,... < 100 DM,1 <= ... < 4 years,2,female,divorced,guarantor,3,real estate,64,none,own,1,skilled employee / official,1,none,yes
Not default,0 <= ... < 200 DM,18,delay in paying off in the past,business,2427,unknown/ no savings account,.. >= 7 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,42,none,own,2,skilled employee / official,1,none,yes
Default,no checking account,24,delay in paying off in the past,car (new),2538,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",47,none,own,2,unskilled - resident,2,none,yes
Default,0 <= ... < 200 DM,15,all credits at this bank paid back duly,car (new),1264,100 <= ... < 500 DM,1 <= ... < 4 years,2,male,married,none,2,if not A121 : building society savings agreement/ life insurance,25,none,rent,1,skilled employee / official,1,none,yes
Default,0 <= ... < 200 DM,30,critical account/ other credits existing (not at this bank),radio/television,8386,... < 100 DM,4 <= ... < 7 years,2,male,single,none,2,if not A121 : building society savings agreement/ life insurance,49,none,own,1,skilled employee / official,1,none,yes
Default,no checking account,48,existing credits paid back duly till now,business,4844,... < 100 DM,unemployed,3,male,single,none,2,"if not A121/A122 : car or other, not in attribute 6",33,bank,rent,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,>= 200 DM / salary assignments for at least 1 year,21,existing credits paid back duly till now,car (new),2923,100 <= ... < 500 DM,1 <= ... < 4 years,1,female,divorced,none,1,"if not A121/A122 : car or other, not in attribute 6",28,bank,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Default,< 0 DM,36,existing credits paid back duly till now,car (used),8229,... < 100 DM,1 <= ... < 4 years,2,male,single,none,2,if not A121 : building society savings agreement/ life insurance,26,none,own,1,skilled employee / official,2,none,yes
Not default,no checking account,24,critical account/ other credits existing (not at this bank),radio/television,2028,... < 100 DM,4 <= ... < 7 years,2,male,single,none,2,if not A121 : building society savings agreement/ life insurance,30,none,own,2,unskilled - resident,1,none,yes
Not default,< 0 DM,15,critical account/ other credits existing (not at this bank),radio/television,1433,... < 100 DM,1 <= ... < 4 years,4,female,divorced,none,3,if not A121 : building society savings agreement/ life insurance,25,none,rent,2,skilled employee / official,1,none,yes
Not default,>= 200 DM / salary assignments for at least 1 year,42,no credits taken/ all credits paid back duly,business,6289,... < 100 DM,... < 1 year,2,male,divorced,none,1,if not A121 : building society savings agreement/ life insurance,33,none,own,2,skilled employee / official,1,none,yes
Not default,no checking account,13,existing credits paid back duly till now,domestic appliances,1409,100 <= ... < 500 DM,unemployed,2,female,divorced,none,4,real estate,64,none,own,1,skilled employee / official,1,none,yes
Not default,< 0 DM,24,existing credits paid back duly till now,car (used),6579,... < 100 DM,unemployed,4,male,single,none,2,unknown / no property,29,none,for free,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,24,critical account/ other credits existing (not at this bank),domestic appliances,1743,... < 100 DM,.. >= 7 years,4,male,single,none,2,if not A121 : building society savings agreement/ life insurance,48,none,own,2,unskilled - resident,1,none,yes
Not default,no checking account,12,critical account/ other credits existing (not at this bank),(vacation - does not exist?),3565,unknown/ no savings account,... < 1 year,2,male,single,none,1,if not A121 : building society savings agreement/ life insurance,37,none,own,2,unskilled - resident,2,none,yes
Not default,no checking account,15,all credits at this bank paid back duly,domestic appliances,1569,100 <= ... < 500 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",34,bank,own,1,unskilled - resident,2,none,yes
Not default,< 0 DM,18,existing credits paid back duly till now,domestic appliances,1936,unknown/ no savings account,4 <= ... < 7 years,2,male,married,none,4,"if not A121/A122 : car or other, not in attribute 6",23,none,rent,2,unskilled - resident,1,none,yes
Not default,< 0 DM,36,existing credits paid back duly till now,radio/television,3959,... < 100 DM,unemployed,4,male,single,none,3,if not A121 : building society savings agreement/ life insurance,30,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,car (new),2390,unknown/ no savings account,.. >= 7 years,4,male,single,none,3,"if not A121/A122 : car or other, not in attribute 6",50,none,own,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,radio/television,1736,... < 100 DM,4 <= ... < 7 years,3,female,divorced,none,4,real estate,31,none,own,1,unskilled - resident,1,none,yes
Not default,< 0 DM,30,existing credits paid back duly till now,car (used),3857,... < 100 DM,1 <= ... < 4 years,4,male,divorced,none,4,if not A121 : building society savings agreement/ life insurance,40,none,own,1,management/ self-employed/ highly qualified employee/ officer,1,"yes, registered under the customers name",yes
Not default,no checking account,12,existing credits paid back duly till now,domestic appliances,804,... < 100 DM,.. >= 7 years,4,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",38,none,own,1,skilled employee / official,1,none,yes
Default,< 0 DM,45,existing credits paid back duly till now,domestic appliances,1845,... < 100 DM,1 <= ... < 4 years,4,male,single,none,4,unknown / no property,23,none,for free,1,skilled employee / official,1,"yes, registered under the customers name",yes
Not default,0 <= ... < 200 DM,45,critical account/ other credits existing (not at this bank),car (used),4576,100 <= ... < 500 DM,unemployed,3,male,single,none,4,"if not A121/A122 : car or other, not in attribute 6",27,none,own,1,skilled employee / official,1,none,yes