{
  "slug": "floating-rate-crypto-swap",
  "type": "article",
  "title": "Floating-Rate Crypto Swap: How Live Quotes Move Through a Wallet-to-Wallet Route",
  "pageUrl": "https://etz-swap.com/blog/floating-rate-crypto-swap",
  "cover": "https://api.etz-swap.com/api/v1/content?path=blog/floating-rate-crypto-swap-cover.webp",
  "publisher": {
    "name": "ETZ Swap",
    "url": "https://etz-swap.com",
    "logo": "https://api.etz-swap.com/api/v1/content?path=blog/logo.webp"
  },
  "friendlyUrls": [
    {
      "url": "https://etz-swap.com/how-it-works",
      "anchor": "how ETZ Swap works"
    },
    {
      "url": "https://etz-swap.com/blog/fixed-rate-crypto-swap",
      "anchor": "fixed-rate crypto swap"
    },
    {
      "url": "https://etz-swap.com/blog/wallet-to-wallet-crypto-swap",
      "anchor": "wallet-to-wallet crypto swap"
    },
    {
      "url": "https://etz-swap.com/blog/etz-swap-without-javascript-nojs",
      "anchor": "No-JavaScript swap option"
    },
    {
      "url": "https://etz-swap.com/exchange-pair/btc-btc-xmr-xmr-0.125",
      "anchor": "BTC to XMR route"
    },
    {
      "url": "https://etz-swap.com/exchange-pair/eth-eth-xmr-xmr-0.125",
      "anchor": "ETH to XMR exchange pair"
    },
    {
      "url": "https://etz-swap.com/exchange-pair/usdt-eth-xmr-xmr-100",
      "anchor": "USDT to XMR exchange pair"
    }
  ],
  "keyQuestions": [
    "What is a floating-rate crypto swap?",
    "Why can the final amount change after the first quote?",
    "How does a floating quote move through a wallet-to-wallet route?",
    "When is floating rate better than fixed rate?",
    "What should users check before sending a floating-rate swap?",
    "What support data is safe to share if a floating-rate swap looks unclear?"
  ],
  "quickSteps": [
    "Prepare the source wallet and destination wallet before reading the floating quote.",
    "Treat the quote as a live estimate, not as a locked final amount.",
    "Check the asset, network, amount, minimum, fee behavior, and receiving address before sending.",
    "Track the transaction by status and transaction ID instead of reacting to every small quote movement.",
    "Stop and verify the route if the asset, network, amount, address, or status does not match the expected path."
  ],
  "issueRouting": {
    "start": "The user wants a market-aligned crypto swap and needs to understand whether floating-rate execution fits the wallet-to-wallet route.",
    "branches": [
      {
        "if": "The user can tolerate movement in the final receiving amount",
        "then": [
          "Use the floating-rate model as a live estimate.",
          "Prepare the source and destination wallets before sending.",
          "Track the final result after the route is processed."
        ]
      },
      {
        "if": "The user needs a precise receiving amount",
        "then": [
          "Do not treat the floating quote as a locked output.",
          "Compare the route with a fixed-rate model.",
          "Choose the rate type that matches the required level of certainty."
        ]
      },
      {
        "if": "The final amount looks different from the first estimate",
        "then": [
          "Check whether the market moved between quote and execution.",
          "Review confirmation timing and route status.",
          "Verify that the asset, network, amount, and address matched the expected path."
        ]
      }
    ]
  },
  "riskNotes": [
    "A floating quote is a live estimate and should not be treated as a guaranteed final amount.",
    "Market movement, confirmation timing, liquidity, and spread can all affect the final receiving amount.",
    "Floating rate does not excuse wrong network, wrong asset, wrong address, or below-minimum deposits.",
    "A slow source-chain confirmation can give the market more time to move before execution.",
    "Support requests should use narrow transaction facts such as TXID, chain, amount, time sent, and visible status, not seed phrases or wallet backups."
  ]
}