--- source: newsletter source_url: https://www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/ tags: [fintech, bnpl, walmart, payments, retail] ingested: 2026-05-12 sha256: f223fc89cb9fa5e1e34b3192d3bb7e2d4f1565082d8cdc9776893ac9db2735ff --- Title: Block leans into its AI future URL Source: https://www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/ Published Time: 2026-05-08T06:57:36 Markdown Content: # Block leans into its AI future | Payments Dive Opens in a new window Opens an external website Opens an external website in a new window This website utilizes technologies such as cookies to enable essential site functionality, as well as for analytics, personalization, and targeted advertising. 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Published May 8, 2026 [![Image 11: Justin Bachman's headshot](https://d1b6lhn2ymmy1x.cloudfront.net/journalist-headshots/bachman-justin-circle-150x150.png)](https://www.paymentsdive.com/editors/jbachman/) [Justin Bachman](https://www.paymentsdive.com/editors/jbachman/)Senior Reporter * [![Image 12: Share this article](https://www.paymentsdive.com/static/img/social_icons/share-icon.svg?313321260226)Share](javascript:void(0)) * [![Image 13: Copy link](https://www.paymentsdive.com/static/img/social_icons/share_dropdown/share-link-box.svg?313321260226)Copy link](javascript:void(0)) * [![Image 14: Email this page](https://www.paymentsdive.com/static/img/social_icons/share_dropdown/email.svg?313321260226)Email](mailto:?Subject=Block%20leans%20into%20its%20AI%20future&Body=https%3A//www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/) * [![Image 15: Post to LinkedIn](https://www.paymentsdive.com/static/img/social_icons/share_dropdown/linkedin.svg?313321260226)LinkedIn](https://www.linkedin.com/shareArticle?mini=true&url=https%3A//www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/&title=Block%20leans%20into%20its%20AI%20future) * [![Image 16: Post on X](https://www.paymentsdive.com/static/img/social_icons/share_dropdown/x.svg?313321260226)X/Twitter](https://twitter.com/intent/tweet?text=Block%20leans%20into%20its%20AI%20future%20https%3A//www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/%20via%20@PaymentsDive) * [![Image 17: Share on Facebook](https://www.paymentsdive.com/static/img/social_icons/share_dropdown/facebook.svg?313321260226)Facebook](https://www.facebook.com/sharer/sharer.php?u=https%3A//www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/) * [![Image 18: Print this page](https://www.paymentsdive.com/static/img/social_icons/share_dropdown/print.svg?313321260226)Print](javascript:window.print()) * [![Image 19: License this article](https://www.paymentsdive.com/static/img/social_icons/article_page/license-icon.svg?313321260226)License](https://www.paymentsdive.com/selfservice/article-licensing/submit/?newspostUrl=https://www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/) * [![Image 20: Set preferred source](https://www.paymentsdive.com/static/img/social_icons/article_page/bookmark-add.svg?313321260226)Add us on Google](https://www.google.com/preferences/source?q=https://www.paymentsdive.com) ![Image 21: Block Jack Dorsey AI](https://imgproxy.divecdn.com/2t4TwM63S6Or77kmltHDmeLSt5TGUY81pE1MwxmutuI/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzIxNzUzMjQyX0trUkZhU2wuanBn.webp) Block founder Jack Dorsey in June 2021. The parent of Cash App and Square reported its first quarterly financial results since its massive restructuring in February 2026. Joe Raedle via Getty Images ![Image 22](https://www.paymentsdive.com/static/img/play.svg?313321260226) Listen to the article 4 min This audio is auto-generated. Please let us know if you have [feedback](https://www.paymentsdive.com/contact/). Block executives said Thursday they’re pleased with the initial results of their bet that artificial intelligence will make the company operate faster and more efficiently. The company’s quarterly income report was a guidepost for gauging how the deep cuts —about 40% of employees [dismissed in February](https://www.paymentsdive.com/news/block-swaps-4000-workers-for-ai/813315/)—have affected Block’s financial performance. “Internally, AI is helping us move faster and improve quality,” Block CEO Jack Dorsey wrote Thursday in a quarterly [shareholder letter](https://s29.q4cdn.com/628966176/files/doc_financials/2026/q1/Block_Q1-2026-Shareholder-Letter.pdf). “Externally, it is helping us build products that act earlier for customers and sellers.” Block owns Cash App, a digital payments app, and the point-of-sale service Square, in addition to buy now, pay later business Afterpay. Block’s financial state amid the restructuring was a focus for investors, who wanted to gauge the extent the AI-led reorganization would produce positive financial results, Bank of America Securities analysts wrote in an April 22 earnings preview. The company raised its full-year guidance for gross profit, per-share earnings and adjusted operating income based on growth trends at Cash App and Square. Block’s first quarter gross profit rose 27% over the same period of 2025 to $2.9 billion, with revenue rising about 5% to $6.1 billion, according to Block’s [quarterly report](https://d18rn0p25nwr6d.cloudfront.net/CIK-0001512673/2fed786d-0b58-4b9e-8bee-2d1244736497.pdf) on Thursday. On a net income basis, Block lost $309 million owing to $852 million in charges it took in the quarter for restructuring and other items. In the first quarter, Block spent about $495 million for restructuring and said that expense would be largely completed by the end of June. Cas h App drove much of the gross profit, growing 38% to $1.9 billion in the first quarter on the strength of lending. Cash App’s [consumer lending volume](https://s29.q4cdn.com/628966176/files/doc_financials/2026/q1/Block_Investor-Presentation-1Q26.pdf) rose 82% from the same period last year, to $17.6 billion. The huge workforce cut “does not appear to be weighing on Block in terms of its [ability ⁠to execute](https://www.reuters.com/business/block-quarterly-profit-jumps-resilient-consumer-spending-2026-05-07/),” Seaport Research Partners analyst Jeff Cantwell told Reuters. Amrita Ahuja, Block’s chief financial and operating officer, said Block is at the early stage of its effort to add buy now, pay later functions to Cash App, which she called “a really massive potential for us.” In response to an analyst’s question on how Block is accelerating product launch timelines, Owen Jennings, Block’s business lead, cited AI tools and the reorganization. Keep up with the story. Subscribe to the Payments Dive free daily newsletter Email: * Select user consent: - [x] By signing up to receive our newsletter, you agree to our [Terms of Use](https://www.informatechtarget.com/terms-of-use/) and [Privacy Policy](https://www.informatechtarget.com/privacy-policy/). You can unsubscribe at anytime. Sign up A valid email address is required. Please select at least one newsletter. “We have smaller teams. We have flatter teams, and that’s leading to more autonomy, more flexibility, and honestly, just less red tape at Block to get things done,” Jennings said. “And we’re going to continue to push there.” Multiple analysts noted the efficiencies’ financial impact.In a client note Thursday, Keefe, Bruyette& Woods analysts wrote that Block’s execution “appears to be on track,” with better efficiency and “limited disruption” from the reorganization so far. “Block’s recent organizational shift toward smaller, highly skilled teams, combined with accelerated AI-driven automation appears to be gaining early traction and supports the higher 2026 earnings targets,” Oppenheimer analyst Rayna Kumar wrote in a client note. In both the call and his letter, Dorsey highlighted Block’s work on Moneybot, a Cash App AI assistant [announced in November](https://www.paymentsdive.com/news/block-touts-cash-app-updates-crypto-wallets-money-bitcoin/805554/), as critical to retaining customers and deepening their engagement with the app. The tool is designed to detect patterns and potential financial problems for a user, such as a forgotten recurring payment or a timing mismatch between a bill’s due date and an income deposit. “We’re seeing that when AI helps a customer take an action, they come back at much higher rates than when it only provides them with information,” Dorsey said Thursday on a conference call with analysts. He referred to these tools as “protectors,” or “systems that can help understand patterns and prompt customers or sellers to act before small issues become bigger ones.” ### Read More in Technology [![Image 23: Close-up of young woman hand using smartphone](https://imgproxy.divecdn.com/AdtAZf3qq9GdMDbzB7qSSeeeIuzUZpRMh7E1JZ63LQ4/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0yMTgzODIzMDcyLmpwZw==.webp)](https://www.paymentsdive.com/news/agentic-commerce-us-one-trillion-2030/819490/)May 7, 2026[US agentic sales to reach $1T by 2030: report](https://www.paymentsdive.com/news/agentic-commerce-us-one-trillion-2030/819490/) [![Image 24: Global Payments restaurants point of sale hardware software earnings](https://imgproxy.divecdn.com/rlqmJX4QmT5SES0nVOVDhurc5DunFXw-bL3ZgcAo2HI/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTY3MDIwNDE2LmpwZw==.webp)](https://www.paymentsdive.com/news/global-payments-touts-genius-gains/819560/)May 7, 2026[Global Payments touts Genius gains](https://www.paymentsdive.com/news/global-payments-touts-genius-gains/819560/) [![Image 25: PayPal CEO earnings cost cutting](https://imgproxy.divecdn.com/QlPf-mTJjWS0_ySz-g9sIYp_bwTEPwL7xk6dgXJ5EEI/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzY4MjY5OTQ1X1IzZndQVDcuanBn.webp)](https://www.paymentsdive.com/news/paypal-ceo-aims-to-keep-company-intact/819447/)May 6, 2026[PayPal CEO aims to keep company intact](https://www.paymentsdive.com/news/paypal-ceo-aims-to-keep-company-intact/819447/) [![Image 26: Nacha Smarter Faster Payments conference in 2026](https://imgproxy.divecdn.com/iePcVsOmCe0bRijPHbWx_jEsuAc4ODdfa9rGjxZd5IA/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9OYWNoYV9leGhpYml0X2hhbGwuanBn.webp)](https://www.paymentsdive.com/news/nacha-confab-fun-included-swag-mixers-and-games/819082/)May 1, 2026[Nacha confab fun included swag, mixers and games](https://www.paymentsdive.com/news/nacha-confab-fun-included-swag-mixers-and-games/819082/) [![Image 27: Billtrust CEO AI accounts receivable](https://imgproxy.divecdn.com/IqVkmQPCq1MQJ0-HcfYhFHcpONUPHs5B1-Fa_Onknnc/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDcwOTQwNTkzLmpwZw==.webp)](https://www.paymentsdive.com/news/how-ai-is-bettering-b2b-payments/819048/)May 1, 2026[How AI is bettering B2B payments](https://www.paymentsdive.com/news/how-ai-is-bettering-b2b-payments/819048/) [![Image 28: Visa Mastercard credit cards interchange fees merchants](https://imgproxy.divecdn.com/n_woSlsqR1xmje1StmCvmxY6LMmcPv5ymm5_3N3wPgQ/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy00NTg1NTExNDkuanBn.webp)](https://www.paymentsdive.com/news/visa-mastercard-cite-travel-slowdown-impact/819036/)April 30, 2026[Visa, Mastercard cite travel slowdown impact](https://www.paymentsdive.com/news/visa-mastercard-cite-travel-slowdown-impact/819036/) [![Image 29: Point-of-sale device, with Adyen and Verifone logos, sits on store counter next to stapler and calculator.](https://imgproxy.divecdn.com/oqAxDXiRwG_d54ojZB8SQdS6zKmF-pCX1aujxlb6wSI/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9BZHllblBPUy5qcGc=.webp)](https://www.paymentsdive.com/news/adyen-acquire-talon-one-customer-identity-in-store-online-price-promotion-payments/818858/)April 30, 2026[Adyen nabs loyalty platform for $876M](https://www.paymentsdive.com/news/adyen-acquire-talon-one-customer-identity-in-store-online-price-promotion-payments/818858/) [![Image 30: Stripe CEO Patrick Collison agentic commerce](https://imgproxy.divecdn.com/6GV39z6XTLQZCgGYWwazWkhwgJ3vmuDLc4pluAe_XkE/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9QYXRyaWNrX0NvbGxpc29uX0NFTy5KUEc=.webp)](https://www.paymentsdive.com/news/stripe-google-partner-on-agentic-commerce/818915/)April 30, 2026[Stripe, Google partner on agentic commerce](https://www.paymentsdive.com/news/stripe-google-partner-on-agentic-commerce/818915/) [Want to see more stories in **Technology**? Read More ➔](https://www.paymentsdive.com/topic/technology/) A second AI tool, called Managerbot, is built into Square and is designed to monitor a business’s performance. The tool handles tasks such as inventory management, staff scheduling and marketing campaigns. Block said about one million businesses are using the tool, with an expansion to the broader U.S. Square ecosystem planned next month. “Now that these AI tools are handling more of the mundane tasks, and we’re automating a lot more, we can focus on being a lot more creative and being a lot more innovative again,” Dorsey said. ### Recommended Reading * [Block’s Dorsey rethinks corporate structure](https://www.paymentsdive.com/news/blocks-dorsey-rethinks-corporate-structure/816347/)By [Lynne Marek](https://www.paymentsdive.com/users/lmarek/) • April 1, 2026 * [Block swaps 4,000 workers for AI](https://www.paymentsdive.com/news/block-swaps-4000-workers-for-ai/813315/)By [Patrick Cooley](https://www.paymentsdive.com/editors/pcooley/), [Lynne Marek](https://www.paymentsdive.com/users/lmarek/) • Feb. 26, 2026 * [![Image 31: Set preferred source](https://www.paymentsdive.com/static/img/social_icons/article_page/bookmark-add.svg?313321260226)Add us on Google](https://www.google.com/preferences/source?q=https://www.paymentsdive.com) * [![Image 32: Share this article](https://www.paymentsdive.com/static/img/social_icons/share-icon.svg?313321260226)Share](javascript:void(0)) * [![Image 33: Copy link](https://www.paymentsdive.com/static/img/social_icons/share_dropdown/share-link-box.svg?313321260226)Copy link](javascript:void(0)) * [![Image 34: Email this page](https://www.paymentsdive.com/static/img/social_icons/share_dropdown/email.svg?313321260226)Email](mailto:?Subject=Block%20leans%20into%20its%20AI%20future&Body=https%3A//www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/) * [![Image 35: Post to LinkedIn](https://www.paymentsdive.com/static/img/social_icons/share_dropdown/linkedin.svg?313321260226)LinkedIn](https://www.linkedin.com/shareArticle?mini=true&url=https%3A//www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/&title=Block%20leans%20into%20its%20AI%20future) * [![Image 36: Post on X](https://www.paymentsdive.com/static/img/social_icons/share_dropdown/x.svg?313321260226)X/Twitter](https://twitter.com/intent/tweet?text=Block%20leans%20into%20its%20AI%20future%20https%3A//www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/%20via%20@PaymentsDive) * [![Image 37: Share on Facebook](https://www.paymentsdive.com/static/img/social_icons/share_dropdown/facebook.svg?313321260226)Facebook](https://www.facebook.com/sharer/sharer.php?u=https%3A//www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/) * [![Image 38: Print this page](https://www.paymentsdive.com/static/img/social_icons/share_dropdown/print.svg?313321260226)Print](javascript:window.print()) * [![Image 39: License this article](https://www.paymentsdive.com/static/img/social_icons/article_page/cart.svg?313321260226)purchase licensing rights](https://www.paymentsdive.com/selfservice/article-licensing/submit/?newspostUrl=https://www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/ "License") Filed Under:[Technology](https://www.paymentsdive.com/topic/technology/) ### Payments Dive news delivered to your inbox Get the free daily newsletter read by industry experts Email: * Select user consent: - [x] By signing up to receive our newsletter, you agree to our [Terms of Use](https://www.informatechtarget.com/terms-of-use/) and [Privacy Policy](https://www.informatechtarget.com/privacy-policy/). You can unsubscribe at anytime. Sign up A valid email address is required. Please select at least one newsletter. ![Image 40: Daily Dive newsletter example](https://www.paymentsdive.com/static/img/article-signup.png?313321260226) ### Editors’ picks * [![Image 41: PayPal headquarters](https://imgproxy.divecdn.com/NOihoA8IJGLDnICDLRJ0z_0lZC8faD1_xUXX7_5QRBI/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDYxNzkzOTg1LmpwZw==.webp)](https://www.paymentsdive.com/news/who-could-swallow-paypal/812974/) ![Image 42: Image attribution tooltip](https://www.paymentsdive.com/static/images/info-icon.png?234917240220)Justin Sullivan via Getty Images ![Image 43: Image attribution tooltip](https://www.paymentsdive.com/static/images/info-icon.png?234917240220) Column ### [Who could swallow PayPal?](https://www.paymentsdive.com/news/who-could-swallow-paypal/812974/) It’s a $40-billion bite, with only a handful of payments players that could swallow it. But is a financial buyer more likely? By Lynne Marek • Updated Feb. 25, 2026 * [![Image 44: Person pays using phone to tap point-of-sale device with cup of coffee sitting on table.](https://imgproxy.divecdn.com/4LWeH6nrl_Z9VZRnYz7ocXvRg52q4vVvYNowPOjiCuE/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04NzkwNDQ4NzZfcW0xb1FGOS5qcGc=.webp)](https://www.paymentsdive.com/news/shift4-promotes-global-blue-execs/814301/) ![Image 45: Image attribution tooltip](https://www.paymentsdive.com/static/images/info-icon.png?234917240220)Getty Images ![Image 46: Image attribution tooltip](https://www.paymentsdive.com/static/images/info-icon.png?234917240220) ### [Shift4 promotes Global Blue execs](https://www.paymentsdive.com/news/shift4-promotes-global-blue-execs/814301/) The payments processor promoted three executives to leadership roles, naming Pier Francesco Nervini as head of its international division. By Patrick Cooley • March 10, 2026 ### Get the free newsletter Subscribe to Payments Dive for top news, trends & analysis Email: * Select user consent: - [x] By signing up to receive our newsletter, you agree to our [Terms of Use](https://www.informatechtarget.com/terms-of-use/) and [Privacy Policy](https://www.informatechtarget.com/privacy-policy/). You can unsubscribe at anytime. Sign up A valid email address is required. Please select at least one newsletter. ### Take your knowledge further with Sign up for the free newsletter. ![Image 47](https://www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/) Interested? Explore more of what [](https://www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/) has to offer. One-click newsletter signup ### You’re all set Thanks for signing up! 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[![Image 49: Fiserv office executives](https://imgproxy.divecdn.com/VkRSN-TaadZwQVWe_edWm5tsIT50N9OwOZEzZ0DOn-I/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTc1MzQ4Mzk1LmpwZw==.webp)](https://www.paymentsdive.com/news/fiserv-moves-through-transition-year/819390/) [Fiserv moves through ‘transition year’](https://www.paymentsdive.com/news/fiserv-moves-through-transition-year/819390/) 3. [![Image 50: Block Jack Dorsey AI](https://imgproxy.divecdn.com/x9iZLZQZgTbhyxGBUGnVe_fc4VaIW6Yv7pwFTKVDoZE/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzIxNzUzMjQyX0trUkZhU2wuanBn.webp)](https://www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/) [Block leans into its AI future](https://www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/) 4. [![Image 51: PayPal CEO earnings cost cutting](https://imgproxy.divecdn.com/y9rPU6P6Ju4Mp-8OjCHWOD3dGyuVlZbKlND5gqBTTu8/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzY4MjY5OTQ1X1IzZndQVDcuanBn.webp)](https://www.paymentsdive.com/news/paypal-ceo-aims-to-keep-company-intact/819447/) [PayPal CEO aims to keep company intact](https://www.paymentsdive.com/news/paypal-ceo-aims-to-keep-company-intact/819447/) ### Library resources * ![Image 52: studioID resource icon](https://www.paymentsdive.com/static/img/lib_icons/webinar-black.svg?313321260226) Webinar - on demand [How embedded payments unlock new revenue and platform value](http://resources.industrydive.com/How-Embedded-Payments-Unlock-New-Revenue-and-Platform-Value?utm_source=PD&utm_medium=Library&utm_campaign=Worldpay)Custom content for Worldpay, now Global Payments * ![Image 53: studioID resource icon](https://www.paymentsdive.com/static/img/lib_icons/webinar-black.svg?313321260226) Webinar - on demand [How Platforms Can Reclaim the Value of Integrated Payments](http://resources.industrydive.com/How-Platforms-Can-Reclaim-the-Value-of-Integrated-Payments?utm_source=PD&utm_medium=Library&utm_campaign=Basys)Custom content for Basys * ![Image 54: studioID resource icon](https://www.paymentsdive.com/static/img/lib_icons/playbook-black.svg?313321260226) Playbook [How Software Platforms Can Drive Value With Payments](https://paymentsdive.tradepub.com/c/pubRD.mpl?secure=1&sr=pp&_t=pp%3A&qf=w_defa10696&ch=Library&utm_source=PD&utm_medium=Library&utm_campaign=Basys)Custom content for Basys [View all](https://www.paymentsdive.com/library/) ### Company Announcements * [Boot Barn Selects Aptos ONE to Power its Next Era of Retail Growth](https://www.paymentsdive.com/press-release/20260506-boot-barn-selects-aptos-one-to-power-its-next-era-of-retail-growth-1/) From Aptos * [Platforms Face Multi-Party Payment Challenges Led by Compliance Requirements and Manual Proces…](https://www.paymentsdive.com/press-release/20260427-platforms-face-multi-party-payment-challenges-led-by-compliance-requirement/) From Mangopay [View all](https://www.paymentsdive.com/press-release/) | [Post a press release](https://www.paymentsdive.com/press-release/get-started/) ### What We’re Reading * ![Image 55](https://www.google.com/s2/favicons?domain=https%3A//www.nytimes.com/2026/05/10/business/consumers-credit-inflation-costs.html%3Fcampaign_id%3D9%26emc%3Dedit_nn_20260511%26instance_id%3D175410%26nl%3Dthe-morning%26regi_id%3D179097754%26segment_id%3D219669%26user_id%3D2bdab18ef23e408271569b1cc005ac59)The New York Times[Consumers Lean on a ‘Hamster Wheel’ of Credit to Manage Rising Costs ![Image 56: offsite link](https://www.paymentsdive.com/static/img/offsite.svg?313321260226)](https://www.nytimes.com/2026/05/10/business/consumers-credit-inflation-costs.html?campaign_id=9&emc=edit_nn_20260511&instance_id=175410&nl=the-morning®i_id=179097754&segment_id=219669&user_id=2bdab18ef23e408271569b1cc005ac59) * ![Image 57](https://www.google.com/s2/favicons?domain=https%3A//www.americanbanker.com/payments/news/affirms-levchin-does-not-plan-ai-layoffs)American Banker[Affirm’s Levchin does not plan AI layoffs ![Image 58: offsite link](https://www.paymentsdive.com/static/img/offsite.svg?313321260226)](https://www.americanbanker.com/payments/news/affirms-levchin-does-not-plan-ai-layoffs) * ![Image 59](https://www.google.com/s2/favicons?domain=https%3A//thepaypers.com/fraud-and-fincrime/news/plaid-launches-cash-advance-index-for-repayment-risk-scoring)The Paypers[Plaid launches Cash Advance Index for risk scoring ![Image 60: offsite link](https://www.paymentsdive.com/static/img/offsite.svg?313321260226)](https://thepaypers.com/fraud-and-fincrime/news/plaid-launches-cash-advance-index-for-repayment-risk-scoring) [View all](https://www.paymentsdive.com/what-we-are-reading) ### Events * 24 JUN Virtual Event | noon ET [How the payments landscape is evolving in retail](https://events.industrydive.com/events/how-payments-are-evolving-in-retail?utm_source=PD&utm_medium=Event&utm_campaign=Q22026CStorePayRetailDiveLive)Presented by Payments Dive, C-Store Dive and Retail Dive [View all](https://www.paymentsdive.com/events/) | [Promote an event](https://www.paymentsdive.com/selfservice/event-listings/contact) ### Payments Dive news delivered to your inbox Get the free daily newsletter read by industry experts Email: * Select user consent: - [x] By signing up to receive our newsletter, you agree to our [Terms of Use](https://www.informatechtarget.com/terms-of-use/) and [Privacy Policy](https://www.informatechtarget.com/privacy-policy/). 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Please select at least one newsletter. ![Image 61: Daily Dive newsletter example](https://www.paymentsdive.com/static/img/article-signup.png?313321260226) ## Company Announcements [View all](https://www.paymentsdive.com/press-release/) | [Post a press release](https://www.paymentsdive.com/press-release/get-started/) [Boot Barn Selects Aptos ONE to Power its Next Era of Retail Growth From Aptos May 06, 2026 ![Image 62: Aptos logo](https://res.cloudinary.com/dmgi9movl/image/upload/c_fit/v1778093235/press_release/assets/company_logos/Aptos_logo_RGB_0616_n0wbax.png)](https://www.paymentsdive.com/press-release/20260506-boot-barn-selects-aptos-one-to-power-its-next-era-of-retail-growth-1/)[Platforms Face Multi-Party Payment Challenges Led by Compliance Requirements and Manual Proces… From Mangopay April 28, 2026 ![Image 63: Mangopay logo](https://res.cloudinary.com/dmgi9movl/image/upload/c_fit/v1777306543/press_release/assets/company_logos/mangopay-logo-purple_bmscf9.png)](https://www.paymentsdive.com/press-release/20260427-platforms-face-multi-party-payment-challenges-led-by-compliance-requirement/) Want to share a company announcement with your peers? [Get started ➔](https://www.paymentsdive.com/press-release/get-started/) Editors’ picks * [![Image 64: PayPal headquarters](https://imgproxy.divecdn.com/NOihoA8IJGLDnICDLRJ0z_0lZC8faD1_xUXX7_5QRBI/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDYxNzkzOTg1LmpwZw==.webp)](https://www.paymentsdive.com/news/who-could-swallow-paypal/812974/) ![Image 65: Image attribution tooltip](https://www.paymentsdive.com/static/images/info-icon.png?234917240220)Justin Sullivan via Getty Images ![Image 66: Image attribution tooltip](https://www.paymentsdive.com/static/images/info-icon.png?234917240220) Column ### [Who could swallow PayPal?](https://www.paymentsdive.com/news/who-could-swallow-paypal/812974/) It’s a $40-billion bite, with only a handful of payments players that could swallow it. But is a financial buyer more likely? By Lynne Marek • Updated Feb. 25, 2026 * [![Image 67: Person pays using phone to tap point-of-sale device with cup of coffee sitting on table.](https://imgproxy.divecdn.com/4LWeH6nrl_Z9VZRnYz7ocXvRg52q4vVvYNowPOjiCuE/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04NzkwNDQ4NzZfcW0xb1FGOS5qcGc=.webp)](https://www.paymentsdive.com/news/shift4-promotes-global-blue-execs/814301/) ![Image 68: Image attribution tooltip](https://www.paymentsdive.com/static/images/info-icon.png?234917240220)Getty Images ![Image 69: Image attribution tooltip](https://www.paymentsdive.com/static/images/info-icon.png?234917240220) ### [Shift4 promotes Global Blue execs](https://www.paymentsdive.com/news/shift4-promotes-global-blue-execs/814301/) The payments processor promoted three executives to leadership roles, naming Pier Francesco Nervini as head of its international division. By Patrick Cooley • March 10, 2026 Latest in Technology * [![Image 70: Block Jack Dorsey AI](https://imgproxy.divecdn.com/x9iZLZQZgTbhyxGBUGnVe_fc4VaIW6Yv7pwFTKVDoZE/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzIxNzUzMjQyX0trUkZhU2wuanBn.webp)](https://www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/) [Block leans into its AI future](https://www.paymentsdive.com/news/block-leans-into-its-ai-future/819669/) By Justin Bachman * [![Image 71: Close-up of young woman hand using smartphone](https://imgproxy.divecdn.com/deAF8mQgjGrkAEK8fmBbqJjq6dEewwotDBiGovkbs-E/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0yMTgzODIzMDcyLmpwZw==.webp)](https://www.paymentsdive.com/news/agentic-commerce-us-one-trillion-2030/819490/) [US agentic sales to reach $1T by 2030: report](https://www.paymentsdive.com/news/agentic-commerce-us-one-trillion-2030/819490/) By Howard Ruben * [![Image 72: Global Payments restaurants point of sale hardware software earnings](https://imgproxy.divecdn.com/OpVjtdRAKpudenNtYYW4KJEw-NhX6dRAM8HCYgBHMlw/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTY3MDIwNDE2LmpwZw==.webp)](https://www.paymentsdive.com/news/global-payments-touts-genius-gains/819560/) [Global Payments touts Genius gains](https://www.paymentsdive.com/news/global-payments-touts-genius-gains/819560/) By Justin Bachman * [![Image 73: PayPal CEO earnings cost cutting](https://imgproxy.divecdn.com/y9rPU6P6Ju4Mp-8OjCHWOD3dGyuVlZbKlND5gqBTTu8/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzY4MjY5OTQ1X1IzZndQVDcuanBn.webp)](https://www.paymentsdive.com/news/paypal-ceo-aims-to-keep-company-intact/819447/) [PayPal CEO aims to keep company intact](https://www.paymentsdive.com/news/paypal-ceo-aims-to-keep-company-intact/819447/) By Lynne Marek * * * ![Image 74: Payments Dive Logo](https://d12v9rtnomnebu.cloudfront.net/logo/publications/payments_black.svg) * [![Image 75: linkedin icon](https://www.paymentsdive.com/static/img/social_icons/article_page/linkedin.svg?313321260226)](https://www.linkedin.com/company/paymentsdive/) * [![Image 76: facebook icon](https://www.paymentsdive.com/static/img/social_icons/article_page/facebook.svg?313321260226)](https://www.facebook.com/PaymentsDive) * [![Image 77: x icon](https://www.paymentsdive.com/static/img/social_icons/article_page/x.svg?313321260226)](https://twitter.com/PaymentsDive) * [![Image 78: rss feed icon](https://www.paymentsdive.com/static/img/social_icons/article_page/rss.svg?313321260226)](https://www.paymentsdive.com/feeds/news/) #### Explore * [About](https://www.paymentsdive.com/about/) * [Editorial Team](https://www.paymentsdive.com/editors/) * [Contact Us](https://www.paymentsdive.com/contact/) * [Newsletter](https://www.paymentsdive.com/signup/?signup_location=footer-list&signup_path=/news/block-leans-into-its-ai-future/819669/) * [Purchase Licensing Rights](https://www.paymentsdive.com/selfservice/article-licensing/submit/) * [Press Releases](https://www.paymentsdive.com/press-release/) * [What We’re Reading](https://www.paymentsdive.com/what-we-are-reading/) #### Reach our audience * [Advertising](https://www.paymentsdive.com/advertise/) * [Post a press release](https://www.paymentsdive.com/press-release/get-started/) * [Submit an opinion piece](https://www.paymentsdive.com/opinion/submit-opinion/) * [Promote an event](https://www.paymentsdive.com/selfservice/event-listings/contact) #### Related Publications * [Banking Dive](https://www.bankingdive.com/) * [Restaurant Dive](https://www.restaurantdive.com/) * [Retail Dive](https://www.retaildive.com/) * * * [![Image 79: Informa TechTarget](https://www.paymentsdive.com/static/img/ITechTarget-Logo.png?313321260226)](https://www.informatechtarget.com/) This website is owned and operated by [Informa TechTarget](https://www.informatechtarget.com/), a global network that informs, influences and connects the world’s technology buyers and sellers. © 2025 TechTarget, Inc. or its subsidiaries. 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