# iCloud (for photo pipeline)
ICLOUD_USERNAME=your@apple.id
ICLOUD_PASSWORD=your-password

# Gemini API (for cluster labeling)
GEMINI_API_KEY=your-gemini-api-key

# Plaid (optional, for bank transaction import)
# PLAID_CLIENT_ID=your-client-id
# PLAID_SECRET=your-secret
# PLAID_ENV=sandbox

# Default currency for bank statements
# SPENDING_DEFAULT_CURRENCY=USD