# Twilio Configuration
TWILIO_ACCOUNT_SID=your_twilio_account_sid
TWILIO_AUTH_TOKEN=your_twilio_auth_token
TWILIO_PHONE_NUMBER=your_twilio_phone_number

# Gemini Configuration
GOOGLE_API_KEY=your_google_api_key

# Plaid Configuration
PLAID_CLIENT_ID=your_plaid_client_id
PLAID_SECRET=your_plaid_secret
PLAID_ENV=sandbox
# PLAID_ENV options: sandbox, development, production
PLAID_ACCESS_TOKEN=your_plaid_access_token

# Mono Configuration (Nigerian Banks)
MONO_SECRET_KEY=your_mono_secret_key
MONO_BASE_URL=https://api.withmono.com
# MONO_BASE_URL options: https://api.withmono.com (production) or https://api.sandbox.withmono.com (sandbox)
MONO_ACCOUNT_ID=your_mono_account_id
# MONO_ACCOUNT_ID: Get this after linking your bank account via Mono Connect

# Gmail Configuration
GMAIL_EMAIL=your_email@gmail.com
GMAIL_APP_PASSWORD=your_gmail_app_password

# Currency Conversion
USD_NGN_RATE=1500