---
title: Estimate savings using the saving estimator tool
description: Use the saving estimator tool to calculate potential savings from credit card payments. The tool uses default values and allows users to modify billing cycles and other parameters to create estimates.
locale: en-US
canonical_url: https://www.servicenow.com/docs/r/australia/source-to-pay-operations/supplier-lifecycle-operations/estimate-savings.html
release: australia
product: Supplier Lifecycle Operations
classification: supplier-lifecycle-operations
topic_type: task
last_updated: "2026-03-12"
reading_time_minutes: 1
breadcrumb: [Using Supplier Payment Optimization, Use, Supplier Lifecycle Operations, Finance and Supply Chain]
---

# Estimate savings using the saving estimator tool

Use the saving estimator tool to calculate potential savings from credit card payments. The tool uses default values and allows users to modify billing cycles and other parameters to create estimates.

\[Omitted video\] Description: Estimate savings using the saving estimator tool

## Before you begin

Role required: sn\_slm.manager or sn\_slm.admin

**Important:** Check your entitlements to determine whether you have access to Supplier Payment Optimization.

## Procedure

1.  Navigate to **All** > **Supplier Lifecycle Operations** > **Source-to-Pay Workspace**.

2.  Under Quick actions, select **Manage my suppliers**.

3.  Select the supplier for which you want to estimate the savings \(by commercial credit card payments\).

4.  Select the **Spend** tab.

5.  Select **Launch savings estimator** under the **Credit card savings estimator** section.

    \[Omitted image "propensity-scorecard.png"\] Alt text: Launch savings estimator

    The **Virtual card value estimator** is displayed.

    \[Omitted image "estimator-tool.png"\] Alt text: Virtual card value estimator

    You can see the saving calculation formulas by selecting the **Estimator formula** tab.

6.  Fill in the form with the required values.

7.  Select **Create new estimate**.

    The saving estimate is created and saved. You can select **View saved estimates** to view the list of saved estimates.

    \[Omitted image "saved-estimates.png"\] Alt text: Saved estimates

    **Note:** You can modify the saved estimates as required.


## Result

The potential savings from credit card payments are displayed.

**Parent Topic:**[Using Supplier Payment Optimization](https://raw.githubusercontent.com/ServiceNow/ServiceNowDocs/australia/markdown/australia/source-to-pay-operations/supplier-lifecycle-operations/using-supp-payment-opt.md)

**Related topics**  


[Using Supplier Payment Optimization](https://raw.githubusercontent.com/ServiceNow/ServiceNowDocs/australia/markdown/australia/source-to-pay-operations/supplier-lifecycle-operations/using-supp-payment-opt.md)

[View the Payment Optimization dashboard](https://raw.githubusercontent.com/ServiceNow/ServiceNowDocs/australia/markdown/australia/source-to-pay-operations/supplier-lifecycle-operations/view-payment-opt-db.md)