---
title: Spend Savings Estimation table
description: The Spend Savings Estimation \[sn\_slm\_opt\_spend\_savings\_estimation\] table stores the saving estimates generated by the saving estimator tool.
locale: en-US
canonical_url: https://www.servicenow.com/docs/r/australia/source-to-pay-operations/supplier-lifecycle-operations/spend-savings-estimation-table.html
release: australia
product: Supplier Lifecycle Operations
classification: supplier-lifecycle-operations
topic_type: reference
last_updated: "2026-03-12"
reading_time_minutes: 1
breadcrumb: [Supplier Payment Optimization reference, Reference, Supplier Lifecycle Operations, Finance and Supply Chain]
---

# Spend Savings Estimation table

The Spend Savings Estimation \[sn\_slm\_opt\_spend\_savings\_estimation\] table stores the saving estimates generated by the saving estimator tool.

## Spend Savings Estimation \[sn\_slm\_opt\_spend\_savings\_estimation\] table

The Spend Savings Estimation \[sn\_slm\_opt\_spend\_savings\_estimation\] table contains the following fields.

|Field|Data type|Description|
|-----|---------|-----------|
|Supplier|Reference|Name of the supplier.|
|System domain|Domain ID|Identifier for the system domain associated with the supplier.|
|System domain path|String|Path that indicates the hierarchy or structure of the system domain.|
|Annual target spend|Currency|Total amount expected to be spent in an year with the supplier.|
|Payment terms|Integer|Number of days taken to pay the supplier using current method.|
|New payment terms|Integer|Number of days it will take to pay the supplier using the new method \(usually card\).|
|Acceleration to supplier|Integer|Number of days reduced by paying the supplier using the new method.|
|Grace period|Integer|Number of days after the billing cycle closes before you must pay the card bill.|
|Billing terms|Integer|Internal setting or max deferral window — often used as a cap for payment timing \(ex: billing cycle + grace period or a set maximum\).|
|Working capital benefits|Currency|Estimated financial benefit gained by extending the time between paying the supplier and paying the card issuer.|
|Billing cycle|Integer|Number of days in the card billing cycle \(from transaction date to statement date\).|
|Cost of funds|Decimal|Organization’s internal cost \(in percentage\) for borrowing the funds needed to purchase goods or services from the supplier.|
|Total check transactions|Integer|Total number of transactions currently processed through checks.|
|Cost per check payment|Currency|Average processing cost per check payment \(default value: 20\).|
|Process savings benefits|Currency|Total process cost savings from switching from traditional check payments to virtual card payments.|
|Regular rebate|Decimal|Fixed rebate percentage offered by the card provider.|
|Iti rate|Decimal|Interchange Transfer Incentive rate: Additional rebate or incentive offered based on volume or card type.|
|Volume based rebates|Decimal|Total rebates earned based on the payments made through the virtual card.|
|Total savings|Currency|Total savings earned from process savings, working capital, and earned rebates.|

For more information, see [Supplier Payment Optimization data model](https://raw.githubusercontent.com/ServiceNow/ServiceNowDocs/australia/markdown/australia/source-to-pay-operations/supplier-lifecycle-operations/supp-opt-data-model.md).

**Parent Topic:**[Supplier Payment Optimization reference](https://raw.githubusercontent.com/ServiceNow/ServiceNowDocs/australia/markdown/australia/source-to-pay-operations/supplier-lifecycle-operations/supp-payment-opt-ref.md)