# Credit Monitoring Program Summary — SPG-BREACH-2026-003

## Program Overview

| Field | Value |
|-------|-------|
| Breach Reference | SPG-BREACH-2026-003 |
| Vendor | Experian IdentityWorks |
| Contract Reference | SPG-EXP-2025-003 |
| Coverage Duration | 12 months |
| Enrollment Window | 16 March 2026 — 14 June 2026 (90 days) |
| Affected Individuals | 15,230 |
| Enrollment Portal | stellarpayments.eu/breach-support/enroll |
| Support Hotline | +49 30 7742 9200 (EU) / 1-888-555-0199 (US) |

## Services Included

| Service | EU Coverage | US Coverage |
|---------|------------|------------|
| Credit monitoring | SCHUFA + Experian | Experian + Equifax + TransUnion |
| Dark web monitoring | Yes | Yes |
| SSN/ID number tracking | National ID monitoring | SSN monitoring |
| Address change alerts | Yes | Yes |
| Identity theft insurance | EUR 25,000 | $1,000,000 |
| Identity restoration | Dedicated case manager | Dedicated case manager |
| Lost wallet assistance | Yes | Yes |

## Enrollment Progress

| Week | Cumulative Enrolled | Rate | Target | Status |
|------|-------------------|------|--------|--------|
| 1 | 3,412 | 22.4% | 20% | On Track |
| 2 | 6,218 | 40.8% | 40% | On Track |
| 4 | 9,412 | 61.8% | 55% | On Track |
| 8 | 11,234 | 73.8% | 65% | On Track |
| 12 (deadline) | 11,847 | 77.8% | 70% | Exceeded |

## Financial Summary

| Cost Category | Amount (EUR) |
|--------------|-------------|
| Vendor setup | 15,000 |
| Monitoring (11,847 x EUR 8.50 x 12 months) | 1,208,394 |
| Enrollment support (3 months) | 45,000 |
| **Total Program Cost** | **1,268,394** |
| Insurance recovery (net of EUR 50,000 deductible) | 1,218,394 |
| **Net Cost to Organization** | **50,000** |