# Online Sources — California Consumer-Debt Research Canonical URLs for California and federal consumer-debt research. All WebFetch accessible. ## California statutes - **CCP** (Code of Civil Procedure): https://leginfo.legislature.ca.gov/faces/codes_displaySection .xhtml?lawCode=CCP - **Civ. Code, § 1788 et seq.** (Rosenthal Act): https://leginfo.legislature.ca.gov/faces/codes_displayText .xhtml?lawCode=CIV&division=3.&title=1.6C.&part=4. - **Civ. Code, §§ 1788.50 et seq.** (FDBPA): https://leginfo.legislature.ca.gov/faces/codes_displaySection .xhtml?sectionNum=1788.50.&lawCode=CIV - **Cal. Fin. Code, §§ 100000 et seq.** (CDCLA): https://leginfo.legislature.ca.gov/faces/codes_displaySection .xhtml?sectionNum=100000.&lawCode=FIN - **Bus. & Prof. Code, § 17200 et seq.** (UCL): https://leginfo.legislature.ca.gov/faces/codes_displaySection .xhtml?sectionNum=17200.&lawCode=BPC - **Cal. Evid. Code** (evidence rules): https://leginfo.legislature.ca.gov/faces/codes_displaySection .xhtml?lawCode=EVID - **Cal. Comm. Code, § 2725** (UCC Art. 2 SOL): https://leginfo.legislature.ca.gov/faces/codes_displaySection .xhtml?sectionNum=2725.&lawCode=COM - **Cal. Comm. Code, §§ 9101 et seq.** (UCC Art. 9): https://leginfo.legislature.ca.gov/faces/codes_displaySection .xhtml?sectionNum=9101.&lawCode=COM - **Civ. Code, § 1798.93** (Identity Theft Victims Act): https://leginfo.legislature.ca.gov/faces/codes_displaySection .xhtml?sectionNum=1798.93.&lawCode=CIV ## California regulations - **Cal. Code Regs., Title 10** (DFPI regulations): https://www.dfpi.ca.gov/laws-and-regulations/ - **DFPI debt-collector and debt-buyer regulations**: Search at https://oal.ca.gov/ or the DFPI website above ## DFPI — debt-collector and debt-buyer licensing - **DFPI home page**: https://dfpi.ca.gov/ - **DFPI consumer protection / licensee search**: https://dfpi.ca.gov/consumers/check-your-financial-company/ - **DFPI enforcement actions** (check against plaintiff): https://dfpi.ca.gov/enforcement-actions/ - **NMLS Consumer Access** (national licensing registry): https://www.nmlsconsumeraccess.org/ - **DFPI "Submit a Complaint"** (if collector is unlicensed): https://dfpi.ca.gov/file-a-complaint/ ## California court rules - **California Rules of Court** (CRC): https://www.courts.ca.gov/rules.htm - **Civil Discovery Act** (CCP § 2016.010 et seq.): https://leginfo.legislature.ca.gov/faces/codes_displaySection .xhtml?sectionNum=2016.010.&lawCode=CCP - **Local rules — Los Angeles Superior Court**: https://www.lacourt.org/division/civil/CI0035.pdf - **Local rules — San Francisco Superior Court**: https://www.sfsuperiorcourt.org/divisions/civil/ local-rules - **Judicial Council forms** (including POS-030, POS-040): https://www.courts.ca.gov/forms.htm ## California case law - **California Courts official website**: https://www.courts.ca.gov/ - **California Court of Appeal opinions**: https://www.courts.ca.gov/opinions.htm - **California Supreme Court opinions**: https://www.courts.ca.gov/32456.htm - **CourtListener — California Supreme Court**: https://www.courtlistener.com/?type=o&court=cal - **CourtListener — California Court of Appeal**: https://www.courtlistener.com/?type=o&court=calctapp - **Google Scholar — California courts**: https://scholar.google.com/ (filter to California) ## Federal law - **U.S. Code — FDCPA** (15 U.S.C. §§ 1692–1692p): https://uscode.house.gov/view.xhtml?req=granuleid%3AUSC- prelim-title15-chapter41-subchapter5&edition=prelim - **U.S. Code — FCRA** (15 U.S.C. §§ 1681 et seq.): https://uscode.house.gov/view.xhtml?req=granuleid%3AUSC- prelim-title15-chapter41-subchapter3&edition=prelim - **eCFR — Regulation F** (12 CFR pt 1006): https://www.ecfr.gov/current/title-12/chapter-X/part-1006 - **eCFR — Regulation V / FCRA** (12 CFR pt 1022): https://www.ecfr.gov/current/title-12/chapter-X/part-1022 - **CFPB main page**: https://www.consumerfinance.gov/ - **CFPB Reg F final rule page**: https://www.consumerfinance.gov/policy-compliance/rulemaking/ final-rules/debt-collection-practices-regulation-f/ - **CFPB enforcement actions**: https://www.consumerfinance.gov/enforcement/actions/ ## California Office of Attorney General - **California AG — Consumer Protection**: https://oag.ca.gov/consumers - **California AG — Bureau of Consumer Protection**: https://oag.ca.gov/about/divisions/consumer-protection-and -enforcement - **California AG — Identity Theft**: https://oag.ca.gov/idtheft ## Federal Trade Commission - **FTC FDCPA resources**: https://www.ftc.gov/business-guidance/privacy-security/ consumer-financial-services/debt-collection - **FTC consumer information on debt collection**: https://consumer.ftc.gov/articles/debt-collection-faqs ## Legal aid and consumer advocacy - **Bet Tzedek Legal Services** (Los Angeles): https://www.bettzedek.org/ - **Legal Aid Society of San Diego**: https://www.lassd.org/ - **Bay Area Legal Aid**: https://baylegal.org/ - **California Rural Legal Assistance**: https://www.crla.org/ - **National Consumer Law Center** (NCLC): https://www.consumerlaw.org/ - **National Association of Consumer Advocates** (NACA): https://www.consumeradvocates.org/ - **Pro Bono Net — California**: https://www.lawhelpcalifornia.org/ - **Lawyer Referral — California State Bar**: https://www.calbar.ca.gov/public/ ## Entity searches (for debt-buyer research) - **California Secretary of State business search**: https://bizfileonline.sos.ca.gov/search/business - **Delaware Secretary of State** (for Delaware LLCs): https://icis.corp.delaware.gov/Ecorp/EntitySearch/ NameSearch.aspx - **SEC EDGAR** (for publicly traded debt buyers — Encore Capital, Midland Funding, Portfolio Recovery): https://www.sec.gov/cgi-bin/browse-edgar - **CFPB enforcement tracking** (for debt-buyer entities): https://www.consumerfinance.gov/enforcement/actions/ ## Form Interrogatories — official sources - **DISC-001** (Form Interrogatories — General): https://www.courts.ca.gov/documents/disc001.pdf - **DISC-002** (Form Interrogatories — Economic Loss / Damages): https://www.courts.ca.gov/documents/disc002.pdf ## Cross-references - `ca-consumer-debt` SKILL — main bundle - `ca-law-references/references/online-sources.md` — general civil practice URLs - `ca-law-references/references/legal-data-apis.md` — programmatic access - `ca-fact-check` — citation verification