--- name: ccpa-policy title: CCPA/CPRA Privacy Policy description: Drafts a CCPA/CPRA-compliant privacy policy covering all required statutory disclosures under Cal. Civil Code §§ 1798.100–1798.199. Use when drafting or updating a California privacy policy, CCPA compliance notice, or consumer privacy disclosure for a business meeting CCPA applicability thresholds. author: CaseMark author_url: https://github.com/CaseMark/skills/tree/main/skills/legal/ccpa-policy license: Apache-2.0 version: 0.1.0 execution_mode: open jurisdiction: us practice: data-protection language: en --- # CCPA/CPRA Privacy Policy Generates a California Consumer Privacy Act / California Privacy Rights Act compliant privacy policy with all required statutory disclosures. ## Quick Start Gather before drafting: - **Applicability trigger** — ≥$25M revenue, ≥100K consumer records bought/sold/shared, or ≥50% revenue from selling/sharing PI - **Data inventory** — categories collected (per § 1798.140), sources, retention periods - **Purpose map** — business/commercial purpose per data category - **Third-party sharing** — service providers, contractors, ad networks, affiliates; distinguish business-purpose disclosure from sale/sharing - **SPI flag** — whether sensitive personal information (§ 1798.121) is collected and right-to-limit applies - **Children's data** — actual knowledge of collection from consumers under 16 - **Request channels** — minimum two methods (toll-free number + web URL required) - **Contact details** — legal name, mailing address, privacy contact, DPO/CPO if appointed ## Policy Sections Draft each section in order: ### 1. Introduction Effective date, scope (California residents), applicable threshold, governing law (CCPA as amended by CPRA + CPPA regulations). ### 2. Personal Information Collected | Statutory Category (§ 1798.140) | Examples | Sources | |---|---|---| | Identifiers | Name, email, IP, account ID | Direct, automated | | Commercial information | Purchase history, preferences | Direct, transaction systems | | Internet/network activity | Browsing, search, interactions | Automated (cookies, pixels) | | Geolocation | Precise physical location | App/device | | Professional/employment | Job title, employer | Direct | | Inferences | Profiles, characteristics | Internal analytics | | Sensitive PI | SSN, financial, health, biometric | Per § 1798.121 | Populate from data inventory. Omit inapplicable rows. ### 3. Use Purposes Map each purpose to its data categories: - Transaction fulfillment and services - Customer service / account management - Payment processing - Fraud detection and security - Debugging and error repair - Research, analytics, improvement - First-party marketing - Cross-context behavioral advertising *(triggers sale/sharing opt-out)* - Legal compliance ### 4. Sharing Disclosures | Recipient Type | Categories Shared | Purpose | |---|---|---| | Service providers / contractors | [list] | Business purposes; contractually restricted | | Ad networks | [list] | Behavioral advertising (= "sharing" under CPRA) | | Analytics providers | [list] | Performance analytics | | Affiliates | [list] | [specify] | | Government / law enforcement | [list] | Legal process | If selling/sharing for cross-context behavioral advertising: include conspicuous "Do Not Sell or Share My Personal Information" link (§ 1798.135). State whether business has actual knowledge of selling/sharing PI of consumers under 16. ### 5. Consumer Rights | Right | Basis | Key Detail | |---|---|---| | Know | § 1798.110 | Categories + specific pieces; 12-month lookback | | Delete | § 1798.105 | Subject to statutory exceptions | | Correct | § 1798.106 | Inaccurate PI | | Opt-Out of Sale/Sharing | § 1798.120 | Cross-context behavioral advertising | | Limit SPI Use | § 1798.121 | Sensitive PI only | | Data Portability | § 1798.110(d) | Machine-readable format | | Non-Discrimination | § 1798.125 | No denial/differential pricing | ### 6. Request Procedures - **Methods** (≥2 required): toll-free number, web form, email (optional) - **Verification**: match consumer-provided info against records; no account creation required - **Timelines**: acknowledge within 10 business days; respond within 45 calendar days (extendable +45 with notice) - **Authorized agents**: signed written permission or POA; may verify directly with consumer - **Frequency**: two free Right-to-Know requests per 12 months ### 7. Children's Privacy | Age | Requirement | |---|---| | Under 13 | Parent/guardian opt-in (§ 1798.120(d)) | | 13–15 | Consumer opt-in | If no knowing collection from under-16 consumers, state explicitly with safeguards. ### 8. Policy Updates Specify revision triggers, notice method for material changes, effective date, and version archiving commitment. ### 9. Contact Information Legal name, mailing address, privacy email, toll-free number, DPO/CPO (if applicable), request portal URL. ## Pitfalls - **Accuracy over aspiration** — policy must reflect actual practices; material discrepancies risk Cal. Bus. & Prof. Code § 17200 liability - **Statutory terms of art** — use "service provider," "sell," "share" exactly as CCPA defines them; plain language everywhere else - **CPRA alignment** — right to correct, right to limit SPI, and CPPA rulemaking must be current; verify latest CPPA regulations - **Conspicuous posting** — homepage-accessible, accessibility-compliant - **Cross-document coordination** — align with cookie policy, employee privacy notice, vendor DPAs - **Annual review** — minimum annually and upon material practice or legal changes - **Legal review required** — qualified California privacy counsel must review before publishing