<!DOCTYPE html> <html> <head> <title>Loan Basics | CIBIL </title> <link rel="stylesheet" type="text/css" href="styleback.css" media="all"> </head> <body> <header> <img src="logo.png" alt="Default Logo" width="120px" height="120px"> <hgroup> <h1>CIBIL SCORE INDIA</h1> <h2>Credit Report</h2> </hgroup> </header> <div class="nav"> <ul> <li><a class="mac" href="Home.html">HOMEPAGE</a></li> <li><a href="creditscore.html">CREDIT SCORE</a></li> <li><a href="cibil2.0.html">CIBIL SCORE VERSION 2.0</a></li> <li><a href="faq.html">FAQ'S </a></li> <li><a href="index.php">LOGIN</a></li> </ul> </div> <section> <div class="content"> <article> <img src="Businessimage7.jpg" alt="Businessimage7" width="100%" height="100%"> <p class="absolute-text"> <a class="pro">How Can I Improve My Credit Score ?</a><br><br><br> <a class="apro3"> You can improve your Credit Score by maintaining a good credit history. This will be viewed favorably<br> by lenders and it can be done with 6 simple rules : <br> 1.Always pay your dues on time.<br> 2.Late payments are viewed negatively by lenders.<br> 3.Keep your balances low.<br> 4.Always prudent to not use too much credit, control your utilization.<br> 5.Maintain a healthy mix of credit.<br> 6.It is better to have a healthy mix of secured (such as home loan, auto loan) and unsecured loans<br>(such as personal loan, credit cards).<br> 7.Too many unsecured loans may be viewed negatively.<br> 8.Apply for new credit in moderation.<br> 9.You dont want to seem Credit Hungry,apply for new credit cautiously.<br> 10.Monitor your co-signed, guaranteed and joint accounts monthly.<br> 11.In co-signed, guaranteed or jointly held accounts, you are held equally liable for missed payments.<br> 12.Your joint holders (or the guaranteed individual) negligence could affect your ability to access <br>credit when you need it.<br> 13.Review your credit history frequently throughout the year.<br> 14.Purchase your CIR from time to time to avoid unpleasant surprises in the form of a rejected loan application.<br> </a> <br><br> <a class="xpro" href="index.php">Check your Score Now</a> </p> </article> </div> </section> <footer> <p>www.cibilscoreindia.in</p> </footer> </body> </html>