# 8percent (에잇퍼센트)

> 8percent is a Seoul-based fintech company, founded in November 2014, that built Korea's
> first-generation peer-to-peer lending marketplace and in June 2021 became the first company
> registered as an Online Investment-linked Finance Business operator (온라인투자연계금융업,
> registration 2021-2) under the Financial Services Commission. It matches retail and institutional
> investors with mid-credit borrowers across unsecured personal credit loans, real-estate-backed
> lending, stock-purchase loans, gig-worker financing, small-business loans and rental-deposit
> loans, underwriting them with an in-house AI credit-assessment model marketed as "E-index".
> In July 2026 it acquired security-token operator A-Panda Partners to tokenize loan receivables.

## IMPORTANT — there is no public API

8percent publishes **no developer portal, no API reference, no OpenAPI/AsyncAPI/GraphQL contract,
no SDK, no MCP server, no agent card and no `llms.txt` of its own.** This file is generated by API
Evangelist from the company's public surface, not published by 8percent. Do not attempt to call
8percent programmatically: the consumer app is backed by a private first-party API host
(`https://core-api.8percent.kr/api`, named in the site's own production JavaScript) which is
undocumented and credential-gated. The only anonymously reachable endpoint on it is
`GET https://core-api.8percent.kr/health`.

## Public pages

- [8percent service (Korean)](https://8percent.kr/): Consumer investing and lending platform. The site is a client-rendered single-page app; its server returns the same HTML shell for every path.
- [Company site](https://about.8percent.kr/): Corporate site — mission, service overview, leadership, license and registration details, contact.
- [Service overview](https://about.8percent.kr/service/): Product lines — personal credit, real-estate-backed, stock-purchase, gig-worker, small-business and rental-deposit lending.
- [Brand resources](https://about.8percent.kr/brand-resources/): Logo and brand asset downloads.
- [Blog / newsroom](https://blog.8percent.kr/): Company blog, product notices and press releases (Korean). RSS: https://blog.8percent.kr/feed
- [Press releases](https://blog.8percent.kr/category/newsroom/press): Newsroom category of the company blog.
- [Engineering blog](https://8percent.github.io/): Product and engineering blog run by the 8percent technology team.
- [GitHub organization](https://github.com/8percent): 29 public repositories — internal engineering tooling, boilerplates, forks and study repos. No API client libraries.
- [Careers](https://8percent.careers.team/): Hiring site.
- [FAQ](https://8percent.kr/board/faq/): Customer help centre (single-page app route).
- [Login](https://8percent.kr/user/login/): Customer sign-in (single-page app route).

## Contact

- Email: ask@8percent.kr
- Phone: +82-2-2055-1188 (weekdays 10:00–18:00 KST)
- Address: 13F Citiplace, 17 Gukje geumyung-ro 2-gil, Yeongdeungpo-gu, Seoul, South Korea
- CEO: Lee Hyo-jin · Business registration 220-88-92058 · Online Investment-linked Finance Business 2021-2

## Provenance

generated: 2026-09-05
method: generated
source: apis.yml plus verified fetches of https://8percent.kr/, https://8percent.kr/robots.txt,
  https://8percent.kr/sitemap.xml, https://8percent.kr/assets/index-DenshHdQ.js,
  https://about.8percent.kr/, https://blog.8percent.kr/ and https://api.github.com/orgs/8percent/repos
by: API Evangelist (https://apievangelist.com) — not published by 8percent