# AA Audience

> AA Audience is an adtech and data company that estimates a mobile user's credit score from their
> online activity using proprietary machine learning models. It collects data from partner mobile
> apps and ad networks, scores it, and distributes the resulting segments through mainstream DSPs
> and DMPs so financial-services buyers can target people likely to want credit cards, loans and
> mortgages.

<!--
generated: 2026-08-12
method: generated
source: apis.yml + https://aaaudi.com/ (index.html, publishers.html, advertisers.html, contact.html,
        login.html) fetched 2026-08-12; AA Audience publishes no llms.txt of its own
        (https://aaaudi.com/llms.txt -> HTTP 403 S3 AccessDenied).
-->

## What the company does

- **Credit-score estimation for mobile users.** AA Audience states it can estimate a mobile user's
  credit score from that user's online activity, using proprietary machine learning models.
- **Data supply.** Data is collected from partner mobile apps and ad networks.
- **Distribution.** Scored audiences are made available in mainstream programmatic infrastructure —
  the site names AdX, OATH, Rubicon, OpenX, LiveRamp and BlueKai.
- **Buyers.** Banks, credit card companies and financial services firms, buying audiences for
  credit-card, loan and financial-services campaigns.
- **Segments.** The advertisers page claims over 100 segments, keyed on attributes such as
  estimated credit score, number of credit cards, and mortgage status.

## Two sides of the marketplace

- **Publishers** (https://aaaudi.com/publishers.html) — mobile websites and apps drop a JavaScript
  header-bidding tag; AA Audience enriches the bid stream with user attributes so those users clear
  at higher eCPM. No tag URL, snippet or integration documentation is published.
- **Advertisers** (https://aaaudi.com/advertisers.html) — buyers state an audience goal, and
  AA Audience either narrows a segment inside the buyer's DMP or creates a DealID for the buyer's
  DSP. Stated rate floor: $1 CPM.

## Developer surface

**There is none.** As of 2026-08-12 AA Audience publishes no API, no developer portal, no
documentation site, no machine-readable specification, no SDK or package on any public registry,
and no public repositories. Integration is described only in prose, and every call to action on the
site routes to a contact form. The "Login" link in the site navigation is a dead button
(`href="#"`) on a page with no form.

Probed and confirmed absent on 2026-08-12:

- `https://aaaudi.com/openapi.json`, `/openapi.yaml`, `/swagger.json`, `/v1/openapi.json`,
  `/api-docs`, `/docs`, `/redoc`, `/graphql`, `/api`, `/mcp` — all HTTP 403 (S3 AccessDenied)
- `https://aaaudi.com/.well-known/*` (security.txt, openid-configuration,
  oauth-authorization-server, oauth-protected-resource, api-catalog, ai-plugin.json,
  agent-card.json, agent.json) — all HTTP 403
- `api.aaaudi.com`, `docs.aaaudi.com`, `developer.aaaudi.com`, `app.aaaudi.com`,
  `portal.aaaudi.com`, `dashboard.aaaudi.com`, `data.aaaudi.com`, `pixel.aaaudi.com`,
  `tag.aaaudi.com`, `js.aaaudi.com`, `status.aaaudi.com` — no DNS
- npm / PyPI — no package under any AA Audience name

The site itself is static HTML served from an Amazon S3 bucket behind CloudFront; the homepage
carries `Last-Modified: Wed, 14 Mar 2018 23:59:11 GMT`. The contact form posts to a Google Apps
Script endpoint. Because the origin is an S3 bucket, any path that does not exist answers HTTP 403
with an `AccessDenied` XML body rather than 404 — read those 403s as "no such document".

One subdomain does resolve, `cdn.aaaudi.com`, but it does not belong to this product: it fails TLS
(the certificate is `*.cloudfront.net` and does not cover the hostname) and over plain HTTP it
serves a video-player debug console for **Altitude / Altitude Arena**
(`arena.altitude-arena.com`, `altitudeplatform.com`), a different company. Nothing on that host was
recorded against AA Audience.

## Pricing

- Audience segments: from **$1 CPM** (https://aaaudi.com/advertisers.html)
- Publisher header-bidding tag: described as free to publishers
  (https://aaaudi.com/publishers.html)
- No plan tiers, quotas, overage table, self-serve signup or billing terms are published.

## Compliance and privacy posture

AA Audience publishes **no privacy policy, no terms of service, no opt-out page and no
security.txt** — `/privacy.html`, `/terms.html`, `/opt-out.html` and
`/.well-known/security.txt` all 403. The domain has no DNSSEC, no CAA, no SPF and no DMARC record,
and does not send HSTS. This is recorded as measured fact about a company whose stated product is
inferring consumer credit attributes from mobile behavioural data.

## Company facts

- Founded 2017; accelerator round from 500 Global (500 Startups Batch 21).
- Profiled by API Evangelist as a portfolio lead, not at the company's request.

## Links

- Website: https://aaaudi.com
- Publishers: https://aaaudi.com/publishers.html
- Advertisers: https://aaaudi.com/advertisers.html
- Contact: https://aaaudi.com/contact.html
- API Evangelist profile: https://apis.io/provider/aa-audience/