aid: able42c5
name: Able
description: >-
  Able was a San Francisco artificial-intelligence company for commercial lending, founded in
  2020 by Diego Represas and Andrew Hurst and operating at able.ai. Its platform used computer
  vision, robotic process automation and machine learning to collect, read and categorize
  borrower documentation for high-value commercial loan transactions, generating
  transaction-aware document checklists, sending automated follow-up reminders to the borrowing
  team, and giving lenders, borrowers and third parties such as appraisers, guarantors and
  insurers a single collaborative workspace with per-document access controls. It sold to banks
  and lenders rather than to borrowers, exited stealth in June 2022 with a $20M Series A led by
  Canapi Ventures with participation from Human Capital, demonstrated at FinovateFall 2022, and
  advertised SOC 2 compliance. Moody's acquired Able in March 2024 and absorbed it into its
  lending technology portfolio alongside Numerated Growth Technologies. The able.ai and
  ableai.com domains are still registered to Moody's registrant entity MIS Quality Management
  Corp. through CSC Corporate Domains, but the web surface is decommissioned: https://www.able.ai/
  presents no TLS certificate and fails every handshake, while the plain-HTTP listener on that
  host 301-redirects to Moody's Commercial Lending Solutions page. Able never published a
  developer portal, public API, SDK, webhook catalog or machine-readable specification; the
  archived site, whose last HTTP 200 homepage snapshot is 2024-03-28, carried only marketing,
  company, security, careers and legal pages. This profile is retained as a historical record;
  there is no API surface to enrich.
url: https://raw.githubusercontent.com/api-evangelist/able42c5/refs/heads/main/apis.yml
x-harvest-source-url: https://equityzen.com/company/able42c5
x-type: company
x-source: harvest:secondary-market
x-tier: stub
x-tier-reason: defunct-no-api-surface
x-status: absorbed
x-founded: '2020'
x-headquarters: San Francisco, California, United States
x-acquired-date: '2024-03'
x-acquired-by: Moody's Corporation
x-parent-company: moodys
x-acquisition-note: >-
  Moody's acquired Able in March 2024. Able's own LinkedIn announcement ("Able is now part of
  Moody's") and Moody's 2024 reporting record the transaction; Moody's redirects
  http://www.able.ai/ to https://www.moodys.com/web/en/us/solutions/lending.html, which is the
  acquirer's own confirmation of where the product went.
x-domain-status: retained-by-acquirer-decommissioned
x-domain-note: >-
  able.ai (created 2018-02-16, updated 2026-08-12) and ableai.com (created 2016-01-26, expires
  2027-01-26) are both registered through CSC Corporate Domains with Google Cloud nameservers;
  able.ai's registrant organization is MIS Quality Management Corp., Moody's Investors Service's
  corporate registrant. The apex able.ai still answers from a Webflow origin but 301s every path
  to https://www.able.ai/, whose Cloudflare edge presents NO certificate and aborts TLS with
  alert 40 (handshake_failure). ableai.com and www.ableai.com 308 to https://able.ai:443/. No
  path on any of the four hosts returns a document, so no Website pointer is wired and no
  well-known/spec pointer is emitted. See well-known/able42c5-well-known.yml.
x-venue-note: >-
  The harvest source https://equityzen.com/company/able42c5 is an EquityZen secondary-market
  listing, not Able's web presence, and is deliberately NOT wired as a Website pointer
  (roadmap#56). The EquityZen slug's 42c5 suffix matches Crunchbase's able-42c5, which is how
  this record was resolved from the placeholder name "Able42c5" to the company Able.
specificationVersion: '0.23'
created: '2026-09-06'
modified: '2026-09-06'
tags:
- Company
- Acquired
- Defunct
- Financial Services
- Fintech
- Lending
- Commercial Lending
- Loan Origination
- Document Automation
- Artificial Intelligence
tags_raw:
- Company
- Acquired
- Defunct
- Financial Services
- Fintech
- Lending
- Commercial Lending
- Loan Origination
- Document Automation
- Artificial Intelligence
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-coverage:
  state: none
  reason: defunct
  detail: >-
    Moody's acquired Able in March 2024 and decommissioned able.ai — https://www.able.ai/ now
    aborts every TLS handshake with alert 40 and presents no certificate, the apex able.ai and
    the ableai.com pair only redirect into that dead host, and the plain-HTTP listener
    301-redirects to Moody's Commercial Lending Solutions page, so not one of the 64 probed
    well-known and contract paths returned a document.
  evidence:
  - url: https://www.able.ai/.well-known/security.txt
    status: 0
  - url: https://able.ai/.well-known/security.txt
    status: 301
  - url: http://www.able.ai/.well-known/security.txt
    status: 301
  - url: https://ableai.com/.well-known/agent-card.json
    status: 308
  - url: https://www.moodys.com/web/en/us/solutions/lending.html
    status: 200
  - url: https://api.github.com/orgs/able-ai
    status: 404
  - url: https://equityzen.com/company/able42c5/
    status: 200
  checked: '2026-09-06'
x-enrichment:
  date: '2026-09-06'
  status: nochange
  artifacts_added: 1
  pass: local-v3