# Provenance stamped 2026-10-07 (roadmap#943): written by an API Evangelist sweep (dated 2026-05-16 by the file itself), not
# harvested from the provider. `method: generated` so the economics campaign may replace it with a
# dated, verbatim transcription; every figure below is unverified until it does.
method: generated
generated: '2026-05-16'
specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: ABN AMRO
providerId: abn-amro
created: '2026-05-16'
modified: '2026-05-16'
reconciled: false
tags:
  - Financial
  - Open Banking
  - PSD2
  - FinOps
  - FOCUS
description: ABN AMRO does not invoice per API call. PSD2 production access is free per the directive (TPPs bear their own licence and eIDAS-certificate cost). Tikkie and Business Account Payment usage is invoiced through the underlying ABN AMRO commercial banking product, not through a metered API surface.
notes: No metered API invoice — costs flow through the regulator-mandated PSD2 framework or the underlying business-banking contract.
sources:
  - https://developer.abnamro.com/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: ABN AMRO Bank N.V.
serviceCategory: Financial Services / Open Banking
billingModel:
  pricingCategory: Contract
  billingFrequency: Per-Invoice
  billingCurrency: EUR
  chargeCategories:
    - Purchase
focusColumns:
  ServiceName: ABN AMRO Developer APIs
  ServiceCategory: Financial Services / Open Banking
  ProviderName: ABN AMRO
  PublisherName: ABN AMRO Bank N.V.
  InvoiceIssuerName: ABN AMRO Bank N.V.
  BillingCurrency: EUR
meters:
  - name: psd2_production
    description: PSD2 production access — not a metered unit; cost is regulatory (TPP licence + eIDAS) rather than per-API-call.
    unit: licence
    aggregation: count
    dimensions:
      - tpp
  - name: business_contract
    description: Business-banking contract underlying Tikkie Business and Business Account Payment usage.
    unit: contract
    aggregation: count
    dimensions:
      - customer
principles:
  - name: Visibility
    description: Track Tikkie and Business-API usage against the linked commercial banking invoice and against any TPP-side eIDAS certificate spend.
  - name: Allocation
    description: Allocate Tikkie Business cost to the merchant / payment-collection cost centre and Business Account Payment cost to corporate treasury.
  - name: Optimization
    description: Optimize by consolidating PSD2 traffic within the 4-call/day unattended AIS limit and batching payments where the underlying SEPA rail allows.
  - name: Accountability
    description: Treasury / payments leadership owns the ABN AMRO relationship; integration teams own the developer-portal credentials and certificate lifecycle.
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com