# Provenance stamped 2026-10-07 (roadmap#943): written by an API Evangelist sweep (dated 2026-05-16 by the file itself), not
# harvested from the provider. `method: generated` so the economics campaign may replace it with a
# dated, verbatim transcription; every figure below is unverified until it does.
method: generated
generated: '2026-05-16'
specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: ABN AMRO
providerId: abn-amro
created: '2026-05-16'
modified: '2026-05-16'
reconciled: false
tags:
  - Financial
  - Banks
  - Open Banking
  - PSD2
description: ABN AMRO offers a developer portal with sandbox access free of charge for PSD2 and business APIs. Production access for PSD2 requires a Dutch / EU regulatory licence and an eIDAS certificate, not a public price list. Tikkie Business and corporate-payment APIs are billed through the underlying commercial product agreement.
notes: Pricing for production use is gated behind regulator-issued PSD2 licences and bilateral business-banking contracts; ABN AMRO does not publish per-call pricing on the developer portal. Reconcile by contacting an ABN AMRO Account Manager.
sources:
  - https://developer.abnamro.com/
  - https://developer.abnamro.com/api-products/payment-initiation-psd2/overview
plans:
  - id: abn-amro-sandbox
    name: Sandbox
    type: free
    description: Free sandbox access for all developer-portal APIs using synthetic data and test certificates.
    entries:
      - label: Sandbox usage
        name: sandbox_usage
        type: free
        metric: requests
        limit: -1
        timeFrame: month
        geo: global
        unit: 1
        price: '0'
        userMultiplied: false
    elements:
      - name: Tikkie sandbox
      - name: PSD2 sandbox (PIS + AIS)
      - name: Business Account Payment sandbox
  - id: abn-amro-psd2-production
    name: PSD2 Production (Regulated TPP)
    type: enterprise
    description: Production PSD2 access for licensed Third Party Providers. Access is granted on registration of an eIDAS QWAC + QSeal certificate; PSD2 itself is free at the rails layer per the directive.
    entries:
      - label: PSD2 production
        name: psd2_production
        type: subscription
        metric: contract
        limit: -1
        timeFrame: year
        geo: EU
        unit: 1
        price: free per PSD2 — TPP-licence cost borne by the TPP
        userMultiplied: false
    elements:
      - name: PSD2 Payment Initiation production
      - name: Requires eIDAS QWAC + QSeal
      - name: Licensed PISP / AISP only
  - id: abn-amro-business-production
    name: Business / Tikkie Production
    type: enterprise
    description: Production access for Tikkie Business and the corporate Business Account Payment API is bundled with the underlying ABN AMRO commercial product subscription.
    entries:
      - label: Business contract
        name: business_contract
        type: subscription
        metric: contract
        limit: -1
        timeFrame: year
        geo: NL
        unit: 1
        price: contact ABN AMRO Account Manager
        userMultiplied: false
    elements:
      - name: Tikkie Business
      - name: Business Account Payment API
      - name: Pricing follows underlying ABN AMRO commercial banking contract
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com
x-canonical:
  generated: '2026-10-08'
  vocabulary: all/0-working/economics/plans-canonical.yml
  models:
  - free
  - subscription
  units:
  - negotiated
  - request
  plans:
  - name: Sandbox
    access: free
    model: free
    model_how: derived
    units:
    - request
    periods:
    - month
  - name: PSD2 Production (Regulated TPP)
    access: enterprise
    model: subscription
    model_how: derived
    units:
    - negotiated
    periods:
    - year
  - name: Business / Tikkie Production
    access: enterprise
    model: subscription
    model_how: derived
    units:
    - negotiated
    periods:
    - year