aid: abwab-ai
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/abwab-ai.png
name: Abwab Ai
description: >-
  Abwab.ai is an AI-powered credit intelligence platform for MSME (micro, small,
  and medium enterprise) lending, used by banks, NBFIs, fintechs, funds, and
  digital platforms to originate loans, assess credit risk, price, and monitor
  MSME loan portfolios across the full lending lifecycle. The platform combines
  rules and AI models for real-time credit decisioning, agentic credit
  intelligence that surfaces leads and flags portfolio risk, and embedded
  financing for existing SME platforms. It is API-first, plugging into existing
  loan-origination and core-banking systems without core replacement, with a
  versioned REST API (api.abwab.ai), webhook notifications, and Python/Node.js
  SDKs in development. Abwab is focused on the Saudi Arabian market with
  in-Kingdom data residency and alignment to the SAMA Cybersecurity Framework,
  PDPL, and Sharia-compliant lending (used by Kafalah). Backed by Speedinvest.
url: https://raw.githubusercontent.com/api-evangelist/abwab-ai/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- speedinvest
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-17'
tags:
- Company
- MSME Lending
- Credit Intelligence
- Credit Decisioning
- Credit Scoring
- Fintech
- Embedded Finance
- Lending
- Saudi Arabia
- Artificial Intelligence
apis:
- name: Abwab.ai Credit Intelligence API
  description: >-
    Versioned REST API for MSME credit assessment and decisioning. Submits
    applications for real-time scoring and returns a decision, risk flags, and
    pricing (e.g. POST /v1/assessments). Supports webhook notifications for
    assessment completion and status changes.
  humanURL: https://abwab.ai/platform/api
  baseURL: https://api.abwab.ai
  tags:
  - Credit Intelligence
  - Credit Decisioning
  - MSME Lending
  properties:
  - type: Webhooks
    url: asyncapi/abwab-ai-webhooks.yml
  - type: Conventions
    url: conventions/abwab-ai-conventions.yml
common:
- type: DomainSecurity
  url: security/abwab-ai-domain-security.yml
- type: Website
  url: https://abwab.ai
- type: DeveloperPortal
  url: https://abwab.ai/docs
- type: Documentation
  url: https://abwab.ai/docs
- type: APIReference
  url: https://abwab.ai/docs
- type: Blog
  url: https://abwab.ai/blog
- type: Support
  url: https://abwab.ai/contact
- type: TermsOfService
  url: https://abwab.ai/terms
- type: PrivacyPolicy
  url: https://abwab.ai/privacy
- type: Compliance
  url: https://abwab.ai/platform/compliance
- type: Conformance
  url: conformance/abwab-ai-conformance.yml
- type: Lifecycle
  url: lifecycle/abwab-ai-lifecycle.yml
- type: LLMsTxt
  url: llms/abwab-ai-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence