aid: academiccapitalexchange
name: Academic Capital Exchange
description: >-
  Academic Capital Exchange (ACE) was a Chicago, Illinois online peer-to-peer student loan
  marketplace founded in 2008 by Shawn Bercuson, built to link students to the financial
  support and professional guidance needed to succeed in the classroom and beyond by matching
  student borrowers directly with individual lenders rather than routing them through a bank
  or a federal loan servicer. It followed CapAlly, an earlier peer-to-peer student lending
  marketplace and social network the same founder started in 2007 and sold before taking it to
  market. ACE was a consumer-facing lending marketplace, not a developer platform: it never
  operated a developer portal, never published a machine-readable API contract, and never
  shipped client SDKs, and no GitHub organization under the company name exists. The company is
  no longer operating. Its host academiccapitalexchange.com is not merely offline but entirely
  unregistered — whois returns "No match" and DNS returns NXDOMAIN for the .com, .net, .co and
  .io labels — and the Internet Archive holds a single snapshot of the site, from February 2008.
  The only surviving public record of the company is a secondary-market listing page on
  EquityZen, which is a trading venue and not the company's own web presence, so it is
  deliberately not wired as a Website pointer. This profile is retained as a historical record;
  there is no API surface to enrich.
url: https://raw.githubusercontent.com/api-evangelist/academiccapitalexchange/refs/heads/main/apis.yml
x-harvest-source-url: https://equityzen.com/company/academiccapitalexchange/
x-type: company
x-source: harvest:secondary-market
x-tier: stub
x-tier-reason: defunct-no-api-surface
x-status: defunct
x-founded: '2008'
x-domain-status: unregistered
x-domain-note: >-
  academiccapitalexchange.com is unregistered as of 2026-09-06 (whois "No match for domain",
  DNS NXDOMAIN); the .net, .co and .io labels are likewise unregistered. There is no company
  host to probe for /.well-known/, an OpenAPI, an agent card or an MCP endpoint, so no
  well-known or domain-security artifact was written — probing the EquityZen listing host
  instead would attribute a third party's posture to this company.
specificationVersion: '0.20'
created: '2026-09-06'
modified: '2026-09-06'
tags:
- Company
- Defunct
- Financial Services
- Lending
- Student Loans
- Peer-to-Peer Lending
- Education Finance
- Marketplace
tags_raw:
- Company
- Defunct
- Financial Services
- Lending
- Student Loans
- Peer to Peer Lending
- Education Finance
- Marketplace
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common: []
x-coverage:
  state: none
  reason: defunct
  detail: >-
    Academic Capital Exchange, a 2008 Chicago peer-to-peer student loan marketplace, is gone and
    its domain was never re-registered — whois returns "No match for domain
    ACADEMICCAPITALEXCHANGE.COM" and DNS returns NXDOMAIN, so there is no host on which an
    OpenAPI, /.well-known/ document, agent card or MCP endpoint could be probed, and the
    Internet Archive holds exactly one snapshot of the site, from February 2008.
  evidence:
  - url: https://academiccapitalexchange.com/
    status: 0
  - url: https://www.academiccapitalexchange.com/
    status: 0
  - url: https://api.github.com/orgs/academiccapitalexchange
    status: 404
  - url: https://api.github.com/orgs/academic-capital-exchange
    status: 404
  - url: http://archive.org/wayback/available?url=academiccapitalexchange.com
    status: 200
  - url: https://equityzen.com/company/academiccapitalexchange/
    status: 200
  checked: '2026-09-06'
x-enrichment:
  date: '2026-09-06'
  status: minimal
  artifacts_added: 0
  pass: local-v3