aid: accord
url: https://raw.githubusercontent.com/api-evangelist/accord/refs/heads/main/apis.yml
name: Accord
type: Index
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
tags:
  - Financial Services
  - Insurance
  - United Kingdom
  - Mortgages
description: 'A UK-based financial services company operating within the Allianz group, providing insurance and financial products to retail and business customers across the United Kingdom.'
created: '2026-05-05'
modified: '2026-05-16'
specificationVersion: '0.19'
apis: []
common:
  - type: GitHubOrganization
    url: https://github.com/accordproject
  - type: LinkedIn
    url: https://www.linkedin.com/company/accordproject
  - type: Website
    url: https://www.accord-mortgages.co.uk/
  - type: Login
    url: https://www.accord-mortgages.co.uk/intermediary-login
  - type: Features
    data:
      - name: Intermediary Mortgage Sourcing
        description: Online sourcing of Accord mortgage products by authorized intermediaries through the broker portal.
      - name: Decision in Principle
        description: Broker-portal-driven Decision in Principle (DIP) for borrower mortgage applications.
      - name: Application Submission
        description: Online submission and tracking of full mortgage applications by intermediaries.
      - name: Product Switching
        description: Existing-customer product transfer and rate-switch workflows handled through the broker portal.
  - type: UseCases
    data:
      - name: Broker-Originated Mortgages
        description: Authorized intermediaries originating residential and buy-to-let mortgages on behalf of UK borrowers.
      - name: Mortgage Product Sourcing
        description: Comparing and selecting Accord mortgage products through broker sourcing systems.
      - name: Customer Retention
        description: Existing-borrower product transfers managed through Accord's intermediary channel.
  - type: Authentication
    data:
      - name: No Public API
        description: Accord does not publish a public developer API or developer portal. Broker access is provided through the intermediary web portal and authenticated by individual broker login; technical sourcing integrations with the major UK sourcing systems (Twenty7Tec / Iress / Mortgage Brain) are handled bilaterally rather than via a public Accord-branded API.
  - type: Compliance
    data:
      - name: FCA Regulated
        description: Authorized and regulated by the UK Financial Conduct Authority (FCA) for mortgage and financial services activities.
      - name: PRA
        description: Prudential Regulation Authority oversight applies to the parent group as a UK regulated lender.
      - name: GDPR / UK GDPR
        description: UK General Data Protection Regulation and Data Protection Act 2018 compliance for personal data of UK applicants.
      - name: Consumer Duty
        description: FCA Consumer Duty rules for fair treatment of retail mortgage customers.
  - type: Integrations
    data:
      - name: Twenty7Tec
        description: Twenty7Tec sourcing platform is a primary integration channel for broker mortgage sourcing.
      - name: Iress
        description: Iress sourcing platform connects intermediaries to Accord mortgage products.
      - name: Mortgage Brain
        description: Mortgage Brain sourcing and CRM platform integrates with Accord for intermediary distribution.
      - name: Yorkshire Building Society
        description: Accord Mortgages is the intermediary-only lender of the Yorkshire Building Society Group.
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com