# Provenance stamped 2026-10-07 (roadmap#943): written by an API Evangelist sweep (dated 2026-05-16 by the file itself), not
# harvested from the provider. `method: generated` so the economics campaign may replace it with a
# dated, verbatim transcription; every figure below is unverified until it does.
method: generated
generated: '2026-05-16'
specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Accord
providerId: accord
created: '2026-05-16'
modified: '2026-05-16'
reconciled: false
tags:
  - Financial Services
  - Mortgages
  - FinOps
  - FOCUS
description: Accord has no public developer API and no metered billing surface. Mortgage product pricing flows through standard UK lender broker rate sheets and procuration-fee structures, not through a metered API invoice.
notes: No public developer API — placeholder only.
sources:
  - https://www.accord-mortgages.co.uk/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Accord Mortgages Limited
serviceCategory: Financial Services / Mortgages
billingModel:
  pricingCategory: None
  billingFrequency: Not-Applicable
  billingCurrency: GBP
  chargeCategories:
    - None
focusColumns:
  ServiceName: Accord Intermediary Portal
  ServiceCategory: Financial Services / Mortgages
  ProviderName: Accord
  PublisherName: Accord Mortgages Limited
  InvoiceIssuerName: Not Applicable
  BillingCurrency: GBP
meters: []
principles:
  - name: Visibility
    description: No metered API consumption to track; visibility is over mortgage origination volume rather than API spend.
  - name: Allocation
    description: Not applicable — no external API consumption to allocate.
  - name: Optimization
    description: Not applicable — no external API consumption to optimize.
  - name: Accountability
    description: Internal intermediary-distribution and IT teams own the broker portal and sourcing integrations.
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com