# Provenance stamped 2026-10-07 (roadmap#943): written by an API Evangelist sweep (dated 2026-05-16 by the file itself), not
# harvested from the provider. `method: generated` so the economics campaign may replace it with a
# dated, verbatim transcription; every figure below is unverified until it does.
method: generated
generated: '2026-05-16'
specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Accord
providerId: accord
created: '2026-05-16'
modified: '2026-05-16'
reconciled: false
tags:
  - Financial Services
  - Mortgages
  - United Kingdom
description: Accord is an intermediary-only UK mortgage lender. It does not publish a public developer API or developer portal; broker access runs through the intermediary web portal and bilateral integrations with the major UK mortgage sourcing systems.
notes: No public developer API — placeholder only. Pricing for mortgage product itself is published as broker rate sheets, not as an API plan.
sources:
  - https://www.accord-mortgages.co.uk/
plans:
  - id: accord-broker
    name: Authorized Intermediary Access
    type: enterprise
    description: Access to Accord's broker portal is granted to FCA-authorized intermediaries under Accord's intermediary terms. There is no metered API plan.
    entries:
      - label: Broker authorisation
        name: broker_authorisation
        type: subscription
        metric: contract
        limit: -1
        timeFrame: year
        geo: UK
        unit: 1
        price: free to authorized intermediaries
        userMultiplied: false
    elements:
      - name: Intermediary portal access
      - name: Sourcing-system integration via Twenty7Tec / Iress / Mortgage Brain
      - name: No public developer API
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com
x-canonical:
  generated: '2026-10-08'
  vocabulary: all/0-working/economics/plans-canonical.yml
  models:
  - subscription
  units:
  - negotiated
  plans:
  - name: Authorized Intermediary Access
    access: enterprise
    model: subscription
    model_how: derived
    units:
    - negotiated
    periods:
    - year