generated: '2026-09-06'
method: searched
source: https://docs.byaccrue.com/docs/integration/sandbox/instructions and https://docs.byaccrue.com/api/
  (Introduction > Environments)
docs: https://docs.byaccrue.com/docs/integration/sandbox/instructions
environments:
- name: Sandbox
  api_base: https://merchant-api-sandbox.accruesavings.com
  console: https://sandbox.accruesavings.com/
  purpose: testing and development
  note: The sandbox console at sandbox.accruesavings.com presented an EXPIRED TLS certificate when probed
    on 2026-09-06, so the sign-in / KYC / wallets flows the sandbox guide instructs developers to use
    could not be reached over a verified connection. The sandbox API host itself (merchant-api-sandbox.accruesavings.com)
    responds normally.
- name: Live
  api_base: https://merchant-api.accruesavings.com
  purpose: production
mode_signalling:
  style: separate hosts
  note: Test and live are separated by hostname, not by a key prefix. Accrue publishes no test-vs-live
    credential prefix; the same Client-ID/Client Secret pair shape is used against whichever host you
    point at. Error bodies carry meta.environment ("production" or "sandbox"), which is the only in-band
    signal of which environment answered.
test_values:
- kind: phone number
  value: xxx-555-xxxx
  note: The middle segment must be 555 for the number to be treated as a test number; anything else is
    treated as a real phone number.
- kind: verification code
  value: '0001'
  note: Always the SMS code for a test phone number.
- kind: debit card
  value: '5183683001544411'
  expiry: any future date
  cvc: any 3 digits
  note: Published sandbox funding card.
- kind: SSN
  value: '123456789'
  note: Published sandbox KYC value; use with a fake US address and an age over 18.
test_clocks:
  supported: false
  note: No time simulation / test clock facility is published.
fixtures_and_triggers:
  style: first-class Simulations API + console debug modal
  api_operations:
  - simulateCardAuthorization
  - getAuthorizationRequestList
  - simulateCardCapture
  - getCapturesList
  - simulateCardAuthorizationCapture
  - createDemoBackupPaymentMethod
  - clearPendingTransactions
  - listWalletBarcodes
  - generateWalletBarcode
  - getWalletBarcode
  - failPendingTransaction
  - simulateCounterpartyDeposit
  note: Thirteen operations under the Simulations tag let an integrator drive card authorization, capture,
    auth+capture, backup payment method creation, pending-transaction clearing, forced transaction failure,
    wallet barcode generation and counterparty deposits — the sandbox is scripted through the API, not
    only through the console. The console additionally exposes a "Clear Pending Card Transactions" action
    in a debug modal.
kyc:
  note: KYC must be completed in sandbox before a wallet can be funded; the guide publishes the exact
    fake values to use.
gaps:
- No sandbox API key can be self-issued — credentials come from Accrue, so the sandbox is reachable only
  after a commercial conversation.
- sandbox.accruesavings.com served an expired certificate at probe time.