generated: '2026-09-06'
method: generated
source: openapi/accrue-savings-merchant-api-openapi.yaml
note: Five packaged Agent Skills for the Accrue Merchant API. Accrue publishes no skills, no AGENTS.md
  and no llms.txt of its own (probed 2026-09-06), so these are GENERATED by API Evangelist. Every operationId,
  path, error code, status-machine constraint and sandbox value cited was read out of Accrue's own published
  OpenAPI or docs — nothing is invented.
skill_count: 5
skills:
- name: accrue-savings-counterparty-payouts
  file: skills/accrue-savings-counterparty-payouts.md
  description: Pay a counterparty out over bank rails with Accrue, track the payout to settlement or return,
    and reconcile incoming funding without polling.
  api: Accrue Merchant API
  operations:
  - createCounterparty
  - listCounterparties
  - getCounterparty
  - updateCounterparty
  - deleteCounterparty
  - createCounterpartyPayout
  - listCounterpartyPayouts
  - createCounterpartyTransfer
  - listCounterpartyTransfers
  - getCounterpartyTransfer
- name: accrue-savings-onboard-user-kyc
  file: skills/accrue-savings-onboard-user-kyc.md
  description: Onboard an end customer onto Accrue — create the user, open a wallet, run KYC to approval,
    and handle document verification and step-up identity challenges.
  api: Accrue Merchant API
  operations:
  - createUser
  - getUser
  - createWallet
  - acceptKycDisclosureDocuments
  - createKycApplication
  - getKycStatus
  - getDocumentVerificationLink
  - completeDocumentVerification
  - createIdentityVerificationChallenge
  - submitIdentityVerificationChallenge
  - applyVerifiedProfileUpdate
- name: accrue-savings-refund-payment
  file: skills/accrue-savings-refund-payment.md
  description: Refund a captured Accrue payment safely, including partial refunds, disbursement splits
    and the one operation in this API where an idempotency key is required.
  api: Accrue Merchant API
  operations:
  - getPayment
  - refund
  - listCounterparties
- name: accrue-savings-wallet-checkout
  file: skills/accrue-savings-wallet-checkout.md
  description: Take a payment from an Accrue stored-value wallet at checkout, from payment intent through
    authorization, capture and completion.
  api: Accrue Merchant API
  operations:
  - createPaymentIntent
  - authorizePayment
  - getPayment
  - capturePayment
  - getVirtualDebitCard
  - completePayment
  - cancelPayment
- name: accrue-savings-webhooks
  file: skills/accrue-savings-webhooks.md
  description: Register, verify and replay Accrue webhooks — the twenty topics, the wildcard trap, and
    how to recover events you missed.
  api: Accrue Merchant API
  operations:
  - createWebhook
  - getWebhooks
  - getWebhook
  - updateWebhook
  - deleteWebhook
  - listWebhookEvents
  - getWebhookEvent