aid: acheel
name: Acheel
description: 'Acheel is a French digital insurance company — a néo-assureur that carries its own
  insurance licence rather than broking someone else''s. Founded in 2020 by Ralph Ruimy and Francky
  Défossé, it received its ACPR agrément and launched in 2021, and now reports more than 800,000
  policyholders. ACHEEL SA (879 605 350 RCS Paris) underwrites; ACHEEL FRANCE (ORIAS 21003575)
  distributes. The range spans nine lines — habitation, auto, santé, animaux, PNO (propriétaire non
  occupant), emprunteur, scolaire, protection juridique and RC pro — sold 100% digitally, with a
  quote in about two minutes and subscription in five. Roughly 70% of revenue comes from B2B2C
  distribution: partner brokers are served under the Charlee brand (charlee.fr, broker portal "Acheel
  Omega" at back.charlee.fr) and partners embed a per-tenant white-label customer area served from
  *.widget.acheel.com. Acheel''s own partner FAQ stated it makes its APIs available to partners
  ("nous mettons à votre disposition nos APIs afin de vous faire bénéficier de notre Tech et de nos
  produits"), but no developer portal, API reference, base URL or machine-readable specification is
  published anywhere on its public surface; API access travels with a brokerage partnership. Acheel is
  a certified B Corp.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - rate-limits
  - security
  generated: '2026-09-02'
  method: derived
image: https://v2.acheel.com/assets/images/footer/acheel_footer_logo.svg
url: https://raw.githubusercontent.com/api-evangelist/acheel/refs/heads/main/apis.yml
x-type: company
x-source: serena-portfolio
x-tier: profiled
x-tier-reason: portfolio-lead-enriched
specificationVersion: '0.23'
created: '2026-08-17'
modified: '2026-08-17'
tags:
- Company
- Fintech Insurtech
- Insurance
- Insurtech
- Digital Insurance
- Home Insurance
- Auto Insurance
- Health Insurance
- Pet Insurance
- White Label
- B2B2C
- Embedded Insurance
- France
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/acheel-domain-security.yml
- type: Conformance
  url: conformance/acheel-conformance.yml
- type: LLMsTxt
  url: llms/acheel-llms.txt
- type: Plans
  url: plans/acheel-plans-pricing.yml
- type: RateLimits
  url: rate-limits/acheel-rate-limits.yml
- type: Components
  url: components/acheel-components.yml
- type: Website
  url: https://www.acheel.com/
- type: About
  url: https://v2.acheel.com/about-us
- type: Support
  url: https://faq.acheel.com/fr
- type: FAQ
  url: https://faq.acheel.com/fr
- type: Login
  url: https://v2.acheel.com/customer-areas
- type: Partners
  url: https://www.charlee.fr/
- type: Careers
  url: https://v2.acheel.com/join-us
- type: TermsOfService
  url: https://v2.acheel.com/terms-and-conditions
- type: PrivacyPolicy
  url: https://v2.acheel.com/privacy
- type: Legal
  url: https://v2.acheel.com/legal-notice
x-enrichment:
  date: '2026-08-17'
  status: minimal
  artifacts_added: 8
  pass: local-v1
x-coverage:
  state: gated
  reason: sales-gate
  detail: >-
    Acheel's own partner FAQ answered "Avez-vous des APIs ?" with "nous mettons à votre disposition
    nos APIs", but that partner site (partners.acheel.com) now 301s to the Charlee broker marketing
    brand and the only route to the API is the broker partnership form at charlee.fr/registration —
    no reference, no base URL and no spec was ever published, and the broker console back.charlee.fr
    is a noindex login.
  evidence:
    - url: https://partners.acheel.com/
      status: 301
    - url: https://www.charlee.fr/registration
      status: 200
    - url: https://back.charlee.fr/
      status: 200
    - url: https://v2.acheel.com/openapi.json
      status: 404
    - url: https://api.acheel.com/
      status: 0
  checked: '2026-08-17'