aid: acord url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/apis.yml apis: - aid: acord:acord-xml-standards-api name: ACORD XML Standards API tags: - ACORD - Claims - Insurance - Policy - Property Casualty - SOAP - XML image: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/image.png humanURL: https://www.acord.org/standards-architecture/acord-data-standards baseURL: https://claims.insurer-internal.example.com/acord properties: - url: https://www.acord.org/standards-architecture/acord-data-standards type: Documentation - url: https://www.acord.org/standards-architecture/acord-data-standards type: Reference description: >- ACORD XML Standards define data exchange formats for property & casualty, life, annuity, and reinsurance using SOAP/XML protocols. APIs enable claims inquiry, policy administration, and regulatory reporting across insurers, reinsurers, and intermediaries. - aid: acord:acord-ngds-api name: ACORD Next-Generation Digital Standards (NGDS) API tags: - ACORD - Digital Standards - Insurance - IoT - JSON - Microservices - REST image: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/image.png humanURL: https://www.acord.org/standards-architecture/acord-data-standards/next-generation-digital-standards baseURL: https://api.insurer-internal.example.com/ngds properties: - url: https://www.acord.org/standards-architecture/acord-data-standards/next-generation-digital-standards type: Documentation - url: https://www.acord.org/standards-architecture/acord-data-standards/next-generation-digital-standards type: Reference - url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/openapi/acord-ngds-openapi.yml type: OpenAPI - type: JSONSchema url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-policy-schema.json - type: JSONSchema url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-claim-schema.json - type: JSONSchema url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-party-schema.json - type: JSONSchema url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-coverage-schema.json - type: JSONSchema url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-underwriting-submission-schema.json - type: NaftikoCapability url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/capabilities/shared/acord-ngds.yaml description: >- The ACORD Next-Generation Digital Standards (NGDS) Object Model provides granular, transaction-centric standards for APIs, microservices, IoT, and RESTful architectures. Based on JSON and YAML data-interchange formats, NGDS enables modern insurance data exchange for underwriting, policy management, and claims administration. - aid: acord:acord-reinsurance-standards-api name: ACORD Reinsurance & Large Commercial Data Standards API tags: - Data Standards - Insurance - Large Commercial - Reinsurance - XML image: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/image.png humanURL: https://www.acord.org/standards-architecture/acord-data-standards/Global_Reinsurance_Data_Standards baseURL: https://reinsurance.insurer-internal.example.com/acord properties: - url: https://www.acord.org/standards-architecture/acord-data-standards/Global_Reinsurance_Data_Standards type: Documentation description: >- ACORD Global Reinsurance & Large Commercial Data Standards define XML data exchange formats for reinsurance and large commercial lines. APIs support facultative and treaty reinsurance transactions, placement, and settlement between cedants, reinsurers, and brokers. common: - type: LinkedIn url: https://www.linkedin.com/company/acord - url: https://www.acord.org type: Website - url: https://www.acord.org/standards-architecture/acord-data-standards type: Portal - url: https://www.acord.org/standards-architecture/acord-data-standards type: Documentation - url: https://www.acord.org/standards-architecture/acord-data-standards/next-generation-digital-standards type: GettingStarted - url: https://www.acord.org/standards-architecture/reference-architecture type: Documentation - url: https://www.acord.org/standards-architecture/get-involved/standards-project-advisory-groups type: Support - url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/openapi/acord-ngds-openapi.yml type: OpenAPI - url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/acord-policy-schema.json type: JSONSchema - url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/acord-claim-schema.json type: JSONSchema - url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-ld/acord-context.jsonld type: JSONLDContext - type: GitHubOrganization url: https://github.com/api-evangelist/acord - type: SpectralRules url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/rules/acord-spectral-rules.yml - type: NaftikoCapability url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/capabilities/insurance-data-exchange.yaml - type: Vocabulary url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/vocabulary/acord-vocabulary.yaml - type: Features data: - name: XML Data Standards description: ACORD XML standards for property & casualty, life, annuity, and reinsurance SOAP/XML data exchange. - name: Next-Generation Digital Standards description: JSON/YAML-based NGDS for RESTful APIs, microservices, and IoT insurance data exchange. - name: Reinsurance Standards description: Global reinsurance and large commercial data standards for facultative and treaty transactions. - name: Life and Annuity Standards description: Electronic data standards for life insurance and annuity products covering underwriting and policy management. - name: Reference Architecture description: ACORD reference architecture providing structural frameworks for insurance technology implementations. - type: UseCases data: - name: Claims Data Exchange description: Standardized ACORD XML or NGDS JSON claims transaction exchange between carriers, adjusters, and reinsurers. - name: Policy Administration description: Automated policy issuance, endorsement, and renewal using ACORD NGDS microservices architecture. - name: Underwriting Automation description: Straight-through processing of insurance applications using ACORD standardized data elements. - name: Reinsurance Settlement description: Facultative and treaty reinsurance data exchange using ACORD Global Reinsurance Data Standards. - name: Regulatory Reporting description: Compliance reporting using ACORD-standardized data formats for regulatory submissions. - type: Integrations data: - name: Insurance Core Systems description: Integration with policy administration systems (PAS) and claims management systems (CMS). - name: Reinsurance Platforms description: Integration with reinsurance management platforms supporting ACORD AL3 and RIBO formats. - name: Insurtech Solutions description: Modern insurtech API platforms consuming ACORD NGDS JSON standards. - name: Regulatory Systems description: Integration with state and national insurance regulatory reporting systems. maintainers: - name: Kin Lane email: kin@apievangelist.com modified: '2026-04-19' description: >- ACORD is a global standards-setting body for the insurance industry, providing data standards, reference architecture, and digital tools that enable insurers, brokers, and software providers to exchange information. name: ACORD type: Index specificationVersion: '0.19' tags: - Claims - Insurance - Policy - Standards - Underwriting image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg