specification: FinOps Framework specificationVersion: '1.0' schema: https://www.finops.org/framework/ alignedWith: framework: FinOps Foundation Framework frameworkUrl: https://www.finops.org/framework/ dataSpec: FOCUS dataSpecVersion: '1.3' dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/ provider: ACORD providerId: acord publisherName: ACORD Corporation serviceCategory: Insurance Standards / Data Exchange created: '2026-05-04' # Provenance stamped 2026-08-11: this artifact was written by the API Evangelist # bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35. method: generated modified: '2026-05-05' reconciled: false tags: - ACORD - Insurance - Standards - FinOps - FOCUS description: FOCUS-aligned FinOps scaffold for ACORD. ACORD invoices member organizations for annual membership and, separately, for ACORD Solutions Group services. There are no per-API metered charges because ACORD publishes standards rather than operating an API. sources: - https://www.acord.org/standards-architecture/acord-data-standards - https://www.acord.org/about-acord/membership notes: ACORD does not publish public dues; FinOps shape below describes the typical line items a member organization would see — annual membership and optional Solutions Group / certification fees. billingModel: pricingCategory: Membership + Optional Services billingFrequency: Annual billingCurrency: USD chargeCategories: - Purchase focusColumns: ServiceName: ACORD ServiceCategory: Insurance Standards / Data Exchange ProviderName: ACORD PublisherName: ACORD Corporation InvoiceIssuerName: ACORD Corporation BillingCurrency: USD ChargeCategory: Purchase meters: - name: annual_membership description: ACORD annual membership dues, scaled to organization type and revenue. unit: year aggregation: sum dimensions: - organization_type - revenue_band - name: acord_solutions_group_service description: Project-based billing from ACORD Solutions Group (data services, reinsurance services, onboarding services). unit: project aggregation: sum dimensions: - service_line - name: certification_fee description: Per-certification fee (e.g. AL3, ACORD certification programs). unit: certification aggregation: sum dimensions: - program principles: - name: Visibility description: Track ACORD line items from the membership invoice and any ACORD Solutions Group statements of work; there is no usage API. - name: Allocation description: Allocate membership cost to the standards / architecture function; allocate Solutions Group projects to the line of business that sponsored the engagement (claims, policy, reinsurance). - name: Optimization description: Optimization is governance — ensuring the organization adopts ACORD versions consistently so investments in standard implementations don't fragment. - name: Accountability description: Standards / data-architecture leadership owns the membership relationship; project owners own Solutions Group spend. maintainers: - FN: Kin Lane email: info@apievangelist.com