{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-policy-request-schema.json",
  "title": "PolicyRequest",
  "description": "PolicyRequest schema from ACORD NGDS API",
  "type": "object",
  "properties": {
    "lineOfBusiness": {
      "type": "string",
      "enum": [
        "PropertyCasualty",
        "Life",
        "Annuity",
        "Reinsurance"
      ]
    },
    "effectiveDate": {
      "type": "string",
      "format": "date"
    },
    "expirationDate": {
      "type": "string",
      "format": "date"
    },
    "premiumAmount": {
      "type": "number",
      "format": "double"
    },
    "currency": {
      "type": "string",
      "default": "USD"
    },
    "insuredParty": {
      "$ref": "#/components/schemas/PartyRequest"
    },
    "coverages": {
      "type": "array",
      "items": {
        "$ref": "#/components/schemas/CoverageRequest"
      }
    }
  },
  "required": [
    "lineOfBusiness",
    "effectiveDate",
    "expirationDate",
    "insuredParty"
  ]
}