specification: API Commons Rate Limits
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/RateLimits
provider: ACORD
providerId: acord
created: '2026-05-04'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35.
# 2026-08-30: upgraded generated -> searched. Re-checked against ACORD's own surface and
# against the one ACORD-operated runtime signal that does exist — the ACORD Solutions Group
# Statuspage. No published limits anywhere; limit_count is an honest zero.
method: searched
generated: '2026-08-30'
modified: '2026-08-30'
limit_count: 0
reconciled: false
tags:
  - ACORD
  - Insurance
  - Standards
  - Property Casualty
  - Life
  - Reinsurance
  - Rate Limiting
description: ACORD publishes data-exchange standards (XML, JSON / NGDS) rather than running a centrally
  hosted API. Implementations live inside carriers, brokers, and reinsurers; rate limits are governed
  by the implementer's own gateway, not by ACORD. ACORD itself does not publish per-second / per-minute
  numbers because there is no single ACORD-hosted endpoint.
source: https://www.acord.org/standards-architecture/acord-data-standards
sources:
  - https://www.acord.org/standards-architecture/acord-data-standards
  - https://www.acordsolutions.com/solutions/adept
  - https://status.acordsolutions.com/api/v2/summary.json
evidence:
  - url: https://www.acord.org/standards-architecture/acord-data-standards
    status: 200
    note: Standards portfolio page. No rate-limit or throttling language anywhere on it.
  - url: https://www.acordsolutions.com/solutions/adept
    status: 200
    note: >-
      ADEPT is described as a real-time RESTful data exchange gateway operated by ACORD
      Solutions Group, but publishes no limits, no quotas and no response headers. Its API
      documentation is released to GRLC members and licensed integrators at ASG's discretion.
  - url: https://status.acordsolutions.com/api/v2/summary.json
    status: 200
    note: >-
      Public Statuspage API, probed 2026-08-30. Names live "API Service (XML/JSON)" and
      "API Services / Document Retrievals" components, confirming a real API exists, but
      carries no rate-limit data.
headers: []
exhaustion_status_code: null
notes: No central ACORD API to rate-limit. Reconciled flag is false because there are no provider-published
  numbers; downstream limits are set per-carrier when ACORD messages are exposed via SOAP / REST.
responseCodes: {}
limits: []
policies:
  - name: Implementer-Owned
    description: ACORD defines the message contract; the operating insurer / broker owns concurrency,
      throttling, and retry policy at their own gateway.
  - name: Standards Versioning
    description: ACORD versions the standards (e.g. ACORD XML versions, NGDS revisions). Trading partners
      negotiate which versions and operations are accepted.
maintainers:
  - FN: Kin Lane
    email: info@apievangelist.com