generated: '2026-09-06'
method: searched
source: https://www.acornfinance.com/contractors/
plan_count: 1
currency: USD
note: >-
  Acorn Finance publishes one commercial posture for the side of the marketplace that
  consumes the API — contractors, dealers and point-of-sale software partners — and it
  is free. There is no metered API pricing, no tiering, no usage quota and no
  enterprise price list. Acorn is paid by its lending partners on loan origination,
  not by the integrator. Borrowers are quoted APRs by the individual lenders in the
  network, which are lender terms rather than an Acorn plan, so they are not modelled
  as plans here.
plans:
- name: Contractor / Partner
  audience: contractors, dealers, and point-of-sale or contractor-software partners
  price: 0
  currency: USD
  billing_period: none
  setup_fee: 0
  monthly_fee: 0
  dealer_fee: 0
  included_quota: null
  overage: null
  limits: []
  api_access: >-
    Included. Partner API credentials are issued on request after company sign-up,
    with a stated 48-hour weekday turnaround; there is no paid tier that unlocks
    additional endpoints.
  published_claims:
  - No monthly fee
  - No setup cost
  - $0 dealer fees — keep more of every job you sell
  - Offering financing through Acorn Finance is free for contractors with no setup
    costs and no monthly fees.
  source: https://www.acornfinance.com/contractors/
  signup: https://sign-up.acornfinance.com/
revenue_model: >-
  Acorn Finance is compensated by the lending partners in its network when a loan
  originates. Nothing is charged to the contractor, the software partner, or the API
  consumer.
api_metering:
  published: false
  note: No per-call, per-application or per-seat API pricing is published.