generated: '2026-09-06'
method: searched
source: https://docs.acornfinance.com/api-sign-up
docs:
- https://docs.acornfinance.com/api-sign-up
- https://docs.acornfinance.com/api-applications
- https://docs.acornfinance.com/payment-amount
- https://docs.acornfinance.com/payment-estimator
- https://docs.acornfinance.com/lenders-list
api: Acorn Finance Partner API
note: >-
  Every value below is published by Acorn Finance in its own partner documentation.
  Nothing here was invented, and no live credential is recorded — Acorn issues UAT
  credentials per partner by email and publishes none.
model: separate-environment
environments:
- id: production
  api_base: https://api.acornfinance.com
  app_host: https://www.acornfinance.com
  portal: https://my.acornfinance.com
- id: uat
  api_base: https://uat.api.acornfinance.com
  app_hosts:
  - https://uat.acornfinance.com
  - https://uat.acornfinance.dev
  widget_cdn: https://uat.widgets-cdn.acornfinance.com
  description: >-
    A full UAT environment mirroring every documented endpoint. Acorn issues a
    separate credential pair for it at onboarding.
- id: qa
  app_hosts:
  - https://qa.acornfinance.com
  - https://qa1.acornfinance.com
  description: >-
    QA hosts referenced in the docs host's content-security policy and in the widget
    integration guide's environment list. Not documented as partner-accessible.
credentials:
  self_service: false
  test_keys_published: false
  detail: >-
    Acorn Finance does not publish shared test credentials. Both production and
    testing credential pairs are created per partner and emailed after sign-up plus a
    request to it@acornfinance.com. There is no key prefix convention distinguishing
    test from live — the environments are separated by hostname, not by key shape.
  evidence: https://docs.acornfinance.com/api-sign-up
published_test_identifiers:
  note: >-
    These are the sample dealer ids and company identifiers Acorn Finance uses
    throughout its own documentation examples. They identify the documentation's
    fictional demo partner ("Quotes R Us") and its integration partners, and are the
    values a reader sees in every curl example.
  dealer_ids:
  - id: QRS-QUOTE
    partner: Quotes R Us (documentation demo company)
  - id: QRS-0071K000003udVR
    partner: Quotes R Us — example child-company dealer id
  - id: QRS-0091K000004mdTX
    partner: Quotes R Us — example company-user dealer id
  - id: JBT-1234567
    partner: JobTread — example partner integration
  - id: KKN-LENLST
    partner: Kukun — Lenders List widget example
  - id: ACN-PAYEST
    partner: Acorn Finance — Payment Estimator widget example
  - id: 1-LINK
    partner: generic loan payment link generator example
  other_identifiers:
  - field: cid (company id)
    value: '244'
  - field: app_company_parent_id
    value: '230'
  - field: aid (application id)
    value: '17564'
  dealer_id_prefix_rule: >-
    Acorn assigns each partner a dealer-id prefix (documented example: QRS-) and the
    partner appends its own unique suffix.
hosted_demos:
- name: Payment Estimator demo
  url: https://widgets-cdn.acornfinance.com/payment-estimator/demo.html
- name: Payment Estimator (standalone)
  url: https://payest.acornfinance.com/demo.html
- name: Lenders List widget demo
  url: https://fs.acornfinance.com/widget/lenlst/demo.html
- name: Lenders List widget (UAT)
  url: https://fs.acornfinance.com/widget/uat/lenlst/demo.html
- name: Momnt widget demo (UAT)
  url: https://uat.widgets-cdn.acornfinance.com/momnt/src/momnt-demo.html
- name: Quotes R Us reference integration
  url: https://fs.acornfinance.com/demo/quotes-r-us/index.html
test_scenarios_published:
  note: >-
    The Lowest Payment Amount documentation enumerates the exact loan amounts that
    exercise each branch, which is effectively a published test matrix.
  scenarios:
  - loan_amount: 989
    expectation: below the $1,000 floor — no quote, message returned
  - loan_amount: 12500
    expectation: inside $1,000-$100,000 — quote returned
  - loan_amount: 125467
    expectation: above $100,000 — quote clamped to a $100,000 basis, message returned
  - loan_amount: null
    expectation: '"No Valid Loan Amount"'
  state_boundaries:
  - state: GA
    minimum: 3001
  - state: TX
    minimum: 2000
  - state: MA
    minimum: 6700
  - country: CA
    range: 2000-35000 CAD
    unsupported_provinces:
    - QC
    - SK
test_clocks: false
fixture_tooling: false
mock_server: false