aid: advancetechlending
name: Advance Tech Lending
description: 'Advance Tech Lending Inc. (operating as Advance, advance.ph) is a Philippine fintech lender founded
  in 2018 by Jaime de los Angeles and Addi Guevara and headquartered in Taguig, Metro Manila. It operates an on-demand
  salary access and working-capital platform for Southeast Asia: employees of enrolled employers can draw a Salary
  Advance of up to 50% of their monthly basic salary, and businesses can unlock cash through Direct Disbursement
  (invoice/receivables financing) and Payroll Disbursement (payroll funding during cash-flow gaps). The company
  is registered with the Philippine SEC (Company Reg. No. CS201819635) and holds Certificate of Authority No. 2765
  as a lending company, and has raised roughly USD 16-17M in pre-Series A funding from investors including Accion
  Venture Lab, Lendable, Next Billion Ventures and Do Ventures. As of this profile Advance publishes no first-party
  developer program, API reference or machine-readable API contract: advance.ph is a 15-page marketing site with
  no developer path, partner.advance.ph redirects every path to a login, and the only externally visible API listing
  for its salary-loan product sits inside UnionBank''s api.ph partner marketplace.'
url: https://raw.githubusercontent.com/api-evangelist/advancetechlending/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: 'enrichment pass 2026-09-09: full STEP 0b contract discovery run across advance.ph, www, partner.advance.ph
  and CT-log subdomains; no public API surface found'
specificationVersion: '0.20'
created: '2026-09-09'
modified: '2026-09-09'
tags:
- Financial Services
- Fintech
- Lending
- Salary Advance
- Earned Wage Access
- Invoice Financing
- Payroll
- Employee Benefits
- Philippines
- Southeast Asia
- Company
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: RateLimits
  url: rate-limits/advancetechlending-rate-limits.yml
- type: Plans
  url: plans/advancetechlending-plans-pricing.yml
- type: LLMsTxt
  url: llms/advancetechlending-llms.txt
- type: Conformance
  url: conformance/advancetechlending-conformance.yml
- type: DomainSecurity
  url: security/advancetechlending-domain-security.yml
- type: Website
  url: https://advance.ph/
- type: About
  url: https://advance.ph/about
- type: Support
  url: https://advance.ph/contact
- type: HelpCenter
  url: https://advance.ph/faqs
- type: Blog
  url: https://advance.ph/blog
- type: SignUp
  url: https://advance.ph/sign-up
- type: Login
  url: https://advance.ph/login
- type: TermsOfService
  url: https://advance.ph/terms
- type: PrivacyPolicy
  url: https://advance.ph/privacy
- type: LinkedIn
  url: https://www.linkedin.com/company/advancetechlending
- type: Facebook
  url: https://www.facebook.com/advancetechlending
- type: Crunchbase
  url: https://www.crunchbase.com/organization/advance-tech-lending
image: https://cdn.prod.website-files.com/65f7b73881129a65c906fbaa/6603cdd2a7f553cc07e761db_Logo%20Blue.png
x-enrichment:
  date: '2026-09-09'
  status: minimal
  artifacts_added: 6
  pass: local-v3
x-coverage:
  state: gated
  reason: marketplace-only
  detail: Advance Tech Lending publishes nothing developer-facing on its own hosts - advance.ph is a 15-page Webflow
    marketing site whose complete sitemap contains no /developers, /docs or /api path, api.advance.ph does not resolve
    in DNS, and partner.advance.ph redirects every path to /login?next=/ - so the only externally visible API for
    an Advance product is the third-party "Salary Loan by Advance Tech" partner listing inside UnionBank's api.ph
    marketplace, which itself answered 503 from its Akamai edge on every request during this pass.
  evidence:
  - url: https://api.ph/marketplace/partner-advance-lending/83/business/overview
    status: 503
  - url: https://advance.ph/sitemap.xml
    status: 200
  - url: https://advance.ph/openapi.json
    status: 404
  - url: https://advance.ph/.well-known/api-catalog
    status: 404
  - url: https://partner.advance.ph/
    status: 200
  - url: https://partner.advance.ph/openapi.json
    status: 404
  checked: '2026-09-09'