{
  "acsTransId": "REF-500123",
  "challenge": "example_value",
  "challengeIndicator": "01",
  "createdAt": "2025-03-15T14:30:00Z",
  "deviceChannel": "app",
  "dsTransID": "REF-500123",
  "exemptionIndicator": "lowValue",
  "inPSD2Scope": true,
  "messageCategory": "payment",
  "messageVersion": "example_value",
  "riskScore": 50,
  "threeDSServerTransID": "REF-500123",
  "transStatus": "Y",
  "transStatusReason": "01",
  "type": "frictionless"
}