# AI Bank (aiBank / 百信银行)

> AI Bank — 中信百信银行股份有限公司 (CITIC aiBank Co., Ltd.) — is a Beijing-based branchless
> digital direct bank, opened in November 2017 as China's first independent legal-person
> direct bank, founded as a joint venture of China CITIC Bank and Baidu. It serves retail
> customers (particularly younger consumers) and small and micro enterprises through digital
> channels only, across wealth management, consumer finance, industrial digital finance,
> bills and notes, and ecosystem finance.

This file is generated by API Evangelist from the public profile at
https://github.com/api-evangelist/ai-bank — it is not published by AI Bank.

## API surface

AI Bank publishes **no public API contract**. As of 2026-08-06 there is no developer portal,
no API reference, no OpenAPI/AsyncAPI/GraphQL/Postman artifact, and no `/.well-known/`
discovery document reachable without a partner relationship. The bank markets an
open-banking / embedded-finance capability, but integration is arranged through business
agreements rather than public self-service onboarding.

- `open.aibank.com` resolves in DNS (119.253.84.40) but does not accept connections from the
  public internet.
- `open.citicaibank.cn` resolves in DNS (180.76.200.49) with the same behaviour.
- Every `/.well-known/*`, `/openapi.json`, `/swagger.json`, `/api-docs`, `/graphql` and `/mcp`
  path on `www.aibank.com` and `www.citicaibank.cn` answers HTTP 200 with a catch-all
  marketing shell that is byte-identical to a control path that cannot exist. Those 200s are
  soft 404s, not documents.

## Sites

- [AI Bank corporate site](https://www.aibank.com/): 中信百信银行门户网站 — the bank's own portal.
- [CITIC aiBank alternate portal](https://www.citicaibank.cn/): same content served on the .cn domain.

## Artifacts in this profile

- [Domain security](https://raw.githubusercontent.com/api-evangelist/ai-bank/refs/heads/main/security/ai-bank-domain-security.yml): probed TLS/DNS posture for aibank.com.
- [Well-known probe record](https://raw.githubusercontent.com/api-evangelist/ai-bank/refs/heads/main/well-known/ai-bank-well-known.yml): the soft-404 control diff, so no future round credits a false 200.
- [apis.yml](https://raw.githubusercontent.com/api-evangelist/ai-bank/refs/heads/main/apis.yml): the APIs.json profile.