aid: akoya
url: https://raw.githubusercontent.com/api-evangelist/akoya/refs/heads/main/apis.yml
name: Akoya
x-type: company
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
tags:
  - Fintech
  - Open Banking
  - Aggregator
  - Tokenized
  - US
  - FDX
  - Account Aggregation
created: '2026-05-08'
modified: '2026-05-08'
specificationVersion: '0.19'
description: >-
  Akoya is a tokenized data-access network for US financial institutions. It implements the
  Financial Data Exchange (FDX) API standard, replacing screen-scraping with token-permissioned
  API access to consumer accounts. Akoya APIs are FDX-aligned: Accounts, Account Details,
  Account Statements, Transactions, Investments, Tax forms, Payments, and Customer endpoints.
  OAuth 2.0 authentication.
apis:
  - aid: akoya:fdx-api
    name: Akoya FDX API
    tags:
      - FDX
      - Accounts
      - Transactions
      - Investments
      - Tax
      - Payments
      - US
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.akoya.com
    humanURL: https://docs.akoya.com/
    description: >-
      FDX-aligned REST API exposing Accounts (list), Account Details, Account Statements,
      Transactions, Investments, Tax forms (1099-INT, 1099-DIV, etc.), Payments, and Customer
      endpoints. OAuth 2.0 with consumer consent at the data-provider's authorization server.
      Sandbox at sandbox-products.ddp.akoya.com.
    properties:
      - type: Documentation
        url: https://docs.akoya.com/
      - type: Sandbox
        url: https://sandbox-products.ddp.akoya.com
      - type: FDX Standard
        url: https://financialdataexchange.org/
    x-features:
      - FDX-aligned API standard
      - OAuth 2.0 token-permissioned access
      - Tax form data (1099 variants)
      - Investment account details
      - Major US bank network coverage
    x-use-cases:
      - Personal finance management
      - Lending decisioning
      - Tax preparation software
      - Wealth aggregation
common:
  - type: Portal
    url: https://akoya.com/
  - type: Documentation
    url: https://docs.akoya.com/
  - type: FDX Standard
    url: https://financialdataexchange.org/
  - type: Plans
    url: plans/akoya-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/akoya-rate-limits.yml
  - type: FinOps
    url: finops/akoya-finops.yml
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com