aid: aldermore
url: https://raw.githubusercontent.com/api-evangelist/aldermore/refs/heads/main/apis.yml
name: Aldermore Bank
kind: company
description: Aldermore Bank plc is a UK specialist bank founded in 2009 and headquartered
  in Reading, offering savings accounts and specialist lending across residential and
  buy-to-let mortgages, commercial and property finance, asset finance, invoice finance,
  and motor finance (through sister company MotoNovo Finance). Aldermore Group is wholly
  owned by South Africa's FirstRand Group, which acquired it in 2018 and, as of 2026,
  has begun a process to sell the UK business and exit the market. Aldermore Bank plc
  is authorised by the Prudential Regulation Authority and regulated by the Financial
  Conduct Authority and the PRA (Financial Services Register number 204503). It is a
  branchless, digitally-delivered specialist lender rather than a full-service current-account
  bank, and it is NOT one of the nine CMA-mandated banks (CMA9). Because it does not
  provide personal or business current accounts, its UK Open Banking (OBIE / PSD2)
  payment-account footprint is minimal, and no public Aldermore developer portal, Open
  Data endpoint, or bank-proprietary API surface could be confirmed at bootstrap; the
  OBIE Open Data and Read/Write API families below are represented as the shared UK
  Open Banking standard, unverified for this bank.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Savings
- Specialist Lending
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Payments
- Account Information
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: aldermore:aldermore-open-data-api
  name: Aldermore Open Data API (OBIE Standard)
  description: The UK Open Banking Open Data API standard (public, unauthenticated reference
    data such as products, ATMs, and branches). Represented here as the shared OBIE
    Open Data standard - no Aldermore-published Open Data endpoint was confirmed at
    bootstrap, and as a branchless specialist lender Aldermore has minimal Open Data
    scope.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/
  baseURL: ''
  tags:
  - Open Data
  - Reference Data
  properties:
  - type: OpenAPI
    url: openapi/aldermore-obie-open-data-openapi.json
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
- aid: aldermore:aldermore-account-information-api
  name: Aldermore Account & Transaction Information API (OBIE Read/Write Standard)
  description: The UK Open Banking Read/Write Account and Transaction Information (AIS)
    API standard, FAPI-secured with OAuth2/OIDC, mutual-TLS, and PSD2 strong customer
    authentication. Represented here as the shared OBIE standard - no Aldermore-published
    AIS endpoint or developer onboarding was confirmed at bootstrap.
  humanURL: https://openbankinguk.github.io/read-write-api-site3/
  baseURL: ''
  tags:
  - Account Information
  - AIS
  properties:
  - type: OpenAPI
    url: openapi/aldermore-obie-account-info-openapi.yaml
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: aldermore:aldermore-payment-initiation-api
  name: Aldermore Payment Initiation API (OBIE Read/Write Standard)
  description: The UK Open Banking Read/Write Payment Initiation (PIS) API standard,
    FAPI-secured with OAuth2/OIDC, mutual-TLS, and PSD2 strong customer authentication.
    Represented here as the shared OBIE standard - no Aldermore-published PIS endpoint
    or developer onboarding was confirmed at bootstrap.
  humanURL: https://openbankinguk.github.io/read-write-api-site3/
  baseURL: ''
  tags:
  - Payment Initiation
  - PIS
  properties:
  - type: OpenAPI
    url: openapi/aldermore-obie-payment-initiation-openapi.yaml
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: aldermore:aldermore-confirmation-of-funds-api
  name: Aldermore Confirmation of Funds API (OBIE Read/Write Standard)
  description: The UK Open Banking Read/Write Confirmation of Funds (CBPII) API standard,
    FAPI-secured with OAuth2/OIDC, mutual-TLS, and PSD2 strong customer authentication.
    Represented here as the shared OBIE standard - no Aldermore-published CBPII endpoint
    or developer onboarding was confirmed at bootstrap.
  humanURL: https://openbankinguk.github.io/read-write-api-site3/
  baseURL: ''
  tags:
  - Confirmation of Funds
  - CBPII
  properties:
  - type: OpenAPI
    url: openapi/aldermore-obie-confirmation-of-funds-openapi.yaml
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
common:
- type: AgenticAccess
  url: agentic-access/aldermore-agentic-access.yml
- type: OAuthScopes
  url: scopes/aldermore-scopes.yml
- type: Authentication
  url: authentication/aldermore-authentication.yml
- type: DomainSecurity
  url: security/aldermore-domain-security.yml
- type: VulnerabilityDisclosure
  url: security/aldermore-vulnerability-disclosure.yml
- type: Security
  url: https://www.aldermore.co.uk/.well-known/security.txt
- type: WellKnown
  url: well-known/aldermore-well-known.yml
- type: SecurityTxt
  url: well-known/aldermore-security.txt
- type: Conventions
  url: conventions/aldermore-conventions.yml
- type: Idempotency
  url: conventions/aldermore-conventions.yml
- type: ErrorCatalog
  url: errors/aldermore-problem-types.yml
- type: Conformance
  url: conformance/aldermore-conformance.yml
- type: Lifecycle
  url: lifecycle/aldermore-lifecycle.yml
- type: DataModel
  url: data-model/aldermore-data-model.yml
- type: MCPServer
  url: mcp/aldermore-mcp.yml
- type: LLMsTxt
  url: llms/aldermore-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  url: overlays/aldermore-account-info-overlay.yaml
- type: Overlay
  url: overlays/aldermore-payment-initiation-overlay.yaml
- type: Overlay
  url: overlays/aldermore-confirmation-of-funds-overlay.yaml
- type: Overlay
  url: overlays/aldermore-open-data-overlay.yaml
- type: Website
  url: https://www.aldermore.co.uk/
- type: GitHubOrganization
  url: https://github.com/aldermore
- type: LinkedIn
  url: https://www.linkedin.com/company/aldermorebank
- type: Support
  url: https://www.aldermore.co.uk/contact-us/
- type: TermsOfService
  url: https://www.aldermore.co.uk/legal/terms-and-conditions/
- type: PrivacyPolicy
  url: https://www.aldermore.co.uk/legal/privacy-policy/
- type: Legal
  url: https://www.aldermore.co.uk/legal/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com