slug: alliance-data-systems
provider: Alliance Data Systems (Bread Financial Holdings)
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 1
edges:
- tag: Transactions
  spec_file: alliance-data-systems-transactions-api-openapi.yml
  capability_id: BC-1340.20
  capability_id_l1: BC-1340
  capability_name: Payment Processing Management
  confidence: 0.8
  evidence: POST /transaction/{transactionID}/authorize; POST /transaction/{transactionID}/settle; POST
    /transaction/{transactionID}/refund
  reason: Full merchant transaction lifecycle — create, authorize, cancel, settle, refund — is payment
    transaction processing. Sub-capability choice between processing and initiation carries some ambiguity,
    but settlement and refund operations point to processing.