aid: allica-bank
url: https://raw.githubusercontent.com/api-evangelist/allica-bank/refs/heads/main/apis.yml
name: Allica Bank
kind: company
description: Allica Bank Limited is a UK financial-technology bank built specifically
  for established small and medium-sized businesses, offering business current accounts,
  savings, commercial mortgages, asset finance, and invoice finance. It is a privately
  owned, venture-backed challenger bank (not a mutual or building society), authorised
  by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
  and PRA (FRN 821851), registered in England and Wales (company number 07706156).
  As an FCA-authorised ASPSP it participates in UK Open Banking under the Open Banking
  Implementation Entity (OBIE) Read/Write Standard and PSD2 - it is not one of the
  nine CMA9 mandated banks, but publishes a public developer portal exposing Account
  and Transaction Information (AIS), Payment Initiation (PIS), and Confirmation of
  Funds (fundsconfirmations) APIs for its Business Rewards accounts. Access is secured
  with FAPI-grade OAuth2/OIDC, PSD2 strong customer authentication, mutual-TLS client
  authentication, and dynamic client registration using Open Banking Directory /
  eIDAS certificates and Software Statement Assertions.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- FAPI
- United Kingdom
- Payments
- Account Information
- SME
- Business Banking
- Fintech
created: '2026-07-23'
modified: '2026-07-24'
specificationVersion: '0.19'
apis:
- aid: allica-bank:allica-bank-account-information-api
  name: Allica Bank Account and Transaction Information API
  description: Allica Bank's UK Open Banking Account Information Service (AIS) API,
    conformant to the OBIE Read/Write Standard v3.1, exposing account access consents,
    accounts, balances, transactions, beneficiaries, direct debits, standing orders,
    scheduled payments, parties, offers, and product data for Allica Business Rewards
    accounts. FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA); requires OBIE Directory
    onboarding and eIDAS/OB certificates.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Account Information
  - AISP
  - Open Banking
  - OBIE
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-account-information-openapi.yaml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
- aid: allica-bank:allica-bank-payment-initiation-api
  name: Allica Bank Payment Initiation API
  description: Allica Bank's UK Open Banking Payment Initiation Service (PIS) API,
    conformant to the OBIE Read/Write Standard v4.0, exposing domestic payment,
    domestic scheduled payment, and domestic standing order consents and payments,
    plus payment-details and funds-confirmation resources for Allica Business Rewards
    accounts. FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA); requires OBIE Directory
    onboarding and eIDAS/OB certificates.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v4.0/pisp
  tags:
  - Payment Initiation
  - PISP
  - Open Banking
  - OBIE
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-payment-initiation-openapi.yaml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-confirmation-of-funds-api
  name: Allica Bank Confirmation of Funds API
  description: Allica Bank's UK Open Banking Confirmation of Funds (CBPII) capability,
    exposed through the OBIE Read/Write Standard and the `fundsconfirmations` OAuth
    scope, allowing authorised Card-Based Payment Instrument Issuers and payment
    flows to confirm the availability of funds on Allica Business Rewards accounts.
    Documented on the Allica developer portal; FAPI-secured (OAuth2/OIDC, mTLS, PSD2
    SCA) and not independently verified without OBIE onboarding.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/cbpii
  tags:
  - Confirmation of Funds
  - CBPII
  - Open Banking
  - OBIE
  properties:
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-dynamic-client-registration-api
  name: Allica Bank Dynamic Client Registration API
  description: OBIE Dynamic Client Registration (DCR) v3.2 endpoint used by regulated
    Third Party Providers to register OAuth clients with Allica Bank using Software
    Statement Assertions issued by the Open Banking Directory. Confirmed as the
    registration_endpoint in Allica's production OIDC discovery document.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/dynamic-client-registration/v3.2/register
  tags:
  - Dynamic Client Registration
  - DCR
  - Onboarding
  - OBIE
  properties:
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: OpenIDConfiguration
    url: https://auth1.api.ob.allica.bank/.well-known/openid-configuration
common:
- type: AgenticAccess
  url: agentic-access/allica-bank-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/allica-bank-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/allica-bank-domain-security.yml
- type: OAuthScopes
  url: scopes/allica-bank-scopes.yml
- type: Authentication
  url: authentication/allica-bank-authentication.yml
- type: WellKnown
  url: well-known/allica-bank-well-known.yml
- type: SecurityTxt
  url: well-known/allica-bank-security.txt
- type: Security
  url: https://www.allica.bank/responsible-disclosure
- type: Conventions
  url: conventions/allica-bank-conventions.yml
- type: Idempotency
  url: conventions/allica-bank-conventions.yml
- type: ErrorCatalog
  url: errors/allica-bank-problem-types.yml
- type: Lifecycle
  url: lifecycle/allica-bank-lifecycle.yml
- type: Conformance
  url: conformance/allica-bank-conformance.yml
- type: DataModel
  url: data-model/allica-bank-data-model.yml
- type: MCPServer
  url: mcp/allica-bank-mcp.yml
- type: LLMsTxt
  url: llms/allica-bank-llms.txt
- type: Sandbox
  url: sandbox/allica-bank-sandbox.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  url: overlays/allica-bank-account-information-overlay.yaml
- type: Overlay
  url: overlays/allica-bank-payment-initiation-overlay.yaml
- type: GettingStarted
  url: https://developer.api.ob.allica.bank/perry/developer/welcome
- type: Website
  url: https://www.allica.bank/
- type: DeveloperPortal
  url: https://developer.api.ob.allica.bank/
- type: Documentation
  url: https://developer.api.ob.allica.bank/perry/developer/welcome
- type: Authentication
  url: https://auth1.api.ob.allica.bank/.well-known/openid-configuration
- type: LinkedIn
  url: https://uk.linkedin.com/company/allicabank
- type: Blog
  url: https://www.allica.bank/blog
- type: Support
  url: https://help.allica.bank/
- type: TermsOfService
  url: https://www.allica.bank/website-terms-of-use
- type: PrivacyPolicy
  url: https://www.allica.bank/privacy-policy
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com