generated: '2026-07-17'
method: searched
source: https://useallowance.com/SKILL.md
envelope_field: error-code (allowance purchase failure --error-code)
notes: >-
  Purchase-outcome / decline codes an agent reports back to Allowance after a checkout
  attempt via `allowance purchase failure --error-code <code>`. Captured verbatim from the
  provider-published SKILL.md. These complement the API-level errors in
  allowance-problem-types.yml.
decline_codes:
- code: card_declined
  meaning: The issued virtual card was declined at the network level.
  action: Report failure; do not retry without a new approval.
- code: card_declined_avs
  meaning: Card declined due to address verification (AVS) mismatch.
  action: Report failure; verify billing address before any re-attempt.
- code: card_declined_cvv
  meaning: Card declined due to CVV mismatch.
  action: Report failure; do not retry the same card.
- code: checkout_abandoned
  meaning: Checkout was not completed.
  action: Report failure.
- code: checkout_error
  meaning: An error occurred during checkout.
  action: Report failure.
- code: checkout_timeout
  meaning: Checkout did not complete within the allowed time.
  action: Report failure.
- code: item_unavailable
  meaning: The item was not available for purchase.
  action: Report failure; consider a delayed-purchase monitor.
- code: merchant_rejected
  meaning: The merchant rejected the transaction.
  action: Report failure.
- code: price_mismatch
  meaning: The realized price did not match the approved amount.
  action: Report failure; request a new approval if the price changed.
- code: unsupported_card
  meaning: The merchant does not support the issued card.
  action: Report failure.