aid: alloy-com name: Alloy description: Alloy is a New York-based identity decisioning platform that helps banks, credit unions, and fintechs onboard, monitor, and protect customers across KYC, KYB, AML, fraud, credit, and ongoing-monitoring use cases. The Alloy API exposes the platform's evaluations, journey applications, entities, events, documents, cases, investigations, lists, and webhooks for programmatic identity decisioning and ongoing risk monitoring. type: Index deliveryModel: model: saas open_source: false commercial: true callable_host: true label: Hosted service · you call their endpoint confidence: high source: - openapi - pricing generated: '2026-08-11' method: derived accessModel: pricing: free onboarding: self-serve trial: false try_now: true public: false label: Free · Self-serve signup confidence: high source: - plans - authentication generated: '2026-07-22' method: derived image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/alloy-com.png tags: - Identity Decisioning - Identity Verification - KYC - KYB - AML - Fraud Prevention - Credit Underwriting - Ongoing Monitoring - Case Management - Fintech - Banking url: https://raw.githubusercontent.com/api-evangelist/alloy-com/refs/heads/main/apis.yml created: '2026-05-25' modified: '2026-08-08' specificationVersion: '0.19' apis: - aid: alloy-com:alloy-com-bank-accounts-api name: Alloy Bank Accounts API description: Bank account records and related entity history. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Bank Accounts properties: - type: OpenAPI url: openapi/alloy-com-bank-accounts-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-batches-api name: Alloy Batches API description: Batch processing of journey applications and evaluations. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Batches properties: - type: OpenAPI url: openapi/alloy-com-batches-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-cases-api name: Alloy Cases API description: Case management, evidences, and review work items. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Cases properties: - type: OpenAPI url: openapi/alloy-com-cases-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-custom-lists-api name: Alloy Custom Lists API description: Tenant-defined reference lists with versioning and activation. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Custom Lists properties: - type: OpenAPI url: openapi/alloy-com-custom-lists-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-documents-api name: Alloy Documents API description: Uploaded identity, address, and supporting documents for entities. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Documents properties: - type: OpenAPI url: openapi/alloy-com-documents-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-entities-api name: Alloy Entities API description: Person and business entities, notes, merging, feedback, and groups. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Entities properties: - type: OpenAPI url: openapi/alloy-com-entities-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-evaluations-api name: Alloy Evaluations API description: Run, retrieve, and audit identity, KYC, KYB, AML, fraud, and credit evaluations. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Evaluations properties: - type: OpenAPI url: openapi/alloy-com-evaluations-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-events-api name: Alloy Events API description: Real-time monitoring events for entities, accounts, transactions, and logins. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Events properties: - type: OpenAPI url: openapi/alloy-com-events-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-groups-api name: Alloy Groups API description: Entity groups and group-level evaluations. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Groups properties: - type: OpenAPI url: openapi/alloy-com-groups-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-investigations-api name: Alloy Investigations API description: Investigation lifecycle, assignment, review, archival, and types. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Investigations properties: - type: OpenAPI url: openapi/alloy-com-investigations-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-journeys-api name: Alloy Journeys API description: Multi-step decisioning journeys, applications, batches, and reviews. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Journeys properties: - type: OpenAPI url: openapi/alloy-com-journeys-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-lists-api name: Alloy Lists API description: Built-in watchlist-style lists and list metadata. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Lists properties: - type: OpenAPI url: openapi/alloy-com-lists-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-oauth-api name: Alloy OAuth API description: OAuth 2.0 bearer token issuance and validation. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - OAuth properties: - type: OpenAPI url: openapi/alloy-com-oauth-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-parameters-api name: Alloy Parameters API description: Tenant-level parameters for evaluations and journeys. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Parameters properties: - type: OpenAPI url: openapi/alloy-com-parameters-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-portfolio-evaluations-api name: Alloy Portfolio Evaluations API description: Bulk re-evaluations across a portfolio of entities. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Portfolio Evaluations properties: - type: OpenAPI url: openapi/alloy-com-portfolio-evaluations-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-published-attributes-api name: Alloy Published Attributes API description: Custom attributes published from external systems and used in policy. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Published Attributes properties: - type: OpenAPI url: openapi/alloy-com-published-attributes-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview - aid: alloy-com:alloy-com-reviews-api name: Alloy Reviews API description: Manual review notes and decisions on entities. humanURL: https://developer.alloy.com/public/reference baseURL: https://api.alloy.co/v1 tags: - Reviews properties: - type: OpenAPI url: openapi/alloy-com-reviews-api-openapi.yml - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: GettingStarted url: https://developer.alloy.com/public/docs/introduction - type: Authentication url: https://developer.alloy.com/public/docs/authentication-guide - type: Webhooks url: https://developer.alloy.com/public/docs/webhooks - type: Webhooks url: https://developer.alloy.com/public/docs/webhook-events - type: SDKs url: https://developer.alloy.com/public/docs/sdk-installation - type: SDKs url: https://developer.alloy.com/public/docs/ios-webview - type: SDKs url: https://developer.alloy.com/public/docs/android-webview common: - type: GettingStarted url: https://developer.alloy.com/public/docs/getting-started - type: AgenticAccess url: agentic-access/alloy-com-agentic-access.yml - type: DomainSecurity url: security/alloy-com-domain-security.yml - type: Authentication url: authentication/alloy-com-authentication.yml - type: Website url: https://www.alloy.com/ - type: Portal url: https://www.alloy.com/developer - type: Documentation url: https://developer.alloy.com/public/docs - type: APIReference url: https://developer.alloy.com/public/reference - type: LlmsText url: https://developer.alloy.com/llms.txt - type: Login url: https://app.alloy.co/login/ - type: Signup url: https://www.alloy.com/contact - type: Pricing url: https://www.alloy.com/contact - type: TermsOfService url: https://www.alloy.com/tos - type: PrivacyPolicy url: https://www.alloy.com/privacy-policy - type: Security url: https://www.alloy.com/security - type: StatusPage url: https://status.alloy.com/ - type: Support url: https://help.alloy.com - type: Blog url: https://www.alloy.com/blog - type: ContentLibrary url: https://www.alloy.com/content-library - type: Training url: https://alloy.docebosaas.com/learn/signin x-name: Alloy LAB - type: GitHubOrganization url: https://github.com/UseAlloy - type: LinkedIn url: https://www.linkedin.com/company/alloy/ - type: Plans url: plans/alloy-plans-pricing.yml - type: RateLimits url: rate-limits/alloy-rate-limits.yml - type: FinOps url: finops/alloy-finops.yml - type: Features data: - name: Identity description: Verify person and business identities against 270+ data sources across 195 markets. - name: Onboarding description: Configurable Journeys orchestrate KYC, KYB, document verification, and step-up review for new customer acquisition. - name: Ongoing Monitoring description: Perpetual KYC and event-driven monitoring across logins, credential updates, transactions, and account changes. - name: Fraud description: Machine-learning Fraud Signal and integrated device-risk providers detect fraud across onboarding and post-onboarding events. - name: Credit description: Credit underwriting and policy management with Journey- based decisioning. - name: Case Management description: Cases, evidences, and works support compliance review and dispute workflows. - name: Investigations description: Investigation lifecycle with alerts tied to journey applications and assignable agents. - name: Custom Models and Attributes description: Bring custom ML models and published attributes into Alloy workflows for tenant-specific decisioning logic. - name: Webhooks description: Real-time notifications for journey, case, and investigation events with Basic, HMAC, and OAuth 2.0 auth. - name: SDKs description: Web, iOS Webview, and Android Webview SDKs for embedding Alloy's document verification and step-up flows. - type: UseCases data: - name: Consumer Onboarding (KYC) description: Verify individual consumers during account opening for banks, neobanks, and consumer fintechs. - name: Business Onboarding (KYB) description: Verify businesses and beneficial owners for SMB banking, payments, and lending products. - name: AML Compliance description: Screen against sanctions, PEP, and adverse-media lists and monitor ongoing activity for AML risk. - name: Fraud Prevention description: Detect synthetic identity, account takeover, and transaction fraud across onboarding and post-onboarding. - name: Credit Underwriting description: Run credit decisioning Journeys for lending and BNPL products. - name: Embedded Finance Risk description: Sponsor banks orchestrate fintech program risk through configurable Journeys and ongoing monitoring. - name: Perpetual KYC description: Continuously re-evaluate customers against fresh data using ongoing monitoring events. - type: Integrations data: - name: Socure description: Digital identity and device intelligence integration. - name: Experian FraudNet description: Device risk and fraud signals integration. - name: TruValidate (Iovation) description: Device risk integration. - name: NeuroID description: Behavioral risk integration. - name: BioCatch description: Behavioral biometrics integration. - name: ThreatMetrix description: Device risk and fraud signals integration. - name: SAML SSO description: Identity provider integrations for Okta, Azure AD, ADFS, JumpCloud, and generic SAML 2.0. - name: SCIM description: User provisioning integrations for Okta and Azure. - type: Solutions data: - name: Banks and Credit Unions description: Identity and fraud platform for traditional financial institutions. - name: Fintechs description: Onboarding and risk platform for consumer and business fintechs. - name: Sponsor Banks description: Embedded finance program risk management for sponsor banks supporting fintech programs. - type: Certifications data: - name: SOC 2 Type 2 description: Independently audited security controls covering product, infrastructure, and policies. - type: OAuthScopes url: scopes/alloy-com-scopes.yml - type: DeveloperPortal url: https://www.alloy.com/developer - type: GitHubOrg url: https://github.com/useAlloy - type: StatusPageAlt url: https://alloy.statuspage.io - type: HelpCenter url: https://help.alloy.com/hc/en-us - type: X url: https://x.com/usealloy maintainers: - FN: Kin Lane email: kin@apievangelist.com x-merged-from: - alloy