openapi: 3.0.3
info:
  title: Alloy Bank Accounts OAuth API
  description: 'The Alloy API is the programmatic surface for Alloy''s identity decisioning

    platform. It exposes the resources behind Alloy''s KYC, KYB, AML, fraud,

    credit, and ongoing-monitoring workflows used by banks, credit unions, and

    fintechs.


    The API is organized around evaluations, journey applications, entities

    (persons and businesses), bank accounts, documents, events, cases,

    investigations, custom lists, published attributes, and webhooks. Sandbox

    and production environments are exposed as two distinct base URLs.

    '
  version: '1.0'
  contact:
    name: Alloy Developer Support
    url: https://help.alloy.com
  license:
    name: Proprietary
    url: https://www.alloy.com/tos
servers:
- url: https://sandbox.alloy.co/v1
  description: Sandbox environment
- url: https://api.alloy.co/v1
  description: Production environment
security:
- basicAuth: []
- bearerAuth: []
tags:
- name: OAuth
  description: OAuth 2.0 bearer token issuance and validation.
paths:
  /oauth/bearer:
    post:
      tags:
      - OAuth
      summary: Issue a Bearer Token
      operationId: postOAuthBearer
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
      responses:
        '200':
          description: Token issued
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/OAuthToken'
  /oauth/validate:
    post:
      tags:
      - OAuth
      summary: Validate a Bearer Token
      operationId: postOAuthValidate
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
      responses:
        '200':
          description: Validation result
components:
  schemas:
    OAuthToken:
      type: object
      properties:
        access_token:
          type: string
        token_type:
          type: string
        expires_in:
          type: integer
  securitySchemes:
    basicAuth:
      type: http
      scheme: basic
      description: HTTP Basic Authentication with workflow or account-level API key as username and secret as password.
    bearerAuth:
      type: http
      scheme: bearer
      description: OAuth 2.0 bearer token obtained via the OAuth endpoints.