specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Ally Invest
providerId: ally-invest
created: '2026-06-13'
modified: '2026-06-13'
reconciled: false
tags:
  - Brokerage
  - Investing
  - Trading
  - Finance
  - Plans
description: >-
  Ally Invest does not publish tiered API subscription plans in the traditional SaaS sense.
  API access is available to Ally Invest account holders who register for developer credentials
  via the Ally Invest developer program. The underlying brokerage pricing is commission-free for
  US stocks and ETFs, with a $0.50 per-contract fee for options. There is no account minimum for
  self-directed cash accounts. API developer access is offered at no additional charge to registered
  brokerage customers under the API agreement.
notes: >-
  Ally Invest's API is tied to an existing brokerage account rather than sold as a standalone API
  product. Pricing below reflects brokerage transaction costs that apply when orders are placed via
  the API. The API itself has no separate subscription fee for registered developer accounts.
sources:
  - https://www.ally.com/invest/commissions-and-fees/
  - https://www.ally.com/api/invest/documentation/getting-started/
  - https://www.ally.com/content/dam/pdf/invest/api-agreement.pdf
plans:
  - id: ally-invest-self-directed
    name: Self-Directed Trading (API Access Included)
    type: free
    description: >-
      Ally Invest brokerage account holders may register for API credentials at no additional cost.
      The API enables automated access to account data, order placement, and market data. Brokerage
      transaction fees apply when orders are executed through the API.
    entries:
      - label: US Stocks and ETFs Commission
        name: stock_etf_commission
        type: free
        metric: trade
        limit: -1
        timeFrame: usage
        geo: us
        unit: 1
        price: '0.00'
        userMultiplied: false
      - label: Options Contract Fee
        name: options_contract_fee
        type: paid
        metric: contract
        limit: -1
        timeFrame: usage
        geo: us
        unit: 1
        price: '0.50'
        userMultiplied: false
      - label: Mutual Funds (No-Transaction-Fee)
        name: mutual_fund_ntf
        type: free
        metric: trade
        limit: -1
        timeFrame: usage
        geo: us
        unit: 1
        price: '0.00'
        userMultiplied: false
      - label: API Developer Access
        name: api_access
        type: free
        metric: access
        limit: -1
        timeFrame: usage
        geo: global
        unit: 1
        price: '0.00'
        userMultiplied: false
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com