slug: alt-bank
provider: Alt Bank
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 1
edges:
- tag: Underwriting
  spec_file: alt-bank-underwriting-api-openapi.yml
  capability_id: BC-1320.20
  capability_id_l1: BC-1320
  capability_name: Credit Underwriting & Decisioning Management
  confidence: 0.95
  evidence: POST /api/partner/credit/cards/underwritings  submitUnderwriting  Submit a credit-card underwriting
    request; "GUARD scores the applicant against traditional and alternative data and returns a risk band
    and a suggested initial credit line"
  reason: The single operation performs credit scoring and decisioning of a card applicant, returning
    risk band and suggested credit line — textbook credit underwriting and decisioning.