aid: alterna-savings
url: https://raw.githubusercontent.com/api-evangelist/alterna-savings/refs/heads/main/apis.yml
name: Alterna Savings
kind: company
description: >-
  Alterna Savings and Credit Union Limited is a member-owned financial
  cooperative (credit union) founded in 1908 as the Civil Service Savings and
  Loan Society, headquartered in Ottawa, Ontario and regulated provincially by
  the Financial Services Regulatory Authority of Ontario (FSRAO). It is one of
  Ontario's largest credit unions, serving roughly 217,000 members with about
  C$10.8 billion in assets across branches in Ontario, and operates the
  federally regulated direct-banking subsidiary Alterna Bank, one of Canada's
  earliest digital-first banks. Alterna offers personal and business banking,
  mortgages, lending, investments and insurance. Consistent with Canada's
  voluntary, not-yet-operational Consumer-Driven Banking framework (legislated
  in Budget 2024 / Fall Economic Statement 2024 with the FCAC as overseer),
  Alterna Savings exposes NO public first-party developer portal or documented
  API. Digital access is delivered through its online and mobile banking apps
  and the Interac e-Transfer consumer rail; any third-party data access today is
  aggregator/screen-scraping based rather than a first-party API. This is an
  identity-only record with an honest no-public-API posture.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Credit Union
- Cooperative
- Consumer-Driven Banking
- Interac
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23T18:00:00Z'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/alterna-savings-domain-security.yml
- type: WellKnown
  url: well-known/alterna-savings-well-known.yml
- type: Authentication
  url: authentication/alterna-savings-authentication.yml
- type: OpenIDConnect
  url: well-known/alterna-savings-openid-configuration.json
- type: OAuthScopes
  url: scopes/alterna-savings-scopes.yml
- type: Website
  url: https://www.alterna.ca/
- type: TermsOfService
  url: https://www.alterna.ca/en/legal
- type: PrivacyPolicy
  url: https://www.alterna.ca/en/privacy-and-security
- type: Support
  url: https://www.alterna.ca/en/about-us/contact-us
- type: Blog
  url: https://www.alterna.ca/en/personal/resource-centre/advice-for-life-blog
- type: LinkedIn
  url: https://www.linkedin.com/company/alternasavings
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com