aid: altscore
name: AltScore
description: >-
  AltScore is a B2B credit infrastructure platform for Latin America — the "Rails
  of Lending" that lets any company build, embed, and deploy credit products in
  weeks instead of years. Its API surface spans three products: AltData, an
  aggregation layer over 50+ alternative and traditional data sources for
  underwriting and scoring; Borrower Central, an onboarding, KYC/KYB, identity,
  document, and workflow/decisioning engine; and a Credit Management System for
  the full loan lifecycle — disbursements, credit accounts, debts, payment
  orders, and DPAs. Access is through first-party Python and TypeScript SDKs, a
  Go CLI, and a Frontegg-backed OAuth/OIDC identity layer, with a dedicated
  sandbox environment and an in-production test mode (isTest) for UAT.
url: https://raw.githubusercontent.com/api-evangelist/altscore/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- techstars
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-17'
image: https://altscore.ai/favicon.ico
tags:
- Company
- Credit
- Lending
- Fintech
- Credit Scoring
- Underwriting
- KYC
- Financial Services
- Latin America
- Data Aggregation
- Workflows
- Decisioning
apis:
- name: AltData API
  description: >-
    Alternative-data aggregation for credit underwriting and scoring. Aggregates
    over 50 data sources into on-demand data requests that feed borrower
    enrichment and decisioning.
  humanURL: https://docs.altscore.ai/
  baseURL: https://data.altscore.ai
  properties:
  - type: Documentation
    url: https://docs.altscore.ai/
- name: Borrower Central API
  description: >-
    Onboarding, KYC/KYB, identities, documents, deals, forms, workflows (v1 + v2),
    credit decisioning, evaluators, and policy rules. The default module of the
    AltScore SDK and CLI.
  humanURL: https://docs.altscore.ai/
  baseURL: https://bc.altscore.ai
  properties:
  - type: Documentation
    url: https://docs.altscore.ai/
- name: Credit Management System API
  description: >-
    The loan lifecycle system — partners, clients, credit accounts, debts,
    disbursements, disbursement accounts, payment accounts, payment orders, and
    DPAs (payment agreements). Includes the webhooks surface.
  humanURL: https://docs.altscore.ai/
  baseURL: https://api.altscore.ai
  properties:
  - type: Documentation
    url: https://docs.altscore.ai/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: TrustCenter
  url: security/altscore-trust-center.yml
- type: Website
  url: https://altscore.ai/
- type: DeveloperPortal
  url: https://docs.altscore.ai/
- type: Documentation
  url: https://docs.altscore.ai/
- type: APIReference
  url: https://docs.altscore.ai/
- type: Blog
  url: https://www.altscore.ai/en/blog
- type: GitHubOrganization
  url: https://github.com/AltScore
- type: TermsOfService
  url: https://www.altscore.ai/en/terms-of-service
- type: PrivacyPolicy
  url: https://www.altscore.ai/en/privacy-policy
- type: Support
  url: https://www.altscore.ai/en/#contacto
- type: Compliance
  url: https://www.altscore.ai/en/security
- type: Postman
  url: https://docs.altscore.ai/
- type: Packages
  url: packages/altscore-packages.yml
- type: SDKs
  url: packages/altscore-packages.yml
- type: CLI
  url: cli/altscore-cli.yml
- type: Authentication
  url: authentication/altscore-authentication.yml
- type: OAuthScopes
  url: scopes/altscore-scopes.yml
- type: OpenIDConnect
  url: well-known/altscore-openid-configuration.json
- type: WellKnown
  url: well-known/altscore-well-known.yml
- type: MCPServer
  url: mcp/altscore-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/altscore-llms.txt
- type: Conventions
  url: conventions/altscore-conventions.yml
- type: Conformance
  url: conformance/altscore-conformance.yml
- type: Lifecycle
  url: lifecycle/altscore-lifecycle.yml
- type: Sandbox
  url: sandbox/altscore-sandbox.yml
- type: DataModel
  url: data-model/altscore-data-model.yml
- type: Webhooks
  url: asyncapi/altscore-webhooks.yml
- type: DomainSecurity
  url: security/altscore-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence