generated: '2026-09-02'
method: searched
source: https://www.american-equity.com/professionals/rates-and-indexes/
plan_count: 0
plans: []
note: >-
  American Equity publishes no API plans or developer pricing of any kind, because it publishes
  no API. The company sells fixed indexed and fixed-rate annuity contracts through contracted
  independent agents and broker-dealers; product economics are expressed as declared interest
  rates, index participation rates, caps and spreads on the rates-and-indexes page, not as
  subscription tiers, quotas or overage. Annuity contract rates are deliberately NOT recorded
  here as plans — they are insurance product terms, not API commercial terms, and mapping one
  onto the other would misrepresent both.
evidence:
  - url: https://www.american-equity.com/professionals/rates-and-indexes/
    status: 200
    note: product rates and index crediting options for contracted financial professionals
  - url: https://www.american-equity.com/our-annuities/
    status: 200
    note: consumer product line; no pricing tiers
  - url: https://www.american-equity.com/sitemap.xml
    status: 200
    note: 50 URLs, none of them a developer pricing or API plan page